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Drivers in Enid, Oklahoma, pay an overall average of $115 per month for car insurance, which is lower than the overall state average of $130 and the overall national average of $144.
Local factors like vehicle crime, traffic, and weather can all affect how likely a driver is to file an insurance claim, which influences their rates. Oklahoma is notorious for experiencing very damaging tornadoes, which can lead to a lot of expensive car insurance claims.
Here’s what you should know about comparing car insurance rates to help you save a little money on your car insurance in Enid.
Enid drivers pay an average of $74 per month for liability coverage and $155 per month for full coverage.
State Farm, Mercury, and USAA offer the cheapest car insurance policies in Enid.
Full-coverage car insurance costs Enid drivers an average of $1,861 per year.
3 of the cheapest car insurance companies in Enid
To find cheap car insurance in Enid, it helps to narrow your search to insurers that are known for offering a great product and service while also keeping their rates low. The auto insurance company that’s best for you depends on your unique needs, so it’s important to shop around and compare your options.
Here’s a closer look at three of the cheapest car insurance companies in Enid.
Insurance Company | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best for |
---|---|---|---|---|
State Farm | 9.3 | $88 | $51 | Cheap rates |
USAA | 9.1 | $109 | $64 | Military members and their families |
Allstate | 8.9 | $120 | $70 | Safe drivers |
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for cheap rates: State Farm
User Reviews | 4.1 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $47/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $74/mo |
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
State Farm offers some of the most affordable auto insurance premiums in Enid and makes it possible to save even more money thanks to the wide variety of discounts. You may be able to qualify for discounts by doing things like earning good grades if you’re a student or completing a defensive driver course.
Be sure to ask a State Farm insurance agent about what discounts you may qualify for.
Many available discounts
High ranking in J.D. Power’s 2023 U.S. Auto Claims Satisfaction Study
Policies not available online
Gap insurance not available
Best insurer for military members and their families: USAA
User Reviews | 4.9 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 |