Cheapest Auto Insurance in Virginia (2024)

Auto-Owners offers the cheapest car insurance quotes in the Old Dominion, at $32 per month for liability-only coverage.

Taylor Milam-Samuel
Taylor Milam-Samuel
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Taylor Mlam-Samuel is a personal finance writer and credentialed educator. When she’s not helping readers better save and spend money, she can be found teaching.

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Katie Powers
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Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Mark Friedlander
Reviewed byMark Friedlander
Mark Friedlander
Mark FriedlanderDirector, Corporate Communications, Triple-I
  • Corporate communications director for Insurance Information Institute

  • 20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

Konstantin Halachev
Data reviewed byKonstantin Halachev
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Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Updated December 19, 2024

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Cheapest recent car insurance quotes in Virginia

Recent Virginia car insurance prices for Toyota, Subaru, Ford , and more.

*Quotes generated for Insurify users from Virginia within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users from Virginia within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

The average cost for car insurance in Virginia is $102 per month for liability coverage and $184 for full coverage. This is less than the national average of $105 per month for liability and $202 for full coverage.

Auto-Owners, State Farm, and GEICO are a few of the cheapest companies for car insurance in Virginia. You may be able to find lower rates by comparing quotes from multiple insurance companies. Here’s what you need to know about finding affordable car insurance in Virginia.

Quick Facts
  • On average, drivers in Virginia pay $184 per month for full-coverage insurance.

  • Auto-Owners, State Farm, and GEICO are the cheapest car insurance companies in Virginia.

  • Because Virginia is an at-fault state, the driver responsible for an accident must cover the other driver’s medical expenses and vehicle repair costs.

3 of the cheapest car insurance companies in Virginia

As you shop for the best deal, you should consider your financial situation and insurance needs. Car insurance rates vary based on your age, driving record, credit history, chosen coverage, and other factors. Some insurance companies offer more competitive rates than others, so you should always compare quotes from multiple insurers.

Here are three of the cheapest car insurance companies in Virginia.

Auto-Owners

Auto-Owners logo
User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.5 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$32/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$60/mo
4.0
Best choiceBased on 146 verified guest reviews and ratings
How drivers feel about Auto-Owners

Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners

Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (90)

Jim

November 24, 2024

Verified Review

Auto

Overall, it's good, though their flexibility on pricing is less than desired.

Debra

November 3, 2024

Verified Review

Excellent

They keep raising prices.

Scotty

November 2, 2024

Verified Review

They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.

They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.
See all Auto-Owners reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NR
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Auto-Owners offers the most competitive rates for Virginia drivers. The company is a top-notch regional insurer with extensive coverage options. Auto-Owners has a standard amount of available discounts.

The company has an A+ (Superior) rating from AM Best, which signifies solid financial strength. Plus, it received a below-average number of customer complaints on the National Association of Insurance Commissioners (NAIC) complaint index.

Pros
  • High customer satisfaction

  • Statewide network of local, independent agents

Cons
  • Some customers report a slow claims process

  • Limited digital access

State Farm

State Farm logo
User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$33/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$62/mo
4.2
Best choiceBased on 9,243 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,080)

Al

December 19, 2024

Verified Review

My Opinion

Way too high premium.

Agnes

December 19, 2024

Verified Review

Best Insurance Company

I have been with them for a long time. Claims are handled quickly. I never had a problem, even when I had three teenagers driving.

Gabriel

December 18, 2024

Verified Review

My Experience with State Farm

Beware, some companies are more interested in making money than meeting the customers' needs. My wife had a medical issue while driving, and they covered it. A year later, there was a fender bender involving two moving vehicles. To me, it was no fault, but they considered it a second incident. We also had hail damage to our roof. They said there wasn't enough damage, yet my next-door neighbors received a new one. Now, they're canceling me for too much.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
851
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

As the largest U.S. auto insurer by market share, State Farm sells numerous insurance products. The company offers some of the most competitive rates in Virginia, and teen drivers have opportunities to save. Drivers can expect extensive discounts, the ability to work with a local agent, and solid digital access.

The company has an A++ (Superior) rating from AM Best and a below-average number of customer complaints on the NAIC complaint index.

Pros
  • Insurance for all types of drivers

  • Discount for student drivers

Cons
  • Mixed reviews for customer service

  • No gap insurance coverage

GEICO

GEICO logo
User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$44/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$83/mo
4.0
Best choiceBased on 10,464 verified guest reviews and ratings
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,755)

Dianna

December 19, 2024

Verified Review

Roadside Assistance

When I needed emergency services on the road, they wanted me to go online. That was not possible at the time and they were not helpful.

Alan

December 18, 2024

Verified Review

Satisfied but too expensive

My experience with GEICO was good. They offer great coverage for the price and I'd recommend them to a friend. However, they are a bit more pricey but provide great services all the way around.

Samol

December 18, 2024

Verified Review

Geico is Good Insurance

It's excellent, but after a few accidents, the rates are creeping upwards.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
834
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

GEICO also offers competitive rates in Virginia. And the company has experience working with drivers with a DUI and can file FR-44 certificate of financial responsibility forms with the Virginia Department of Motor Vehicles, if needed. Customers can earn savings from an above-average number of available discounts. GEICO has an A++ rating from AM Best and below-average customer complaints on the NAIC complaint index.

Pros
  • Coverage options for drivers with a violation

  • Above-average customer satisfaction

Cons
  • No gap insurance 

  • No rideshare insurance 

How to get the cheapest car insurance in Virginia

Various factors affect your car insurance rates, including your driving record, age, credit history, location, and more. But you can lower the cost of coverage in a few different ways:[1]

  • Bundle your policies. If you need different types of insurance coverage, like auto and home, you can typically save by getting both policies from the same insurer.

  • Utilize insurance discounts. Most companies offer insurance discounts that reward safe driving, customer loyalty, and more.

  • Increase your deductible. Your collision and comprehensive deductible is the amount you need to pay out of pocket when you file a claim. A higher deductible usually results in a lower premium.

  • Shop around. The age, safety features, and type of vehicle you own influence how much you pay for car insurance. Shop for quotes before you buy a car to secure the best rates.

Low-cost car insurance in Virginia

Car insurance rates in Virginia, like across the country, have seen double-digit hikes in the last few years. If you’re a low-income driver looking for affordable car insurance in the state, consider shopping for car insurance every six months and comparing quotes and discounts from at least three to five insurance companies to make sure you’re always getting the best deal.

Virginia previously didn’t require drivers to have a car insurance policy. But as of July 2024, it’s illegal for Virginia motorists to drive without insurance.

Find Cheap Car Insurance in Virginia

Liability quotes start at $32/mo.

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Cheapest liability-only car insurance quotes in Virginia: Auto-Owners

Like most states, Virginia mandates liability insurance. If you cause an accident, this insurance typically covers the costs of medical expenses and vehicle repairs for the other driver. It won’t cover the costs of any of your bodily injuries or property damage.[2] This coverage typically makes the most sense for people who drive older or inexpensive vehicles with lots of mileage.

The average cost for this coverage in Virginia is $102 per month. The following insurers offer the cheapest liability-only quotes in Virginia.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Average Monthly Quote
Auto-Owners$32
State Farm$33
GEICO$44
USAA$44
Chubb$49
Erie$51
Nationwide$58
Clearcover$59
Mercury$62
Allstate$69
Progressive$80
Direct Auto$90
Travelers$93
Elephant$93
National General$96
CSAA$105
GAINSCO$109
Safeco$116
Bristol West$125
Dairyland$125
AssuranceAmerica$138
Liberty Mutual$159
The General$161
Hugo$190
Foremost$199
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance quotes in Virginia: Auto-Owners

Full-coverage car insurance offers you more vehicle protection. Specifics vary by insurer, but the policies typically include liability, comprehensive, and collision coverages. Comprehensive coverage kicks in for damages from non-collision incidents, like fire, severe weather, car theft, and vandalism.[3]

Virginia drivers pay an average of $184 per month for full coverage. The following insurers offer some of the cheapest quotes for Virginia drivers.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Average Monthly Quote
Auto-Owners$60
State Farm$62
GEICO$83
USAA$83
Chubb$91
Erie$95
Clearcover$107
Nationwide$108
Allstate$130
Mercury$134
Progressive$143
CSAA$156
Elephant$157
Travelers$174
Direct Auto$176
Safeco$184
National General$184
Bristol West$233
Liberty Mutual$236
GAINSCO$248
AssuranceAmerica$261
Dairyland$287
The General$324
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Your age has a significant effect on your car insurance premiums. Teenagers and other young drivers pay the highest premiums on average due to a lack of driving experience and a higher risk of accidents. Drivers 35 and older tend to earn cheaper rates as they age, but senior drivers 70 and older may pay slightly higher premiums due to aging-related risk factors.

    Compare average premiums for teen, adult, and senior drivers in Virginia in the table below.

    Age Group
    Average Quote: Liability Only
    Average Quote: Full Coverage
    Teen drivers$190$343
    Adult drivers$91$164
    Senior drivers$81$145

Car insurance requirements in Virginia

Virginia is an at-fault state, which means that the driver who causes an accident is responsible for paying the claims. Drivers in Virginia must have a minimum amount of bodily injury liability, property damage liability, and underinsured/uninsured motorist coverage to drive — the latter of which provides financial protection if the other driver doesn’t have coverage.

As of July 2024, all drivers in Virginia must purchase a car insurance policy that meets the state’s minimum requirements. Before this, Virginia allowed drivers who paid an annual $500 uninsured vehicle fee to forgo car insurance. The current requirements for Virginia drivers are effective through the end of 2024, but the minimum coverage requirements will increase in 2025.[4]

Coverage Type
Current Minimum Requirements
Minimum Requirements in 2025
Bodily injury liability$30,000 per person /
$60,000 per accident
$50,000 per person /
$100,000 per accident
Property damage liability$20,000 per accident$25,000 per accident
Uninsured/underinsured motoristEqual to liability limitsEqual to liability limits

Though you only need to purchase the minimum coverage requirements, it’s often a good idea to add more coverage to protect your vehicle and finances.

“I’d never recommend state minimum limits. It typically isn’t a huge price difference to increase those coverages, and it significantly helps protect your assets in case of an accident,” says Dominic Frey, an insurance professional with Hitchings Insurance Agency. “You don’t want to cause a claim and then get sued because your policy didn’t pay out enough.”

If you want additional financial protection, you can consider the following optional policies:

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    If a non-collision incident damages your car, like vandalism, severe weather, theft, or fire, comprehensive coverage can cover the cost of repairs.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    This policy covers the cost of repairs for your vehicle after an auto accident, regardless of fault. Collision coverage can also pay for collision with objects, such as a tree, fence, or light pole. It also covers rollover accidents.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    Following an injury from an accident, medical payments coverage can pay for some of your medical expenses.

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Cheapest car insurance quotes in Virginia by driving record

Your driving record affects your auto insurance rates. Incidents that can increase your rates include driving under the influence (DUI), speeding tickets, and at-fault accidents.[5] Insurance companies may classify you as a high-risk driver with a greater likelihood of filing a claim if you have certain driving incidents on your record. 

The average cost of liability auto insurance in Virginia for drivers with a past incident is $128 per month, which is higher than the average of $102 for drivers with a clean driving record.

Compare average quotes in Virginia by driving record below.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Avg. Quote With Speeding Ticket
Avg. Quote With At-Fault Accident
Avg. Quote With DUI/DWI
Auto-Owners$41$43$52
State Farm$41$44$53
GEICO$56$59$71
USAA$56$59$71
Chubb$63$66$79
Erie$66$70$83
Nationwide$74$78$94
Clearcover$75$85$96
Mercury$84$89$93
Allstate$87$92$112
Progressive$101$108$130
Direct Auto$114$123$146
Travelers$119$125$151
National General$122$128$156
Elephant$127$121$151
CSAA$136$145$153
GAINSCO$148$139$177
Safeco$149$154$169
Dairyland$158$165$203
Bristol West$159$167$203
AssuranceAmerica$174$179$224
The General$208$219$261
Liberty Mutual$217$226$258
Hugo$236$270$308
Foremost$271$283$323
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Read More: SR-22 Car Insurance Quotes in Virginia

Read More: SR-22 Car Insurance Quotes in Virginia

Car insurance rates across Virginia cities

Car insurance prices vary across cities in Virginia because insurance companies factor in your location, down to your ZIP code, when setting premiums. Some cities may have a higher risk of theft or a higher incidence of claims. Drivers in those cities may have to pay higher rates than others in Virginia.

The table below has a list of Virginia cities and the average cost of car insurance for their drivers.

Virginia car insurance FAQs

You should decide on the right amount of coverage for you before you select an insurer and purchase insurance. The following information should help answer your remaining questions about buying car insurance and finding the cheapest rates in Virginia.

  • How much is car insurance in Virginia?

    The average cost of car insurance in Virginia is $102 per month for liability coverage and $184 for full coverage. Your specific rate will depend on your driving record, age, credit history, and more. The best way to avoid higher rates and find the cheapest options is to compare quotes from multiple auto insurers.

  • What company has the cheapest car insurance in Virginia?

    Auto-Owners has the cheapest car insurance rates in Virginia. The insurer's rates for liability-only coverage start as low as $32 per month. State Farm and GEICO also offer Virginia drivers cheaper rates, with monthly liability costs as low as $33 and $44, respectively.

  • What are the best car insurance companies in Virginia?

    With an Insurify Quality (IQ) Score of 9.3 and an A++ (Superior) AM Best rating, State Farm is the best car insurance company in Virginia. Other top insurers include Auto-Owners and GEICO.

  • Is it illegal to drive without insurance in Virginia?

    Yes. As of July 2024, it’s illegal for Virginia drivers to operate a vehicle without maintaining the minimum amount of car insurance. Previously, drivers could opt out and pay a $500 uninsured motorist fee annually to the DMV upon vehicle registration. Now, all drivers in the state of Virginia have to purchase minimum auto insurance.

  • Is Virginia a no-fault state?

    No. Virginia is an at-fault state. This means the driver responsible for causing a car accident must cover the other driver’s medical expenses and vehicle damages resulting from the accident.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Insurance Information Institute. "How to save money on car insurance."
  2. Insurance Information Institute. "Auto insurance basics—understanding your coverage."
  3. Insurance Information Institute. "What is covered by collision and comprehensive auto insurance?."
  4. Virginia Department of Motor Vehicles. "Insurance Requirements."
  5. Insurance Information Institute. "What determines the price of an auto insurance policy?."
Taylor Milam-Samuel
Taylor Milam-Samuel

Taylor Milam-Samuel is a writer and credentialed educator who is fascinated by how people earn, save, and spend their money. When she's not researching financial terms and conditions, she can be found in the classroom teaching.

Taylor has been a contributor at Insurify since February 2023.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Featured in

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Mark Friedlander
Reviewed byMark FriedlanderDirector, Corporate Communications, Triple-I
Mark Friedlander
Mark FriedlanderDirector, Corporate Communications, Triple-I
  • Corporate communications director for Insurance Information Institute

  • 20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

Konstantin Halachev
Data reviewed byKonstantin HalachevVP of Engineering & Data Science
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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