Cheapest Car Insurance Quotes in Nebraska October 2026
Auto-Owners, Progressive, and National General offer some of Nebraska’s cheapest car insurance quotes.
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Writer: Theresa Stevens
Writer: Theresa Stevens
Qualifications:
AFCPE Accredited Financial Counselor
6 years experience in the personal financial industry
Theresa is a writer and former financial advisor with experience helping clients solve money challenges. She uses her expertise to clarify complex personal finance concepts.
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Editor: John LeachLicensed P&C Agent, Chief Copy Editor
Editor: John LeachLicensed P&C Agent, Chief Copy Editor
Qualifications:
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.
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Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Qualifications:
Media relations director for Insurance Information Institute
20+ years in insurance and communications
Impartial, independent expert
As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
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Data reviewer: Konstantin HalachevVP of Engineering & Data Science
Data reviewer: Konstantin HalachevVP of Engineering & Data Science
Qualifications:
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
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Nebraska car insurance at a glance
Cheapest car insurance company in Nebraska: Auto-Owners
Cheapest car insurance rate in Nebraska: $41
Average monthly liability-only car insurance cost in NE: $70
Average monthly full-coverage car insurance cost in NE: $135
Cheapest car insurance quotes in Nebraska
Nebraska drivers with a clean driving record and good to excellent credit generally pay the cheapest car insurance rates. We used that driver profile to analyze millions of quotes and identify the cheapest car insurance in Nebraska.
Auto-Owners, Progressive, and National General offer the cheapest car insurance rates in Nebraska.
In the table below, explore the cheapest insurers in Nebraska for liability coverage and full coverage.
The below rates in Nebraska are estimated rates current as of: Wednesday, October 21 at 7:44 AM PDT.
Data reviewed by Konstantin Halachev)
Konstantin HalachevVP of Engineering & Data Science
7+ years experience in data analysis
Ph.D. in Computational Biology
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| Auto-Owners | $41 | $82 |
| Progressive | $49 | $107 |
| American Family | $57 | $114 |
| National General | $57 | $108 |
| USAA | $63 | $126 |
| GEICO | $66 | $132 |
| State Farm | $71 | $142 |
| The General | $73 | $189 |
| AssuranceAmerica | $74 | $148 |
| Safeco | $74 | $141 |
| Root | $79 | $140 |
| Bristol West | $91 | $192 |
| Liberty Mutual | $96 | $155 |
| Dairyland | $103 | $227 |
| Farmers | $118 | $235 |
| Shelter | $121 | $240 |
Disclaimer: Table data sourced from real-time Nebraska car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nebraska may vary based on the policy buyer's unique driver profile.
Best-rated insurance companies in Nebraska
Based on thousands of actual Insurify user reviews, Auto-Owners, Progressive, GEICO, and State Farm are some of the best car insurance companies for Nebraska drivers.
Best for full coverage: Auto-Owners
| User Reviews | 4.3 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $41/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $82/mo |
4.3
Best choice in NebraskaBased on 312 verified driver reviews and ratings
Auto-Owners's score | Industry average | |
|---|---|---|
| Coverage options | 4.2 | 3.2 |
| Customer service | 4.0 | 3.6 |
| Discounts | 3.7 | 2.9 |
| Policy transparency | 4.1 | 3.1 |
| Value | 3.7 | 2.9 |
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
Based on analysis of verified reviews collected by Insurify
Best in Nebraska for
Showing recent national reviewsSee all 169 Auto-Owners reviews
Verified Review
Reviewed in Michigan on October 14, 2026
I haven’t really had any problems with them, other than my premium keeps going up at every renewal.
Verified Review
Reviewed in Indiana on October 13, 2026
No problems with them so far.
Verified Review
Reviewed in Georgia on September 20, 2026
Too expensive.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
663
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.46
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Auto-Owners offers some of the cheapest full-coverage car insurance rates in Nebraska. Insurify users also give the company an overall experience rating of 4.3 out of 5 points. Low rates, high customer satisfaction, and a strong financial reputation make Auto-Owners a solid choice for Nebraska drivers looking for a full-coverage policy.
Pros
Below-average rates in Nebraska
A++ (Superior) AM Best financial strength rating
Fewer National Association of Insurance Commissioners (NAIC) complaints than the industry average
Cons
Can’t get a quote or buy a policy online (must work with an agent)
Unable to cancel auto coverage online
Available in only 26 states (can be an issue if you move out of Nebraska)
Best for minimum coverage: Progressive
| JD Power JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 638 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $49/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $107/mo |
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
Based on analysis of verified reviews collected by Insurify
Best in Nebraska for
Showing 11 reviews from Nebraska driversSee all 9,248 Progressive reviews
Verified Review
Reviewed in Nebraska on October 23, 2026
It’s too expensive. Go find a different insurance company.
Verified Review
Reviewed in Nebraska on September 8, 2026
It’s good, but I just can’t afford it—it’s too expensive.
Verified Review
Reviewed in Nebraska on August 2, 2026
I made one mistake, and they won’t renew my policy in January 2027.
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.97
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company
Progressive has some of the cheapest liability auto rates in Nebraska. It also includes small accident forgiveness in every policy — a first claim under $500 won’t increase your rate.
Pros
A+ (Superior) AM Best financial strength rating
Competitive liability-only rates
Three levels of accident forgiveness available
Cons
Just 1.2 out of 5 stars on Trustpilot
Loan/lease payoff option may not be enough to cover outstanding balances
Snapshot telematics program may increase rates for some drivers
Best for savings: GEICO
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $66/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $132/mo |
4.1
Best choice in NebraskaBased on 21,141 verified driver reviews and ratings
GEICO's score | Industry average | |
|---|---|---|
| Coverage options | 4.1 | 3.2 |
| Customer service | 4.3 | 3.6 |
| Discounts | 4.0 | 2.9 |
| Policy transparency | 4.1 | 3.1 |
| Value | 4.0 | 2.9 |
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
Based on analysis of verified reviews collected by Insurify
Best in Nebraska for
Showing 8 reviews from Nebraska driversSee all 8,321 GEICO reviews
Verified Review
Reviewed in Nebraska on September 15, 2026
Prices can be beaten by some other companies for the same coverage.
Verified Purchase
Reviewed in Nebraska on August 28, 2026
So far, the whole process has been easy. I did it all myself, so my experience has been great! No issues—they make everything super simple in the app.
Verified Review
Reviewed in Nebraska on April 1, 2026
It could have been cheaper. Progressive is $200 cheaper.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
622
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
GEICO offers more than a dozen car insurance discounts, which can be important in a state where the median household income is below the nationwide median. GEICO advertises around 15 discounts, including multi-policy, good student, and paid-in-full discounts.
Pros
A++ (Superior) AM Best financial strength rating
Above-average customer satisfaction, per JD Power
Nationwide availability
Cons
Doesn’t offer gap insurance
Only one listed agent in Nebraska
Just 1.3 out of 5 stars on Trustpilot
Best for customer service: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $71/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $142/mo |
4.2
Best choice in NebraskaBased on 21,491 verified driver reviews and ratings
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.2 | 3.2 |
| Customer service | 4.4 | 3.6 |
| Discounts | 4.0 | 2.9 |
| Policy transparency | 4.0 | 3.1 |
| Value | 3.9 | 2.9 |
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Based on analysis of verified reviews collected by Insurify
Best in Nebraska for
Showing 10 reviews from Nebraska driversSee all 8,261 State Farm reviews
Verified Review
Reviewed in Nebraska on June 3, 2026
Customer service is always good, including roadside assistance. Unfortunately, it's a little expensive for my budget.
Verified Review
Reviewed in Nebraska on April 20, 2026
I haven’t had any reason to contact or talk to my insurance company except for making payments, which have been going up every six months for the past three years. I now pay more for one vehicle than I used to for two. My premium for one vehicle has more than doubled in three years, even with no claims and no tickets on my record for thirty years.
Verified Review
Reviewed in Nebraska on April 17, 2026
Nothing but good things to say about State Farm at this time. Dollar for dollar, they have the best coverage for the money.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
647
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
State Farm had one of the highest customer satisfaction ratings for the central area in JD Power’s 2026 U.S. Auto Insurance Study. It also has a much lower-than-expected number of complaints, and none at all in Nebraska, according to the NAIC.
Pros
Strong customer service reputation
Offers rideshare coverage
A+ (Superior) AM Best financial strength rating
Cons
Doesn’t offer gap insurance
Just 10 agents listed for Nebraska
Fewer optional coverages than some competitors
How we chose the best companies
We evaluated insurers operating in Nebraska using a combination of Insurify customer reviews, financial strength ratings, claims satisfaction studies, complaint ratios, coverage options, and pricing data. We also considered factors particularly relevant to Nebraska drivers, including tornado and hurricane risks, urban congestion, vehicle theft trends, and the availability of local agents throughout the state.
How much is car insurance in Nebraska?
Nebraska car insurance costs $839 annually for liability-only insurance and $1,620 for full coverage, on average, according to Insurify data. Nebraska’s average car insurance costs are lower than the national average of $1,183 for liability coverage and $2,241 for full coverage.
Nebraska’s low population density and large percentage of farmland contribute to the state’s below-average car insurance rates. Nebraska ranks 45th in the U.S. for population density, according to the U.S. Census Bureau. A lower population density can mean less traffic congestion and fewer accidents.[1]
Nebraska has roughly 44,000 farms and ranches, with approximately 25% of all jobs in the state being agricultural.[2]
Compare Nebraska Car Insurance Quotes
Liability policies average $70/mo.
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Average car insurance quotes in Nebraska cities
Although Nebraska is largely an agricultural state, approximately 66% of its residents live in cities.[3] Omaha has the most expensive average car insurance costs in Nebraska, according to Insurify data. Norfolk has the cheapest.
The below rates in Nebraska are estimated rates current as of: Wednesday, October 21 at 7:44 AM PDT.
Data reviewed by Konstantin Halachev
Konstantin HalachevVP of Engineering & Data Science
7+ years experience in data analysis
Ph.D. in Computational Biology
City | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| Norfolk | $54 | $109 |
| Grand Island | $61 | $124 |
| Columbus | $62 | $125 |
| Fremont | $65 | $142 |
| Lincoln | $73 | $131 |
| Bellevue | $75 | $155 |
| Omaha | $89 | $163 |
Disclaimer: Table data sourced from real-time Nebraska car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nebraska may vary based on the policy buyer's unique driver profile.
Here, you can see the five most expensive cities in Nebraska for auto insurance.
The below rates in Nebraska are estimated rates current as of: Wednesday, October 21 at 7:44 AM PDT.
Data reviewed by Konstantin Halachev
Konstantin HalachevVP of Engineering & Data Science
7+ years experience in data analysis
Ph.D. in Computational Biology
City | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| Columbus | $62 | $125 |
| Fremont | $65 | $142 |
| Lincoln | $73 | $131 |
| Bellevue | $75 | $155 |
| Omaha | $89 | $163 |
On-the-spot guidance from licensed insurance experts
)
Britney BalkLicensed P&C Agent and Customer Service Supervisor
Britney BalkLicensed P&C Agent and Customer Service Supervisor
Qualifications:
Licensed property and casualty insurance agent
14+ years insurance experience
Britney has 14+ years of experience in auto and home insurance. She’s committed to making sure customers feel informed and supported through every step of the insurance-buying process.
)
Brett ClendenenLicensed P&C Insurance Agent and Sales Manager
Brett ClendenenLicensed P&C Insurance Agent and Sales Manager
Qualifications:
Licensed property and casualty insurance agent
15+ years of insurance experience
Brett has 15+ years of experience in personal and commercial insurance. As a sales manager at Insurify, Brett leads a high-performing sales team, ensuring they achieve key sales targets while maintaining high-quality work.
)
Mallory MooneyLicensed P&C Insurance Agent and Director of Sales and Client Services
Mallory MooneyLicensed P&C Insurance Agent and Director of Sales and Client Services
Qualifications:
Licensed property and casualty insurance agent
10+ years of insurance experience
Mallory has 10+ years of experience in property and casualty insurance. She serves as the director of sales and client services at Insurify, where customer service is central to her leadership style.
Why you should compare car insurance quotes in Nebraska
Your driving record and where you live in Nebraska are two of the most important factors that affect car insurance rates in the state. For example, in Omaha, where rates are highest, more than 6% of drivers have accidents on their records, Insurify data shows.
Because rates can vary by insurer, comparing quotes can help you find the cheapest car insurance available to you in Nebraska. Here are some tips to keep in mind as you compare:
Check out farm vehicle insurance. Farm vehicle insurance is typically cheaper than standard auto insurance. If you mostly use your truck or car on a farm, look into this cheaper alternative.
Consider pay-per-mile insurance. Nebraskans have a shorter average commute time than the U.S. average — 19 minutes versus 27 minutes. If your commute is shorter because the drive is shorter, you may find savings with pay-per-mile coverage. Low annual mileage could qualify you for cheaper car insurance.
Use the correct address. Be sure to list your primary address when requesting car insurance quotes, since rates can vary depending on where you live.
Add all drivers. Include all the drivers you want your auto policy to cover, including household members.
Compare the same coverage. To make sure you’re making an accurate comparison, select the same coverage limits, coverages, and deductibles for each quote.
Nebraska car insurance requirements
Nebraska car insurance requirements include the following coverage types:[4]
Coverage Type | Nebraska Requirement |
|---|---|
| Bodily injury liability coverage | $25,000 per person/$50,000 per accident |
| Property damage liability coverage | $25,000 per accident |
| Uninsured/underinsured motorist coverage | $25,000 per person/$25,000 per accident |
While these coverage limits are standard compared to other states, Nebraska is one of only 20 states that require uninsured motorist coverage.
Agent Insight
“Nebraska’s minimum requirements are on par with what other states require. But being street legal doesn’t necessarily mean you’re adequately protected financially. Generally, it’s best to buy more liability insurance than your state requires so you’re better protected.”
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Anuj DesaiLicensed Property & Casualty Insurance Agent
How to find the cheapest Nebraska car insurance
Shopping around for coverage and qualifying for discounts are some of the best ways to find cheap car insurance in Nebraska. Explore additional cost-saving strategies below.
Compare quotes. Car insurance quotes can vary significantly between Nebraska insurers, making it important to request quotes from several to secure the best deal. Some of the cheapest insurance companies in Nebraska are Auto-Owners, Progressive, and National General, according to Insurify data.
Improve your credit. Under Nebraska law, insurance companies can consider your credit history during underwriting. The average credit score in Nebraska is around 728, according to Experian, which is considered good. But if your score is below average, improving your credit may result in lower rates.
Take a defensive driving course. Some Nebraska insurers offer discounts to drivers who complete a safe driving course, according to the Nebraska Department of Insurance.
Ask your insurance agent about discounts. Many Nebraska insurers offer car insurance discounts to help you save on monthly premiums, such as good driver, good student, and bundling discounts.
Find Cheap Nebraska Car Insurance
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Find additional resources about Nebraska car insurance here.
How car insurance costs have changed in Nebraska
Nebraska’s car insurance rates fell approximately 3% in the first half of 2026, lowering the state’s average annual full-coverage premium to $1,547 in June, according to Insurify data. But Insurify data scientists predict Nebraska’s rates will rise by less than 1% in the second half of the year, reaching $1,558 by December.
Nebraska car insurance FAQs
For additional information about car insurance in Nebraska, take a look at the following frequently asked questions and answers.
How much does car insurance cost in Nebraska?
Car insurance in Nebraska costs $102 per month, on average, which breaks down to $70 per month for liability coverage and $135 per month for full coverage.
What is the cheapest car insurance company in Nebraska?
Auto-Owners is the cheapest insurance company in Nebraska, with average liability rates of $41 per month.
What is the cheapest full-coverage car insurance in Nebraska?
Auto-Owners offers the lowest full-coverage rates in Nebraska, averaging $82 per month, Insurify data shows.
What is the cheapest company in Nebraska for drivers with a DUI?
Nebraska drivers with a driving under the influence (DUI) conviction on their driving record can find the cheapest liability insurance through Auto-Owners, which has an average rate of $57 per month for liability-only coverage.
Is it illegal to not have car insurance in Nebraska?
Yes, it’s illegal to drive without car insurance in Nebraska. Under Nebraska law, you must carry at least the state-minimum insurance coverage. If convicted of driving without proof of insurance, you risk suspension of your driver’s license.[5]
How can you find the most affordable car insurance in Nebraska?
You can find affordable car insurance in Nebraska by requesting quotes from multiple companies, qualifying for discounts, and increasing your deductibles.
Is Nebraska a no-fault state?
No. Nebraska is an at-fault state. In an at-fault accident in Nebraska, the driver who caused the crash is financially responsible for the property damage and medical expenses of the other driver and their passengers.
Sources
- Nebraska Department of Insurance. "How Auto Insurance Premium is Determined and How You Can Save."
- Nebraska Department of Agriculture. "Fact Sheet."
- U.S. Department of Agriculture. "State Fact Sheets - State Data, Nebraska."
- Nebraska DOI. "Importance of Auto Insurance and Types of Coverage."
- Nebraska Department of Motor Vehicles. "No Proof of Insurance Conviction."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
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)
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Norfolk drivers can find liability-only car insurance as low as $33 per month from Auto-Owners.
)
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Auto-Owners is the cheapest insurer in Omaha, Nebraska, with an average monthly rate of $51. The city’s high number of vehicle thefts influences insurance rates.
Writer: Theresa Stevens
Writer: Theresa Stevens
Qualifications:
AFCPE Accredited Financial Counselor
6 years experience in the personal financial industry
Theresa is a writer and former financial advisor with experience helping clients solve money challenges. She uses her expertise to clarify complex personal finance concepts.
Editor: John LeachLicensed P&C Agent, Chief Copy Editor
Editor: John LeachLicensed P&C Agent, Chief Copy Editor
Qualifications:
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Qualifications:
Media relations director for Insurance Information Institute
20+ years in insurance and communications
Impartial, independent expert
As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
Data reviewer: Konstantin HalachevVP of Engineering & Data Science
Data reviewer: Konstantin HalachevVP of Engineering & Data Science
Qualifications:
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.