Uber and Lyft Requirements: Drivers, Vehicles, and Insurance

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Specific requirements vary slightly by state and city. However, most people are eligible to drive for both Uber and Lyft. Are you?

The rideshare industry is certainly disrupting traditional forms of transportation as public transit services and taxis continue to feel the heat from popular unicorns, Uber and Lyft.

However, it is not just public transit authorities and taxi companies paying close attention to this relatively new travel trend.

In the United States alone there are more than 150,000 rideshare drivers and 1 million rides completed daily between Uber and Lyft.

Numbers like this prove that the general public has picked up on this alternative travel option as well and are running with it–or should I say driving with it?

Is it better to drive for Uber or Lyft?

Are you looking to earn some extra cash by becoming a rideshare driver, but are not sure which company would suit you best?

First, you’ll want to compare the individual driver, vehicle, and insurance requirements set by the two companies.

Specific requirements, such as the acceptable vehicle model year, may vary slightly by state and city. However, most people are eligible to drive for both Uber and Lyft.

LyftUber
Smartphone, iOS 9 and Android 6 are recommended, iPhone 4s or newer and Android 2013 or newer
Driver age21+21+
Driving ExperienceAt least 1 yearAt least 1 year (3 years if you’re under 23 years old)
Driver’s LicenseValid, Some cities and states require drivers to have in-state documentsValid, must be in-state
Proof of Vehicle Registration *Some cities and states require drivers to have in-state documents, with valid plates; commerical plates also acceptable, in-state, doesn’t need to be in your name
Proof of vehicle Insurance *Some cities and states require drivers to have in-state documents, your name must be on the policy., must be in-state, your name must be on the policy.
Pass background checkNo violent crime, felony, drug-related offense, sexual offense, certain theft/property offenses in the last 7+ yearsA clean criminal record that does not include convictions for prior offenses specified by local law in the last 7 years
No DUI/DWIIn the last 7 yearsIn the last 7 years
No incidents of driving without insurance or a licenseIn the last 3 yearsIn the last 7 years
No incidents of reckless drivingIn the last 3 yearsIn the last 7 years; No more than 3 minor moving violations in the past 3 years, such as speeding tickets or failure to obey traffic laws
No driving related convictions (hit and run, felonies involving a vehicle, etc.)In the last 7 yearsIn the last 7 years
Vehicle Inspection, 19 point inspection, once a year, 19 point inspection, once every year

During my research for this article, I found that Lyft’s website is much more transparent with their potential drivers.

Lyft provides firsthand, detailed information for every step of their application process including local regulations and which documents must be in your name. I had all my questions answered before I even clicked “Sign Up.”

Their required documents, even the tedious local level ones, can be signed and delivered right from their website.

Uber’s website, on the other hand, was a bit more cryptic. They do not directly plot the steps of their application or vehicle inspection process.

Luckily, the internet is full of past and present Uber drivers who are happy to give up this information for those going through the driver sign-up process.

How much money does an Uber or Lyft driver earn?

A straightforward answer to this question is hard to find. There are many variables when it comes to earnings for rideshare drivers, such as location and external expenses.

Average earning per trip – National Avg $12.95
CityUberXLyft
Atlanta$12.93$12.81
Austin$13.67$14.57
Baltimore$12.21$9.49
Boston$12.80$12.76
Chicago$10.99$11.15
Cleveland$13.02$13.40
Dallas$11.45$11.19
Denver$11.70$11.71
Los Angeles$11.53$11.56
Miami$14.38$12.30
Nashville$10.14$10.45
New York City$29.34$28.62
Orange County$11.58$12.83
Phoenix$14.36$13.01
Pittsburgh$14.84$11.21
Salt Lake City$13.86$10.34
San Diego$12.60$12.49
San Francisco$14.65$13.42
Seattle$13.17$11.21
Washington DC$12.17$13.95

The table above outlines the average gross earning per trip in May 2015. Uber and Lyft’s PR departments rarely publish any company data — especially if it could dissuade drivers from signing up or continuing to work for their platform.

This lack of transparency does not provide drivers with a standard in which to compare their current earnings over time. This becomes more of a concern when Uber or Lyft decides to lower their per mile rates in an effort to increase passenger demand.

Even with this assorted data, concrete conclusions cannot be drawn about which city or which rideshare company is best.

Rate and earning variations are not the same nationwide. Each city has its own surge pricing, hourly guarantees, company incentives, natural factors like severe weather, as well as differences in geography and population density.

As you can see in the table, UberX and Lyft drivers make relatively the same in cities across the United States. However, New York City is an extreme outlier possibly due to larger population density.

Other factors that affect a rideshare driver’s true income value include external expenses not covered by Uber or Lyft. This includes things like gas, insurance, vehicle maintenance and registration.

Drivers should make sure their rideshare operating costs don’t exceed their annual earnings.

Car insurance for Uber, Lyft, and other rideshare companies

Insurance company coverage

Because Uber and Lyft drivers are considered independent contractors, drivers need to have and pay for their own personal car insurance policies. You can compare how much coverage will cost you by using car insurance comparison sites, such as Insurify.

With the growing popularity of rideshare services, insurance companies have begun to see the value in catering to this niche market. Your company may already sell policies tailored to rideshare drivers.

These endorsement policies are a fairly new development in the auto insurance industry. Therefore, only a handful of insurance providers carry these specific coverages.

Uber and Lyft coverages

Uber and Lyft offer additional coverage such as liability, uninsured motorist, collision, comprehensive, and personal injury protection to their on-the-clock drivers and their accompanying riders.

Both Uber and Lyft have broken down this added coverage into stages of the pickup process which include offline, available, en route, and on trip.

StageLyftUber
OfflineYour personal auto insuranceYour personal auto insurance
AvailableLyft Rideshare Insurance: Liability 50K/100K/25KUber Rideshare Insurance: Liability 50K/100K/25K
En RouteLyft Rideshare Insurance: Liability $1 mil; Uninsured motorist $1 milUber Rideshare Insurance: Liability $1 mil; Uninsured motorist $1 mil
On TripLyft Rideshare Insurance: Collision and Comprehensive 50K limit; 2.5K deductibleUber Rideshare Insurance: Collision and Comprehensive actual cash value; 1K deductible

If you can’t decide whether to work for Lyft or Uber, many people do work for both throughout a shift so that they don’t miss any possible fares on a slow night.

However, Uber has been known to frown upon their drivers who work for other rideshare companies.

Step-by-step application process to become a Lyft driver

1. Start an application

Apply to drive for Lyft online by first filling in some basic information about yourself.

2. Upload the necessary documents

Lyft’s application requires proof of a few separate documents from potential drivers including your driver’s license, vehicle registration, proof of insurance, etc. Simply share photos of the required documents by uploading them to the online dashboard.

You will need to create a Lyft account or sign in with Facebook to access the dashboard.

Some states or cities may require additional documents like vehicle inspections by a mechanic.

Lyft driver requirements

You do not have to worry about figuring out additional state requirements on your own.

You will receive emailed instructions during and after the application process about these specific requirements in your region.

Lyft driving record and background check

Lyft reserves the right to disqualify driver applicants for any of the violations listed in the table or any other safety related reason they deem unacceptable.

If you do not pass your Lyft background check, you will receive a rejection form and instructions for how to challenge the decision via email.

DMV Check

Lyft uses local DMVs as a third party to check every applicant’s driving records. The DMV checks for things like moving violations and convictions.

Background Check

Lyft’s criminal background check is also provided by a third party service which includes national and county-level databases. In some cases, local courthouse records may also be checked back a minimum of 7 years in California or other locations.

Specifically in New York City, DMV and criminal background checks are completed by the Taxi and Limousine Commission (TLC) according to their licensing standards.

Lyft mentor session

In most cities, the last step of Lyft’s driver application process is a vehicle inspection. Lyft refers to their vehicle inspections as “Mentor Sessions” because they are conducted by an experienced Lyft driver (select cities excluded).

Steps of a mentor session

Prepare your car for inspection by cleaning the interior and exterior.

Schedule a session with your mentor. A session can last up to 45 minutes. Your requested appointment time will be sent to and confirmed by one of Lyft’s Mentors.

Meet with your Mentor at the specified time and location. Your session will include a vehicle inspection, practice ride, and chance for you to ask any questions you have about Lyft.

Lyft’s 19 step vehicle inspection will cover the following:

  1. Foot brakes
  2. E-brake
  3. Steering mechanism
  4. AC/heat
  5. Front and rear window, and other glass
  6. Windshield wipers
  7. Headlights
  8. Tail lights
  9. Turn indicator lights
  10. Brake lights
  11. Front seat adjustment mechanism
  12. Doors (open, close, lock)
  13. Horn
  14. Speedometer
  15. Body Damage
  16. Muffler and exhaust system
  17. Condition of tires, including tread depth
  18. Interior and exterior rear view mirrors
  19. Safety belts for driver and passengers

If any one of these items on your vehicle fail to pass inspection you will have to repair them and submit photos of each repair with a receipt. You can submit photos and receipts through Lyft’s help page.

Lyft drivers are required to have annual vehicle inspections in order to continue to be eligible drivers.

3. Become an approved Lyft driver

Lyft will notify you via email when you’ve been approved. Until then, you can check your application status on their website.

Display the Lyft emblem on your car

Once you’re approved you are required to print and display a colored Lyft emblem on the windshield of the approved vehicle.

You will receive an official welcome packet in the mail with an official sticker emblem.

It is strongly encouraged that you display the emblem in the lower right hand corner of your dashboard while you are working for Lyft.

In a few states and cities, identified in the table, it is required by government regulations that you have the Lyft emblem displayed on your car.

It is also recommended that you remove it when not working in order to avoid citations.

Lyft vehicle requirements

Lyft requires all potential vehicles to meet their own standards, listed in the table, as well as your local city and state’s requirements.

Like Uber, Lyft also offers varying levels of ride services including Lyft Line, Lyft, Lyft Plus, and Lyft Premier.

Lyft Line is a shared ride with a maximum limit of 2 riders per request.

Lyft is the equivalent of UberX and can seat up to 4 riders.

Lyft Plus calls for a vehicle, like an SUV, that can seat up to 6 riders.

Lyft Premier vehicle and driver requirements

Lyft Premier calls a high end vehicle that can seat up to 4 riders. Premier drivers earn more than basic Lyft drivers.

Lyft Premier is currently available in Atlanta, Baltimore, Boston, Chicago, Dallas, Denver, Las Vegas, Los Angeles, Miami, New Jersey, New York City, Orange County, Philadelphia, Phoenix, San Diego, San Francisco, Seattle, Silicon Valley, and Washington, D.C.

In order to drive Lyft Premier you must:

  1. Maintain a 4.7 rating or higher
  2. Drive an approved vehicle for your specific city

Lyft New York City Premier requirements

MakeModelYear
AcuraILX2016
AcuraMDX2008
AcuraRDX2012
AcuraRL2008
AcuraRLX2008
AcuraTL2009
AcuraTLX2014
AudiA42008
AudiA62008
AudiA72010
AudiA82008
AudiQ52009
AudiQ72008
AudiRS72010
AudiS42008
AudiS62008
AudiS72010
AudiS82008
AudiSQ52009
BMW3 Series2008
BMW4 Series Gran Coupe2014
BMW5 Series2008
BMW6 Series Gran Coupe2008
BMW7 Series2008
BMWActiveHybrid 52008
BMWActiveHybrid 72008
BMWM52008
BMWX32010
BMWX42008
BMWX52008
BMWX62010
BuickEnclave2008
BuickEnvision2016
BuickLaCrosse2010
BuickRegal2011
CadillacATS2012
CadillacCT62016
CadillacCTS2010
CadillacDTS2010
CadillacEscalade2008
CadillacSRX2010
CadillacSTS2010
CadillacXT52016
CadillacXTS2012
ChevroletSuburban2008
ChevroletTahoe2008
Chrysler3002011
FordExplorer2016
GMCAcadia2013
GMCTerrain2015
GMCYukon2008
HyundaiEquus2010
HyundaiGenesis2010
InfinitiFX2008
InfinitiG372008
InfinitiJX2012
InfinitiM352008
InfinitiM372008
InfinitiM452008
InfinitiQ402008
InfinitiQ452008
InfinitiQ502008
InfinitiQ702008
InfinitiQX502011
InfinitiQX602011
InfinitiQX702011
InfinitiQX802011
JaguarF-Pace2016
JaguarX-Type2008
JaguarXF2009
JaguarXJ2008
Land RoverDiscovery2008
Land RoverRange Rover2008
Land RoverRange Rover Sport2008
LexusES2008
LexusGS2008
LexusGX2008
LexusIS2010
LexusLS2008
LexusLX2008
LexusNX2015
LexusRX2008
LincolnContinental2016
LincolnMKC2015
LincolnMKS2009
LincolnMKT2010
LincolnMKX2008
LincolnMKZ2010
LincolnNavigator2008
LincolnTown Car2010
MaseratiGhibli2014
MaseratiLevante2016
Mercedes-Benz300-Class2008
Mercedes-Benz350-Class2008
Mercedes-Benz400-Class2008
Mercedes-Benz420-Class2008
Mercedes-Benz500-Class2008
Mercedes-Benz560-Class2008
Mercedes-BenzB-Class Electric Drive2008
Mercedes-BenzC-Class2008
Mercedes-BenzCLA-Class2014
Mercedes-BenzCLS-Class2008
Mercedes-BenzE-Class2008
Mercedes-BenzG-Class2008
Mercedes-BenzGL-Class2008
Mercedes-BenzGLC-Class2016
Mercedes-BenzGLK-Class2010
Mercedes-BenzM-Class2008
Mercedes-BenzMaybach2014
Mercedes-BenzR-Class2008
Mercedes-BenzS-Class2008
NissanArmada2010
PorscheCayenne2008
PorscheCayman S2008
PorscheMacan2014
PorschePanamera2010
TeslaModel S2012
TeslaModel X2016
ToyotaLand Cruiser2008
ToyotaSequoia2008
VolkswagenTouareg2010
VolvoS602012
VolvoS802012
VolvoS902016
VolvoXC602008
VolvoXC902008

Lyft Premier requirements in other cities

MakeModelYear (or newer)
AcuraILX2016
AcuraMDX2008
AcuraRDX2012
AcuraRL2008
AcuraRLX2008
AcuraTL2009
AcuraTLX2014
AudiA42008
AudiA62008
AudiA72010
AudiA82008
AudiQ52009
AudiQ72008
AudiRS72010
AudiS42008
AudiS62008
AudiS72010
AudiS82008
AudiSQ52009
BMW3 Series2008
BMW4 Series Gran Coupe2014
BMW5 Series2008
BMW6 Series Gran Coupe2008
BMW7 Series2008
BMWActiveHybrid 52008
BMWActiveHybrid 72008
BMWM52008
BMWX32010
BMWX42008
BMWX52008
BMWX62010
BuickEnclave2008
BuickEnvision2016
BuickLaCrosse2010
BuickRegal2011
CadillacATS2012
CadillacCT62016
CadillacCTS2010
CadillacDTS2010
CadillacEscalade2008
CadillacSRX2010
CadillacSTS2010
CadillacXT52016
CadillacXTS2012
ChevroletSuburban2008
ChevroletTahoe2008
Chrysler3002011
FordExplorer2016
GMCAcadia2013
GMCTerrain2015
GMCYukon2008
HyundaiEquus2010
HyundaiGenesis2010
InfinitiFX2008
InfinitiG372008
InfinitiJX2012
InfinitiM352008
InfinitiM372008
InfinitiM452008
InfinitiQ402008
InfinitiQ452008
InfinitiQ502008
InfinitiQ702008
InfinitiQX502011
InfinitiQX602011
InfinitiQX702011
InfinitiQX802011
JaguarF-Pace2016
JaguarX-Type2008
JaguarXF2009
JaguarXJ2008
Land RoverDiscovery2008
Land RoverRange Rover2008
Land RoverRange Rover Sport2008
LexusES2008
LexusGS2008
LexusGX2008
LexusIS2010
LexusLS2008
LexusLX2008
LexusNX2015
LexusRX2008
LincolnContinental2016
LincolnMKC2015
LincolnMKS2009
LincolnMKT2010
LincolnMKX2008
LincolnMKZ2010
LincolnNavigator2008
LincolnTown Car2010
MaseratiGhibli2014
MaseratiLevante2016
Mercedes-Benz300-Class2008
Mercedes-Benz350-Class2008
Mercedes-Benz400-Class2008
Mercedes-Benz420-Class2008
Mercedes-Benz500-Class2008
Mercedes-Benz560-Class2008
Mercedes-BenzB-Class Electric Drive2008
Mercedes-BenzC-Class2008
Mercedes-BenzCLA-Class2014
Mercedes-BenzCLS-Class2008
Mercedes-BenzE-Class2008
Mercedes-BenzG-Class2008
Mercedes-BenzGL-Class2008
Mercedes-BenzGLC-Class2016
Mercedes-BenzGLK-Class2010
Mercedes-BenzM-Class2008
Mercedes-BenzMaybach2014
Mercedes-BenzR-Class2008
Mercedes-BenzS-Class2008
NissanArmada2010
PorscheCayenne2008
PorscheCayman S2008
PorscheMacan2014
PorschePanamera2010
TeslaModel S2012
TeslaModel X2016
ToyotaLand Cruiser2008
ToyotaSequoia2008
VolkswagenTouareg2010
VolvoS602012
VolvoS802012
VolvoS902016
VolvoXC602008
VolvoXC902008

Step-by-step application process to become an Uber driver

1. Start an application

Apply to drive for Uber online by first filling in some basic information about yourself.

2. Upload the necessary documents

Uber requires proof of a few separate documents from potential drivers including your driver’s license, social security number, vehicle registration, proof of insurance, etc. All of these documents can be uploaded online through your Uber account.

Uber driver requirements

In certain areas, drivers must comply with additional requirements set by their city or state governments.

You will receive emailed instructions during and after the application process about these specific requirements in your region.

Uber vehicle inspections

Differing from Lyft, Uber requires that ALL vehicle inspections be conducted by a pre-approved auto repair shop or one of their official activation centers.

Uber’s activation centers are located in partnered gas stations, parking lots, or mechanic shops. A list of these locations can be found on Uber’s help section.

Inspections at the activation centers are free.

Uber’s 19-point inspection covers:

  1. Headlights
  2. Taillights
  3. Turn indicator lights
  4. Stop lights
  5. Foot brakes
  6. Emergency/parking brake
  7. Steering mechanism
  8. Windshield
  9. Safety belts for driver and passengers
  10. Rear window and other glasses
  11. Windshield wipers
  12. Front seat adjustments
  13. Doors
  14. Horn
  15. Speedometer
  16. Bumpers
  17. Muffler/Exhaust system
  18. Tires, including tread depth
  19. Interior and exterior rear view mirrors

Uber drivers are required to have annual vehicle inspections in order to continue to be eligible drivers.

Complete a background check online

Uber’s background check scans the last 7 years of both your driving record and criminal history to ensure you meet the company’s safety criteria.

Uber’s background checks require your social security number and license number.

Uber uses a third party, Checkr, to conduct their drivers’ background checks. The screening process usually takes 3-7 business days, however it may take longer due to high volume.

In the meantime, you can log in to your Checkr applicant portal to get a status update.

4. Become an approved Uber driver

You will be notified by email when you are approved to driver for Uber. Once, approved you can download and sign into the Uber Driver app.

Display the Uber placard on your car

Once you’re approved you are required to display an Uber placard on the front windshield, passenger side of the approved vehicle.

You can order a placard online and it will be shipped to you in 5-7 business days. While you wait you can print and use a temporary decal so that you can begin taking trips immediately.

It is strongly encouraged that you display the decal in the lower right hand corner of your dashboard window while you are driving for Uber.

In a few states and cities, identified in the table, it is required by government regulations that you have the Uber placard displayed on your car.

It is also recommended that you remove it when not working in order to avoid citations.

Alabama

LyftUber
Display EmblemRecommendedRequired
Document RequirementsVehicle inspection form (Mobile only), Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer (Birmingham and Huntsville only: 2007 or newer), 4 doors, 5-8 seats, including the driver’sModel year 2008 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding, All vehicles must be licensed to carry a minimum of 4 passengers
Vehicle Inspection RequiredBy a licensed mechanic; Birmingham, Huntsville, Montgomery, Tuscaloosa, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredBirmingham onlyN/A
Services availableUberX, Uber XL, UberEATS

Arkansas *Lyft no available in Arkansas

LyftUber
Display EmblemRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle RequirementsModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required, by a pre-arroved mechanic. Activation centers available
In-State License Required
In-State Car Insurance Required
In-State Vehicle Registration
Business License RequiredN/A
Services availableUberX, UberXL

Arizona *Drivers require annual vehicle inspections

LyftUber
Display EmblemRequiredRequired
Document RequirementsVehicle inspection form (select cities only), Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a mentor, by a pre-arroved mechanic. Activation centers available
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services availableUberEATS, UberX, UberXL, UberBLACK, UberSUV

California

LyftUber
Display EmblemRequired; Front & back windshields; Airport placards required at LAX, SFO, and OAK airports onlyRequired
Document RequirementsVehicle inspection form, California driver’s license, California vehicle insurance, Driver photo, Business license (San Francisco & San Jose only)Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2004 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy licensed mechanic, by a pre-arroved mechanic. Activation centers available
In-State License Required
In-State Car Insurance Required
In-State Vehicle Registration
Business License RequiredSan Francisco and San JoseN/A
Services AvailableUberX, UberXL, UberBLACK, Assist, WAV

Colorado

LyftUber
Display EmblemRequiredRequired
Document RequirementsVehicle inspection form, Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo, Colorado TNC Medical ExamDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2004 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy licensed mechanic, by a pre-arroved mechanic. Activation centers available
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberBLACK, UberXL, UberSUV, UberEATS

Connecticut

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a mentor, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL, Premium, PremiumSUV

Delaware

LyftUber
Display EmblemRecommendedRequired
Document RequirementsVehicle inspection, Driver’s license, Vehicle registration, Delaware vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2001 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a licensed mechanic, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance Required
In-State Vehicle RegistrationN/A
Business License RequiredN/A
Services AvailableUberX, UberXL

Florida

LyftUber
Display EmblemRequired in Orlando/Broward CountyRequired
Document RequirementsFlorida driver’s license, Florida vehicle registration, Florida vehicle insurance, Driver photo, Vehicle inspection form (Miami-Dade County, Broward County, Palm Beach County, and Tampa only)Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle RequirementsMiami-Dade County, Broward County, Palm Beach County, and Tampa: 2007 or newer; All other Florida cities: 2005 or newer; 4 doors; 5-8 seats including the driver’sOrlando: Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding. Miami/South Florida:Model year 2007 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a licensed mechanic (Miami-Dade County, Broward County, Palm Beach County, and Tampa only), by a pre-arroved mechanic. Activation centers available in South Florida
In-State License Required
In-State Car Insurance Required
In-State Vehicle Registration
Business License RequiredN/AN/A
Services AvailableUberEATS, UberX, UberXL. LUX and LUXSUV only in Miami/SouthFlorida


Georgia

LyftUber
Display EmblemRequired in AtlantaRequired
Document RequirementsPersonal vehicle insurance, Driver photo, Georgia driver’s licenseDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding, no Taxi vehicles
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic
In-State License Required
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberEATS, UberRUSH, UberX, UberXL, UberSUV, UberBLACK

Hawaii

LyftUber
Display EmblemRecommendedRequired
Document RequirementsVehicle inspection sticker (Honolulu only), Driver’s license, Vehicle registration (Honolulu only), Personal vehicle insurance, Driver photo, Online driving quiz (Honolulu only)Pass a Hawaii Safety Inspection, Driver’s license, Personal vehicle insurance, Vehicle registration, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding, Pass a Hawaii Safety Inspection
Vehicle Inspection RequiredHonolulu only, by a pre-arroved mechanic
In-State License RequiredHonolulu only
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationHonolulu only
Business License RequiredHawaii GET Tax LicenseN/A
Services AvailableUberX, UberXL, UberTAXI, UberTaxiVan

Idaho

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic. Activation centers available in Boise
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX,UberXL,

Illinois

LyftUber
Display EmblemRequired in Chicago; Chicago TNC airport decal on windshield; Chicago tax emblem on dashboardRequired
Document RequirementsDriver’s license, Vehicle registration, Vehicle insuranceDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2004 or newer, Minimum of 5 seatbelts, Pass City of Chicago-approved vehicle inspectionVehicle model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required25 point inspection by licensed mechanic in Chicago, Bloomington, and Peoria, by a pre-arroved mechanic. Activation centers available
In-State License RequiredPeoria only
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services availableUberX, UberXL, UberBLACK, UberSUV, UberCab, UberEATS, UberRUSH

Indiana

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX,UberXL, UberLUX, UberLUX XL,

Iowa

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL

Kansas

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door vehicle, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL,

Kentucky

LyftUber
Display EmblemRecommended; TNC vehicle decal on front windshieldRequired
Document RequirementsDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2007 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2004 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor; annual renewal by a licensed mechanic, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL

Louisiana

LyftUber
Display EmblemRequired in New OrleansRequired
Document RequirementsBrake tag inspection sticker (Baton Rouge and Shreveport only), Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photoOrleans Parish: Louisiana Drivers License, Louisiana Registration, Valid Insurance with your name on it, Louisiana Brake Tag. Jefferson or St. Tammany Parish: Inspection Sticker, Valid Registration from any state, Valid Insurance with your name on it
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’s, No commercial vehicles (Lafayette and Shreveport only)Orleans Parish: Vehicle within 8 model years. Jefferson or St. Tammany Parish: Model year 2005 or newer.
Vehicle Inspection RequiredNew Orleans, Baton Rogue, and Lafayette, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL, UberBLACK, UberSUV, UberEATS, UberRUSH

Maine

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2005 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL

Maryland

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Vehicle insuranceDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2007 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a licensed mechanic, must be conducted in MD, VA, DC, PA, by a pre-arroved mechanic. Activation centers available in Baltimore/Greater MD
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredTNO (Transportation Network Operator) license will be given to you after approvalN/A
Services AvailableUberX, UberXL, UberBLACK, UberSUV, UberEATS

Massachusetts

LyftUber
Display EmblemRequired, front & rear windshieldRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photo, CORI background checkDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2004 or newer, 4 doors, 5-8 seats, including the driver’sModel year: Must be 15 years or less from current year; Body style: Any with 4 full, independently opening doors; Seating: Must have seats in good condition AND seat belts for driver and 4 passengers; No commercial branding or taxi color paint jobs; No cosmetic damage or missing pieces; No large passenger vans or commercial/heavy duty trucks
Vehicle Inspection RequiredBy a Mentor, by a pre-approved mechanic
In-State License RequiredDrivers under 23 years old must have 3 years of driving experience
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL, UberTAXI, UberEATS

Michigan

LyftUber
Display EmblemRecommendedRequired
Document RequirementsVehicle inspection form, Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photoValid drivers license, Proof of personal Michigan, No-Fault Auto Insurance, Proof of vehicle registration, Pass a vehicle inspection
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a licensed mechanic, by a pre-arroved mechanic. Activation centers available in Detriot area
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberx, UberXL, UberSUV, UberBLACK,

Minnesota

LyftUber
Display EmblemRequired in Minneapolis-St.PaulRequired
Document RequirementsDriver’s license, Vehicle insuranceValid Minnesota or Wisconsin Driver’s License, Personal vehicle insurance, Vehicle inspection, Vehicle registration, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’s; Minneapolis-St. Paul requires vehicles from 2004, 2005, & 2006: Odometer reading of less than one hundred and fifty thousand (150,000) miles, Vehicles 2007 and newer: No odometer reading restrictionVehicle model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding, Pass a vehicle inspection
Vehicle Inspection RequiredRequired in Minneapolis-St.Paul; By a licensed mechanic,Annually by a pre-approved mechanic
In-State License RequiredRequired in Minneapolis-St.Paul, Wisconsin license also accepted
In-State Car Insurance RequiredRequired in Minneapolis-St.Paul, Wisconsin issued also accepted
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL, UberSUV, UberBLACK, UberEATS, UberRUSH, UberDelivery,

Mississippi

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic. Activation centers available in Jackson area
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL

Missouri

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door vehicle, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic.
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUber X, UberXL, UberBLACK

Montana *Lyft not available in Montana

LyftUber
Display EmblemRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle RequirementsModel year 2006 or newer, 4-door vehicle, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required, by a pre-arroved mechanic.
In-State License Required
In-State Car Insurance Required
In-State Vehicle Registration
Business License RequiredN/A
Services AvailableUberX, UberXL

Nebraska

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car, SUV, or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor, Annually by a pre-arroved mechanic. Activation centers available in Omaha area.
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
UberX, UberXL

Nevada

LyftUber
Display EmblemRequired; NV TNC PermitRequired
Document RequirementsNevada driver’s license, Nevada vehicle registration, Nevada vehicle insurance, Driver photo, NV TNC PermitDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2008 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer (2001 or newer for Reno), 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor,by a pre-arroved mechanic. Activation centers available in Las Vegas and Reno area.
In-State License Required
In-State Car Insurance Required
In-State Vehicle Registration
Business License RequiredNV business license, Clark County business license (Las Vegas drivers only)N/A
Services AvailableUberX, UberXL

New Hampshire

LyftUber
Display EmblemRecommendedRequired
Document RequirementsVehicle inspection sticker, Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a licensed mechanic; receive inspection sticker, by a pre-arroved mechanic.
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL

New Jersey

LyftUber
Display EmblemRecommended; state inspection sticker required on windshieldRequired
Document RequirementsDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a licensed mechanic; receive state inspection sticker,by a pre-arroved mechanic. Activation centers available
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationNew Jersey, Pennsylvania, or New York
Business License RequiredN/AN/A
UberX, UberXL, UberBLACK, UberSUV

New Mexico

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor,by a pre-arroved mechanic. Activation centers available
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL

New York

LyftUber
Display EmblemRequiredRequired
Document RequirementsDriver’s license, Vehicle registration, FH1 insurance, TLC inspection, For-Hire License or a Medallion FHV License, Certificate of Liability Insurance (COL)Your vehicle must have a vehicle emissions inspection at a NYS DMV inspection facility, Your vehicle must have commercial insurance, TLC plates, and be affiliated with a base, Driver’s license, vehicle registration,
Vehicle RequirementsVehicle age requirements governed by the TLC, 4 doors, 5-8 seats including the driver’s4-door car or minivan. Good condition with no cosmetic damage, No commercial branding, Your vehicle must have a vehicle emissions inspection at a NYS DMV inspection facility
Vehicle Inspection RequiredTLC inspectionTLC inspection
In-State License RequiredN/A
In-State Car Insurance Required
In-State Vehicle Registration
Business License RequiredFor-Hire License
Services AvailableUberX, UberXL, UberSUV, UberBLACK, WAV

North Carolina

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photo
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a MentorOnly required if you have an out of state car
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/AN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL, UberSUV, UberBLACK

North Dakota

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection,Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car, SUV, or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL,

Ohio

LyftUber
Display EmblemRequiredRequired
Document RequirementsDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license with 3 years experience, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL, UberBLACK, UberEATS

Oklahoma

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photoDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door vehicle, Must have seats and seat belts for driver and 4 passengers
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUber X, UberXL

Oregon

LyftUber
Display EmblemRequired in Portland, front & rear windshieldRequired
Document RequirementsDriver’s license, Vehicle registration, Personal vehicle insurance, Business licenseDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2007 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2007 or newer, Any with 4 full, independently opening doors, Good condition with no cosmetic damage, No commercial branding, No rebuilt/salvage titles
Vehicle Inspection RequiredBy a Mentor, Annually by a pre-arroved mechanic. Activation centers available in Portland area.
In-State License RequiredN/A
In-State Car Insurance RequiredTNC insurance
In-State Vehicle RegistrationN/A
Business License RequiredN/A
Services AvailableUber X, UberXL, WAV, ASSIST

Pennsylvania

LyftUber
Display EmblemRequired, front and rear windshield. Inspection stickerRequired
Document RequirementsVehicle inspection sticker, Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2007 or newer, with fewer than 350,000 miles, 4 doors, 5-8 seats, including the driver’sPhiladelphia: 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding; Pittsburgh: Model year 2007 or newer (2005 or newer if hybrid), 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required, by a licensed mechanic. PA, NJ, DE,by a pre-arroved mechanic. Activation centers available in Philadelphia area.
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUber X, UberXL, UberEATS, UberRUSH, UberPREMIUM (Pittsburgh)

Rhode Island

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photoDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2004 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door vehicle, Must have seats and seat belts for driver and 4 passengers
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableLyft, Lyft PlusUberX, UberXL

South Carolina

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photoDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a licensed mechanic, by a pre-arroved mechanic. Activation centers available
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL, UberPREMIUM (Charleston)

South Dakota *Lyft and Uber not available in South Dakota

LyftUber
not availablenot available

Tennessee

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photoDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor, by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUber X, UberXL, UberBLACK, UberSUV, UberEATS

Texas

LyftUber
Display EmblemRequired; Vehicle and Driver Permit stickers required in Dallas onlyRequired
Document RequirementsDriver’s license, Texas vehicle registration sticker (select cities only), Personal vehicle insurance, Driver photoDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sHouston: 4-door vehicle, Model year 2006 or newer, No commercial branding, No salvaged or rebuilt vehicle. Dallas-Fort Worth: Model year 2002 or newer, 4-door vehicle or minivan, Good condition with no cosmetic damage, No commercial branding. San Antonio: Model year 2002 or newer, 4-door vehicle or minivan, seats and seatbelt for driver and
passengers. Austin: Model year 2002 or newer, 4-door vehicle or minivan, no commercial branding
Vehicle Inspection RequiredBy a licensed mechanic, by a pre-arroved mechanic
In-State License RequiredOnly in Dallas
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationOnly in Dallas
Business License RequiredTransportation-for-hire, Dallas onlyN/A
Services AvailableUber X, UberXL, UberBLACK, UberSUV, UberEATS

Utah

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photoDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding, Vehicle inspection encouraged
Vehicle Inspection RequiredBy a MentorRecommended
In-State License Required
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUberX, UberXL, UberSUV

Vermont

LyftUber
Display EmblemRequiredRequired
Document RequirementsDriver’s license, Vehicle insurance, Vehicle registration, Virginia, Maryland, or D.C. state inspection certificateDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a licensed mechanic in VA, MD, DC; Must not be titled as salvage, non-repairable, rebuilt or any other equivalent classification., by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredRequired in Virginia BeachN/A
Services AvailableUber X, UberXL,

Virginia

LyftUber
Display EmblemRequiredRequired
Document RequirementsDriver’s license, Vehicle insurance, Vehicle registration, Virginia, Maryland, or D.C. state inspection certificateDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a licensed mechanic in VA, MD, DC; Must not be titled as salvage, non-repairable, rebuilt or any other equivalent classification., by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredRequired in Virginia BeachN/A
Services AvailableUber X, UberXL,

Washington *Lyft drivers in Spokane and Bellingham are required to have an annual vehicle inspection. Lyft Seattle and Tacoma applicants must visit the Seattle Lyft Hub, complete a driving quiz, and an online defensive driving course for approval. Lyft Tacoma applicants must complete all Seattle applications as well.

LyftUber
Display EmblemRequired in Seattle/King County; Seattle TNC vehicle decalRequired
Document RequirementsDriver’s license, Vehicle insurance, Completed vehicle inspection form (Spokane, Seattle, Bellingham only), Vehicle registration (Bellingham only), Business license (Bellingham only), For-Hire Permit and TNC Vehicle Decal (Seattle),Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer (Seattle, King County, and Tacoma: 2007 or newer), 4 doors, 5-8 seats, including the driver’sModel year 2007 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a licensed mechanic, Spokane, Seattle, Bellingham only,by a pre-arroved mechanic. Activation centers available
In-State License RequiredSeattle, Tacoma, King County only
In-State Car Insurance RequiredFor-Hire Permit and TNC Vehicle Decal in Seattle only;
In-State Vehicle RegistrationBellingham, Seattle, Tacoma, King County only
Business License RequiredBellingham, Seattle, Tacoma only; For-Hire Permit and TNC Vehicle Decal in SeattleN/A
Services AvailableUber X, UberXL, UberSUV, UberBLACK, UberEATS

Washington DC *Lyft rides originating in DC may cross over into Maryland. The State of Maryland requires every rideshare driver to get a Transportation Network Operator (TNO) license and vehicle permit

LyftUber
Display EmblemRequiredRequired
Document RequirementsDriver’s license, Vehicle insuranceDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2006 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2007 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a licensed mechanic in VA, MD, DC; Must not be titled as salvage, non-repairable, rebuilt or any other equivalent classification.,by a pre-arroved mechanic. Activation centers available
In-State License RequiredTransportation Network Operator (TNO) license and vehicle permit
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredTransportation Network Operator (TNO) license and vehicle permitN/A
Services AvailableUber X, UberXL, UberSUV, UberBLACK, UberEATS

West Virginia

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photoDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2001 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor,by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUber X, UberXL

Wisconsin

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Personal vehicle insurance, Driver photoDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2001 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor,by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
Services AvailableUber X, UberXL

Wyoming

LyftUber
Display EmblemRecommendedRequired
Document RequirementsDriver’s license, Vehicle registration, Personal vehicle insurance, Driver photoDriver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements2005 or newer, 4 doors, 5-8 seats, including the driver’sModel year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection RequiredBy a Mentor,by a pre-arroved mechanic
In-State License RequiredN/A
In-State Car Insurance RequiredN/A
In-State Vehicle RegistrationN/A
Business License RequiredN/AN/A
States AvailableUber X

Uber vehicle requirements

Uber requires all potential vehicles to meet their own standards, listed in the table, as well as your local city and state’s requirements.

Uber’s different service levels UberX, UberXL, UberBLACK, and UberSUV also have their own requirements.

UberX/Uberpool car requirements

  • Four door sedan
  • No full size vans or Crown Victorias
  • Seats five or more passengers (including the driver)
  • Model year 2001 or newer (varies by city)
  • In-state plates
  • Pass Uber 19-point vehicle inspection
  • No marked, taxi, or salvaged vehicles
  • Registered in state
  • Insured in state

UberXL car requirements

  • Four door
  • Seats 7 or more (including the driver)
  • Model year 2001 or newer (varies by city)
  • In-state plates
  • Insured in state
  • No marked, taxi, or salvaged vehicles
  • Pass Uber 19-point vehicle inspection
  • Registered in state

UberBLACK car requirements

UberBLACK is a luxury service that requires the driver and vehicle to have commercial insurance, registration, and licensing. This includes a TCP and airport terminal permit.

  • Sedan, Crossover, or SUV
  • Model year 2013 or newer
  • 4 door
  • Great condition
  • Seats 4 or more comfortably
  • Black exterior
  • Black interior
  • Pass Uber vehicle inspection
  • Acceptable vehicles include:
    • Audi: A6, A7
    • BMW: 5 Series
    • Cadillac: XTS
    • Infiniti: Q70
    • Jaguar: XF
    • Lexus: GS
    • Mercedes-Benz: E-Class

Do I need to have a rideshare insurance policy to drive for Uber or Lyft?

Even though both Uber and Lyft offer additional car insurance coverage while a driver is using the app, it is not meant to take the place of a personal insurance policy.

Uber and Lyft’s additional insurance coverage is not enough to stand on it’s own in the event of an accident while operating for a rideshare company.

Insurance CompanyCoverage NameRideshare Company AcceptedStates AvailableStages of Ride CoveredAdditional Premium Cost
AllstateRide for Hire EndorsementAllArizona, California, Colorado, Georgia, Illinois, Indiana, Kentucky, Minnesota, Oklahoma, South Carolina, Tennessee, Texas, Utah, Washington & D.C.AllExtra $1-$2/month
ErieExtends ridesharing coverage if you carry business use coverageAllIllinois, Indiana, Kentucky, Maryland, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin & D.C.AllExtra $9-$15/month
GEICORidesharing policy,hybrid policy that replaces existing personal auto policyAllAlabama, Arizona, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Minnesota, Missouri, Nebraska, New Mexico, North Dakota, Ohio, Oklahoma, Oregon,Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, Washington, West Virginia, Wyoming & D.C.AllExtra $25/month
Farmer’s InsuranceRideshare endorsementAllArizona, Arkansas, California, Colorado, Georgia, Florida, Idaho, Indiana, Illinois, Iowa, Kansas, Maryland, Michigan, Minnesota, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Dakota, Ohio, Oklahoma, Tennessee, Texas, Utah & WisconsinStage 1 onlyExtra $15/mont (except in CA)
MercuryRideshare endorsementAllArizona, California, Illinois, Nevada, & OklahomaAllExtra $6/month
MetlifeRideshare insurance endorsement LyftLyftCalifornia, Colorado, Illinois, Texas, and WashingtonAllExtra $10/month
MetromileMetromile+UberUberCalifornia, Illinois, WashingtonStage 1 onlyNo extra cost
ProgressiveCommercialLyft (PA), All (TX)Pennsylvania and TexasAllAvailable with quote
SafecoRidesharing CoverageAllArizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington & WisconsinAllLess than $10/month
State FarmTNC Driver Coverage EndorsementAllAlabama, California, Colorado, Connecticut, Delaware, Georgia, Idaho, Indiana, Iowa, Kentucky, Louisiana, Maine, Minnesota, Missouri, Nebraska, North Dakota, Ohio, Oklahoma, Oregon, Tennessee, Washington, West Virginia & WisconsinAllAvailable with quote
TravellersLimited ride share coverage endorsementAllColorado & IllinoisStage 1 onlyAvailable with quote
USAARideshare endorsementAllAlabama, Arizona, California, Colorado, Connecticut, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Missouri, Nebraska, Nevada, New Hampshire, North Dakota, Ohio, Oregon, Tennessee, Texas, Washington & WyomingStage 1 onlyAvailable with quote

An Uber or Lyft driver does not necessarily need to have a policy with one of the carriers that specializes in policies for rideshare drivers.

However, these endorsement policies are the best option for rideshare drivers who don’t wish to have a claim denied because their carrier did not know they were hiring out of their car.

Insurance companies have yet to release reports of how many rideshare drivers they insure with their special rideshare endorsement policies.

Because it is currently such a small market, there is really no need for drivers to concern themselves with which company is the most popular, but rather which company is available in your state and price range.

Personal auto insurance when driving for Uber or Lyft

Taking a position with Uber or Lyft runs the risk of your insurance provider denying a claim or even dropping you as a customer once they discover you’ve been hiring out of your car.

Ridesharing companies offer little advice to their drivers about insurance coverage levels beyond state minimum. Drivers are often left uninformed and underinsured.

It’s recommended that you get the most insurance you can afford so that if an accident exceeds both your and the rideshare company’s supplementary coverage, you won’t have to pay out with your property or financial savings.

Commercial auto insurance when driving for Uber or Lyft

Another option for potential rideshare drivers would be commercial insurance. Typically required for taxis and other company driving services, some states and cities require ride hailing services to also carry this kind of insurance.

Commercial policies include a Commercial Driver’s License (CDL) and a commercial insurance policy in accordance with their transportation company and state requirement laws.

You could be precautious and purchase this policy in a state that doesn’t require it, but then you would take on the extra expenses of receiving a CDL, an average cost of $5,000 to $7,000 a year.

As you can see from the requirements table, a few cities require commercial licensing for Lyft and UberX/POOL.

Uber does require commercial insurance and CDL specifically for their BLACK, SUV, and TAXI services. So budget carefully before deciding if you want to drive for a rideshare and, if so, at what service level.

While some of Uber and Lyft’s driver and vehicle requirements can be difficult to meet, purchasing an in-state car insurance policy can be done in minutes on a quote comparison site, like Insurify.com. Insurify is partnered with many of the companies that bring your rideshare endorsement policies.

Conclusion

Even if Uber and Lyft are tight lipped about their growth, you can assume that the rideshare trend itself is continuing to expand.

New technology like driverless cars and business models like the Boston-based women driven rideshare service, Safr are being created to push the idea of what ridesharing
could be to its limit.

Drivers and riders alike want to be behind the wheel of this enterprise.

Micaela Allen is a Boston-based writer and editor. Over the years, she has written over 100 original pieces for Insurify, focusing on trends in the insurance industry and financial advice for young and uninsured drivers. Micaela is an alumna of Northeastern University, where she majored in English.