120+ more){kind=small}
AFCPE Accredited Financial Counselor
6 years experience in the personal financial industry
Theresa is a writer and former financial advisor with experience helping clients solve money challenges. She uses her expertise to clarify complex personal finance concepts.
){kind=small}
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 21630969
MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.
){kind=small}
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.
Updated
Akron, Ohio, car insurance rates average $78 per month for liability-only coverage and $135 per month for full coverage, according to Insurify data. In comparison, Cleveland drivers pay higher average monthly rates: $81 for liability coverage and $150 for full coverage.
Rates in Youngstown are lower, on average, than in Akron, at $74 per month for liability-only policies and $126 per month for full coverage.
Akron’s rates are also higher than the state averages of $65 per month for liability insurance and $117 per month for full coverage.
Akron’s high population density — 3,075 people per square mile, compared to the state average of about 290 people per square mile — may also contribute to the city’s higher auto insurance rates.[1] [2]
With an average liability-only rate of $41 per month, State Farm has the cheapest liability-only insurance in Akron.
Drivers in Akron pay an average of $78 per month for liability insurance, which is higher than the state average of $65.
All Ohio drivers must carry liability insurance. Car insurance requirements in Ohio include $25,000 per person and $50,000 per accident in bodily injury liability and $25,000 in property damage liability coverage.[3]
The table below shows the cheapest rates for liability-only car insurance in Akron.
Insurance Company | Average Monthly Quote: Liability Only |
|---|---|
| State Farm | $41 |
| Mile Auto | $42 |
| Auto-Owners | $48 |
| Erie | $48 |
| Progressive | $48 |
| Commonwealth Casualty | $53 |
| GEICO | $54 |
| USAA | $54 |
| Safeco | $55 |
| The General | $58 |
| American Family | $60 |
| Certainly | $62 |
| Trexis | $67 |
| AssuranceAmerica | $71 |
| First Acceptance | $72 |
| Trexis One | $72 |
| Hugo | $74 |
| Allstate | $76 |
| GAINSCO | $76 |
| Direct Auto | $78 |
| Elephant | $79 |
| Bristol West | $83 |
| Clearcover | $83 |
| Dairyland | $88 |
| Root | $92 |
| Liberty Mutual | $94 |
| National General | $94 |
| Travelers | $99 |
| Farmers | $101 |
| Insurify Car | $126 |
| CSAA | $131 |
| State Auto | $140 |
Get covered in minutes with a low initial payment
Full-coverage car insurance is optional unless you finance or lease your car. Still, many Ohio drivers choose a policy that includes comprehensive and collision coverage for broader financial protection.
In Akron, a full-coverage policy costs an average of $135 per month, which is higher than the state average of $117.
In addition to paying for collision damage, full-coverage policies cover theft, vandalism, and floods. That protection can be valuable for Akron drivers. Flash flooding associated with Tropical Storm Debby in August 2024 caused widespread damage in Summit County.[4]
The following table lists companies with the cheapest full-coverage car insurance rates in Akron.
Insurance Company | Average Monthly Quote: Full Coverage |
|---|---|
| Mile Auto | $68 |
| State Farm | $68 |
| Auto-Owners | $79 |
| Erie | $79 |
| USAA | $87 |
| Progressive | $91 |
| Safeco | $92 |
| GEICO | $93 |
| American Family | $98 |
| Allstate | $106 |
| Direct Auto | $109 |
| Elephant | $129 |
| AssuranceAmerica | $132 |
| Certainly | $136 |
| The General | $136 |
| National General | $139 |
| Commonwealth Casualty | $143 |
| CSAA | $152 |
| Root | $156 |
| Travelers | $161 |
| Farmers | $165 |
| Liberty Mutual | $165 |
| Trexis | $167 |
| Clearcover | $178 |
| GAINSCO | $178 |
| Bristol West | $186 |
| First Acceptance | $198 |
| Trexis One | $205 |
| Dairyland | $209 |
| State Auto | $228 |
Akron’s average auto insurance rates are higher than the state average. Drivers in Springfield have some of Ohio’s lowest rates, while Columbus drivers pay some of the highest rates in the state.
Average rates are lower in nearby Canton but higher in Cleveland. As one of the state’s most populous cities, Akron’s higher-than-average rates may be due in part to its significantly higher population density.
See the table below to compare average monthly quotes across various Ohio cities.
City | Average Monthly Quote |
|---|---|
| Newark | $84 |
| Mansfield | $85 |
| Springfield | $88 |
| Elyria | $93 |
| Lancaster | $93 |
| Lorain | $93 |
| Canton | $94 |
| Hamilton | $100 |
| Youngstown | $100 |
| Dayton | $102 |
| Cincinnati | $113 |
| Cleveland | $116 |
| Toledo | $117 |
| Columbus | $120 |
| Maple Heights | $121 |
While Akron’s car insurance rates aren’t the highest in the state, they’re higher than the state average. This may be due to several factors, including the city’s high population density and accident statistics.
For example, Summit County recorded more than 13,000 crashes in 2025. Of those crashes, 2,855 resulted in injuries and 10,300 involved property damage, according to the Ohio State Highway Patrol.[5]
*Quotes generated for Insurify users in and around Akron, Ohio within the last 10 days. Last updated on October 4, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Akron, Ohio within the last 10 days. Last updated on October 4, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance quotes in Akron depend on your driving history, including at-fault accidents, operating a vehicle impaired (OVI) convictions, and speeding tickets.
Below are the companies with the cheapest liability-only insurance rates in Akron by driving record.
Cheapest car insurance for Akron drivers with a clean driving record: State Farm
Cheapest car insurance for drivers with a speeding ticket in Akron: State Farm
Cheapest car insurance for Akron drivers with an at-fault accident: State Farm
Cheapest car insurance for drivers with a DUI in Akron: State Farm
People with an incident on their driving record can find the most affordable car insurance in Akron by shopping around and comparing prices.
In Akron, 5.5% of drivers have a speeding ticket on their record, 5.7% have an at-fault car accident, and 1.3% have an OVI, according to Insurify data.
The Ohio Traffic Safety Office awarded the Akron Police Department nearly $40,000 for impaired-driving enforcement efforts in 2024.[6] As a result, drivers in Akron may encounter heightened traffic enforcement aimed at reducing impaired driving.
Driving Record | Average Monthly Quote |
|---|---|
| Clean driving record | $107 |
| Speeding ticket | $142 |
| At-fault accident | $152 |
| OVI | $155 |
Akron drivers should be aware that road and parking conditions can change throughout the year. During major winter storms, the city may prohibit parking on public streets to allow plows to clear the roads.
Additionally, the city faces some flood risk — particularly around the Little Cuyahoga River.[7] It’s important to use caution when driving during heavy rainfall, especially in low-lying areas that may be more prone to flooding.
Parking in downtown Akron is plentiful, with eight parking lots and nine garages that can hold more than 10,000 vehicles. The city also has 1,100 metered parking spaces throughout downtown.
During major downtown festivals and events, drivers should plan for extra traffic and parking demand around Lock 3 and Main Street. This is especially true during Akron’s busy summer event season.
The average commute time in Akron is 22.2 minutes, according to the U.S. Census Bureau. This is similar to the state’s average commute time of 23.4 minutes, suggesting traffic congestion is relatively moderate.
Areas of the city experience heavier traffic. For example, Akron drivers may encounter congestion around the Akron Beltway, where interstates 76, 77, and state Route 8 converge.
Traffic congestion can contribute to higher car insurance rates because crowded roads increase the likelihood of accidents and claims.
But the completion of the state’s four-year, $161 million Central Interchange project has improved traffic flow by replacing 45 miles of pavement.
Check quotes from 120+ top insurance companies
Teen auto insurance in Akron averages $167 per month for liability coverage and $289 per month for full coverage. The cheapest insurer in Akron for teen drivers is State Farm, with liability-only coverage averaging $85 per month.
In 2024, Summit County teens ages 15–19 were in more than 1,700 crashes, according to the Ohio State Highway Patrol.
Ohio’s graduated driver licensing law (GDL) has three parts: a temporary permit, a probationary driver’s license, and a full license without restrictions. Teens in Ohio can apply for a permit at age 15 and a half.[8]
The following table shows the cheapest liability-only rates for teen drivers in Akron.
Insurance Company | Average Monthly Quote: Liability Only |
|---|---|
| State Farm | $85 |
| Mile Auto | $92 |
| Erie | $95 |
| Progressive | $103 |
| Auto-Owners | $104 |
| GEICO | $106 |
| USAA | $107 |
| Commonwealth Casualty | $108 |
| The General | $114 |
| Safeco | $121 |
| American Family | $122 |
| Certainly | $133 |
| Trexis | $144 |
| GAINSCO | $145 |
| Clearcover | $148 |
| Root | $153 |
| First Acceptance | $154 |
| Trexis One | $154 |
| Elephant | $156 |
| AssuranceAmerica | $157 |
| Hugo | $159 |
| Bristol West | $159 |
| Allstate | $163 |
| Direct Auto | $164 |
| Dairyland | $165 |
| Liberty Mutual | $179 |
| National General | $200 |
| Farmers | $216 |
| Travelers | $220 |
| Insurify Car | $270 |
| CSAA | $332 |
| State Auto | $353 |
In Akron, 16% of the population is aged 65 and older, according to the U.S. Census Bureau. Senior drivers in Akron pay monthly averages of $67 for liability-only coverage and $116 for full coverage.
State Farm has the cheapest average rates for Akron seniors in their 60s, at $34 per month for liability-only coverage. Mile Auto and Erie also have cheap rates for Akron seniors.
See the companies with the cheapest liability-only quotes for senior drivers in Akron.
Insurance Company | Average Monthly Quote: Liability Only |
|---|---|
| State Farm | $32 |
| Mile Auto | $33 |
| Erie | $37 |
| Auto-Owners | $38 |
| Progressive | $41 |
| Commonwealth Casualty | $43 |
| GEICO | $43 |
| USAA | $44 |
| American Family | $48 |
| Safeco | $48 |
| The General | $49 |
| Certainly | $53 |
| AssuranceAmerica | $55 |
| Trexis | $57 |
| First Acceptance | $62 |
| Trexis One | $62 |
| Elephant | $63 |
| Hugo | $63 |
| Direct Auto | $63 |
| GAINSCO | $65 |
| Allstate | $65 |
| Bristol West | $69 |
| Clearcover | $73 |
| National General | $73 |
| Dairyland | $74 |
| Liberty Mutual | $78 |
| Travelers | $79 |
| Farmers | $80 |
| Root | $84 |
| CSAA | $97 |
| State Auto | $105 |
| Insurify Car | $108 |
See answers to frequently asked questions below about Akron auto insurance.
On average, car insurance in Akron costs $107 per month, according to Insurify data. This breaks out to $78 per month for liability coverage and $135 per month for full coverage.
You can get the cheapest car insurance in Akron by comparing quotes with multiple insurers, using an online insurance-comparison tool, dropping full coverage, or raising your deductibles.
Many of the best insurance companies in Akron offer safe driver discounts and good student discounts. You may qualify for a bundling discount if you purchase multiple insurance products with the same company, such as auto insurance and homeowners insurance, renters insurance, life insurance, or business insurance.
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
)
)
)
)
)
)
)
)
)
)
)
)
)
)
AFCPE Accredited Financial Counselor
6 years experience in the personal financial industry
Theresa is a writer and former financial advisor with experience helping clients solve money challenges. She uses her expertise to clarify complex personal finance concepts.
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 21630969
MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
