Doug Shaffer es un escritor de seguros para Insurify. Ha tenido la oportunidad de escribir por varias compañías de seguros bien prestigiosas en el pasado y lleva más de seis años de experiencia trabajando con productos de negocios y consumidores. Aunque disfruta escribir por la mayoría de los tipos de productos, lo más que le encanta es el seguros de automóvil. En sus momentos desconectados del teclado, se encuentra pasando tiempo con su familia.
John Leach is an editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
Compara cotizaciones de 70+ companías de seguros y ahorra hasta $717
Seguro. Gratis. Fácil de usar.
Basado en más de 3806 reseñas
4.8/5
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Las tarifas más baratas encontradas recientemente en Alabama
Los conductores que utilizan Insurify han encontrado cotizaciones tan baratas como $31/mes para solo responsabilidad y $69/mes para cobertura total en Alabama.
*Cotizaciones generadas para los usuarios de Insurify en los últimos 10 días. Actualizado el 2 de mayo de 2024
Las tarifas que se muestran son cotizaciones de usuarios de Insurify en tiempo real de más de 100 compañías de seguros y datos de Quadrant Information Services. El algoritmo de Insurify excluye las cotizaciones anómalas y anonimiza los datos personales. Luego, muestra las cotizaciones detalladas por precio, fecha y popularidad de la aseguradora hasta hace 10 días a partir de 2 de mayo de 2024. Las cotizaciones reales pueden variar según el perfil de conductor único del comprador de la póliza.
*Cotizaciones generadas para los usuarios de Insurify en los últimos 10 días. Actualizado el 2 de mayo de 2024
Las tarifas que se muestran son cotizaciones de usuarios de Insurify en tiempo real de más de 100 compañías de seguros y datos de Quadrant Information Services. El algoritmo de Insurify excluye las cotizaciones anómalas y anonimiza los datos personales. Luego, muestra las cotizaciones detalladas por precio, fecha y popularidad de la aseguradora hasta hace 10 días a partir de 2 de mayo de 2024. Las cotizaciones reales pueden variar según el perfil de conductor único del comprador de la póliza.
Cheapest Insurance Companies for High Risk Drivers in Alabama (2022)
For drivers that are high-risk in Alabama, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Alabama. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Alabama.
Carrier
Avg. Monthly Cost
Las cotizaciones de seguros de automóviles, las estadísticas y las visualizaciones de datos en esta página se derivan de la base de datos patentada de Insurify de más de 4 millones de solicitudes de seguros de automóviles de códigos postales en los Estados Unidos. El equipo de ciencia de datos de Insurify realiza un análisis exhaustivo de los diversos factores que los proveedores de seguros de automóviles tienen en cuenta al establecer las tarifas para proporcionar a los lectores información sobre cómo se cotizan las cotizaciones de seguros de automóviles.
Auto insurance providers in Alabama naturally assume some level of risk each time they take on a new customer. The amount of risk they accept with a driver is normally based on their driving record. A history full of violations can lead to a motorist being labeled as a high-risk driver and result in higher premium payments.
Violations and numerous insurance claims are two common ways that customers can be pegged as high-risk drivers in Alabama. Typically, violations such as reckless driving, speeding, DUI/DWI convictions, and multiple at-fault accidents are the most heavily looked at. With the increased rates that come with a high-risk driver tag, shopping around for quotes is a good way to get coverage at an affordable price.
Alabama Car Insurance Rates for High-Risk Drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
How Much Does High-Risk Driving Affect Car Insurance Rates in Alabama?
Having a high-risk driving violation isn't something that anyone plans on, but things happen. Sometimes, we drive a little too fast or we change lanes without signaling. However, no matter the reason, high-risk driving can have a significant impact on the average monthly cost of auto insurance.
For instance, drivers in Alabama typically pay $183 per month for coverage, but with a high-risk violation, that price can increase as high as $261. At-fault accidents carry the largest penalty, with an increase of $78 a month for coverage. Shopping around for coverage can often help alleviate some of the additional costs that come with violations.
Driving History
Avg. Monthly Cost
Las cotizaciones de seguros de automóviles, las estadísticas y las visualizaciones de datos en esta página se derivan de la base de datos patentada de Insurify de más de 4 millones de solicitudes de seguros de automóviles de códigos postales en los Estados Unidos. El equipo de ciencia de datos de Insurify realiza un análisis exhaustivo de los diversos factores que los proveedores de seguros de automóviles tienen en cuenta al establecer las tarifas para proporcionar a los lectores información sobre cómo se cotizan las cotizaciones de seguros de automóviles.
No Violation
$183
Speeding Ticket
$248
At-Fault Accident
$261
Reckless Driving
$252
Failure to Stop
$233
How Much Does a Speeding Ticket Impact Car Insurance Rates in Alabama?
Speeding tickets in Alabama can result in drivers paying on average $65 more a month for coverage. One reason for the significant increase in price is that speeding tickets are often seen as a prelude to other risky behaviors. Depending on the speed at the time of the violation, it can even be classified as reckless driving in some cases.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How Does an at-Fault Accident Impact Insurance Rates in Alabama?
Being involved in an at-fault accident can significantly impact your financial health through increased auto insurance monthly payments. On average, drivers with an at-fault accident pay $78 more for coverage than their fellow drivers who don't have an accident on their record. If you have one of these violations, shopping around for quotes could help trim some of the additional costs.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Alabama?
Failing to come to a complete stop for a red light or a stop sign can negatively impact your car insurance rates. Average monthly rates climb to $233 when you add in a failure-to-stop violation. That is an increase of $50 a month, or $600 over the course of the year.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Does Driving With a Suspended License Impact Car Insurance Rates in Alabama?
Auto insurance providers in Alabama naturally assume some level of risk each time they take on a new customer. The amount of risk they accept with a driver is normally based on their driving record. A history full of violations can lead to a motorist being labeled as a high-risk driver and result in higher premium payments.
Violations and numerous insurance claims are two common ways that customers can be pegged as high-risk drivers in Alabama. Typically, violations such as reckless driving, speeding, DUI/DWI convictions, and multiple at-fault accidents are the most heavily looked at. With the increased rates that come with a high-risk driver tag, shopping around for quotes is a good way to get coverage at an affordable price.
Tips for Researching High-Risk Alabama Car Insurance Rates
Insurance prices and policies can vary significantly between companies, and a large and growing state like Alabama draws a wide variety of choices when factoring high-risk driving insurance rates. Insurify''s rate comparison tool will help you make sure you''re getting the best possible quote based on your needs and location. You can have peace of mind you''re not paying any more than you need to, and customers save $585 per year on average.
Compara cotizaciones de seguros de auto instantáneamente
Seguro. Gratis. Fácil de usar.
Basado en más de 3806 reseñas
4.8/5
Compare Top Auto Insurance Companies
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies
There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.
Do car insurance rates vary by county in Alabama?
Auto insurance costs will vary between locations and insurance carriers, depending on the county Alabama. Insurify analyzed the latest data for the five most populous cities in Alabama to find you the cheapest quotes in each of these metropolitan areas.
Which providers have the best auto insurance ratings in Alabama?
The way to find the carrier with the best auto insurance ratings in Alabama and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.
How much do annual auto insurance rates increase in Alabama?
During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.
Compara cotizaciones de seguros de auto instantáneamente
Seguro. Gratis. Fácil de usar.
Basado en más de 3806 reseñas
4.8/5
Metodología
Las cotizaciones de seguros de auto que se muestran se basan en un análisis de la base de datos de Insurify de más de 40 millones de cotizaciones de 500 códigos ZIP a nivel nacional. Para obtener las tarifas representativas, el equipo de datos de Insurify realiza análisis exhaustivos frecuentes de los factores utilizados por las aseguradoras de autos para calcular tarifas, incluyendo datos demográficos del conductor, historia del conductor, puntuación de crédito, nivel de cobertura deseado y más.
El análisis de Insurify también incorpora la puntuación compuesta Insurify (ICS) asignada a cada compañía de seguros. La ICS es una puntuación propietaria que pesa factores que reflejan la calidad, fiabilidad y salud de una compañía de seguros. Las puntuaciones utilizadas para calcular la ICS incluyen las puntuaciones financieras de A.M. Best, Standard & Poor’s, Moody’s, y Fitch; puntuaciones de J.D. Power; encuestas de satisfacción de consumidores de Consumer Reports y denuncias de consumidores; opiniones de los usuarios en las aplicaciones móviles y opiniones de los usuarios en las compañías; y las opiniones de los usuarios en las compañías.
Con los análisis y métodos de clasificación anteriores, Insurify es capaz de ofrecer a los consumidores de seguros de autos una perspectiva de cómo varían las cotizaciones de las compañías de seguros en relación a uno a uno en términos de costo y calidad. Tenga en cuenta que las cotizaciones reales varían según los atributos únicos incluidos en la poliza del conductor y su dirección de garaje.
Doug ShafferEscritor de seguros
Doug Shaffer es un escritor de seguros para Insurify. Ha tenido la oportunidad de escribir por varias compañías de seguros bien prestigiosas en el pasado y lleva más de seis años de experiencia trabajando con productos de negocios y consumidores. Aunque disfruta escribir por la mayoría de los tipos de productos, lo más que le encanta es el seguros de automóvil. En sus momentos desconectados del teclado, se encuentra pasando tiempo con su familia.
Editado porJohn LeachEditor de contenido de seguros
John LeachEditor de contenido de seguros
John Leach is an editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
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