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Insurify's insurance experts guide you through the basics of home insurance insurance.

Amica OK to Hike Home Insurance Rates by 21% in California

Amica OK to Hike Home Insurance Rates by 21% in California

Amica’s increases will affect nearly 40,000 home, renters, and condo insurance policyholders.
How Flood Insurance Payouts Work, and How to Get More From a Claim

How Flood Insurance Payouts Work, and How to Get More From a Claim

Document all damage with photos, videos, and receipts to maximize your flood insurance payout.
How to Winterize Your Home

How to Winterize Your Home

Cleaning gutters and programming your thermostat are two ways to winterize your home.
Insurance Appraisal Guide for Homeowners

Insurance Appraisal Guide for Homeowners

You might need an insurance appraisal when buying a new home, doing a remodel, or filing a large claim.
Louisiana Insurance Commissioner Pushes to Expand ‘Fortify Homes Program’ After Recent Successes

Louisiana Insurance Commissioner Pushes to Expand ‘Fortify Homes Program’ After Recent Successes

Thousands of residents applied for a lottery to receive a $10,000 grant for FORTIFIED roof repairs.
Private Flood Insurance vs. FEMA: Which Is Right for You?

Private Flood Insurance vs. FEMA: Which Is Right for You?

Both private flood insurance and FEMA insurance can protect you in case of a flood, but these policies have some important differences.
Guaranteed Replacement Cost: What You Need to Know

Guaranteed Replacement Cost: What You Need to Know

Guaranteed replacement cost is an optional homeowners insurance coverage that expands your policy’s limits if it costs more than expected to repair your home.
Tips for Filing a Home Insurance Claim for a Burst Pipe

Tips for Filing a Home Insurance Claim for a Burst Pipe

A burst pipe can cause major damage to your home and personal belongings. Home insurance usually covers this hazard, but some exceptions exist.
Understanding Home Business Insurance

Understanding Home Business Insurance

Home business insurance offers protection in case of various financial losses. But you have several types of home business insurance to consider.
What to Know About Home Insurance If You Rent Out Your House

What to Know About Home Insurance If You Rent Out Your House

When renting out your home, you may need a specialized type of home insurance policy, which likely has a higher price tag.
What Is Reciprocal Insurance?

What Is Reciprocal Insurance?

Reciprocal insurance bypasses traditional insurance structures to give policyholders more ownership of their policies and risks.
In the Face of Flood Threats, Most Louisiana Communities Opt for Federal Flood Insurance

In the Face of Flood Threats, Most Louisiana Communities Opt for Federal Flood Insurance

Only 36 municipalities don’t participate in FEMA’s program, with most in the northwestern part of the state.
11% of Texas Communities Pass on Federal Flood Insurance Protection

11% of Texas Communities Pass on Federal Flood Insurance Protection

Many may be unprepared to recover and rebuild after a catastrophic flood.
Swimming Pool Insurance Requirements: What to Know

Swimming Pool Insurance Requirements: What to Know

Home insurance covers swimming pools, but you might need higher coverage limits for adequate liability protection.
How to Remove and Prevent Ice Dams

How to Remove and Prevent Ice Dams

Ice dams are ice buildup on your roof that potentially causes water damage to your home.
Nearly 200 Michigan Communities Can’t Get Flood Insurance — By Choice

Nearly 200 Michigan Communities Can’t Get Flood Insurance — By Choice

Though most Michigan communities have low flood risk and high resilience, climate change is shifting weather patterns — threatening previously low-risk areas.
Nearly 200 Missouri Communities Opt Out of Federal Flood Insurance. Are Homeowners Protected?

Nearly 200 Missouri Communities Opt Out of Federal Flood Insurance. Are Homeowners Protected?

Missouri residents in non-participating communities can’t purchase federal flood insurance, leaving them without coverage that could help after a flood.
What Is a Home Insurance Binder?

What Is a Home Insurance Binder?

Home insurance binders are temporary contracts that prove you’ve purchased home insurance.