Jeannete Wisniewski es una escritora de tecnología cuyo pasión es animar a la gente que entienda y disfrute la tecnología por hacerlo más comprensible y interesante. Aunque disfruta escribir para negocios de una amplia gama de temas, se inspira en la tecnología emergente y sus aplicaciones. Es graduada de la Universidad de San José State, un durazno de Georgia en la cabeza, y feliz de tener como hogar a Boise, ID.
John Leach is an editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
Compara cotizaciones de 70+ companías de seguros y ahorra hasta $717
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Basado en más de 3806 reseñas
4.8/5
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Las tarifas más baratas encontradas recientemente en Texas
Los conductores que utilizan Insurify han encontrado cotizaciones tan baratas como $34/mes para solo responsabilidad y $59/mes para cobertura total en Texas.
*Cotizaciones generadas para los usuarios de Insurify en los últimos 10 días. Actualizado el 2 de mayo de 2024
Las tarifas que se muestran son cotizaciones de usuarios de Insurify en tiempo real de más de 100 compañías de seguros y datos de Quadrant Information Services. El algoritmo de Insurify excluye las cotizaciones anómalas y anonimiza los datos personales. Luego, muestra las cotizaciones detalladas por precio, fecha y popularidad de la aseguradora hasta hace 10 días a partir de 2 de mayo de 2024. Las cotizaciones reales pueden variar según el perfil de conductor único del comprador de la póliza.
*Cotizaciones generadas para los usuarios de Insurify en los últimos 10 días. Actualizado el 2 de mayo de 2024
Las tarifas que se muestran son cotizaciones de usuarios de Insurify en tiempo real de más de 100 compañías de seguros y datos de Quadrant Information Services. El algoritmo de Insurify excluye las cotizaciones anómalas y anonimiza los datos personales. Luego, muestra las cotizaciones detalladas por precio, fecha y popularidad de la aseguradora hasta hace 10 días a partir de 2 de mayo de 2024. Las cotizaciones reales pueden variar según el perfil de conductor único del comprador de la póliza.
Cheapest Insurance Companies for High Risk Drivers in Texas (2022)
For drivers that are high-risk in Texas, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Texas. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Texas.
Carrier
Avg. Monthly Cost
Las cotizaciones de seguros de automóviles, las estadísticas y las visualizaciones de datos en esta página se derivan de la base de datos patentada de Insurify de más de 4 millones de solicitudes de seguros de automóviles de códigos postales en los Estados Unidos. El equipo de ciencia de datos de Insurify realiza un análisis exhaustivo de los diversos factores que los proveedores de seguros de automóviles tienen en cuenta al establecer las tarifas para proporcionar a los lectores información sobre cómo se cotizan las cotizaciones de seguros de automóviles.
Insurance companies serve the coverage needs of motorists. But their goal is to be profitable. Therefore, they have to be smart about how they categorize (and ultimately charge) each driver.
Drivers in Texas who are more likely to make a claim are categorized as high-risk. These drivers include those who make risky driving decisions, such as running red lights, getting DUIs, and having at-fault accident claims. By charging these motorists more, insurance companies can be ready to pay for the claims they predict will come.
Texas Car Insurance Rates for High-Risk Drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
How Much Does High-Risk Driving Affect Car Insurance Rates in Texas?
If the behavior you exhibit on the road is high-risk in the eyes of your insurance carrier, your rates can go up tremendously. If that's where you are now, comparing rates from multiple insurance companies on Insurify can help save you hundreds of dollars over the next few years.
Reckless driving impacts insurance rates more than any other high-risk behavior—pushing monthly insurance premiums up by $74. Speeding or blowing through a stop sign doesn't help rates either, as you can expect your insurance costs to increase by $48 and $37, respectively.
Driving History
Avg. Monthly Cost
Las cotizaciones de seguros de automóviles, las estadísticas y las visualizaciones de datos en esta página se derivan de la base de datos patentada de Insurify de más de 4 millones de solicitudes de seguros de automóviles de códigos postales en los Estados Unidos. El equipo de ciencia de datos de Insurify realiza un análisis exhaustivo de los diversos factores que los proveedores de seguros de automóviles tienen en cuenta al establecer las tarifas para proporcionar a los lectores información sobre cómo se cotizan las cotizaciones de seguros de automóviles.
No Violation
$254
Speeding Ticket
$302
At-Fault Accident
$323
Reckless Driving
$328
Failure to Stop
$291
How Much Does a Speeding Ticket Impact Car Insurance Rates in Texas?
If your need for speed has gotten you in trouble in Texas, expect to see your insurance premiums surge by nearly $50 a month. You may be able to dismiss your speeding ticket in this state by taking a defensive driving course. Your best option in the future? Stay at the speed limit!
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How Does an at-Fault Accident Impact Insurance Rates in Texas?
While being found at fault for an accident is terrible enough, increased car insurance premiums can further add to your stress. The difference in prices between drivers with and without an at-fault accident on their record amounts to $30 a month.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Texas?
Though the cost increase for running a red light doesn't seem to be that bad initially, even $23 more a month can be damaging to your insurance premiums. How? Carry that extra amount over five years' time, and you'll end up paying an extra $1,380 for your mistake.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Does Driving With a Suspended License Impact Car Insurance Rates in Texas?
Insurance companies serve the coverage needs of motorists. But their goal is to be profitable. Therefore, they have to be smart about how they categorize (and ultimately charge) each driver.
Drivers in Texas who are more likely to make a claim are categorized as high-risk. These drivers include those who make risky driving decisions, such as running red lights, getting DUIs, and having at-fault accident claims. By charging these motorists more, insurance companies can be ready to pay for the claims they predict will come.
Tips for Researching High-Risk Texas Car Insurance Rates
Insurance prices and policies can vary significantly between companies, and a large and growing state like Texas draws a wide variety of choices when factoring high-risk driving insurance rates. Insurify''s rate comparison tool will help you make sure you''re getting the best possible quote based on your needs and location. You can have peace of mind you''re not paying any more than you need to, and customers save $585 per year on average.
Compara cotizaciones de seguros de auto instantáneamente
Seguro. Gratis. Fácil de usar.
Basado en más de 3806 reseñas
4.8/5
Compare Top Auto Insurance Companies
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies
There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.
Do car insurance rates vary by county in Texas?
Auto insurance costs will vary between locations and insurance carriers, depending on the county Texas. Insurify analyzed the latest data for the five most populous cities in Texas to find you the cheapest quotes in each of these metropolitan areas.
Which providers have the best auto insurance ratings in Texas?
The way to find the carrier with the best auto insurance ratings in Texas and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.
How much do annual auto insurance rates increase in Texas?
During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.
Compara cotizaciones de seguros de auto instantáneamente
Seguro. Gratis. Fácil de usar.
Basado en más de 3806 reseñas
4.8/5
Metodología
Las cotizaciones de seguros de auto que se muestran se basan en un análisis de la base de datos de Insurify de más de 40 millones de cotizaciones de 500 códigos ZIP a nivel nacional. Para obtener las tarifas representativas, el equipo de datos de Insurify realiza análisis exhaustivos frecuentes de los factores utilizados por las aseguradoras de autos para calcular tarifas, incluyendo datos demográficos del conductor, historia del conductor, puntuación de crédito, nivel de cobertura deseado y más.
El análisis de Insurify también incorpora la puntuación compuesta Insurify (ICS) asignada a cada compañía de seguros. La ICS es una puntuación propietaria que pesa factores que reflejan la calidad, fiabilidad y salud de una compañía de seguros. Las puntuaciones utilizadas para calcular la ICS incluyen las puntuaciones financieras de A.M. Best, Standard & Poor’s, Moody’s, y Fitch; puntuaciones de J.D. Power; encuestas de satisfacción de consumidores de Consumer Reports y denuncias de consumidores; opiniones de los usuarios en las aplicaciones móviles y opiniones de los usuarios en las compañías; y las opiniones de los usuarios en las compañías.
Con los análisis y métodos de clasificación anteriores, Insurify es capaz de ofrecer a los consumidores de seguros de autos una perspectiva de cómo varían las cotizaciones de las compañías de seguros en relación a uno a uno en términos de costo y calidad. Tenga en cuenta que las cotizaciones reales varían según los atributos únicos incluidos en la poliza del conductor y su dirección de garaje.
Jeanette WisniewskiEscritora de seguros
Jeannete Wisniewski es una escritora de tecnología cuyo pasión es animar a la gente que entienda y disfrute la tecnología por hacerlo más comprensible y interesante. Aunque disfruta escribir para negocios de una amplia gama de temas, se inspira en la tecnología emergente y sus aplicaciones. Es graduada de la Universidad de San José State, un durazno de Georgia en la cabeza, y feliz de tener como hogar a Boise, ID.
Editado porJohn LeachEditor de contenido de seguros
John LeachEditor de contenido de seguros
John Leach is an editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
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