Cheap Auto Insurance Quotes in Carson City, NV (January 2022)

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Car Insurance in Carson City, NV

The average cost of Nevada car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Carson City, NV to find you the cheapest quotes in the area.
$67
$110
$110
State FarmNationwideThe General

Cheapest Car Insurance in Carson City, NV

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$157
$194
$158
$118
$221
$96
NevadaLas VegasHendersonRenoNorth Las VegasCarson City
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Carson City, NV Driving Facts

nevada

Minimum Car Insurance Requirements in NV

All motor vehicles operated or parked on Nevada roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Nevada are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Nevada state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/65, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Nevada law.

  • $20,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability property damage liability coverage required in the state of Nevada is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Carson City agents

Nevada Insurance Agency Company 
502 E Long St, Carson City, NV 89706-3104
FIG Financial Insurance Group Cynthia Bunt Agency 
501 N Minnesota street, Carson City, NV 89703
Bibee & Associates 
411 W Third St, Carson City, NV 89703-4241
L/P Insurance (formerly ) Meridian Insurance Services 
1000 E William St. Ste 119, Carson City, NV 89701
Alpine Insurance Associates 
3352 Goni Rd Ste 164, Carson City, NV 89706-7930
Freeway Insurance
2164 E William St, Carson City, NV 89701
Capital Insurance Service
625 Fairview Dr, Carson City, NV 89701
The Family Insurance Store
444 E William St #9, Carson City, NV 89701
Sierra West Insurance: Allstate Insurance
1102 N Curry St, Carson City, NV 89703
THE INSURANCE WORKS
529 Fairview Dr, Carson City, NV 89701

Insurify Insights: How Carson City Drivers Measure Up

dodge
Dodge Durango
Most Popular Car in
Carson City, NV
suspended licenses
#6
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Carson City drivers measure up to their fellow Nevada motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Carson City

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Carson City drivers rank 1 in the number of car accidents per driver across all cities in Nevada.

  • Rank within state: #1
  • Percent of drivers in Carson City with an accident: 10.83%
  • Drivers in Carson City, NV with an accident in their driving history paid on average 60.55% more than drivers with a clean record

Speeding in Carson City

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Nevada, Carson City drivers rank 1 in the number of speeding infractions per driver.

  • Rank within state: #1
  • Percent of drivers in Carson City with a speeding ticket: 12.74%
  • Drivers in Carson City, NV with a speeding ticket in their driving history paid on average 53.21% more than drivers with a clean record

DUI/DWIs in Carson City

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Carson City drivers rank 2 in the number of DUI’s per driver across all cities in Nevada.

  • Rank within state: #2
  • Percent of drivers in Carson City with a DUI: 2.87%
  • Drivers in Carson City, NV with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Carson City

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Carson City is the Dodge Durango.

Hybrid/Electric Vehicle Ownership in Carson City

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Carson City drivers rank 1 in hybrid and electric vehicle ownership across all cities in Nevada.

  • Rank within state: #1
  • Percent of drivers in Carson City with a hybrid/electric vehicle: 1.2%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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