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Florida Has Now Added More Home Insurers Than It Lost Since 2020
But the state’s climate challenges still leave Florida homeowners paying record-high premiums.
|July 28, 2025
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Most Americans Don’t Trust Insurers Will Help Them When Something Goes Wrong, Study Finds
While most know they need home and car insurance, 24% have reduced coverage to save money.
|July 28, 2025
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Already, U.S. Natural Disasters Drive Near-Record Global Insurance Losses in 2025
$84 billion losses signal bigger bills, fewer options for American property owners
|July 28, 2025
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What Is an Escrow Refund and When Do You Get One?
Your mortgage lender could give you money back from your escrow fund if you have more in it than you need to cover taxes and insurance.
|July 22, 2025
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Illinois Homeowners Face Near-Record Insurance Rate Hike
State Farm rolls out 27% increase in July and August, prompting governor to call for legislative intercession.
|July 22, 2025
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What Is FAIR Plan Homeowners Insurance?
FAIR Plans provide insurance to homeowners who can’t get coverage in the standard insurance marketplace. But not every state has one.
|July 21, 2025
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What an HO-4 Insurance Policy Covers
An HO-4 policy covers liability and personal property for renters.
|July 16, 2025
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Phasing Out FEMA: 10 States That Could Lose the Most
The White House is taking steps to wind down FEMA’s role in disaster relief funding. States like Florida, Louisiana, and Texas are likely to feel the impact more than most.
|July 14, 2025
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3 More California Home Insurers Get Go-Ahead for Hefty Rate Hikes
Grange, Stillwater, and Wawanesa policyholders face increases ranging from 5% to 40%.
|July 10, 2025
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How Much Does Flood Insurance Cost?
Federal flood insurance costs an average of $786 annually, but it depends on your location’s risk level.
|July 8, 2025
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What Is an Escrow Balance, and How Is It Calculated?
Mortgage servicers use escrow accounts to cover the cost of home insurance premiums, among other things.
|July 2, 2025
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Airbnb Insurance: A Guide for Hosts and Guests
Airbnb’s AirCover covers both hosts and guests for liability, property damages, and cancellations.
|July 2, 2025
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What Is a Moral Hazard in Homeowners Insurance?
Moral hazard refers to instances when a policyholder could make riskier decisions because they know they have protection from financial loss.
|July 2, 2025
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What Is Equipment Breakdown Coverage?
Equipment breakdown coverage is an optional insurance coverage that protects against sudden electrical or mechanical breakdowns of home appliances and systems.
|July 2, 2025
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What Storage Unit Insurance Covers
Storage unit insurance covers the belongings in a storage unit. You can buy a special policy, or you may be able to use your homeowners or renters insurance to protect your property.
|July 2, 2025
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In Vulnerable Areas, Climate Risk Drives Home Insurance Non-Renewals, Not Just Rate Hikes
Forget unaffordable, home insurance is becoming unavailable as insurers withdraw from high-risk areas.
|July 2, 2025
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Personal Property Coverage: What You Need to Know
Personal property coverage protects your belongings, whether they’re inside or outside your home.
|July 2, 2025
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Insurance Reform in Louisiana Sparks Controversy, Expands Oversight
Insurance commissioner opposes new legislation that allows him to block rate increases and require more transparency from home and auto insurers.
|June 30, 2025