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The Zebra Home Insurance Review: How the Comparison Site Stacks Up

The Zebra is a trustworthy insurance-comparison site, but some users might have to click through to individual insurer websites to see actual quotes.

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Danny Smith
Written byDanny Smith
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Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Evelyn Pimplaskar
Evelyn PimplaskarEditor-in-Chief, Director of Content
  • 10+ years in insurance and personal finance content

  • 30+ years in media, PR, and content creation

Evelyn leads Insurify’s content team. She’s passionate about creating empowering content to help people transform their financial lives and make sound insurance-buying decisions.

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The Zebra is an insurance-comparison website that lets users compare quotes across various types of insurance, such as auto, home, and life. It’s not a lead-generation site but rather an insurance-quote aggregator that gives users real-time quotes.

The Zebra’s home insurance comparison product is one of its main offerings, alongside auto insurance rates. Homeowners input some personal information about their home and receive quotes from multiple insurers to compare side by side.

Here’s what you need to know about The Zebra.

Quick Facts
  • The Zebra offers car insurance quotes and lets you seek bundled quotes for home and auto coverages.

  • The Zebra has a 4.6 out of 5-star rating on Trustpilot and more than 2,500 reviews.

  • The Zebra isn’t a lead-generation site, so using it to compare quotes shouldn’t expose you to spam calls and emails.

The Zebra at a glance

Founded in 2012, The Zebra is an insurance-comparison site that helps users compare quotes for auto, home, and life insurance.[1] It partners with more than 100 insurance companies to offer quotes based on each user’s specific needs and location to help them find the best policy.

The site has grown rapidly over the past decade, serving millions of users each year. It has a solid reputation, and unlike lead-generation sites, it offers real-time quotes for comparison on its website. It’s free to use and aims to make insurance shopping easier for drivers, homeowners, and renters alike.

Pros
  • Provides real-time quotes

  • Partners with more than 100 insurance companies

  • User-friendly interface

Cons
  • Not every insurance company is available

  • Limited customization of coverage details

  • Some users report excessive follow-up calls

How does The Zebra work?

The Zebra lets you compare quotes from multiple home insurance companies side by side. To begin the process, you’ll need to enter information such as your address, home details, and coverage needs. It takes only a few minutes. Here’s the step-by-step process.

First, the home insurance comparison site will ask you for some of your basic info, including your address, your ZIP code, and what type of home you own.

Next, The Zebra asks for your name, birthday, and email address. Notably, it doesn’t ask for your phone number. It also asks if you’d like to bundle your home insurance policy with car insurance.

Finally, The Zebra provides you with your quotes. But you may not always see real-time quotes. On our first test, we received two real quotes and one that led us to Progressive’s website to finish the quote. We also received two additional options that led us to the insurer’s website to complete the quote.

In a second test, using a different address, we didn’t get any real-time quotes. Instead, we had to click through to each insurer’s website and provide additional information in order to get a quote.

If you receive detailed, real-time quotes, as we did in our first test, The Zebra’s process is easy and straightforward. But it doesn’t really save you time if you don’t get real-time quotes, and you have to visit each individual insurer’s website to see your quote.

The Zebra reviews: What real customers are saying

The Zebra has excellent reviews for the most part on popular review sites, with 4.6 out of 5 stars on Trustpilot and 4.8 out of 5 stars on Shopper Approved. But it only received 2.25 out of 5 stars on the Better Business Bureau (BBB) website. That said, it’s a mostly highly reviewed site with minimal complaints from customers.

Take a look at what users are saying about The Zebra’s user experience and customer service:

Most users left positive reviews, citing a good experience with The Zebra. Customers left very few negative reviews, and the company often took the time to respond.

The Zebra vs. Insurify

The Zebra and Insurify are similar websites. They’re both insurance-comparison platforms that provide real-time quotes for home and auto insurance. Both companies partner with more than 100 of the best auto insurance companies and home insurance companies. Both companies help users find the best rates and best policies.

Both may follow up with users after the quote process, but neither is a lead-generation site. The main area where the two companies differ is which insurance companies they partner with — the available insurers from each may differ depending on your location, so the best option may depend on where you live.

Additionally, Insurify has higher star ratings than The Zebra on both Trustpilot and the BBB website, with 4.8 out of 5 and 3.94 out of 5 stars, respectively. It also has a rating of 4.8 out of 5 stars on Shopper Approved, which is the same as The Zebra. Ultimately, both sites are good options for homeowners looking to compare home insurance quotes and get a better deal.

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Is The Zebra a spammy site?

No. The Zebra is not a spammy site. But users do sometimes experience excessive follow-up communications. While The Zebra doesn’t sell data, it does partner with third-party companies that can contact you using the contact information you provided.

Users experience different types and volumes of follow-ups, depending on the quotes they receive. Make sure to read The Zebra’s terms of use and privacy policy to understand how the site will use your data.

The Zebra home insurance FAQs

If you still have questions about how The Zebra’s real-time quote-comparison tool works, check out the following information about the insurance-comparison site.

  • Is The Zebra easy to use?

    Yes. The Zebra is very easy to use. It takes only a few minutes to get a quote. The best way to find cheap coverage is to compare quotes from multiple insurers.

  • Is The Zebra free?

    Yes. The Zebra is completely free to use. You can use its quote tool to compare insurance products entirely for free to find the lowest premium.

  • Is The Zebra a legit site for insurance?

    Yes. The Zebra is a legitimate site for insurance comparison. It has a good reputation in the insurance industry and is not a lead-generation site.

  • Does The Zebra run your credit?

    No. The Zebra doesn’t run your credit when providing insurance quotes. But some insurers that it partners with may run a soft credit check to determine your policy quotes.

Sources

  1. The Zebra. "Our Story."
Danny Smith
Danny Smith

Danny is a Brooklyn-based writer with a producer’s license for property and casualty insurance. A former editor at Insurify, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.

Danny has been a contributor at Insurify since March 2022.

Evelyn Pimplaskar
Edited byEvelyn PimplaskarEditor-in-Chief, Director of Content
Evelyn Pimplaskar
Evelyn PimplaskarEditor-in-Chief, Director of Content
  • 10+ years in insurance and personal finance content

  • 30+ years in media, PR, and content creation

Evelyn leads Insurify’s content team. She’s passionate about creating empowering content to help people transform their financial lives and make sound insurance-buying decisions.

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