Uber and Lyft requirements. Back seat view of a rideshare driver using a GPS app on mobile phone.
Car Insurance

Uber and Lyft Requirements: Drivers, Vehicles, and Insurance

Specific requirements vary slightly by state and city. However, most people are eligible to drive for both Uber and Lyft. Are you?

The rideshare industry is certainly disrupting traditional forms of transportation as public transit services and taxis continue to feel the heat from popular unicorns, Uber and Lyft.

However, it is not just public transit authorities and taxi companies paying close attention to this relatively new travel trend.

In the United States alone there are more than 150,000 rideshare drivers and 1 million rides completed daily between Uber and Lyft.

Numbers like this prove that the general public has picked up on this alternative travel option as well and are running with it–or should I say driving with it?

Is it better to drive for Uber or Lyft?

Are you looking to earn some extra cash by becoming a rideshare driver, but are not sure which company would suit you best?

First, you’ll want to compare the individual driver, vehicle, and insurance requirements set by the two companies.

Specific requirements, such as the acceptable vehicle model year, may vary slightly by state and city. However, most people are eligible to drive for both Uber and Lyft.

Lyft Uber
Smartphone , iOS 9 and Android 6 are recommended , iPhone 4s or newer and Android 2013 or newer
Driver age 21+ 21+
Driving Experience At least 1 year At least 1 year (3 years if you’re under 23 years old)
Driver’s License Valid, Some cities and states require drivers to have in-state documents Valid, must be in-state
Proof of Vehicle Registration *Some cities and states require drivers to have in-state documents , with valid plates; commerical plates also acceptable , in-state, doesn’t need to be in your name
Proof of vehicle Insurance *Some cities and states require drivers to have in-state documents , your name must be on the policy. , must be in-state, your name must be on the policy.
Pass background check No violent crime, felony, drug-related offense, sexual offense, certain theft/property offenses in the last 7+ years A clean criminal record that does not include convictions for prior offenses specified by local law in the last 7 years
No DUI/DWI In the last 7 years In the last 7 years
No incidents of driving without insurance or a license In the last 3 years In the last 7 years
No incidents of reckless driving In the last 3 years In the last 7 years; No more than 3 minor moving violations in the past 3 years, such as speeding tickets or failure to obey traffic laws
No driving related convictions (hit and run, felonies involving a vehicle, etc.) In the last 7 years In the last 7 years
Vehicle Inspection , 19 point inspection, once a year , 19 point inspection, once every year

During my research for this article, I found that Lyft’s website is much more transparent with their potential drivers.

Lyft provides firsthand, detailed information for every step of their application process including local regulations and which documents must be in your name. I had all my questions answered before I even clicked “Sign Up.”

Their required documents, even the tedious local level ones, can be signed and delivered right from their website.

Uber’s website, on the other hand, was a bit more cryptic. They do not directly plot the steps of their application or vehicle inspection process.

Luckily, the internet is full of past and present Uber drivers who are happy to give up this information for those going through the driver sign-up process.

How much money does an Uber or Lyft driver earn?

A straightforward answer to this question is hard to find. There are many variables when it comes to earnings for rideshare drivers, such as location and external expenses.

Average earning per trip – National Avg $12.95
City UberX Lyft
Atlanta $12.93 $12.81
Austin $13.67 $14.57
Baltimore $12.21 $9.49
Boston $12.80 $12.76
Chicago $10.99 $11.15
Cleveland $13.02 $13.40
Dallas $11.45 $11.19
Denver $11.70 $11.71
Los Angeles $11.53 $11.56
Miami $14.38 $12.30
Nashville $10.14 $10.45
New York City $29.34 $28.62
Orange County $11.58 $12.83
Phoenix $14.36 $13.01
Pittsburgh $14.84 $11.21
Salt Lake City $13.86 $10.34
San Diego $12.60 $12.49
San Francisco $14.65 $13.42
Seattle $13.17 $11.21
Washington DC $12.17 $13.95

The table above outlines the average gross earning per trip in May 2015. Uber and Lyft’s PR departments rarely publish any company data — especially if it could dissuade drivers from signing up or continuing to work for their platform.

This lack of transparency does not provide drivers with a standard in which to compare their current earnings over time. This becomes more of a concern when Uber or Lyft decides to lower their per mile rates in an effort to increase passenger demand.

Even with this assorted data, concrete conclusions cannot be drawn about which city or which rideshare company is best.

Rate and earning variations are not the same nationwide. Each city has its own surge pricing, hourly guarantees, company incentives, natural factors like severe weather, as well as differences in geography and population density.

As you can see in the table, UberX and Lyft drivers make relatively the same in cities across the United States. However, New York City is an extreme outlier possibly due to larger population density.

Other factors that affect a rideshare driver’s true income value include external expenses not covered by Uber or Lyft. This includes things like gas, insurance, vehicle maintenance and registration.

Drivers should make sure their rideshare operating costs don’t exceed their annual earnings.

Car insurance for Uber, Lyft, and other rideshare companies

Insurance company coverage

Because Uber and Lyft drivers are considered independent contractors, drivers need to have and pay for their own personal car insurance policies. You can compare how much coverage will cost you by using car insurance comparison sites, such as Insurify.

With the growing popularity of rideshare services, insurance companies have begun to see the value in catering to this niche market. Your company may already sell policies tailored to rideshare drivers.

These endorsement policies are a fairly new development in the auto insurance industry. Therefore, only a handful of insurance providers carry these specific coverages.

Uber and Lyft coverages

Uber and Lyft offer additional coverage such as liability, uninsured motorist, collision, comprehensive, and personal injury protection to their on-the-clock drivers and their accompanying riders.

Both Uber and Lyft have broken down this added coverage into stages of the pickup process which include offline, available, en route, and on trip.

Stage Lyft Uber
Offline Your personal auto insurance Your personal auto insurance
Available Lyft Rideshare Insurance: Liability 50K/100K/25K Uber Rideshare Insurance: Liability 50K/100K/25K
En Route Lyft Rideshare Insurance: Liability $1 mil; Uninsured motorist $1 mil Uber Rideshare Insurance: Liability $1 mil; Uninsured motorist $1 mil
On Trip Lyft Rideshare Insurance: Collision and Comprehensive 50K limit; 2.5K deductible Uber Rideshare Insurance: Collision and Comprehensive actual cash value; 1K deductible

If you can’t decide whether to work for Lyft or Uber, many people do work for both throughout a shift so that they don’t miss any possible fares on a slow night.

However, Uber has been known to frown upon their drivers who work for other rideshare companies.

Step-by-step application process to become a Lyft driver

1. Start an application

Apply to drive for Lyft online by first filling in some basic information about yourself.

2. Upload the necessary documents

Lyft’s application requires proof of a few separate documents from potential drivers including your driver’s license, vehicle registration, proof of insurance, etc. Simply share photos of the required documents by uploading them to the online dashboard.

You will need to create a Lyft account or sign in with Facebook to access the dashboard.

Some states or cities may require additional documents like vehicle inspections by a mechanic.

Lyft driver requirements

You do not have to worry about figuring out additional state requirements on your own.

You will receive emailed instructions during and after the application process about these specific requirements in your region.

Lyft driving record and background check

Lyft reserves the right to disqualify driver applicants for any of the violations listed in the table or any other safety related reason they deem unacceptable.

If you do not pass your Lyft background check, you will receive a rejection form and instructions for how to challenge the decision via email.

DMV Check

Lyft uses local DMVs as a third party to check every applicant’s driving records. The DMV checks for things like moving violations and convictions.

Background Check

Lyft’s criminal background check is also provided by a third party service which includes national and county-level databases. In some cases, local courthouse records may also be checked back a minimum of 7 years in California or other locations.

Specifically in New York City, DMV and criminal background checks are completed by the Taxi and Limousine Commission (TLC) according to their licensing standards.

Lyft mentor session

In most cities, the last step of Lyft’s driver application process is a vehicle inspection. Lyft refers to their vehicle inspections as “Mentor Sessions” because they are conducted by an experienced Lyft driver (select cities excluded).

Steps of a mentor session

Prepare your car for inspection by cleaning the interior and exterior.

Schedule a session with your mentor. A session can last up to 45 minutes. Your requested appointment time will be sent to and confirmed by one of Lyft’s Mentors.

Meet with your Mentor at the specified time and location. Your session will include a vehicle inspection, practice ride, and chance for you to ask any questions you have about Lyft.

Lyft’s 19 step vehicle inspection will cover the following:

  1. Foot brakes
  2. E-brake
  3. Steering mechanism
  4. AC/heat
  5. Front and rear window, and other glass
  6. Windshield wipers
  7. Headlights
  8. Tail lights
  9. Turn indicator lights
  10. Brake lights
  11. Front seat adjustment mechanism
  12. Doors (open, close, lock)
  13. Horn
  14. Speedometer
  15. Body Damage
  16. Muffler and exhaust system
  17. Condition of tires, including tread depth
  18. Interior and exterior rear view mirrors
  19. Safety belts for driver and passengers

If any one of these items on your vehicle fail to pass inspection you will have to repair them and submit photos of each repair with a receipt. You can submit photos and receipts through Lyft’s help page.

Lyft drivers are required to have annual vehicle inspections in order to continue to be eligible drivers.

3. Become an approved Lyft driver

Lyft will notify you via email when you’ve been approved. Until then, you can check your application status on their website.

Display the Lyft emblem on your car

Once you’re approved you are required to print and display a colored Lyft emblem on the windshield of the approved vehicle.

You will receive an official welcome packet in the mail with an official sticker emblem.

It is strongly encouraged that you display the emblem in the lower right hand corner of your dashboard while you are working for Lyft.

In a few states and cities, identified in the table, it is required by government regulations that you have the Lyft emblem displayed on your car.

It is also recommended that you remove it when not working in order to avoid citations.

Lyft vehicle requirements

Lyft requires all potential vehicles to meet their own standards, listed in the table, as well as your local city and state’s requirements.

Like Uber, Lyft also offers varying levels of ride services including Lyft Line, Lyft, Lyft Plus, and Lyft Premier.

Lyft Line is a shared ride with a maximum limit of 2 riders per request.

Lyft is the equivalent of UberX and can seat up to 4 riders.

Lyft Plus calls for a vehicle, like an SUV, that can seat up to 6 riders.

Lyft Premier vehicle and driver requirements

Lyft Premier calls a high end vehicle that can seat up to 4 riders. Premier drivers earn more than basic Lyft drivers.

Lyft Premier is currently available in Atlanta, Baltimore, Boston, Chicago, Dallas, Denver, Las Vegas, Los Angeles, Miami, New Jersey, New York City, Orange County, Philadelphia, Phoenix, San Diego, San Francisco, Seattle, Silicon Valley, and Washington, D.C.

In order to drive Lyft Premier you must:

  1. Maintain a 4.7 rating or higher
  2. Drive an approved vehicle for your specific city

Lyft New York City Premier requirements

Make Model Year
Acura ILX 2016
Acura MDX 2008
Acura RDX 2012
Acura RL 2008
Acura RLX 2008
Acura TL 2009
Acura TLX 2014
Audi A4 2008
Audi A6 2008
Audi A7 2010
Audi A8 2008
Audi Q5 2009
Audi Q7 2008
Audi RS7 2010
Audi S4 2008
Audi S6 2008
Audi S7 2010
Audi S8 2008
Audi SQ5 2009
BMW 3 Series 2008
BMW 4 Series Gran Coupe 2014
BMW 5 Series 2008
BMW 6 Series Gran Coupe 2008
BMW 7 Series 2008
BMW ActiveHybrid 5 2008
BMW ActiveHybrid 7 2008
BMW M5 2008
BMW X3 2010
BMW X4 2008
BMW X5 2008
BMW X6 2010
Buick Enclave 2008
Buick Envision 2016
Buick LaCrosse 2010
Buick Regal 2011
Cadillac ATS 2012
Cadillac CT6 2016
Cadillac CTS 2010
Cadillac DTS 2010
Cadillac Escalade 2008
Cadillac SRX 2010
Cadillac STS 2010
Cadillac XT5 2016
Cadillac XTS 2012
Chevrolet Suburban 2008
Chevrolet Tahoe 2008
Chrysler 300 2011
Ford Explorer 2016
GMC Acadia 2013
GMC Terrain 2015
GMC Yukon 2008
Hyundai Equus 2010
Hyundai Genesis 2010
Infiniti FX 2008
Infiniti G37 2008
Infiniti JX 2012
Infiniti M35 2008
Infiniti M37 2008
Infiniti M45 2008
Infiniti Q40 2008
Infiniti Q45 2008
Infiniti Q50 2008
Infiniti Q70 2008
Infiniti QX50 2011
Infiniti QX60 2011
Infiniti QX70 2011
Infiniti QX80 2011
Jaguar F-Pace 2016
Jaguar X-Type 2008
Jaguar XF 2009
Jaguar XJ 2008
Land Rover Discovery 2008
Land Rover Range Rover 2008
Land Rover Range Rover Sport 2008
Lexus ES 2008
Lexus GS 2008
Lexus GX 2008
Lexus IS 2010
Lexus LS 2008
Lexus LX 2008
Lexus NX 2015
Lexus RX 2008
Lincoln Continental 2016
Lincoln MKC 2015
Lincoln MKS 2009
Lincoln MKT 2010
Lincoln MKX 2008
Lincoln MKZ 2010
Lincoln Navigator 2008
Lincoln Town Car 2010
Maserati Ghibli 2014
Maserati Levante 2016
Mercedes-Benz 300-Class 2008
Mercedes-Benz 350-Class 2008
Mercedes-Benz 400-Class 2008
Mercedes-Benz 420-Class 2008
Mercedes-Benz 500-Class 2008
Mercedes-Benz 560-Class 2008
Mercedes-Benz B-Class Electric Drive 2008
Mercedes-Benz C-Class 2008
Mercedes-Benz CLA-Class 2014
Mercedes-Benz CLS-Class 2008
Mercedes-Benz E-Class 2008
Mercedes-Benz G-Class 2008
Mercedes-Benz GL-Class 2008
Mercedes-Benz GLC-Class 2016
Mercedes-Benz GLK-Class 2010
Mercedes-Benz M-Class 2008
Mercedes-Benz Maybach 2014
Mercedes-Benz R-Class 2008
Mercedes-Benz S-Class 2008
Nissan Armada 2010
Porsche Cayenne 2008
Porsche Cayman S 2008
Porsche Macan 2014
Porsche Panamera 2010
Tesla Model S 2012
Tesla Model X 2016
Toyota Land Cruiser 2008
Toyota Sequoia 2008
Volkswagen Touareg 2010
Volvo S60 2012
Volvo S80 2012
Volvo S90 2016
Volvo XC60 2008
Volvo XC90 2008

Lyft Premier requirements in other cities

Make Model Year (or newer)
Acura ILX 2016
Acura MDX 2008
Acura RDX 2012
Acura RL 2008
Acura RLX 2008
Acura TL 2009
Acura TLX 2014
Audi A4 2008
Audi A6 2008
Audi A7 2010
Audi A8 2008
Audi Q5 2009
Audi Q7 2008
Audi RS7 2010
Audi S4 2008
Audi S6 2008
Audi S7 2010
Audi S8 2008
Audi SQ5 2009
BMW 3 Series 2008
BMW 4 Series Gran Coupe 2014
BMW 5 Series 2008
BMW 6 Series Gran Coupe 2008
BMW 7 Series 2008
BMW ActiveHybrid 5 2008
BMW ActiveHybrid 7 2008
BMW M5 2008
BMW X3 2010
BMW X4 2008
BMW X5 2008
BMW X6 2010
Buick Enclave 2008
Buick Envision 2016
Buick LaCrosse 2010
Buick Regal 2011
Cadillac ATS 2012
Cadillac CT6 2016
Cadillac CTS 2010
Cadillac DTS 2010
Cadillac Escalade 2008
Cadillac SRX 2010
Cadillac STS 2010
Cadillac XT5 2016
Cadillac XTS 2012
Chevrolet Suburban 2008
Chevrolet Tahoe 2008
Chrysler 300 2011
Ford Explorer 2016
GMC Acadia 2013
GMC Terrain 2015
GMC Yukon 2008
Hyundai Equus 2010
Hyundai Genesis 2010
Infiniti FX 2008
Infiniti G37 2008
Infiniti JX 2012
Infiniti M35 2008
Infiniti M37 2008
Infiniti M45 2008
Infiniti Q40 2008
Infiniti Q45 2008
Infiniti Q50 2008
Infiniti Q70 2008
Infiniti QX50 2011
Infiniti QX60 2011
Infiniti QX70 2011
Infiniti QX80 2011
Jaguar F-Pace 2016
Jaguar X-Type 2008
Jaguar XF 2009
Jaguar XJ 2008
Land Rover Discovery 2008
Land Rover Range Rover 2008
Land Rover Range Rover Sport 2008
Lexus ES 2008
Lexus GS 2008
Lexus GX 2008
Lexus IS 2010
Lexus LS 2008
Lexus LX 2008
Lexus NX 2015
Lexus RX 2008
Lincoln Continental 2016
Lincoln MKC 2015
Lincoln MKS 2009
Lincoln MKT 2010
Lincoln MKX 2008
Lincoln MKZ 2010
Lincoln Navigator 2008
Lincoln Town Car 2010
Maserati Ghibli 2014
Maserati Levante 2016
Mercedes-Benz 300-Class 2008
Mercedes-Benz 350-Class 2008
Mercedes-Benz 400-Class 2008
Mercedes-Benz 420-Class 2008
Mercedes-Benz 500-Class 2008
Mercedes-Benz 560-Class 2008
Mercedes-Benz B-Class Electric Drive 2008
Mercedes-Benz C-Class 2008
Mercedes-Benz CLA-Class 2014
Mercedes-Benz CLS-Class 2008
Mercedes-Benz E-Class 2008
Mercedes-Benz G-Class 2008
Mercedes-Benz GL-Class 2008
Mercedes-Benz GLC-Class 2016
Mercedes-Benz GLK-Class 2010
Mercedes-Benz M-Class 2008
Mercedes-Benz Maybach 2014
Mercedes-Benz R-Class 2008
Mercedes-Benz S-Class 2008
Nissan Armada 2010
Porsche Cayenne 2008
Porsche Cayman S 2008
Porsche Macan 2014
Porsche Panamera 2010
Tesla Model S 2012
Tesla Model X 2016
Toyota Land Cruiser 2008
Toyota Sequoia 2008
Volkswagen Touareg 2010
Volvo S60 2012
Volvo S80 2012
Volvo S90 2016
Volvo XC60 2008
Volvo XC90 2008

Step-by-step application process to become an Uber driver

1. Start an application

Apply to drive for Uber online by first filling in some basic information about yourself.

2. Upload the necessary documents

Uber requires proof of a few separate documents from potential drivers including your driver’s license, social security number, vehicle registration, proof of insurance, etc. All of these documents can be uploaded online through your Uber account.

Uber driver requirements

In certain areas, drivers must comply with additional requirements set by their city or state governments.

You will receive emailed instructions during and after the application process about these specific requirements in your region.

Uber vehicle inspections

Differing from Lyft, Uber requires that ALL vehicle inspections be conducted by a pre-approved auto repair shop or one of their official activation centers.

Uber’s activation centers are located in partnered gas stations, parking lots, or mechanic shops. A list of these locations can be found on Uber’s help section.

Inspections at the activation centers are free.

Uber’s 19-point inspection covers:

  1. Headlights
  2. Taillights
  3. Turn indicator lights
  4. Stop lights
  5. Foot brakes
  6. Emergency/parking brake
  7. Steering mechanism
  8. Windshield
  9. Safety belts for driver and passengers
  10. Rear window and other glasses
  11. Windshield wipers
  12. Front seat adjustments
  13. Doors
  14. Horn
  15. Speedometer
  16. Bumpers
  17. Muffler/Exhaust system
  18. Tires, including tread depth
  19. Interior and exterior rear view mirrors

Uber drivers are required to have annual vehicle inspections in order to continue to be eligible drivers.

Complete a background check online

Uber’s background check scans the last 7 years of both your driving record and criminal history to ensure you meet the company’s safety criteria.

Uber’s background checks require your social security number and license number.

Uber uses a third party, Checkr, to conduct their drivers’ background checks. The screening process usually takes 3-7 business days, however it may take longer due to high volume.

In the meantime, you can log in to your Checkr applicant portal to get a status update.

4. Become an approved Uber driver

You will be notified by email when you are approved to driver for Uber. Once, approved you can download and sign into the Uber Driver app.

Display the Uber placard on your car

Once you’re approved you are required to display an Uber placard on the front windshield, passenger side of the approved vehicle.

You can order a placard online and it will be shipped to you in 5-7 business days. While you wait you can print and use a temporary decal so that you can begin taking trips immediately.

It is strongly encouraged that you display the decal in the lower right hand corner of your dashboard window while you are driving for Uber.

In a few states and cities, identified in the table, it is required by government regulations that you have the Uber placard displayed on your car.

It is also recommended that you remove it when not working in order to avoid citations.

Alabama

Lyft Uber
Display Emblem Recommended Required
Document Requirements Vehicle inspection form (Mobile only), Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer (Birmingham and Huntsville only: 2007 or newer), 4 doors, 5-8 seats, including the driver’s Model year 2008 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding, All vehicles must be licensed to carry a minimum of 4 passengers
Vehicle Inspection Required By a licensed mechanic; Birmingham, Huntsville, Montgomery, Tuscaloosa , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required Birmingham only N/A
Services available UberX, Uber XL, UberEATS

Arkansas *Lyft no available in Arkansas

Lyft Uber
Display Emblem Required
Document Requirements Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required , by a pre-arroved mechanic. Activation centers available
In-State License Required
In-State Car Insurance Required
In-State Vehicle Registration
Business License Required N/A
Services available UberX, UberXL

Arizona *Drivers require annual vehicle inspections

Lyft Uber
Display Emblem Required Required
Document Requirements Vehicle inspection form (select cities only), Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a mentor , by a pre-arroved mechanic. Activation centers available
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services available UberEATS, UberX, UberXL, UberBLACK, UberSUV

California

Lyft Uber
Display Emblem Required; Front & back windshields; Airport placards required at LAX, SFO, and OAK airports only Required
Document Requirements Vehicle inspection form, California driver’s license, California vehicle insurance, Driver photo, Business license (San Francisco & San Jose only) Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2004 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By licensed mechanic , by a pre-arroved mechanic. Activation centers available
In-State License Required
In-State Car Insurance Required
In-State Vehicle Registration
Business License Required San Francisco and San Jose N/A
Services Available UberX, UberXL, UberBLACK, Assist, WAV

Colorado

Lyft Uber
Display Emblem Required Required
Document Requirements Vehicle inspection form, Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo, Colorado TNC Medical Exam Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2004 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By licensed mechanic , by a pre-arroved mechanic. Activation centers available
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberBLACK, UberXL, UberSUV, UberEATS

Connecticut

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a mentor , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL, Premium, PremiumSUV

Delaware

Lyft Uber
Display Emblem Recommended Required
Document Requirements Vehicle inspection, Driver’s license, Vehicle registration, Delaware vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2001 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a licensed mechanic , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required
In-State Vehicle Registration N/A
Business License Required N/A
Services Available UberX, UberXL

Florida

Lyft Uber
Display Emblem Required in Orlando/Broward County Required
Document Requirements Florida driver’s license, Florida vehicle registration, Florida vehicle insurance, Driver photo, Vehicle inspection form (Miami-Dade County, Broward County, Palm Beach County, and Tampa only) Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements Miami-Dade County, Broward County, Palm Beach County, and Tampa: 2007 or newer; All other Florida cities: 2005 or newer; 4 doors; 5-8 seats including the driver’s Orlando: Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding. Miami/South Florida:Model year 2007 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a licensed mechanic (Miami-Dade County, Broward County, Palm Beach County, and Tampa only) , by a pre-arroved mechanic. Activation centers available in South Florida
In-State License Required
In-State Car Insurance Required
In-State Vehicle Registration
Business License Required N/A N/A
Services Available UberEATS, UberX, UberXL. LUX and LUXSUV only in Miami/SouthFlorida


Georgia

Lyft Uber
Display Emblem Required in Atlanta Required
Document Requirements Personal vehicle insurance, Driver photo, Georgia driver’s license Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding, no Taxi vehicles
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic
In-State License Required
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberEATS, UberRUSH, UberX, UberXL, UberSUV, UberBLACK

Hawaii

Lyft Uber
Display Emblem Recommended Required
Document Requirements Vehicle inspection sticker (Honolulu only), Driver’s license, Vehicle registration (Honolulu only), Personal vehicle insurance, Driver photo, Online driving quiz (Honolulu only) Pass a Hawaii Safety Inspection, Driver’s license, Personal vehicle insurance, Vehicle registration, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding, Pass a Hawaii Safety Inspection
Vehicle Inspection Required Honolulu only , by a pre-arroved mechanic
In-State License Required Honolulu only
In-State Car Insurance Required N/A
In-State Vehicle Registration Honolulu only
Business License Required Hawaii GET Tax License N/A
Services Available UberX, UberXL, UberTAXI, UberTaxiVan

Idaho

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic. Activation centers available in Boise
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX,UberXL,

Illinois

Lyft Uber
Display Emblem Required in Chicago; Chicago TNC airport decal on windshield; Chicago tax emblem on dashboard Required
Document Requirements Driver’s license, Vehicle registration, Vehicle insurance Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2004 or newer, Minimum of 5 seatbelts, Pass City of Chicago-approved vehicle inspection Vehicle model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required 25 point inspection by licensed mechanic in Chicago, Bloomington, and Peoria , by a pre-arroved mechanic. Activation centers available
In-State License Required Peoria only
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services available UberX, UberXL, UberBLACK, UberSUV, UberCab, UberEATS, UberRUSH

Indiana

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX,UberXL, UberLUX, UberLUX XL,

Iowa

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL

Kansas

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door vehicle, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL,

Kentucky

Lyft Uber
Display Emblem Recommended; TNC vehicle decal on front windshield Required
Document Requirements Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2007 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2004 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor; annual renewal by a licensed mechanic , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL

Louisiana

Lyft Uber
Display Emblem Required in New Orleans Required
Document Requirements Brake tag inspection sticker (Baton Rouge and Shreveport only), Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Orleans Parish: Louisiana Drivers License, Louisiana Registration, Valid Insurance with your name on it, Louisiana Brake Tag. Jefferson or St. Tammany Parish: Inspection Sticker, Valid Registration from any state, Valid Insurance with your name on it
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s, No commercial vehicles (Lafayette and Shreveport only) Orleans Parish: Vehicle within 8 model years. Jefferson or St. Tammany Parish: Model year 2005 or newer.
Vehicle Inspection Required New Orleans, Baton Rogue, and Lafayette , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL, UberBLACK, UberSUV, UberEATS, UberRUSH

Maine

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2005 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL

Maryland

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Vehicle insurance Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2007 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a licensed mechanic, must be conducted in MD, VA, DC, PA , by a pre-arroved mechanic. Activation centers available in Baltimore/Greater MD
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required TNO (Transportation Network Operator) license will be given to you after approval N/A
Services Available UberX, UberXL, UberBLACK, UberSUV, UberEATS

Massachusetts

Lyft Uber
Display Emblem Required, front & rear windshield Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo, CORI background check Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2004 or newer, 4 doors, 5-8 seats, including the driver’s Model year: Must be 15 years or less from current year; Body style: Any with 4 full, independently opening doors; Seating: Must have seats in good condition AND seat belts for driver and 4 passengers; No commercial branding or taxi color paint jobs; No cosmetic damage or missing pieces; No large passenger vans or commercial/heavy duty trucks
Vehicle Inspection Required By a Mentor , by a pre-approved mechanic
In-State License Required Drivers under 23 years old must have 3 years of driving experience
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL, UberTAXI, UberEATS

Michigan

Lyft Uber
Display Emblem Recommended Required
Document Requirements Vehicle inspection form, Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Valid drivers license, Proof of personal Michigan, No-Fault Auto Insurance, Proof of vehicle registration, Pass a vehicle inspection
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a licensed mechanic , by a pre-arroved mechanic. Activation centers available in Detriot area
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available Uberx, UberXL, UberSUV, UberBLACK,

Minnesota

Lyft Uber
Display Emblem Required in Minneapolis-St.Paul Required
Document Requirements Driver’s license, Vehicle insurance Valid Minnesota or Wisconsin Driver’s License, Personal vehicle insurance, Vehicle inspection, Vehicle registration, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s; Minneapolis-St. Paul requires vehicles from 2004, 2005, & 2006: Odometer reading of less than one hundred and fifty thousand (150,000) miles, Vehicles 2007 and newer: No odometer reading restriction Vehicle model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding, Pass a vehicle inspection
Vehicle Inspection Required Required in Minneapolis-St.Paul; By a licensed mechanic ,Annually by a pre-approved mechanic
In-State License Required Required in Minneapolis-St.Paul, Wisconsin license also accepted
In-State Car Insurance Required Required in Minneapolis-St.Paul, Wisconsin issued also accepted
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL, UberSUV, UberBLACK, UberEATS, UberRUSH, UberDelivery,

Mississippi

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic. Activation centers available in Jackson area
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL

Missouri

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door vehicle, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic.
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available Uber X, UberXL, UberBLACK

Montana *Lyft not available in Montana

Lyft Uber
Display Emblem Required
Document Requirements Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements Model year 2006 or newer, 4-door vehicle, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required , by a pre-arroved mechanic.
In-State License Required
In-State Car Insurance Required
In-State Vehicle Registration
Business License Required N/A
Services Available UberX, UberXL

Nebraska

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car, SUV, or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor , Annually by a pre-arroved mechanic. Activation centers available in Omaha area.
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
UberX, UberXL

Nevada

Lyft Uber
Display Emblem Required; NV TNC Permit Required
Document Requirements Nevada driver’s license, Nevada vehicle registration, Nevada vehicle insurance, Driver photo, NV TNC Permit Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2008 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer (2001 or newer for Reno), 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor ,by a pre-arroved mechanic. Activation centers available in Las Vegas and Reno area.
In-State License Required
In-State Car Insurance Required
In-State Vehicle Registration
Business License Required NV business license, Clark County business license (Las Vegas drivers only) N/A
Services Available UberX, UberXL

New Hampshire

Lyft Uber
Display Emblem Recommended Required
Document Requirements Vehicle inspection sticker, Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a licensed mechanic; receive inspection sticker , by a pre-arroved mechanic.
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL

New Jersey

Lyft Uber
Display Emblem Recommended; state inspection sticker required on windshield Required
Document Requirements Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a licensed mechanic; receive state inspection sticker ,by a pre-arroved mechanic. Activation centers available
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration New Jersey, Pennsylvania, or New York
Business License Required N/A N/A
UberX, UberXL, UberBLACK, UberSUV

New Mexico

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor ,by a pre-arroved mechanic. Activation centers available
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL

New York

Lyft Uber
Display Emblem Required Required
Document Requirements Driver’s license, Vehicle registration, FH1 insurance, TLC inspection, For-Hire License or a Medallion FHV License, Certificate of Liability Insurance (COL) Your vehicle must have a vehicle emissions inspection at a NYS DMV inspection facility, Your vehicle must have commercial insurance, TLC plates, and be affiliated with a base, Driver’s license, vehicle registration,
Vehicle Requirements Vehicle age requirements governed by the TLC, 4 doors, 5-8 seats including the driver’s 4-door car or minivan. Good condition with no cosmetic damage, No commercial branding, Your vehicle must have a vehicle emissions inspection at a NYS DMV inspection facility
Vehicle Inspection Required TLC inspection TLC inspection
In-State License Required N/A
In-State Car Insurance Required
In-State Vehicle Registration
Business License Required For-Hire License
Services Available UberX, UberXL, UberSUV, UberBLACK, WAV

North Carolina

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor Only required if you have an out of state car
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A N/A
Business License Required N/A N/A
Services Available UberX, UberXL, UberSUV, UberBLACK

North Dakota

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Personal vehicle insurance, Vehicle registration, Vehicle inspection,Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car, SUV, or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL,

Ohio

Lyft Uber
Display Emblem Required Required
Document Requirements Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license with 3 years experience, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL, UberBLACK, UberEATS

Oklahoma

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door vehicle, Must have seats and seat belts for driver and 4 passengers
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available Uber X, UberXL

Oregon

Lyft Uber
Display Emblem Required in Portland, front & rear windshield Required
Document Requirements Driver’s license, Vehicle registration, Personal vehicle insurance, Business license Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2007 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2007 or newer, Any with 4 full, independently opening doors, Good condition with no cosmetic damage, No commercial branding, No rebuilt/salvage titles
Vehicle Inspection Required By a Mentor , Annually by a pre-arroved mechanic. Activation centers available in Portland area.
In-State License Required N/A
In-State Car Insurance Required TNC insurance
In-State Vehicle Registration N/A
Business License Required N/A
Services Available Uber X, UberXL, WAV, ASSIST

Pennsylvania

Lyft Uber
Display Emblem Required, front and rear windshield. Inspection sticker Required
Document Requirements Vehicle inspection sticker, Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2007 or newer, with fewer than 350,000 miles, 4 doors, 5-8 seats, including the driver’s Philadelphia: 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding; Pittsburgh: Model year 2007 or newer (2005 or newer if hybrid), 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required , by a licensed mechanic. PA, NJ, DE ,by a pre-arroved mechanic. Activation centers available in Philadelphia area.
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available Uber X, UberXL, UberEATS, UberRUSH, UberPREMIUM (Pittsburgh)

Rhode Island

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2004 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door vehicle, Must have seats and seat belts for driver and 4 passengers
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available Lyft, Lyft Plus UberX, UberXL

South Carolina

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a licensed mechanic , by a pre-arroved mechanic. Activation centers available
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL, UberPREMIUM (Charleston)

South Dakota *Lyft and Uber not available in South Dakota

Lyft Uber
not available not available

Tennessee

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available Uber X, UberXL, UberBLACK, UberSUV, UberEATS

Texas

Lyft Uber
Display Emblem Required; Vehicle and Driver Permit stickers required in Dallas only Required
Document Requirements Driver’s license, Texas vehicle registration sticker (select cities only), Personal vehicle insurance, Driver photo Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Houston: 4-door vehicle, Model year 2006 or newer, No commercial branding, No salvaged or rebuilt vehicle. Dallas-Fort Worth: Model year 2002 or newer, 4-door vehicle or minivan, Good condition with no cosmetic damage, No commercial branding. San Antonio: Model year 2002 or newer, 4-door vehicle or minivan, seats and seatbelt for driver and
passengers. Austin: Model year 2002 or newer, 4-door vehicle or minivan, no commercial branding
Vehicle Inspection Required By a licensed mechanic , by a pre-arroved mechanic
In-State License Required Only in Dallas
In-State Car Insurance Required N/A
In-State Vehicle Registration Only in Dallas
Business License Required Transportation-for-hire, Dallas only N/A
Services Available Uber X, UberXL, UberBLACK, UberSUV, UberEATS

Utah

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding, Vehicle inspection encouraged
Vehicle Inspection Required By a Mentor Recommended
In-State License Required
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available UberX, UberXL, UberSUV

Vermont

Lyft Uber
Display Emblem Required Required
Document Requirements Driver’s license, Vehicle insurance, Vehicle registration, Virginia, Maryland, or D.C. state inspection certificate Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a licensed mechanic in VA, MD, DC; Must not be titled as salvage, non-repairable, rebuilt or any other equivalent classification. , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required Required in Virginia Beach N/A
Services Available Uber X, UberXL,

Virginia

Lyft Uber
Display Emblem Required Required
Document Requirements Driver’s license, Vehicle insurance, Vehicle registration, Virginia, Maryland, or D.C. state inspection certificate Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a licensed mechanic in VA, MD, DC; Must not be titled as salvage, non-repairable, rebuilt or any other equivalent classification. , by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required Required in Virginia Beach N/A
Services Available Uber X, UberXL,

Washington *Lyft drivers in Spokane and Bellingham are required to have an annual vehicle inspection. Lyft Seattle and Tacoma applicants must visit the Seattle Lyft Hub, complete a driving quiz, and an online defensive driving course for approval. Lyft Tacoma applicants must complete all Seattle applications as well.

Lyft Uber
Display Emblem Required in Seattle/King County; Seattle TNC vehicle decal Required
Document Requirements Driver’s license, Vehicle insurance, Completed vehicle inspection form (Spokane, Seattle, Bellingham only), Vehicle registration (Bellingham only), Business license (Bellingham only), For-Hire Permit and TNC Vehicle Decal (Seattle), Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer (Seattle, King County, and Tacoma: 2007 or newer), 4 doors, 5-8 seats, including the driver’s Model year 2007 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a licensed mechanic, Spokane, Seattle, Bellingham only ,by a pre-arroved mechanic. Activation centers available
In-State License Required Seattle, Tacoma, King County only
In-State Car Insurance Required For-Hire Permit and TNC Vehicle Decal in Seattle only;
In-State Vehicle Registration Bellingham, Seattle, Tacoma, King County only
Business License Required Bellingham, Seattle, Tacoma only; For-Hire Permit and TNC Vehicle Decal in Seattle N/A
Services Available Uber X, UberXL, UberSUV, UberBLACK, UberEATS

Washington DC *Lyft rides originating in DC may cross over into Maryland. The State of Maryland requires every rideshare driver to get a Transportation Network Operator (TNO) license and vehicle permit

Lyft Uber
Display Emblem Required Required
Document Requirements Driver’s license, Vehicle insurance Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2006 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2007 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a licensed mechanic in VA, MD, DC; Must not be titled as salvage, non-repairable, rebuilt or any other equivalent classification. ,by a pre-arroved mechanic. Activation centers available
In-State License Required Transportation Network Operator (TNO) license and vehicle permit
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required Transportation Network Operator (TNO) license and vehicle permit N/A
Services Available Uber X, UberXL, UberSUV, UberBLACK, UberEATS

West Virginia

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2001 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor ,by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available Uber X, UberXL

Wisconsin

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Personal vehicle insurance, Driver photo Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2001 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor ,by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
Services Available Uber X, UberXL

Wyoming

Lyft Uber
Display Emblem Recommended Required
Document Requirements Driver’s license, Vehicle registration, Personal vehicle insurance, Driver photo Driver’s license, Vehicle registration, Personal vehicle insurance, Vehicle inspection, Driver photo, background check
Vehicle Requirements 2005 or newer, 4 doors, 5-8 seats, including the driver’s Model year 2002 or newer, 4-door car or minivan, Good condition with no cosmetic damage, No commercial branding
Vehicle Inspection Required By a Mentor ,by a pre-arroved mechanic
In-State License Required N/A
In-State Car Insurance Required N/A
In-State Vehicle Registration N/A
Business License Required N/A N/A
States Available Uber X

Uber vehicle requirements

Uber requires all potential vehicles to meet their own standards, listed in the table, as well as your local city and state’s requirements.

Uber’s different service levels UberX, UberXL, UberBLACK, and UberSUV also have their own requirements.

UberX/Uberpool car requirements

  • Four door sedan
  • No full size vans or Crown Victorias
  • Seats five or more passengers (including the driver)
  • Model year 2001 or newer (varies by city)
  • In-state plates
  • Pass Uber 19-point vehicle inspection
  • No marked, taxi, or salvaged vehicles
  • Registered in state
  • Insured in state

UberXL car requirements

  • Four door
  • Seats 7 or more (including the driver)
  • Model year 2001 or newer (varies by city)
  • In-state plates
  • Insured in state
  • No marked, taxi, or salvaged vehicles
  • Pass Uber 19-point vehicle inspection
  • Registered in state

UberBLACK car requirements

UberBLACK is a luxury service that requires the driver and vehicle to have commercial insurance, registration, and licensing. This includes a TCP and airport terminal permit.

  • Sedan, Crossover, or SUV
  • Model year 2013 or newer
  • 4 door
  • Great condition
  • Seats 4 or more comfortably
  • Black exterior
  • Black interior
  • Pass Uber vehicle inspection
  • Acceptable vehicles include:
    • Audi: A6, A7
    • BMW: 5 Series
    • Cadillac: XTS
    • Infiniti: Q70
    • Jaguar: XF
    • Lexus: GS
    • Mercedes-Benz: E-Class

Do I need to have a rideshare insurance policy to drive for Uber or Lyft?

Even though both Uber and Lyft offer additional car insurance coverage while a driver is using the app, it is not meant to take the place of a personal insurance policy.

Uber and Lyft’s additional insurance coverage is not enough to stand on it’s own in the event of an accident while operating for a rideshare company.

Insurance Company Coverage Name Rideshare Company Accepted States Available Stages of Ride Covered Additional Premium Cost
Allstate Ride for Hire Endorsement All Arizona, California, Colorado, Georgia, Illinois, Indiana, Kentucky, Minnesota, Oklahoma, South Carolina, Tennessee, Texas, Utah, Washington & D.C. All Extra $1-$2/month
Erie Extends ridesharing coverage if you carry business use coverage All Illinois, Indiana, Kentucky, Maryland, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin & D.C. All Extra $9-$15/month
GEICO Ridesharing policy,hybrid policy that replaces existing personal auto policy All Alabama, Arizona, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Minnesota, Missouri, Nebraska, New Mexico, North Dakota, Ohio, Oklahoma, Oregon,Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, Washington, West Virginia, Wyoming & D.C. All Extra $25/month
Farmer’s Insurance Rideshare endorsement All Arizona, Arkansas, California, Colorado, Georgia, Florida, Idaho, Indiana, Illinois, Iowa, Kansas, Maryland, Michigan, Minnesota, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Dakota, Ohio, Oklahoma, Tennessee, Texas, Utah & Wisconsin Stage 1 only Extra $15/mont (except in CA)
Mercury Rideshare endorsement All Arizona, California, Illinois, Nevada, & Oklahoma All Extra $6/month
Metlife Rideshare insurance endorsement Lyft Lyft California, Colorado, Illinois, Texas, and Washington All Extra $10/month
Metromile Metromile+Uber Uber California, Illinois, Washington Stage 1 only No extra cost
Progressive Commercial Lyft (PA), All (TX) Pennsylvania and Texas All Available with quote
Safeco Ridesharing Coverage All Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington & Wisconsin All Less than $10/month
State Farm TNC Driver Coverage Endorsement All Alabama, California, Colorado, Connecticut, Delaware, Georgia, Idaho, Indiana, Iowa, Kentucky, Louisiana, Maine, Minnesota, Missouri, Nebraska, North Dakota, Ohio, Oklahoma, Oregon, Tennessee, Washington, West Virginia & Wisconsin All Available with quote
Travellers Limited ride share coverage endorsement All Colorado & Illinois Stage 1 only Available with quote
USAA Rideshare endorsement All Alabama, Arizona, California, Colorado, Connecticut, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Missouri, Nebraska, Nevada, New Hampshire, North Dakota, Ohio, Oregon, Tennessee, Texas, Washington & Wyoming Stage 1 only Available with quote

An Uber or Lyft driver does not necessarily need to have a policy with one of the carriers that specializes in policies for rideshare drivers.

However, these endorsement policies are the best option for rideshare drivers who don’t wish to have a claim denied because their carrier did not know they were hiring out of their car.

Insurance companies have yet to release reports of how many rideshare drivers they insure with their special rideshare endorsement policies.

Because it is currently such a small market, there is really no need for drivers to concern themselves with which company is the most popular, but rather which company is available in your state and price range.

Personal auto insurance when driving for Uber or Lyft

Taking a position with Uber or Lyft runs the risk of your insurance provider denying a claim or even dropping you as a customer once they discover you’ve been hiring out of your car.

Ridesharing companies offer little advice to their drivers about insurance coverage levels beyond state minimum. Drivers are often left uninformed and underinsured.

It’s recommended that you get the most insurance you can afford so that if an accident exceeds both your and the rideshare company’s supplementary coverage, you won’t have to pay out with your property or financial savings.

Commercial auto insurance when driving for Uber or Lyft

Another option for potential rideshare drivers would be commercial insurance. Typically required for taxis and other company driving services, some states and cities require ride hailing services to also carry this kind of insurance.

Commercial policies include a Commercial Driver’s License (CDL) and a commercial insurance policy in accordance with their transportation company and state requirement laws.

You could be precautious and purchase this policy in a state that doesn’t require it, but then you would take on the extra expenses of receiving a CDL, an average cost of $5,000 to $7,000 a year.

As you can see from the requirements table, a few cities require commercial licensing for Lyft and UberX/POOL.

Uber does require commercial insurance and CDL specifically for their BLACK, SUV, and TAXI services. So budget carefully before deciding if you want to drive for a rideshare and, if so, at what service level.

While some of Uber and Lyft’s driver and vehicle requirements can be difficult to meet, purchasing an in-state car insurance policy can be done in minutes on a quote comparison site, like Insurify.com. Insurify is partnered with many of the companies that bring your rideshare endorsement policies.

Conclusion

Even if Uber and Lyft are tight lipped about their growth, you can assume that the rideshare trend itself is continuing to expand.

New technology like driverless cars and business models like the Boston-based women driven rideshare service, Safr are being created to push the idea of what ridesharing
could be to its limit.

Drivers and riders alike want to be behind the wheel of this enterprise.

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Micaela Allen is a Boston-based writer and editor. Over the years, she has written over 100 original pieces for Insurify, focusing on trends in the insurance industry and financial advice for young and uninsured drivers. Micaela is an alumna of Northeastern University, where she majored in English.