Best Home Warranty Companies in Arizona (2025)

If you find your aging heating, venting, and cooling system (HVAC) working overtime thanks to Arizona’s hot desert climate, you might want to consider a home warranty. A home warranty helps cover the cost to repair or replace home systems and appliances due to normal wear and tear. The right home warranty can provide peace of mind and save you money on the home appliances or systems you rely on.

Here’s what you need to know to help you find the best home warranty companies in Arizona.

American Home Shield: Best for aging appliances

Liberty Home Guard: Best for add-ons

2-10 Home Buyers Warranty: Best for affordable rates

First American Home Warranty: Best for luxury appliances

AFC Home Warranty: Best for long work guarantee

How home warranties work

A home warranty service contract pays to repair or replace various home appliances (washer, dryer, fridge) and systems (plumbing, heating, electrical) if they fail due to normal wear and tear. To get home warranty coverage, your appliances and systems must be in working order when your service contract is issued.

Typical home warranty exclusions include pre-existing conditions, failures due to something other than normal wear and tear, and unlisted systems or appliances in the service contract.^[1]

A home warranty isn’t the same as a home insurance policy. While a home warranty covers the normal wear and tear of appliances and systems, home insurance protects against damage from unexpected events, like a fire or flood. A home warranty is an optional form of coverage you can purchase for peace of mind, while mortgage lenders commonly require home insurance.

How much does a home warranty cost in Arizona?

When you’re looking for a home warranty system in Arizona, compare multiple companies on plan options and costs. In addition to monthly premiums, many companies also charge a service fee ranging from $75 to $125.

The following table highlights some of the top home warranty companies in Arizona, what they cover, and estimated costs for a home in Arizona.

Warranty Company	Plan Options	What Base Plan Covers	Monthly Premiums	Service Fees	Add-Ons
American Home Shield	ShieldSilver, ShieldGold, Shield Platinum	HVAC, electrical systems, plumbing systems	$15–$80	$100 or $125	Yes, including roof leak repair, septic pump, well pump, and more
Liberty Home Guard	Appliance Guard, Systems Guard, Total Home Guard	Appliances (washer, dryer, fridge, built-in microwave oven, dishwasher, garbage disposal, oven, fans, garage door openers)	$50–$60	Not available on website	Yes, including outdoor/backyard, electronics, professional series appliances, optional appliances, fixtures, and pumps/pumping
AFC Home Warranty	Gold, Platinum, Diamond	Heating and cooling, kitchen appliances, laundry appliances, electrical, plumbing	$51–$92	$75–$125	Yes, including in-ground pool, in-ground spa, well pump, stand-alone freezer, septic system, sump pump, roof leak coverage, and electronics
First American Home Warranty	Starter, Essential, Premium	Plumbing system, electrical and heating systems, dishwasher and fridge, garbage disposal, oven and cooktop, built-in microwave	$37–$72	$100–$125	Yes, including pool and spa equipment, well pump, central air conditioning (electric), septic system, refrigeration, water softener, limited roof leak, and HVAC tune-up
Select Home Warranty	Bronze Care, Gold Care, Platinum Care	Clothes washer, fridge, microwave oven (built in), dishwasher, garbage disposal, stove/oven, cooktop, clothes dryer	$44–$48	$75–$125	Yes, including central vacuum, lawn sprinkler system, pool, roof leak, septic system, stand-alone freezer, sump pump, well pump
2-10	Simply Kitchen, Complete Home, Pinnacle Home	Built-in microwave, dishwasher, range, oven, cooktop, fridge with ice maker/crusher and beverage dispenser	$32–$35	$100	Yes, washer and dryer, plumbing and electrical, roof leak, luxury package, garage door opener, well pump, extended pipe leak, septic system, additional freestanding freezer, additional refrigerator, pool, wet bar refrigeration, water softener, pool, and built-in wine cooler
Choice Home Warranty	Basic Total	Heating, electrical, plumbing system, plumbing stoppage, water heater, whirlpool bathtub, oven, range, stove, cooktop, dishwasher, built-in microwave, garbage disposal, ductwork, garage door opener, ceiling and exhaust fans	$47–$55	$100	Yes, including pool, spa, limited roof leak, additional spa, stand-alone freezer, central vacuum, sprinkler system, second fridge, well pump, septic system, sump pump, and septic tank pumping
Fidelity National Home Warranty	Standard Plan, Comprehensive Plus Plan, Enhanced Plan, Enhanced Plus Plan	Plumbing system and stoppages, built-in jetted bathtub, garbage disposal, instant hot water dispenser, pressure regulator, sump pump (perm, installed), pressure regulator, toilets, water heater, recirculating hot water pump, heating system and ductwork, air conditioning, evaporative cooler, electrical system doorbell, smoke and carbon monoxide detectors, telephone wiring, central vacuum system, garage door opener, ceiling/whole house/attic fans, kitchen exhaust fan, dishwasher, range/oven/cooktop, built-in microwave oven, trash compactor, pest control, re-key (buyer only)	$37–$60	$95	Yes, including kitchen fridge, washer/dryer, air conditioning, pool and spa equipment, limited septic leak, and roof leak repair

How to buy a home warranty in Arizona

If you’re thinking about purchasing a home warranty in Arizona, here’s a step-by-step guide to help you find the right plan for your needs:^[2]

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  1. Consider your needs and budget

  You might benefit from a home warranty if your home has older appliances or systems, or if you’re a first-time home buyer and want peace of mind. Also, consider whether you can afford to pay for a broken appliance or system out of pocket or if a home warranty could provide some necessary financial support.

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  2. Research multiple companies

  Look at how long the company has been in business in Arizona and compare ratings on the BBB. You can also check with the Arizona Department of Insurance and Financial Institutions to ensure the company you choose has the proper permits for Arizona.

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  3. Read the warranty carefully

  Make sure you understand the fine print of the warranty. Pay close attention to any exclusions listed, and understand repair limits. For example, if your $10,000 boiler breaks, will your home warranty cover all of it, or only up to $1,500?

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  4. Compare multiple quotes

  See which companies offer a monthly premium that fits your budget. Don’t forget to ask about service fees and any other fees you might incur.

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  5. Choose a home warranty plan

  After comparing companies on cost, coverage, customer reviews, and other factors, select the plan that best fits your needs.

Home warranty in Arizona FAQs