Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

12 Things to Keep in Your Winter Car Emergency Kit

12 Things to Keep in Your Winter Car Emergency Kit

Fresh water, a first aid kit, and a flashlight are essential components of any winter car emergency kit.
By Margaret Wack|October 17, 2024
10 Car Models With the Most DUIs in 2024: SUVs and Minivans Dominate the List

10 Car Models With the Most DUIs in 2024: SUVs and Minivans Dominate the List

If you’re trying to avoid drunk drivers, take your eyes off the hot rod. They’re probably behind the wheel of a Chrysler Pacifica.
By Cassie Sheets|October 17, 2024
How to Read Your Car Insurance Card

How to Read Your Car Insurance Card

Your car insurance card includes important policy information, like your policy number, insurer contact details, and coverage dates.
By Stephanie Colestock|October 16, 2024
Allstate Sues 19 NYC Pharmacies, Alleging $2.7M+ in Billing Fraud

Allstate Sues 19 NYC Pharmacies, Alleging $2.7M+ in Billing Fraud

Suit: Pharmacies overbilled for basic medications and medical equipment following car crashes.
By Julia Taliesin|October 16, 2024
Insuring America’s Most Popular Truck: Ford F-150 Coverage Is 11% Cheaper Than the U.S. Average

Insuring America’s Most Popular Truck: Ford F-150 Coverage Is 11% Cheaper Than the U.S. Average

Car insurance for the bestselling Ford F-150 costs $260 less per year than the U.S. average.
By Cassie Sheets|October 10, 2024
Vehicle Inspection Requirements by State (2026)

Vehicle Inspection Requirements by State

Several states don’t have any vehicle inspection requirements.
By Sarah Archambault|October 9, 2024
What Is a Policyholder?

What Is a Policyholder?

A policyholder is a person who owns a car insurance policy. Only the policyholder is allowed to make coverage changes.
By Taylor Milam-Samuel |October 7, 2024
Can Your Insurance Company Force You to Total Your Car?

Can Your Insurance Company Force You to Total Your Car?

Insurance companies can declare a car totaled and keep your vehicle in certain circumstances. But you have the option to dispute it, and you may even be able to keep your vehicle.
By Aly J. Yale|October 7, 2024
How Much Car Insurance Do You Need?

How Much Car Insurance Do You Need?

You must buy at least your state’s required amount of liability insurance. But depending on your situation, you may need more than basic liability coverage.
By Jacqueline DeMarco|October 1, 2024
DUI vs. DWI: What’s the Difference?

DUI vs. DWI: What’s the Difference?

The definition and consequences of DWI and DUI vary by state.
By Aly J. Yale|October 1, 2024
AmigoMex Auto Insurance: User Reviews and Quotes (2026)

AmigoMex Auto Insurance: User Reviews and Quotes

AmigoMex can help you get the auto insurance coverage you need to meet minimum requirements in Mexico.
By Jess Ullrich|September 25, 2024
New Survey: Gen Z Shuns Driving, But Isn’t Ready for Technology to Take the Wheel

New Survey: Gen Z Shuns Driving, But Isn’t Ready for Technology to Take the Wheel

Gen Zers aren’t fond of driving, but more than 70% expressed reservations about self-driving cars. As one Gen Zer stated, “I have a phobia of driving, but I’ll be damned if I let a machine do that.”
By Cassie Sheets|September 11, 2024
Average Car Insurance Rates as of September 2024

Average Car Insurance Rates as of September 2024

The overall average monthly cost of car insurance edged down in August, ending the month at $150.
By Evelyn Pimplaskar|September 5, 2024
Insurify Quality Score Methodology

Insurify Quality Score Methodology

A closer look at Insurify’s proprietary methodology for rating and reviewing car insurance companies.
By Courtney Mikulski|August 22, 2024
OCHO Auto Insurance: User Reviews and Quotes (2026)

OCHO Auto Insurance: User Reviews and Quotes

OCHO isn’t a car insurance company. Instead, it’s an agency that helps drivers get covered for little or no down payment.
By Evelyn Pimplaskar|August 15, 2024
Car Insurance 101: Glossary of Terms

Car Insurance 101: Glossary of Terms

Understanding relevant car insurance terms is essential to choosing a good car insurance policy.
By Danny Smith|August 14, 2024
Average Car Insurance Rates as of August 2024 | Insurify

Average Car Insurance Rates as of August 2024

Rates increased slightly in July, lingering above $100 per month for liability-only coverage.
By Evelyn Pimplaskar|August 7, 2024
10 States with the Most Hail Damage in 2026

10 States with the Most Hail Damage in 2026

Texas has the highest number of hailstorms so far in 2026, with more than 500 recorded events.
By Kim Porter|August 7, 2024