10 States With the Most Speeding Tickets (2024)

From Virginia to Oregon, drivers in some states are speeding at higher rates than the U.S. average. Find out if you live in one of the 10 states with the most speeding tickets.

Cassie Sheets
Written byCassie Sheets
Cassie Sheets
Cassie SheetsData Journalist
  • 9 years writing data-driven content

  • Lifestyle contributor to 30+ local news sites

Cassie Sheets has a background in home and garden and real estate content. At Insurify, she translates industry jargon into insights that empower insurance buyers.

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Tanveen Vohra
Edited byTanveen Vohra
Tanveen Vohra
Tanveen VohraManager of Content and Communications
  • Property and casualty insurance specialist

  • 4+ years creating insurance content

Tanveen manages Insurify's data insights, annual home and auto insurance reports, and media communications. She’s regularly featured in media interviews on insurance topics.

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Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Published February 15, 2024 at 4:00 PM PST

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Most drivers have considered flooring it when running late on their morning commutes or trying to make it to an appointment, but driving over the speed limit can have deadly consequences.

Speeding is a factor in 29% of all traffic fatalities, according to the most recent National Safety Council (NSC) data.

Speeding also has financial consequences. Drivers with a speeding ticket on record also pay significantly more for car insurance than drivers without a violation. Insurify turned to its database of more than 97 million quotes from partner companies to determine which states had the speediest drivers.

Learn which local factors, from enforcement to traffic patterns, increase the rate of speeding incidents, and find out if your state made the list of worst offenders.

Quick Facts
  • The average American pays $214 per month for full-coverage insurance, compared to $306 for drivers with speeding tickets.

  • North Dakota drivers have the most speeding violations, with 8.7% reporting at least one ticket on record — more than double the national average of 4.1%.

  • Consequences for speeding vary by state and include fines, misdemeanors, driver’s license points, and even jail time. Driving 15 mph over the speed limit in North Dakota can result in a fine as low as $15.

  • Virginia is the only East Coast state in the top 10, with 6.6% of drivers reporting speeding tickets on their driving records.

  • An average of more than 33 people die per day in speeding-related crashes, according to NSC data.

  • Speeding behaviors had the lowest social disapproval of the unsafe behaviors (speeding, distracted driving, aggressive driving, and impaired driving) examined in the AAA Foundation for Traffic Safety’s most recent Traffic Safety Culture Index.

Drivers in these states have the most speeding tickets on record

Western and Midwestern states dominated the top 10 states with the most speeding tickets, but one East Coast state made the list.

StateDrivers With Speeding Ticket(s) on RecordAverage Insurance Rate (Full Coverage)Average Rate With a Speeding Ticket (Full Coverage)
United States4.1%$214$306
North Dakota8.7%$163$251
Wisconsin7.8%$142$225
Ohio7.8%$155$231
Iowa7.1%$152$224
Idaho7.1%$135$207
Wyoming6.8%$174$298
South Dakota6.7%$178$299
Virginia6.6%$171$239
Utah6.5%$194$275
Oregon6.4%$175$272
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

1. North Dakota

  • Percentage of drivers with a speeding ticket on record: 8.7%

  • Maximum posted speed limit (urban interstates): 75 mph

Drivers in North Dakota have the most speeding tickets on record, with 8.7% reporting a violation on car insurance applications. North Dakota Gov. Doug Burgum vetoed a bill that would have increased highway speed limits from 75 mph to 85 mph in March 2023, citing the state’s “Vision Zero” initiative to reduce traffic deaths.

“Our relatively flat terrain could result in people feeling safer traveling at high speeds, as we do not have significant hills, curves, or trees that hinder visibility,” said Sgt. Adam Malafa from the North Dakota State Highway Patrol.

Comparatively low fines could also contribute to the higher speeding rate. “[In North Dakota,] a citation for traveling 70 mph in a 55 mph zone is a $15 citation. In many other states, this could be $200 to $300. Comments are routinely heard from out-of-state motorists [...] that reference our citations as ‘cheap,’” said Malafa.

A North Dakota Senate bill that would have doubled speeding fines for people driving at least 21 mph over the limit failed to pass in April 2023. Additionally, the bill would have added $100 to traffic fees for drivers with three or more specified violations in five years.

North Dakota doesn’t have official speeding ticket quotas. “However, officers are encouraged to make traffic stops and issue tickets,” says the West Fargo Police Department’s website.

2. Wisconsin (Tied)

  • Percentage of drivers with a speeding ticket on record: 7.8%

  • Maximum posted speed limit (urban interstates): 70 mph

Although Wisconsin prohibits ticket quotas, the state’s drivers tie with Ohio for the second-highest rate of speeding tickets. The Wisconsin State Patrol issued 1,100 speeding tickets for drivers going above 100 mph in 2022, up from 583 citations in 2019.

In the same period, traffic fatalities increased from 550 to 603 annually, according to the Wisconsin Department of Transportation. Milwaukee officials announced 45 “traffic calming” projects in January 2024 aimed at combating reckless driving with raised crosswalks, curb extensions, and street reconstruction projects.

Consequences for speeding in Wisconsin generally range from $200 to $800 fines and three to six driver’s license points. In comparison, speeding could result in a year of jail time and fines of up to $1,500 in neighboring Illinois, where only 3.3% of drivers have a violation on record.

3. Ohio (Tied)

  • Percentage of drivers with a speeding ticket on record: 7.8%

  • Maximum posted speed limit (urban interstates): 65 mph

Ohio ties with Wisconsin for the second-highest rate of speeding tickets on record, at 7.8%.

Penalties for speeding in Ohio can be severe. Repeated violations or driving significantly over the limit can result in a third-degree or fourth-degree misdemeanor, $500 in fines, and up to 60 days in jail.

Ohio saw 27,676 speed-related crashes in 2023, resulting in 338 fatalities and 1,344 serious injuries. The Ohio State Highway Patrol (OSHP) uses a data-driven approach to identify areas where dangerous speeding is most likely to occur and assign enforcement details, says Lt. Nathan E. Dennis from the OSHP.

Ohio permits using photo-monitoring devices (traffic cameras) to detect and enforce speeding citations, which could contribute to the higher violation rate. “[A data-driven approach] allows each patrol post to take a proactive approach in patrolling areas they identify as a higher risk for crashes or crash-causing violations,” said Dennis.

However, some local police departments have faced criticism for traffic camera tickets. After implementing the program for just five months, Peninsula, Ohio, generated 8,900 citations and $560,000 despite having just 536 residents. Drivers claim the traffic cameras incorrectly ticketed them, and they can’t afford to pay the $100 filing fee to contest the citation in municipal court.

The Ohio House is hearing a bipartisan bill, House Bill 333, to prohibit ticket quota requirements for law enforcement officers.

4. Iowa (Tied)

  • Percentage of drivers with a speeding ticket on record: 7.1%

  • Maximum posted speed limit (urban interstates): 55 mph

At 55 mph, Iowa has the lowest urban interstate speed limit (along with Oregon) among the 10 states with the most speeding tickets. But the low limit isn’t stopping the 7.1% of Iowa drivers with a speeding violation on record.

The state ranks 38th of the 50 states, Washington, D.C., and Puerto Rico for population density, according to the U.S. Census Bureau. With fewer drivers on the road, Iowa residents might feel more comfortable increasing their speeds on rural interstates, where limits are 15 mph higher.

Speeding is considered a simple misdemeanor in Iowa, and fines typically range from $20 to $100, plus $5 for every mile per hour above 20 miles per hour over the speed limit. Speeding violations in school zones can result in up to 30 days in jail and a $625 fine.

Iowa law prohibits law enforcement from implementing citation quotas for speeding or other traffic violations. Legislation introduced in early 2024 would close a loophole by banning a requirement on the number of required traffic stops, regardless of whether a ticket is issued.

5. Idaho (Tied)

  • Percentage of drivers with a speeding ticket on record: 7.1%

  • Maximum posted speed limit (urban interstates): 75 mph; 80 mph on specified segments

Idaho has the same percentage of drivers with a speeding ticket on record as Iowa, at 7.1%. Idaho is also a sparsely populated state, ranking 46th for population density out of 52 U.S. states and territories, according to the U.S. Census Bureau. Less crowded roads could contribute to drivers feeling more comfortable about traveling at high speeds.

Penalties for speeding in Idaho include fines of $90 to $155 — or more in construction and school zones. Drivers could also have three to four points added to their driving records. Idaho doesn’t prohibit ticket quotas, but local police departments and sheriff’s offices have repeatedly denied their existence.

Idaho traffic fatalities reached a 20-year high in 2023. At least 277 people died in crashes, according to preliminary data from the Idaho Office of Highway Safety. Speeding was among the top 10 contributing factors behind traffic deaths.

6. Wyoming

  • Percentage of drivers with a speeding ticket on record: 6.8%

  • Maximum posted speed limit (urban interstates): 75 mph; 80 mph on specified segments

Wyoming has one of the highest urban interstate speed limits in the country, at 75 mph, but that’s not fast enough for the 6.8% of residents with a speeding ticket on record. A basic speeding violation costs $85 in fines, but drivers could pay $155 or more for violations at faster speeds.

The state doesn’t have a driver’s license points system, but having more than four moving violations in 12 months is grounds for driver’s license suspension.

Fewer drivers on the roads could make Wyoming residents feel more confident about driving over the speed limit. The state ranks second to last for population density out of 52 U.S. states and territories, according to the U.S. Census Bureau. Speeding contributed to about 28% of the 121 Wyoming traffic fatalities in 2023, according to the Wyoming Department of Transportation.

7. South Dakota

  • Percentage of drivers with a speeding ticket on record: 6.7%

  • Maximum posted speed limit (urban interstates): 80 mph

South Dakota has the highest speed limit among the 10 states on this list. Still, 6.7% of residents have a speeding ticket on record.

Like many states with a high percentage of speedy drivers, South Dakota is sparsely populated. The state ranks 48th out of 52 states and territories for population density, according to the U.S. Census Bureau.

Speeding is a Class 2 misdemeanor in South Dakota and can cost drivers two points on their licenses. South Dakota speeders pay fines and court fees ranging from $87.50 to $222.50 — or double in construction zones. A South Dakota violation can even lead to a reckless driving conviction or vehicular homicide charge if someone dies in a speeding-related crash.

8. Virginia

  • Percentage of drivers with a speeding ticket on record: 6.6%

  • Maximum posted speed limit (urban interstates): 70 mph

Virginia is the only East Coast state among the 10 places with the speediest drivers. The state is notorious for strict speeding enforcement, and penalties include up to six driver’s license points, hefty fines and processing fees, and, in some circumstances, reckless driving convictions. Convicted drivers face up to six months in jail, a $1,000 fine, and a six-month license suspension.

Virginia banned ticket quotas in 2022, and the Virginia State Police launched Operation DISS-rupt (short for distracted driving, impaired driving, speed compliance, and seat belt safety) the following year. The initiative increases the presence of troopers along an entire interstate corridor for two days, concentrating on safety issues, including speeding.

“During our first two [Operation DISS-rupt] initiatives, there have been zero fatal crashes on the designated interstate, and the troopers have witnessed increased compliance in all areas of traffic safety,” said Corinne Gellar, public relations director with the Virginia State Police.

The Virginia Department of Motor Vehicles (DMV) takes an educational approach to reducing speeding with media campaigns and public service announcements.

“There are many factors involved in why people choose to speed. And we believe that if people are aware of the many consequences, from increased crash likelihood to the impact on [their] wallet after tickets and fines, ... they are more likely to choose to not speed,” said Jillian Cowherd, public relations and media liaison with the Virginia DMV.

9. Utah

  • Percentage of drivers with a speeding ticket on record: 6.5%

  • Maximum posted speed limit (urban interstates): 65 mph

At least 6.5% of Utah residents have speeding tickets on record. Utah drivers might be speeding up when few other cars are on the road. The state has the 10th-lowest population density among all U.S. states, Washington, D.C., and Puerto Rico, according to U.S. Census Bureau data.

Penalties for a speeding ticket in Utah range from fines of $120 to $470 and 35 to 75 driving record points. Drivers face license suspension if they accumulate 200 points.

Ticket quotas are against the law in Utah, but lawmakers have questioned the difference between quotas and a police “incentive” program tied to the number of citations officers issue. Utah legislators called Ogden Police Chief Eric Young to testify about the program in August 2023. Young defended ticketing incentives as a way to measure job performance.

Several anonymous Ogden police officers told Fox 13 News that the incentive program functions as a ticket quota, with one stating, “We want to be able to do our jobs. My job is not a tax collector.”

10. Oregon

  • Percentage of drivers with a speeding ticket on record: 6.4%

  • Maximum posted speed limit (urban interstates): 55 mph

Oregon ties with Iowa for the lowest speed limit on urban interstates, at 55 mph, which could account for its higher citation rate. Issuing speeding citations based on red light photos from unattended traffic cameras is legal in Oregon, as are ticket quotas.

Residents who exceed the speed limit face fines of $115 to $1,150 and driver’s license suspensions at higher speeds. The state doesn’t have a point system, but “drivers who rack up numerous tickets or preventable accidents will find themselves subject to license restrictions or suspensions under Oregon’s Driver Improvement Program,” according to the Oregon DMV.

Crashes involving excessive speeding, lane departure, impaired driving, and not wearing a seat belt are the most common causes of Oregon traffic fatalities. The state saw 376 motor vehicle crash deaths in 2023, up from 365 in 2022, according to preliminary data from the Oregon Department of Transportation.

How much does a speeding ticket increase insurance rates?

Reducing your risk of severe and fatal accidents is the best reason to stick to the speed limit, but keeping your car insurance premium down can provide motivation, too.

American drivers pay an average of $214 per month for full-coverage insurance. Getting a ticket could cause your monthly rate to skyrocket to an average of $306.

If you find yourself making a habit of driving above the speed limit, you can take a few steps to slow down. First, leave some extra time to get to your destination so you don’t feel rushed on the road. When driving on unfamiliar roads, pay special attention to speed limits.

Many states on this list have a low population density and fewer cars on the road, which can lull drivers into the false impression that speeding is safe. Boredom while driving along long stretches of empty highway could also cause accidental speeding. Using cruise control can prevent you from exceeding the limit by automatically maintaining your speed.

Methodology

To identify the states with the most speeding tickets heading into 2024, the data science team at Insurify turned to its database of car insurance quote applications.

When users apply for car insurance quotes with Insurify, they report information required to receive insurance, including their state of residence and any violations on their driving record within the past seven years. The Insurify data team compared the number of drivers in each state reporting at least one speeding ticket on record to the overall number of drivers from each state in the database. The 10 states with the highest proportion of drivers with speeding tickets on record were deemed the states with the most speeding tickets.

Insurify data scientists also calculated insurance rates based on Insurify’s database of real-time car insurance quotes from partner carriers. Unless otherwise noted, prices represent the average cost for a driver between the ages of 20 and 70 with a clean driving record and average or better credit.

Cassie Sheets
Cassie SheetsData Journalist

Cassie Sheets has more than nine years of experience creating compelling content for clients, brands, and local news sites. She started her career at Movoto Real Estate, where she transformed dry data into interesting insights for potential homebuyers. She’s since covered a wide range of topics, from pop culture news to home and garden trends.

Before joining Insurify, Cassie wrote engaging landing pages and blog posts for medical practices at MyAdvice. Now, she uses her knack for diving into the latest data and pulling out key details to empower insurance buyers.

Cassie holds a BFA in Creative Writing from Columbia College Chicago. In her free time, you can find her exploring the city with her dog, trying not to fall over in yoga classes, and petting cats at the shelter.

Tanveen Vohra
Edited byTanveen VohraManager of Content and Communications
Tanveen Vohra
Tanveen VohraManager of Content and Communications
  • Property and casualty insurance specialist

  • 4+ years creating insurance content

Tanveen manages Insurify's data insights, annual home and auto insurance reports, and media communications. She’s regularly featured in media interviews on insurance topics.

Featured in

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Konstantin Halachev
Reviewed byKonstantin HalachevVP of Engineering & Data Science
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.