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Got Flood Insurance? You’ll Be Able to Make Monthly Payments Come January
Policyholders previously had to pay their national flood insurance premiums on an annual basis.
|November 12, 2024
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Does Home Insurance Cover Electrical Panel Replacement?
If a covered event damages your home’s electric panel, your homeowners insurance might pay to repair or replace it.
|November 8, 2024
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Law and Ordinance Coverage: Do You Really Need It?
A law and ordinance endorsement can save you thousands of dollars if you need to repair or replace an older home up to modern building codes.
|November 6, 2024
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Can You Keep Leftover Money From a Home Insurance Claim?
You can keep the leftover money from a home insurance claim in most cases, depending on your state’s laws and your policy details.
|November 1, 2024
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Milton Lands Among Top 10 Costliest Hurricanes for Insured Losses
Helene was deadlier, and fewer victims had insurance to cover storm damage.
|October 31, 2024
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Cost-Sharing Bill Would Spread Natural Disaster Losses Across Unaffected States
The Natural Disaster Risk Reinsurance Program proposes states voluntarily purchase bonds to support insurers after disasters.
|October 30, 2024
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No Rate Hike for Texas Windstorm Insurer, State Insurance Regulator Decides
The move staves off higher rates for now, but questions loom about last-resort insurer’s ability to pay claims going forward.
|October 30, 2024
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Why Idaho Home Insurance Premiums Have Increased by 17% in 2024
Growing wildfire risks are largely to blame, insurance regulators say.
|October 30, 2024
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Colorado Pushes Insurers to Incentivize Wildfire Mitigation Efforts
The growing wildfire risk to property is leading insurance companies to cut coverage in several Colorado counties.
|October 30, 2024
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What Is Owner’s Title Insurance, and Do You Need It?
Owner’s title insurance protects you from financial losses if anyone files a claim against your property’s title. It’s not mandatory, but it can keep you from losing your investment in your home.
|October 29, 2024
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How Wind Mitigation Can Help You Save on Home Insurance Premiums
Wind mitigation can save you up to 55% on your homeowners insurance policy.
|October 28, 2024
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What to Know About Liquor Liability for Social Gatherings at Your Home
Liquor liability means you could be responsible if a guest drinks at your party and causes harm. For homeowners, this often falls under social host liability.
|October 24, 2024
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Sewer Line Coverage and Home Insurance: What You Need to Know
Sewer line coverage doesn’t cost much and can help protect you financially if your sewer line is damaged.
|October 24, 2024
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Severe Flood Risk Threatens Over One-Third of Global Population, Report Finds
Moody’s reports more than 2.5 billion people are at risk of 10 centimeters of flooding in a 100-year period.
|October 23, 2024
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Thousands of US Communities Forgo Federal Flood Insurance
Passing on the voluntary National Flood Insurance Program means residents face escalating risks without a federal safety net for flood damages.
|October 23, 2024
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What Is Sewer Backup Insurance?
Sewer backup insurance is a useful insurance rider for homeowners looking to protect against water backups.
|October 21, 2024
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Is Homeowners Insurance Included in Your Mortgage?
Mortgage lenders typically include your home insurance premium in the escrow portion of your monthly mortgage payment.
|October 18, 2024
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Hawaii Hurricane Insurance: What to Know
Hurricane insurance protects Hawaii homeowners from losses due to wind damage from a hurricane.
|October 18, 2024