Más de 3 años produciendo contenidos sobre seguros y finanzas personales
Principal artífice de la puntuación de calidad de Insurify
Los profundos conocimientos de Courtney sobre finanzas personales van más allá de los seguros y abarcan las tarjetas de crédito, los préstamos al consumidor y la banca. Le encanta crear contenidos prácticos.
Compara cotizaciones de 70+ companías de seguros y ahorra hasta $717
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Basado en más de 3806 reseñas
4.8/5
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Las tarifas más baratas encontradas recientemente en Pennsylvania
Los conductores que utilizan Insurify han encontrado cotizaciones tan baratas como $53/mes para solo responsabilidad y $72/mes para cobertura total en Pennsylvania.
*Cotizaciones generadas para los usuarios de Insurify en los últimos 10 días. Actualizado el 6 de mayo de 2024
Las tarifas que se muestran son cotizaciones de usuarios de Insurify en tiempo real de más de 100 compañías de seguros y datos de Quadrant Information Services. El algoritmo de Insurify excluye las cotizaciones anómalas y anonimiza los datos personales. Luego, muestra las cotizaciones detalladas por precio, fecha y popularidad de la aseguradora hasta hace 10 días a partir de 6 de mayo de 2024. Las cotizaciones reales pueden variar según el perfil de conductor único del comprador de la póliza.
*Cotizaciones generadas para los usuarios de Insurify en los últimos 10 días. Actualizado el 6 de mayo de 2024
Las tarifas que se muestran son cotizaciones de usuarios de Insurify en tiempo real de más de 100 compañías de seguros y datos de Quadrant Information Services. El algoritmo de Insurify excluye las cotizaciones anómalas y anonimiza los datos personales. Luego, muestra las cotizaciones detalladas por precio, fecha y popularidad de la aseguradora hasta hace 10 días a partir de 6 de mayo de 2024. Las cotizaciones reales pueden variar según el perfil de conductor único del comprador de la póliza.
Scranton drivers can find the cheapest car insurance rates from Mile Auto, State Farm, and Foremost. While Scranton’s average monthly car insurance rates are comparable to the Pennsylvania state averages, they’re significantly lower than national average car insurance rates.
In Scranton, full-coverage car insurance averages $189 per month, while liability only is $73. By comparison, the state averages are $194 and $92, respectively. The national average cost of full-coverage car insurance is $214, while liability policies average $104 per month.
The exact costs you’ll pay vary depending on your driving history, age, credit history, ZIP code, and other factors. Comparison shopping is the best way to find cheap car insurance in Scranton.
Datos Breves
In Scranton, Mile Auto is the cheapest liability insurance company, and Mile Auto is the cheapest full-coverage insurance company.
Pennsylvania had 115,938 accidents in 2022, with 1,179 fatalities, according to Pennsylvania Department of Transportation data.
Insurance companies use your driving history, age, and credit score to determine your premiums.
3 of the cheapest car insurance companies in Scranton
The auto insurance company that’s best for you will depend on your individual situation and needs. The following three insurance companies are the cheapest options for Scranton drivers.
Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best for
State Farm
4.6
$102
$53
Young drivers
Erie
4.6
$118
$62
Coverage options
Auto-Owners
4.3
$127
$67
High-value vehicles
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
El puntaje compuesto de Insurify (ICS) es una marca propietaria calculada por nuestro equipo de analistas, que se basa en múltiples factores que reflejan la calidad, la fiabilidad, y la salud financiera de una compañía de seguros.
Los factores de entrada a la puntuación se incluyen en el puntaje de A.M. Best, Standard & Poor’s, Moody’s, y Fitch; puntajes de J.D. Power; encuestas de satisfacción de los consumidores de Consumer Reports y de reclamaciones de los consumidores; opiniones de los usuarios sobre la aplicación móvil; y opiniones de los usuarios sobre la compañía.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.5
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$51/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$92/mo
Scranton is home to several schools, including The University of Scranton, Marywood University, and Geisinger Commonwealth School of Medicine. Young drivers at these colleges can likely benefit from State Farm’s competitive rates.
Teens who maintain good grades could save up to 25% on auto insurance, and the savings may last until they turn age 25. And if a student attends college and only uses their vehicle on holidays and breaks, they could earn a student away at school discount.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
870
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$59/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$107/mo
Erie Insurance offers Pennsylvania drivers plenty of coverage options to protect them in case of an accident. If your pet is injured in a car accident, Erie’s auto insurance coverage will pay for up to $500 of the treatment costs. And with personal item coverage, you can get reimbursement for up to $350 for any clothing, luggage, or other valuables in your car.
Erie also offers glass repair, which waives the deductible if you need windshield replacement or repair. Its roadside assistance, rental car coverage, and locksmith services will protect you in an emergency.
Ventajas
Best option for drivers after an accident
No. 1 in J.D. Power’s 2023 U.S. Auto Insurance Study in the Mid-Atlantic region
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.0
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$64/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$115/mo
Auto-Owners offers several types of coverage that protect your car’s value. Classic and vintage car owners can purchase classic car insurance, so in the event of a total loss, you’ll receive the agreed-upon value. Diminished value coverage will protect your investment in your vehicle, too.
Gap insurance will cover the difference between what you still owe on your car and what it’s currently worth. Additionally, if you’re involved in an accident with another driver insured with Auto-Owners, the company will waive your deductible.
Ventajas
A++ (Superior) financial strength rating from AM Best
I had a major claim due to a fire, which was not my fault. They handled it poorly and the complex ended up tearing down my building. They did make a payment, but there was a $10,000 depreciation on my goods.
Erin - April 7, 2024
Verified
Unhappy with Renewal Costs
The premium is ridiculously expensive for the few miles I drive.
Brandy - April 6, 2024
Verified
Fair Prices from a Trustworthy Company
I've had zero issues!
How to get the cheapest car insurance in Scranton
Getting low rates isn’t about finding the first deal that comes your way. In fact, you may have to do a little work and take some steps to get the best rates for auto coverage.
Here are some ways to get cheap car insurance rates in Scranton:[1]
Increase your deductible. Your deductible is the out-of-pocket expense you’ll pay before your insurance coverage kicks in. The higher your deductible, the less you’ll pay in monthly premiums.
Take advantage of discounts. Most insurance companies offerdiscountsto give customers a way to save on car insurance. For example, you could receive a discount for taking a defensive driving course, having certain safety features in your car, and maintaining good grades.
Bundle your coverage. Most insurers offer discounts to customers who purchase multiple policies. You could save by bundling your auto insurance with life or homeowners insurance.
Shop around. The best way to save on auto insurance is by shopping around among different insurance companies. It’s a good idea tocompare quotesfrom at least three companies to see which one offers you the best terms.
Find Cheap Car Insurance in Scranton, Pennsylvania
Rates start at $59 per month for liability policies
Seguro. Gratis. Fácil de usar.
Basado en más de 3806 reseñas
4.8/5
Cheapest liability-only car insurance in Scranton: Mile Auto
Liability car insurance meets state minimum requirements and pays for damages to the other drivers’ vehicles and medical bills after an accident you cause. However, it won’t pay for repairs to your car or medical costs you incur.
Mile Auto is the cheapest option for liability-only insurance in Scranton, with rates as low as $49 per month. The table below shows other affordable liability car insurance companies in Scranton to consider.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Average Monthly Quote
Mile Auto
49
State Farm
51
Foremost
54
Erie
59
National General
60
Auto-Owners
64
Safeco
66
Midvale Home & Auto
76
Travelers
77
GEICO
79
Progressive
79
Allstate
89
The General
89
Plymouth Rock
93
Direct Auto
95
Liberty Mutual
96
Dairyland
101
Nationwide
101
USAA
104
State Auto
107
Bristol West
120
Chubb
120
CSAA
158
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Cheapest full-coverage car insurance in Scranton: Mile Auto
Full-coverage auto insurance includes liability, collision, and comprehensive insurance, providing protection for your own car, regardless of fault. Because it provides more coverage, it’s typically more expensive than a liability insurance policy.
Drivers in Scranton can find the cheapest full-coverage insurance with Mile Auto, with rates as low as $66 per month.
The following table outlines what drivers can expect to pay for full-coverage insurance in Scranton.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Average Monthly Quote
Mile Auto
66
State Farm
92
Erie
107
Travelers
109
Safeco
111
Auto-Owners
115
Plymouth Rock
126
Midvale Home & Auto
128
Nationwide
133
Liberty Mutual
139
Foremost
144
GEICO
144
Progressive
145
Direct Auto
151
Allstate
162
State Auto
179
National General
185
CSAA
189
USAA
189
The General
208
Chubb
219
Infinity
220
Bristol West
222
Dairyland
238
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Car insurance requirements in Pennsylvania
To drive legally in Pennsylvania, you must carry the minimum required liability coverage. If you drive without insurance, you face a $300 fine, driver’s license and vehicle registration suspension, and car impoundment.
Pennsylvania state law requires that all drivers carry the following minimum-coverage car insurance:[2]
Coverage
Minimum Requirements
Bodily injury liability
$15,000 per person / $30,000 per accident
Property damage liability
$5,000 per accident
Medical benefits
$5,000 per accident
Liability insurance won’t be enough protection for many drivers, so you might consider purchasing the following coverages:
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage protects you if a driver without insurance — or with limits too low to pay out your medical and repair bills — causes an accident involving you.
Funeral benefits coverage
This benefit will pay for funeral expenses if you or a family member die in an automobile accident.
Collision coverage
Collision insurance pays for repairs to your vehicle if you hit a stationary object or another vehicle, even if you’re at fault.
Comprehensive coverage
Comprehensive coverage pays for damages resulting from vandalism, a storm, or a falling object.
Rental reimbursement coverage
This coverage will pay a certain amount of the rental car costs following a covered accident.
Cheapest car insurance for drivers with an incident
Good drivers typically pay the lowest rates on car insurance, so if you have a history of driving incidents, you can expect your rates to go up. Driving incidents include speeding tickets, driving under the influence (DUI), at-fault accidents, and other moving violations.
If you have a history of driving incidents, your insurance company will consider you a high-risk driver and charge you higher rates on your auto insurance policy. When your premiums go up after a driving incident, these increased rates will usually remain in place for at least three years following the claim.[3]
For instance, drivers with clean records in Scranton pay an average of $73 per month for liability coverage, but a speeding ticket could increase this to $90 per month, on average. A more serious conviction, like a DUI, can increase rates to $113 per month, on average.
The table below shows how average rates in Scranton change based on driving history.
The below rates are estimated rates current as of: viernes, 3 de mayo, 0:00 p. m. GMT-7.
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
Mile Auto
49
64
70
71
State Farm
51
61
65
82
Foremost
54
72
76
87
Erie
59
72
77
95
National General
60
80
76
96
Auto-Owners
64
77
82
103
Safeco
66
80
82
106
Midvale Home & Auto
76
94
103
122
Travelers
77
93
100
124
GEICO
79
95
102
127
Progressive
79
95
104
127
Allstate
89
106
114
143
The General
89
108
117
143
Plymouth Rock
93
121
131
133
Direct Auto
95
115
125
153
Liberty Mutual
96
128
135
154
Dairyland
101
122
130
162
Nationwide
101
122
131
162
USAA
104
124
134
167
State Auto
107
140
152
172
Bristol West
120
142
152
193
Chubb
120
146
155
193
CSAA
158
195
213
254
Descargo de responsabilidad: Datos en esta tabla encontrados en cotizaciones reales de las 50+ aseguradoras asociadas con Insurify, más estimaciones de Quadrant Information Services. las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Average cost of car insurance by age
Age is another factor influencing how much you pay for auto insurance. Teen drivers almost always pay the most for car insurance since they have a higher fatal crash rate than other age groups. This is largely due to their lack of experience and propensity for engaging in risky driving behaviors.[4]
Rates start to decrease around age 35 but increase again around age 70. Fortunately, seniors can reduce their insurance costs by qualifying for low-mileage discounts or taking a defensive driving course.[5]
The following table outlines average Scranton car insurance rates by driver age group.
Age
Average Monthly Quote
Teens
$296
20s
$210
30s
$170
40s
$151
50s
$135
60s
$125
70s
$117
Descargo de responsabilidad: las cotizaciones reales variarán en función del perfil de conductor único del asegurado.
Shop for Car Insurance in Scranton, PA
Compare car insurance prices from top insurance companies
Seguro. Gratis. Fácil de usar.
Basado en más de 3806 reseñas
4.8/5
Scranton car insurance quotes by credit tier
Pennsylvania is one of many states that allows insurance companies to consider credit scores during underwriting.[6] Insurance companies believe that drivers with poor credit scores are more likely to file an insurance claim, so maintaining an excellent or good credit score can help lower your insurance costs.
The following table shows the average monthly cost of car insurance based on credit tier.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Scranton car insurance FAQs
Learn about how much car insurance you need before you buy a policy, and check out the answers to frequently asked questions about Scranton car insurance.
How much is car insurance in Scranton?
The average cost of car insurance in Scranton is $73 per month for liability coverage and $189 per month for full coverage.
Which insurer has the cheapest car insurance in Scranton?
Mile Auto, State Farm, and Foremost are the cheapest liability car insurance companies in Scranton, with rates of $49, $51, and $54 per month, respectively. However, the best way to find the cheapest car insurance is to compare quotes from multiple insurers to find the one that offers you the lowest rate for the coverage you need.
What are the best car insurance companies in Scranton?
Some of the best car insurance companies in Scranton include Auto-Owners, Erie, and State Farm. These insurance companies have high J.D. Power customer satisfaction rankings, strong AM Best ratings, and solid Insurify Quality (IQ) Scores.
Metodología
Las cotizaciones de seguros de auto que se muestran se basan en un análisis de la base de datos de Insurify de más de 40 millones de cotizaciones de 500 códigos ZIP a nivel nacional. Para obtener las tarifas representativas, el equipo de datos de Insurify realiza análisis exhaustivos frecuentes de los factores utilizados por las aseguradoras de autos para calcular tarifas, incluyendo datos demográficos del conductor, historia del conductor, puntuación de crédito, nivel de cobertura deseado y más.
El análisis de Insurify también incorpora la puntuación compuesta Insurify (ICS) asignada a cada compañía de seguros. La ICS es una puntuación propietaria que pesa factores que reflejan la calidad, fiabilidad y salud de una compañía de seguros. Las puntuaciones utilizadas para calcular la ICS incluyen las puntuaciones financieras de A.M. Best, Standard & Poor’s, Moody’s, y Fitch; puntuaciones de J.D. Power; encuestas de satisfacción de consumidores de Consumer Reports y denuncias de consumidores; opiniones de los usuarios en las aplicaciones móviles y opiniones de los usuarios en las compañías; y las opiniones de los usuarios en las compañías.
Con los análisis y métodos de clasificación anteriores, Insurify es capaz de ofrecer a los consumidores de seguros de autos una perspectiva de cómo varían las cotizaciones de las compañías de seguros en relación a uno a uno en términos de costo y calidad. Tenga en cuenta que las cotizaciones reales varían según los atributos únicos incluidos en la poliza del conductor y su dirección de garaje.
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State Farm
Erie Insurance
Auto-Owners
