Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

What Is Telematics Car Insurance? A Complete Guide to Smarter, Cheaper Coverage

What Is Telematics Car Insurance? A Complete Guide to Smarter, Cheaper Coverage

While telematics car insurance can save some safe drivers money, it can also cost you if you’re not careful behind the wheel.
By Danny Smith|January 30, 2026
Amid Economic Headwinds, Most Americans Fell Short of 2025 Financial Goals — and 2026 May Not Be Better

Amid Economic Headwinds, Most Americans Fell Short of 2025 Financial Goals — and 2026 May Not Be Better

Only 11% hit their 2025 goals, with many considering the cost of car and home insurance a major obstacle.
By Julia Taliesin|January 30, 2026
Recalls, Safety Concerns, and Skyrocketing Insurance — Is the Cybertruck Worth It?

Recalls, Safety Concerns, and Skyrocketing Insurance — Is the Cybertruck Worth It?

Cybertruck owners pay an average of $4,649 per year for car insurance — more than double the national average.
By Julia Taliesin|January 30, 2026
Your Car Is Watching You: How Telematics Is Rewriting Your Auto Insurance Policy

Your Car Is Watching You: How Telematics Is Rewriting Your Auto Insurance Policy

The growth of connected-car data is pushing insurers to offer new coverage for cyber risks, but legal experts warn that the same data can be used against consumers in court.
By Doug Bailey|January 29, 2026
AIG Car Insurance Review (With Quotes, 2026)

AIG Car Insurance Review (With Quotes, 2026)

AIG stands out in the car insurance landscape thanks to unique optional coverages and useful additional features.
By A.M. Steinbach|January 27, 2026
Do Parking Tickets Increase Your Car Insurance Rates?

Do Parking Tickets Increase Your Car Insurance Rates?

Parking tickets don’t increase your car insurance rates directly. But an unpaid ticket can lower your credit score and affect your insurance rates.
By Alani Asis|January 27, 2026
Auto Sales Are Holding Up — but Buyers Are Stretching Loans to Make Cars Affordable

Auto Sales Are Holding Up — but Buyers Are Stretching Loans to Make Cars Affordable

While longer loans may seem to make things more affordable up front, additional costs lurk later.
By Doug Bailey|January 26, 2026
How Much Does a Tesla Replacement Battery Cost?

How Much Does a Tesla Replacement Battery Cost?

Tesla car batteries can last 10–20 years, but replacements are expensive, ranging from $5,000 to $20,000.
By Sarah Archambault|January 23, 2026
Best Companies to Bundle Home and Auto Insurance (2026)

Best Companies to Bundle Home and Auto Insurance

State Farm, Allstate, and Nationwide are the best insurers for home and auto insurance bundling.
By Janet Berry-Johnson|January 23, 2026
Car Registration Fees by State: What to Know

Car Registration Fees by State: What to Know

Hawaii and Colorado are the most expensive states to register a vehicle in. Arizona and Mississippi are among the most affordable.
By Catherine Collins|January 23, 2026
Car Insurance Rates by State (February 2026)

Car Insurance Rates by State (February 2026)

The cheapest state for car insurance is North Carolina, with an average liability rate of $65. Connecticut has the most expensive average car insurance rate, at $158 for liability only.
By Julia Taliesin|January 23, 2026
Allstate Lifts California Auto Policy Restrictions Following 30% Rate Hike

Allstate Lifts California Auto Policy Restrictions Following 30% Rate Hike

Insurer limited new Golden State policies in 2022.
By Evelyn Pimplaskar|January 22, 2026
The Digital Divide: Online Insurance Buying Is Improving, but Not Uniformly

The Digital Divide: Online Insurance Buying Is Improving, but Not Uniformly

A new scorecard for auto insurers shows advances in quoting and comparing, but some websites are still clunky and hard to use.
By Doug Bailey|January 22, 2026
Drive It Like You … The Most Stolen Cars in America (2025 Data)

Drive It Like You … The Most Stolen Cars in America (2025 Data)

The Hyundai Elantra is the most stolen car in the U.S., with more than 11,000 thefts in the first half of 2025. Theft rates across all vehicles are highest in Washington, D.C., and California.
By Matt Brannon|January 22, 2026
DMV.org Review: Legit or Just a Lead Generator? (2026)

DMV.org Review: Legit or Just a Lead Generator?

DMV.org isn’t an official website connected to state department of motor vehicle offices, and using it can put you at risk of receiving spam emails, calls, and texts.
By Danny Smith|January 21, 2026
Excepsure Car Insurance Review (Ratings and Expert Insights)

Excepsure Car Insurance Review (Ratings and Expert Insights)

Excepsure offers non-standard car insurance in Georgia, Alabama, and Texas.
By Alani Asis|January 15, 2026
Electric Vehicle Rebates by State (2026)

Electric Vehicle Rebates by State

While federal tax credits ended in 2025, many states still offer rebates, tax credits, and utility perks that can meaningfully reduce the cost of owning an EV.
By Ben Luthi|January 14, 2026
Average Car Insurance Rates as of January 2026 | Insurify

Average Car Insurance Rates as of January 2026

The overall national average cost of car insurance held steady at $140 per month in December.
By Chris Schafer|January 14, 2026