Cheap Auto Insurance Quotes in Concord, NH (January 2022)

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Last Updated: January 2022

Car Insurance in Concord, NH

The average cost of New Hampshire car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Concord, NH to find you the cheapest quotes in the area.
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Cheapest Car Insurance in Concord, NH

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

New HampshireManchesterNashuaDoverRochesterConcord
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Concord, NH Driving Facts


Minimum Car Insurance Requirements in NH

In the state of New Hampshire, car insurance is not mandatory. The state requires drivers to pay for any injury or property damage arising from their vehicles. To avoid legal repercussions of an unexpected accident, it is recommended that New Hampshire drivers purchase insurance just in case.

New Hampshire's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident
  • $25,000 uninsured/underinsured motorist coverage per person
  • $50,000 uninsured/underinsured motorist coverage per accident
  • $25,000 uninsured/underinsured motorist property damage coverage
  • $1,000 medical payments coverage

Find local Concord agents

Blossom Ins. Agency, Inc. 
58 South Street, Concord, NH 03301
Davis & Towle Group 
115 Airport Rd, Concord, NH 03301-7300
The Davis Agency LLC 
28 Commercial St, Concord, NH 03301-5091
Eames Insurance Services LLC 
78 Airport Rd, Concord, NH 03302
The Rowley Agency, Inc. 
45 Constitution Ave, Concord, NH 03301-5079
Reliable Insurance Solutions 
6 Garvins Falls Rd, Concord, NH 03301-5177
'Insurance Agents'' Services, Inc. '
6 Garvins Falls Rd, Concord, NH 03301-5174
New Hampshire Association of Insurance Agents 
6 Garvins Falls Rd, Concord, NH 03301-5174
AAA Northern New England
48 Fort Eddy Rd, Concord, NH 03301,
Amica Mutual Insurance Company
5 Chenell Dr, Concord, NH 03301

Insurify Insights: How Concord Drivers Measure Up

Toyota RAV4
Most Popular Car in
Concord, NH
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Concord drivers measure up to their fellow New Hampshire motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Concord

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Concord is the Toyota RAV4.

DUI/DWIs in Concord

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Concord drivers rank -- in the number of DUI’s per driver across all cities in New Hampshire.

  • Rank within state: #--
  • Percent of drivers in Concord with a DUI: {{percentDrivers}}%
  • Drivers in Concord, NH with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Concord

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in New Hampshire, Concord drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Concord with a speeding ticket: {{percentDrivers}}%
  • Drivers in Concord, NH with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

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