Honda Accord Car Insurance Quotes (2025)

Car insurance for a Honda Accord costs an average of $154 per month.

Nick Dauk
Written byNick Dauk
Nick Dauk
Nick Dauk
  • 6+ years writing about insurance, travel, and personal finances

  • Contributor to brands like Credible

In addition to insurance, Nick specializes in writing about business, entrepreneurship, personal finance, and travel. He’s been featured in myriad web publications, including Fox Business.

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Ashley Cox
Edited byAshley Cox
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Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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Drivers have found policies from Sun Coast, CSAA, Elephant, and more, for rates as low as $37/mo. through Insurify

*Quotes generated for Insurify users within the last 10 days. Last updated on May 5, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 5, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on May 5, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 5, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

The average cost of car insurance for Honda Accords is $107 for liability-only car insurance and $201 for a full-coverage policy. The Honda Accord is a popular vehicle — it’s one of the bestselling vehicles over the last 10 years and has won Car and Drivers 10Best award 39 times.[1]

The type of car you drive affects your car insurance rates. Here’s what you should know about Honda Accord car insurance costs.

Quick Facts
  • Average insurance rates for the Honda Accord are similar to the nationwide averages across all vehicle types.

  • Honda Accord MSRP rates have increased by approximately $6,000 since 2012.

  • USAA, GEICO, and State Farm offer some of the most affordable car insurance rates for Honda Accords.

Cost of Honda Accord insurance by model year

The national average cost of car insurance is $139 per month. USAA has consistently offered the lowest average rates for car insurance for older models and the latest model year of Honda Accords.

Check out monthly car insurance costs for different Honda Accord model years in the table below.

Model Year
sort ascsort desc
Average Monthly Quote
sort ascsort desc
2025$200
2024$200
2023$196
2022$195
2021$185
2020$181
2019$174
2018$166
2017$164
2016$157
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

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  • The 2025 Honda Accord has a starting MSRP of $29,445 for the LX trim and $31,710 for the SE trim.[2] In the table below, you can see average monthly insurance costs for this model year from different insurance companies.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$63$132
    GEICO$73$156
    State Farm$74$157
    Allstate$82$175
    American Family$94$204
    Nationwide$116$242
    Travelers$122$255
    Progressive$132$203
    Farmers$146$310
    Liberty Mutual$231$332
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The starting MSRP for the Honda Accord ranges from $29,045 to $31,060, depending on the trim level you choose. Check out average car insurance costs for this model year in the table below.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$63$132
    GEICO$73$156
    State Farm$74$157
    Allstate$82$175
    American Family$94$204
    Nationwide$116$242
    Travelers$122$255
    Progressive$132$203
    Farmers$146$310
    Liberty Mutual$231$332
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The 2023 Honda Accord has an MSRP between $28,390 and $30,705 depending on the trim level.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$62$129
    GEICO$71$153
    State Farm$72$154
    Allstate$80$171
    American Family$92$200
    Nationwide$113$237
    Travelers$120$250
    Progressive$129$199
    Farmers$144$304
    Liberty Mutual$227$326
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The 2022 Honda Accord has an MSRP starting at $27,615 for the LX Sedan and $39,545 for the Touring Sedan.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$62$129
    GEICO$71$152
    State Farm$72$154
    Allstate$80$171
    American Family$92$200
    Nationwide$113$236
    Travelers$119$249
    Progressive$129$198
    Farmers$143$303
    Liberty Mutual$226$324
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The 2021 Honda Accord had an original starting MSRP ranging from $25,985 for the LX Sedan to $37,915 for the Touring Sedan.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$59$122
    GEICO$67$145
    State Farm$69$146
    Allstate$76$162
    American Family$87$189
    Nationwide$107$224
    Travelers$113$237
    Progressive$122$188
    Farmers$136$288
    Liberty Mutual$214$308
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The original starting MSRP for the 2020 Honda Accord ranged from $25,225 to $37,335, depending on the trim level.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$57$119
    GEICO$66$141
    State Farm$67$142
    Allstate$74$158
    American Family$85$185
    Nationwide$105$219
    Travelers$111$231
    Progressive$119$183
    Farmers$132$281
    Liberty Mutual$209$300
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The 2019 Honda Accord’s original starting MSRP was $24,675 for the LX Sedan and $36,905 for the Touring Sedan.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$55$114
    GEICO$63$135
    State Farm$64$137
    Allstate$71$152
    American Family$82$177
    Nationwide$100$210
    Travelers$106$222
    Progressive$114$176
    Farmers$127$270
    Liberty Mutual$201$288
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The 2018 Honda Accord had an original MSRP ranging from $24,465 to $34,695, depending on the trim level.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$52$109
    GEICO$60$129
    State Farm$61$130
    Allstate$68$145
    American Family$78$169
    Nationwide$96$200
    Travelers$101$212
    Progressive$109$168
    Farmers$121$257
    Liberty Mutual$192$275
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Depending on the trim level, the 2017 Honda Accord has an original MSRP between $24,145 and $35,820.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$52$108
    GEICO$59$128
    State Farm$61$129
    Allstate$67$143
    American Family$77$167
    Nationwide$95$198
    Travelers$100$209
    Progressive$108$166
    Farmers$120$254
    Liberty Mutual$189$272
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The 2016 Honda Accord has an original MSRP ranging from $23,840 to $35,515.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$50$104
    GEICO$57$123
    State Farm$58$124
    Allstate$64$137
    American Family$74$161
    Nationwide$91$190
    Travelers$96$201
    Progressive$104$159
    Farmers$115$244
    Liberty Mutual$182$261
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Average cost of Honda insurance by state

Where you live is one of many factors that determine how much you pay for car insurance. In the chart below, you can see how much Honda insurance costs in each state across all Honda models.

Full-Coverage Rates by State

State
sort ascsort desc
Average Monthly Quote: Full Coverage
sort ascsort desc
Alabama$136
Arizona$167
Arkansas$246
California$231
Colorado$211
Connecticut$321
Delaware$236
Florida$220
Georgia$239
Idaho$120
Illinois$163
Indiana$138
Iowa$116
Kansas$158
Kentucky$208
Louisiana$212
Maine$144
Maryland$325
Massachusetts$171
Michigan$265
Minnesota$187
Mississippi$199
Missouri$185
Montana$159
Nebraska$168
Nevada$269
New Hampshire$108
New Jersey$171
New Mexico$152
New York$451
North Carolina$90
North Dakota$132
Ohio$124
Oklahoma$171
Oregon$154
Pennsylvania$166
Rhode Island$141
South Carolina$258
South Dakota$124
Tennessee$143
Texas$226
Utah$175
Vermont$145
Virginia$184
Washington$153
District of Columbia$329
West Virginia$150
Wisconsin$127
Wyoming$114

Source: Alaska and Hawaii omitted due to insufficient data.

How to ensure you have enough coverage on your Honda Accord

When buying a Honda Accord, you should make sure to purchase your state’s minimum level of required car insurance. This usually includes bodily injury liability and property damage liability to cover any injuries or damage you cause to other drivers or their property in an accident. 

You may also want to consider adding optional coverages to your insurance policy to better protect your finances, such as:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage reimburses you for physical damage to your car when you collide with another vehicle or object, regardless of fault.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage pays for damages to your vehicle from non-collision events, including damage from weather, fire, theft, vandalism, falling objects, and contact with animals.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured/underinsured motorist coverage reimburses you if you’re hit by an uninsured, underinsured, or hit-and-run driver. It’s typically optional in most states but may be especially helpful in places like Florida, where many drivers don’t have insurance.[3]

Honda Accord car insurance FAQs

Honda Accord insurance rates vary based on different factors, like driver age, safety features, ZIP code, location, discounts, driving record, good credit, and more. Below, you’ll find answers to some of the most commonly asked questions from Honda Accord owners.

  • USAA offers the cheapest Honda Accord auto insurance rates for vehicle years between 2016 and 2025. GEICO and State Farm also offer cheap car insurance rates for Accords compared to many other insurers. Remember that your rates may be higher or lower than the average, depending on your driving history and driver profile.

  • Honda Accords are more expensive to insure than some similar cars in their class, though they’re still comparatively affordable. For example, the Toyota Camry’s average rates are slightly higher than the Honda Accord’s. Other vehicles, like the Ford Mustang, are significantly more expensive to insure than Accords.

  • The average monthly price for a liability-only policy for the 2025 Honda Accord is $141 per month, while the average monthly price for a full-coverage policy is $258. Liability-only policies are often cheaper than full-coverage policies because they only provide a minimum amount of coverage as required by state law. But full-coverage policies include helpful optional coverages.

  • Honda Accord insurance may be higher than similar vehicles produced by other manufacturers in the same year for various reasons. The MSRP of an Accord is higher than a Camry’s and a Sonata’s, for example, which could increase the price. Certain Top Safety Pick features may not be available on some Accords, which could also have an effect on the total price.

Sources

  1. Honda. "Honda Accord Timeline and Milestones."
  2. Kelley Blue Book. "2025 Honda Accord."
  3. Orlando Sentinel. "More than 20% of Florida drivers are uninsured, new study says."
Nick Dauk
Nick Dauk

Nick Dauk is a freelance writer specializing in business, entrepreneurship, personal finance, and travel. His work has been featured in Fox Business, BBC, The Edge, Business Insider, and Bisnow. Nick is a first-generation college graduate, having majored in Interdisciplinary Studies at the University of Central Florida. His eclectic coursework, combined with previous managerial roles in the retail and broadcast television industries, have helped him develop an interdisciplinary approach to writing.

For nearly a decade, Nick has created content for mom-and-pop businesses and global corporations. As a travel writer, his global adventures have also been featured on Inside Hook, Houston Chronicle, Culture Trip, and Matador. When he's not traveling, Nick can be found in Orlando spending time with his wife and toddler.

Nick has been a contributor at Insurify since October 2022.

Ashley Cox
Edited byAshley CoxSenior Managing Editor
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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