Select Home Warranty Review: Prices and Ratings (2025)

Select Home Warranty provides warranty coverage for most things a homeowner would want to protect in a home. It offers three plans for customers to choose from. Select also offers various add-on coverages, including well and sump pump, septic system, and pool equipment coverage.

Select Home Warranty earned customer review ratings of 1.49 out of 5 stars from the Better Business Bureau (BBB), a 2.4 rating on Trustpilot, and a 3.8 rating on ConsumerAffairs.

Here’s what you should know about Select Home Warranty, including different offerings and whether or not it’s the right option for you.

Select Home Warranty at a glance

Select Home Warranty is a good option for homeowners looking for a straightforward, affordable home warranty. It offers three plans: Bronze Care, Gold Care, and Platinum Care. Bronze covers appliances, Gold protects systems, and Platinum includes coverage for both. It operates in every state and Washington, D.C.

Select Home Warranty has reasonably priced warranties, with its Platinum plan only slightly more expensive than the Bronze and Gold plans. The warranty company also offers free roof leak coverage with every plan, while many other companies only offer this coverage as a paid add-on.

Select Home Warranty plans and coverage

Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care.^[1]

• Bronze Care: Bronze Care focuses more on appliances, such as your dishwasher, stove, refrigerator, washer, dryer, and more. This is Select Home Warranty’s most basic plan, so it costs the least per month.

• Gold Care: This plan covers your major home systems, including your heating, electrical, and plumbing systems. The Gold Care plan doesn’t include coverage for appliances.

• Platinum Care: Platinum Care includes everything covered in the Bronze and Gold plans, with a few additions. It also includes plumbing stoppage, garage door openers, and ceiling fan coverage. It typically costs more per month than the other two plan options.

See how the coverage between plans differs in the table below:

Covered Item	Bronze Care	Gold Care	Platinum Care
AC, cooling	𝗫	✔	✔
Heating system	𝗫	✔	✔
Plumbing system	𝗫	✔	✔
Electrical system	𝗫	✔	✔
Water heater	𝗫	✔	✔
Ductwork	𝗫	✔	✔
Plumbing stoppage	𝗫	𝗫	✔
Clothes washer	✔	𝗫	✔
Garbage disposal	✔	𝗫	✔
Refrigerator	✔	𝗫	✔
Stove/oven	✔	𝗫	✔
Microwave oven (Built-in)	✔	𝗫	✔
Cooktop	✔	𝗫	✔
Dishwasher	✔	𝗫	✔
Clothes dryer	✔	𝗫	✔
Garage door opener	𝗫	𝗫	✔
Ceiling fan	𝗫	𝗫	✔

What does Select Home Warranty not cover?

Select Home Warranty won’t cover everything that goes wrong in your home. For example, it won’t cover secondary damage. It might cover an appliance leak, but Select Home Warranty doesn’t cover any resulting water or mold damage. It also won’t cover damage due to structural defects of your home or things that break from “acts of nature.”

Select Home Warranty also excludes coverage for manufacturer defects, so if your dishwasher breaks due to an issue with the production of the unit, your warranty won’t cover the repair or replacement cost. Similarly, it won’t cover any damages due to incorrect installation.^[2]

Coverage and payout limitations of Select Home Warranty

Select Home Warranty has varying coverage and payout limitations for covered damages. Even if your warranty covers an item, you may still be on the hook for some costs.^[3]

Here are Select Home Warranty’s coverage limitations:

• HVAC systems have a $3,000 limit per contract term.

• Appliances, electrical, and plumbing systems have a limit of $500 per item per year.

• Add-ons, like pool and spa equipment, have a limit of $400 per item per year.

• Freon replacement has a limit of $200 per year.

How customers feel about Select Home Warranty

Customers have left mixed reviews online about Select Home Warranty. The home warranty company earned a low rating of 1.49 out of 5 on the BBB and a slightly higher rating of 2.4 out of 5 on Trustpilot. It has a higher customer rating on ConsumerAffairs, where it earned 3.8 out of 5 stars.

Generally, satisfied customers appreciate the company’s helpful customer service representatives and the option to customize plans. Dissatisfied customers cite frustration with the quality of contractors and remaining out-of-pocket expenses.

Where Select Home Warranty stands out

The customers who were happy with Select Home Warranty often cited fast, polite, and efficient service. Other customers highlighted the ability to customize warranty plans and helpful sales representatives. One customer was pleased that they didn’t have to purchase multiple add-ons to ensure coverage for their important systems.

Here’s an overview of what positive reviews tend to highlight:

• Easy sign-up process

• Quick service

• Comprehensive coverage

Where Select Home Warranty falls short

While Select Home Warranty receives some positive feedback, quite a bit of it is negative. Customers expressed frustration at the company’s inability to connect them with good contractors and at still having to cover some out-of-pocket expenses. Some users on Reddit also complained about misleading offerings and unfair claim denials.

Here’s an overview of what many of the negative reviews focus on:

• $75 cancellation fee

• Frustrating repair process

• Bad claims experience

How Select Home Warranty compares to other companies

Let’s take a look at how Select Home Warranty stacks up to some other home warranty companies. Below, you can see how American Home Shield and Choice Home Warranty compare.

Select Home Warranty vs. American Home Shield

Select Home Warranty and American Home Shield are comparable in a couple of regards, with both offering 48-hour response times and earning B-ratings from the BBB. Select has a lower service fee and a longer workmanship guarantee, but American Home Shield has a lower floor for monthly costs and a higher appliance coverage limit.

Both home warranty companies earned 3.8 out of 5 stars on ConsumerAffairs, but American Home Shield earned 4.2 out of 5 stars on Trustpilot, while Select Home Warranty only earned 2.4. The best choice for you depends on your coverage needs and home.

Factor	Select Home Warranty	American Home Shield
Monthly cost	$40–$70	$30–$90
BBB rating	B	B
Service fee	$75–$100	$100 or $125
Response time	Within 48 hours	Within 48 hours
Workmanship guarantee	Yes, 60-day	Yes, 30-day
Appliance coverage limit	$500 per item per year	$2,000–$4,000

Select Home Warranty vs. Choice Home Warranty

Select Home Warranty and Choice Home Warranty are similar in a few ways. Both companies have similar pricing, B ratings from the BBB, and a 48-hour response time. While Select offers a lower floor for service fees, Choice has a longer workmanship guarantee and a higher appliance coverage limit.

Choice Home Warranty also has higher customer reviews than Select Home Warranty. It earned 4 out of 5 stars on both ConsumerAffairs and Trustpilot, while Select earned a 3.8 and 2.4 on each site, respectively. Ultimately, the right choice depends on your home and coverage needs.

See more about how the two companies match up in the table below.

Factor	Select Home Warranty	Choice Home Warranty
Monthly cost	$40–$70	$40–$60
BBB rating	B	B
Service fee	$75–$100	$100
Response time	Within 48 hours	Within 48 hours
Workmanship guarantee	Yes, 60-day	Yes, 90 days for parts and 60 days for labor
Appliance coverage limit	$500 per item per year	$3,000 per year

How to file a home warranty claim with Select Home Warranty

Filing a claim with Select Home Warranty is straightforward. Follow the steps below to begin your claims process:

• 

  1. Check your policy

  Before filing a claim, make sure your warranty will cover the damage.

• 

  2. Document the damage

  Take photos and videos of the damage to include with your claim.

• 

  3. File your claim

  You can file a claim with Select by calling 1 (855) 267-3532, emailing [email protected], or filing online on the company’s website. Don’t attempt any repairs before filing your claim.

• 

  4. Schedule a visit

  If the company approves your claim, you’ll need to pick a time for a contractor to come by and fix the issue. Select responds within 48 hours.

• 

  5. Pay the fee

  You’ll need to pay your service fee at the time of service. With Select Home Warranty, your service fee will typically be between $75 and $100.

Select Home Warranty FAQs