Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Earthquake Insurance: A Complete Guide for Homeowners (2026)

Earthquake Insurance: A Complete Guide for Homeowners

If you live in a high-risk area, adding earthquake insurance to your homeowners policy can better protect your property.
By Kim Porter|May 5, 2025
Best Anchorage Homeowners Insurance Quotes (2026)

Best Anchorage Homeowners Insurance Quotes

State Farm and Allstate offer the cheapest homeowners insurance policies on average in Anchorage.
By Elizabeth Rivelli|May 5, 2025
Best Pittsburgh Homeowners Insurance Quotes (2026)

Best Pittsburgh Homeowners Insurance Quotes

Allstate, Westfield, and Erie offer the best homeowners insurance policies in Pittsburgh.
By Melanie Lockert|May 5, 2025
Best Tucson Homeowners Insurance Quotes (2026)

Best Tucson Homeowners Insurance Quotes

American Family, USAA, and Chubb offer the best homeowners insurance policies in Tucson, Arizona.
By Anna Baluch|May 5, 2025
15% Spike in Home Insurance Rates on the Way for Minnesotans, Report Predicts

15% Spike in Home Insurance Rates on the Way for Minnesotans, Report Predicts

Homeowners insurance costs rose 20% in 2024, climbing on a sharp increase in expensive disasters and rising repair costs, Insurify’s report notes.
By Julia Taliesin|April 29, 2025
Iowa Homeowners Could See 19% Spike in Home Insurance Rates, Report Predicts

Iowa Homeowners Could See 19% Spike in Home Insurance Rates, Report Predicts

Iowa ranks No. 3 on Insurify’s list of states where home insurance premiums are rising the fastest.
By Sara Getman|April 29, 2025
Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline

Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline

Lawmakers move to break a years-long cycle of short-term extensions for FEMA’s flood insurance program, providing stability for millions of American homeowners.
By Cassie Sheets|April 29, 2025
House Fire Statistics: Trends, Risks, and Causes

House Fire Statistics: Trends, Risks, and Causes

The NFPA reported an estimate of 352,500 house fires in 2023, marking a 6% decrease from 2022. Though there has been a reduction in home fires, learn more about house fire statistics, including common causes, wildfires, and costs.
By Jennifer Connolly|April 29, 2025
California May Limit How Insurers Can Use Aerial Photos of Policyholders’ Homes

California May Limit How Insurers Can Use Aerial Photos of Policyholders’ Homes

Some companies have used ‘flawed aerial imagery’ to cancel or non-renew policies, state’s top insurance regulator says
By Sara Getman|April 28, 2025
Best Mobile, Alabama, Homeowners Insurance Quotes (2026)

Best Mobile, Alabama, Homeowners Insurance Quotes

Allstate, State Farm, and USAA offer some of the best homeowners insurance policies in Mobile, Alabama.
By Amy Beardsley|April 28, 2025
Best Reno Homeowners Insurance Quotes (2026)

Best Reno Homeowners Insurance Quotes

American Family, State Farm, and Allstate offer some of the best homeowners insurance policies in Reno, Nevada.
By Jessica Martel|April 28, 2025
Best San Diego Homeowners Insurance Quotes (2026)

Best San Diego Homeowners Insurance Quotes

Chubb, Allstate, and USAA offer the best homeowners insurance policies in San Diego.
By Jessica Martel|April 28, 2025
Best Myrtle Beach Homeowners Insurance Quotes (2026)

Best Myrtle Beach Homeowners Insurance Quotes

Heritage Insurance Holdings, Cincinnati Insurance, and ASI offer some of the cheapest homeowners insurance policies in Myrtle Beach.
By Jamie Johnson|April 25, 2025
Best Seattle Homeowners Insurance Quotes (2026)

Best Seattle Homeowners Insurance Quotes

Travelers and Chubb offer the best homeowners insurance policies in Seattle.
By Danny Smith|April 23, 2025
Best Oklahoma City Homeowners Insurance Quotes (2026)

Best Oklahoma City Homeowners Insurance Quotes

Allstate, State Farm, and USAA offer the best homeowners insurance policies in Oklahoma City.
By Nick Dauk|April 23, 2025
Best Honolulu Homeowners Insurance Quotes (2026)

Best Honolulu Homeowners Insurance Quotes

Island Insurance, USAA, and AIG offer the best homeowners insurance policies in Honolulu.
By Sarah Sharkey|April 22, 2025
Best Phoenix Homeowners Insurance Quotes (2026)

Best Phoenix Homeowners Insurance Quotes

Armed Forces Insurance Exchange and State Farm offer some of the best homeowners insurance policies in Phoenix.
By Erin Gobler|April 22, 2025
Are ‘Frivolous’ Lawsuits Contributing to Record-High Insurance Rates in Louisiana?

Are ‘Frivolous’ Lawsuits Contributing to Record-High Insurance Rates in Louisiana?

Legal system abuse costs Louisiana consumers an extra $1,011 per year, according to a new report.
By Julia Taliesin|April 17, 2025