Life Insurance Knowledge

Insurify's insurance experts guide you through the basics of life insurance insurance.

How Does Life Insurance Work?

How Does Life Insurance Work?

Life insurance provides financial protection for your loved ones by paying a death benefit when you pass away.
By Ben Luthi|October 1, 2025
How Does Term Life Insurance Work?

How Does Term Life Insurance Work?

Term life insurance provides protection for specific needs, such as college or a mortgage. Beneficiaries receive a death benefit if the policyholder passes away.
By Danny Smith|February 4, 2025
What Is a Contingent Beneficiary in Life Insurance?

What Is a Contingent Beneficiary in Life Insurance?

A contingent beneficiary receives a policy’s death benefit if the primary beneficiary can’t or chooses not to.
By Danny Smith|February 3, 2025
Life Insurance Premiums: How They Work

Life Insurance Premiums: How They Work

Life insurance premium payments ensure your family has financial stability in the event of your death.
By Amy Beardsley|January 29, 2025
What Is Whole Life Insurance, and Is It Right for You?

What Is Whole Life Insurance, and Is It Right for You?

Whole life insurance combines permanent coverage with a savings account that builds over time. If you can afford the higher premiums, it’s worth considering.
By Amy Beardsley|January 29, 2025
Voluntary Life Insurance: What It Is and How It Works

Voluntary Life Insurance: What It Is and How It Works

Purchasing this supplemental coverage through your employer can be less expensive than buying a stand-alone policy.
By Ben Luthi|January 29, 2025
What Does Life Insurance Cover?

What Does Life Insurance Cover?

Life insurance pays out a benefit in most cases of death, with some exceptions.
By Ben Luthi|January 29, 2025
Term vs. Whole Life Insurance: Which Is Right for You?

Term vs. Whole Life Insurance: Which Is Right for You?

Whole life insurance offers lifelong protection and a cash benefit. But term life is cheaper and more flexible. Let’s compare them side by side.
By A.M. Steinbach|January 28, 2025