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Washington State Requires Insurers to Better Explain Auto, Home Rate Increases
Policyholders getting rate hikes at renewal must request explanations in writing for now, but automatic notices are coming in 2027.
|June 6, 2024
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Relief in Sight? 9 Home Insurers Cut Rates in Florida
Rate decreases are an early signal reforms are working, regulators say.
|June 6, 2024
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What Is Personal Liability Homeowners Insurance?
If someone is injured on your property, or you cause injury or property damage to someone else while away from home, personal liability coverage protects you financially.
|June 6, 2024
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What Is a 4-Point Home Inspection?
A 4-point inspection checks your house’s roof, HVAC, plumbing, and electrical systems to ensure the home is in good shape before an insurance company issues a policy.
|June 5, 2024
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Oklahoma Approves Grant Program for Homeowners to Build Climate-Resilient Homes
New legislation provides financial support for homeowners to build or retrofit homes to be more resilient to tornadoes, windstorms, and hail.
|June 3, 2024
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Florida Insurer Fined for Treatment of Policyholders After Hurricane Ian
Insurance regulators fined Heritage Property & Casualty Insurance $1 million for how it processed claims after Hurricane Ian.
|June 3, 2024
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Are Home Insurance Premiums Tax Deductible in 2026?
Homeowners insurance isn’t tax deductible for most homeowners, but you can take advantage of several other tax breaks for homeowners.
|May 29, 2024
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Home Insurance Rates Set to Jump 10% for Texans on State’s FAIR Plan
The increase applies to new and renewing homeowners, condominium, dwelling, and renters policies.
|May 29, 2024
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Can’t Cover Your Home Insurance Deductible? New Disaster Insurance Could Help
Insurance offering could help homeowners and renters cover financial gaps between high deductibles and limited savings.
|May 28, 2024
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Louisiana Insurance Reform Allows Insurers to Raise Rates Before State Approves Hikes
Insurers can also drop 5% or more of their policies annually — for no reason at all.
|May 22, 2024
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8 Insurers Get Greenlight to Enter Florida Home Insurance Market
Insurer approval shows the state’s market is strengthening, Florida insurance office says.
|May 14, 2024
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Different States, Same Problem: A Home Insurance Crisis
California and Florida take different approaches to escalating costs, climate change, severe weather events, and shrinking markets, but neither has found a perfect solution.
|May 9, 2024
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Do Texas Floods Herald the Devastating Hurricane Season Experts Warn Of?
Latest weather disaster brings fatal losses and massive property damage – and flood risks are only increasing in the Lone Star State.
|May 7, 2024
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Does Home Insurance Cover Mold?
Basic homeowners insurance plans cover some causes of mold, but you may need a separate endorsement to cover other causes.
|May 6, 2024
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6.1M American Homeowners Are Without Home Insurance, Report Finds
Lower-income, minority, rural, and those who inherited their homes are most likely to be uninsured.
|May 6, 2024
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High Insurance Rates Driving Homeowners Out of Florida and California
Rising costs take a financial and emotional toll, pair of surveys finds.
|May 6, 2024
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Attractive Nuisance: What It Is and Why You Should Care
Features on your property that entice children, like a trampoline or swimming pool, are attractive nuisances that can lead to a lawsuit if someone gets injured while using them.
|May 3, 2024
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How Much Does a New HVAC System Cost?
Replacing your HVAC system can cost several thousand dollars, but you may be able to save money through rebates and tax credits.
|May 3, 2024