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Severe Flood Risk Threatens Over One-Third of Global Population, Report Finds
Moody’s reports more than 2.5 billion people are at risk of 10 centimeters of flooding in a 100-year period.
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Thousands of US Communities Forgo Federal Flood Insurance
Passing on the voluntary National Flood Insurance Program means residents face escalating risks without a federal safety net for flood damages.
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What Is Sewer Backup Insurance?
Sewer backup insurance is a useful insurance rider for homeowners looking to protect against water backups.
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Is Homeowners Insurance Included in Your Mortgage?
Mortgage lenders typically include your home insurance premium in the escrow portion of your monthly mortgage payment.
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Hawaii Hurricane Insurance: What to Know
Hurricane insurance protects Hawaii homeowners from losses due to wind damage from a hurricane.
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Hurricane Preparedness List for Homeowners
Here’s what to do before, during, and after a storm to keep your home, family, and finances safe.
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US Hit With 20 Billion-Dollar Climate Disasters So Far in 2024
The annual average number of severe weather events is increasing. Severe storms, winter storms, a tropical cyclone, and a wildfire comprise the year’s current tally of weather disasters with losses of $1 billion or more.
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What to Do If Your Home Insurance Claim Is Denied
You can file an appeal and increase your chances of a home insurance claim approval.
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Actual Cash Value vs. Replacement Cost in Home Insurance
Replacement cost offers full coverage for repairs or replacements, while actual cash value offers lower premiums but factors in depreciation.
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Homeowners Insurance Inspection: How It Works and What to Expect
Your insurance company conducts a home inspection to assess your home’s risk, which can influence your policy’s cost.
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Does Homeowners Insurance Cover Tree Removal?
Home insurance covers tree removal if there’s damage to your property. But it won’t cover preventative tree removal or removing damaged trees.
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Suing Over an Insurance Claim Often Leads to Smaller Payout, Experts Say
Deceptive attorney practices and third-party funding unnecessarily drive up claims costs, industry pros report.
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When Should You Replace Your Roof?
If your roof is more than 20 years old and starting to noticeably sag or leak, it may be time to replace it.
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What Are Flood Insurance Requirements for Homeowners?
Flood insurance requirements for homeowners vary depending on where you live and your lender’s requirements.
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Home Insurance Cancellation Laws by State: What You Can Do
Home insurance companies can cancel your policy in certain circumstances. To protect consumers, each state has different home insurance cancellation laws and requirements.
What Is Extended Replacement Cost in Homeowners Insurance?
Extended replacement cost coverage is an endorsement that provides additional coverage past your policy’s limit.
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New Homeowner Checklist: Before, During, and After Your Move
You have several tasks to complete before moving into a new home, including setting up utilities, registering a change of address, and securing home insurance.
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15 States Facing an Imminent Insurance Crisis
Hurricane damage is fueling mounting insurance crises in North Carolina and Texas as insurers pull back in more than a dozen states across the U.S.