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Phasing Out FEMA: 10 States That Could Lose the Most
The White House is taking steps to wind down FEMA’s role in disaster relief funding. States like Florida, Louisiana, and Texas are likely to feel the impact more than most.
|July 14, 2025
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3 More California Home Insurers Get Go-Ahead for Hefty Rate Hikes
Grange, Stillwater, and Wawanesa policyholders face increases ranging from 5% to 40%.
|July 10, 2025
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How Much Does Flood Insurance Cost?
Federal flood insurance costs an average of $786 annually, but it depends on your location’s risk level.
|July 8, 2025
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What Is an Escrow Balance, and How Is It Calculated?
Mortgage servicers use escrow accounts to cover the cost of home insurance premiums, among other things.
|July 2, 2025
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Airbnb Insurance: A Guide for Hosts and Guests
Airbnb’s AirCover covers both hosts and guests for liability, property damages, and cancellations.
|July 2, 2025
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What Is Actual Cash Value? Understanding Your Home Insurance Policy
Actual cash value is one way your insurance company determines how much to pay you after it processes your home insurance claim.
|July 2, 2025
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What Is Recoverable Depreciation?
Recoverable depreciation is the difference between an item or structure’s original value and its current value. To receive a payout for recoverable depreciation, you’ll need to carry replacement cost value coverage.
|July 2, 2025
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What Is a Moral Hazard in Homeowners Insurance?
Moral hazard refers to instances when a policyholder could make riskier decisions because they know they have protection from financial loss.
|July 2, 2025
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What Is a Homeowners Insurance Declaration Page?
An insurance declaration page provides you with key information about your policy, coverages, discounts, and more.
|July 2, 2025
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What Is Equipment Breakdown Coverage?
Equipment breakdown coverage is an optional insurance coverage that protects against sudden electrical or mechanical breakdowns of home appliances and systems.
|July 2, 2025
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What Storage Unit Insurance Covers
Storage unit insurance covers the belongings in a storage unit. You can buy a special policy, or you may be able to use your homeowners or renters insurance to protect your property.
|July 2, 2025
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What Is Loss of Use Coverage in Homeowners Insurance?
Loss of use coverage provides for you to live somewhere else in the event your home is unlivable. But there are other things you should know about this coverage.
|July 2, 2025
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In Vulnerable Areas, Climate Risk Drives Home Insurance Non-Renewals, Not Just Rate Hikes
Forget unaffordable, home insurance is becoming unavailable as insurers withdraw from high-risk areas.
|July 2, 2025
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Personal Property Coverage: What You Need to Know
Personal property coverage protects your belongings, whether they’re inside or outside your home.
|July 2, 2025
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Insurance Reform in Louisiana Sparks Controversy, Expands Oversight
Insurance commissioner opposes new legislation that allows him to block rate increases and require more transparency from home and auto insurers.
|June 30, 2025
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CA Judge Rules State Insurer of Last Resort Can’t Deny Smoke Damage Claims
California’s wildfires could cost the state’s FAIR Plan far more than originally expected.
|June 30, 2025
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Survey: 91% of Gen Z Has Homebuying Doubts. Most Young Homeowners Underestimated the Costs
Gen Z’s dreams of homeownership are still alive, but many worry they’ll end up with buyer’s remorse after pulling the trigger. Of those who bought a home, nearly 90% were surprised by the cost of expenses like home insurance and property taxes.
|June 26, 2025
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String of Cyberattacks Against Insurance Industry Could Disrupt Home and Auto Policyholders
Customers could face delayed claims filing and communication blackouts as a notorious hacker group targets U.S. insurance companies.
|June 18, 2025