Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

How Much Is Car Insurance for a 16-Year-Old in Michigan?

How Much Is Car Insurance for a 16-Year-Old in Michigan?

Michigan 16-year-olds pay an average monthly insurance rate of $270. But age isn’t the only factor insurers consider when determining rates.
By Sarah Sharkey|February 16, 2026
Electric Auto Insurance: User Reviews and Quotes (2026)

Electric Auto Insurance: User Reviews and Quotes

Electric Insurance Company is known for being a subsidiary of GE, but it’s soon to be sold.
By Emily Guy Birken|February 16, 2026
What Is Uninsured Motorist Coverage?

What Is Uninsured Motorist Coverage?

Uninsured motorist coverage isn’t required in every state, but it may be worth the cost — especially in serious accidents.
By Taylor Milam-Samuel |February 16, 2026
Shelter Insurance Auto Insurance Review: Ratings and Quotes (2026)

Shelter Insurance Auto Insurance Review: Ratings and Quotes

Shelter is a small insurer offering competitive rates in 15 U.S. states.
By Nick Dauk|February 16, 2026
Wawanesa Auto Insurance: User Reviews and Quotes (2026)

Wawanesa Auto Insurance: User Reviews and Quotes

Wawanesa offers competitive policy rates, superior financial strength, and high industry ratings for customer satisfaction. But it’s only available in California and Oregon.
By Emily Guy Birken|February 16, 2026
How Long Does an Accident Affect Your Car Insurance Rates?

How Long Does an Accident Affect Your Car Insurance Rates?

An accident can affect your car insurance rates for three to five years and sometimes more, depending on a few factors.
By Catherine Collins|February 16, 2026
Cincinnati Auto Insurance: User Reviews and Quotes (2026)

Cincinnati Auto Insurance: User Reviews and Quotes

Cincinnati Insurance boasts high financial and customer ratings, plus a variety of coverage options. But its rates aren’t the cheapest available.
By Aly J. Yale|February 16, 2026
Average Car Insurance Rates as of February 2026 | Insurify

Average Car Insurance Rates as of February 2026

The overall national average cost of car insurance fell slightly to $139 per month in January.
By Chris Schafer|February 11, 2026
Calculator: Estimate Your Car Insurance Costs (February 2026)

Calculator: Estimate Your Car Insurance Costs (February 2026)

Get accurate estimates of your car insurance costs with Insurify’s car insurance calculator.
By Evelyn Pimplaskar|February 6, 2026
Tighter Enforcement Driving Rising Auto Insurance Fraud Numbers, Experts Say

Tighter Enforcement Driving Rising Auto Insurance Fraud Numbers, Experts Say

A significant increase in cases may be due to improved enforcement and tracking, not just an increase in crime.
By Doug Bailey|February 5, 2026
Is Halfway There Insurance Legit?

Is Halfway There Insurance Legit?

Halfway There Insurance isn’t a real insurance company. It’s a parody ad that State Farm apparently intends to air during the Big Game.
By Evelyn Pimplaskar|February 4, 2026
Can Halfway There Insurance Parody Thread the Needle in a Crowded Insurance Market?

Can Halfway There Insurance Parody Thread the Needle in a Crowded Insurance Market?

Big insurer’s Big Game ad could be the next smart play in winning drivers’ auto insurance dollars.
By Evelyn Pimplaskar|February 4, 2026
Halfway There Insurance Reviews: What It Is (and What It Isn’t)

Halfway There Insurance Reviews: What It Is (and What It Isn’t)

Although we think it would be lit to buy coverage from two comedy giants, sadly, Halfway There Insurance is a parody — with an important message.
By Evelyn Pimplaskar|February 4, 2026
Are Extended Car Warranties Worth It?

Are Extended Car Warranties Worth It?

For some people, an extended warranty can provide peace of mind and protection against costly repairs, while for others it may be an unnecessary expense.
By Elizabeth Rivelli|February 3, 2026
The Best Roadside Assistance Plans in (2026)

The Best Roadside Assistance Plans in

Progressive and AAA have some of the best roadside assistance plans.
By Daria Kelly Uhlig|February 3, 2026
Best Free VIN Checkers

Best Free VIN Checkers

You can access vehicle history information — including past damage and vehicle manufacturing details — for free with services from Bumper, CARFAX, government agencies, and more.
By Janet Berry-Johnson|February 3, 2026
Rebuilt Title: What It Is and How It Works (2026)

Rebuilt Title: What It Is and How It Works

Buying a car with a rebuilt title comes with risks you need to be aware of, such as higher insurance rates and potential mechanical issues.
By Jacqueline DeMarco|February 3, 2026
Should I Buy an Extended Warranty On a Used Car?

Should I Buy an Extended Warranty On a Used Car?

An extended warranty on a used car can provide peace of mind for a set time. But it comes at an extra cost that might not be worth it for every used-car owner.
By Jessica Martel|February 3, 2026