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USAA Home Insurance Rates Climbing for 265,000 California Homeowners
The agreement ends the class action lawsuit, but more legal issues remain for the automakers.
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Does Home Insurance Cover Foundation Repair?
If a covered peril causes foundation damage, your home insurance will likely cover it.
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What Is Builder’s Risk Insurance for Homeowners?
Builder’s risk insurance protects a property while it’s being constructed or renovated.
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Does Homeowners Insurance Cover Damage from a Party?
Home insurance usually covers damage to your home from a party. But if you’re planning a big event or will serve alcohol, you may need extra coverage.
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How to Transfer Home Ownership
The legal requirements for title transfers can be complex, but a real estate agent or an attorney can help you navigate the process.
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Got Flood Insurance? You’ll Be Able to Make Monthly Payments Come January
Policyholders previously had to pay their national flood insurance premiums on an annual basis.
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Does Home Insurance Cover Electrical Panel Replacement?
If a covered event damages your home’s electric panel, your homeowners insurance might pay to repair or replace it.
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Law and Ordinance Coverage: Do You Really Need It?
A law and ordinance endorsement can save you thousands of dollars if you need to repair or replace an older home up to modern building codes.
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Can You Keep Leftover Money From a Home Insurance Claim?
You can keep the leftover money from a home insurance claim in most cases, depending on your state’s laws and your policy details.
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Milton Lands Among Top 10 Costliest Hurricanes for Insured Losses
Helene was deadlier, and fewer victims had insurance to cover storm damage.
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Cost-Sharing Bill Would Spread Natural Disaster Losses Across Unaffected States
The Natural Disaster Risk Reinsurance Program proposes states voluntarily purchase bonds to support insurers after disasters.
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No Rate Hike for Texas Windstorm Insurer, State Insurance Regulator Decides
The move staves off higher rates for now, but questions loom about last-resort insurer’s ability to pay claims going forward.
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Why Idaho Home Insurance Premiums Have Increased by 17% in 2024
Growing wildfire risks are largely to blame, insurance regulators say.
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Colorado Pushes Insurers to Incentivize Wildfire Mitigation Efforts
The growing wildfire risk to property is leading insurance companies to cut coverage in several Colorado counties.
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What Is Owner’s Title Insurance, and Do You Need It?
Owner’s title insurance protects you from financial losses if anyone files a claim against your property’s title. It’s not mandatory, but it can keep you from losing your investment in your home.
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How Wind Mitigation Can Help You Save on Home Insurance Premiums
Wind mitigation can save you up to 55% on your homeowners insurance policy.
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What to Know About Liquor Liability for Social Gatherings at Your Home
Liquor liability means you could be responsible if a guest drinks at your party and causes harm. For homeowners, this often falls under social host liability.
Sewer Line Coverage and Home Insurance: What You Need to Know
Sewer line coverage doesn’t cost much and can help protect you financially if your sewer line is damaged.