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What to Do If Your Home Insurance Claim Is Denied
You can file an appeal and increase your chances of a home insurance claim approval.
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Actual Cash Value vs. Replacement Cost in Home Insurance
Replacement cost offers full coverage for repairs or replacements, while actual cash value offers lower premiums but factors in depreciation.
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Homeowners Insurance Inspection: How It Works and What to Expect
Your insurance company conducts a home inspection to assess your home’s risk, which can influence your policy’s cost.
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Does Homeowners Insurance Cover Tree Removal?
Home insurance covers tree removal if there’s damage to your property. But it won’t cover preventative tree removal or removing damaged trees.
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Suing Over an Insurance Claim Often Leads to Smaller Payout, Experts Say
Deceptive attorney practices and third-party funding unnecessarily drive up claims costs, industry pros report.
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When Should You Replace Your Roof?
If your roof is more than 20 years old and starting to noticeably sag or leak, it may be time to replace it.
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What Are Flood Insurance Requirements for Homeowners?
Flood insurance requirements for homeowners vary depending on where you live and your lender’s requirements.
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Home Insurance Cancellation Laws by State: What You Can Do
Home insurance companies can cancel your policy in certain circumstances. To protect consumers, each state has different home insurance cancellation laws and requirements.
What Is Extended Replacement Cost in Homeowners Insurance?
Extended replacement cost coverage is an endorsement that provides additional coverage past your policy’s limit.
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New Homeowner Checklist: Before, During, and After Your Move
You have several tasks to complete before moving into a new home, including setting up utilities, registering a change of address, and securing home insurance.
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15 States Facing an Imminent Insurance Crisis
Hurricane damage is fueling mounting insurance crises in North Carolina and Texas as insurers pull back in more than a dozen states across the U.S.
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22 Questions to Ask About Homeowners Insurance
It’s tough to know what questions to ask about homeowners insurance. Here’s a quick guide so you know how to ensure you’re getting the right coverage.
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Does Homeowners Insurance Cover Theft?
Homeowners insurance covers theft if your personal items get stolen during a break-in.
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What Is a DP-1 Insurance Policy, and Who Needs It?
A DP-1 insurance policy protects vacant homes against perils like fire, lightning, windstorms, and more.
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What Is a DP-3 Form Insurance Policy, and Who Needs It?
A DP-3 form insurance policy is the most comprehensive dwelling fire insurance policy.
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Homeowners Insurance and Pit Bulls: How to Find the Best Coverage
Some insurers won’t cover homes with pit bulls or may charge much higher rates. Fortunately, you have options.
Home Maintenance Checklist for Insurance-Savvy Homeowners
Regular home maintenance can keep your house in good condition and help you avoid unnecessary homeowners insurance increases.
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Rising Home Insurance Rates Hamper Customer Satisfaction and Drive Policy Shopping, Study Finds
A record number of consumers are shopping for new policies, but few are actually making the switch.