Best Home Warranty Companies in California (2025)

You may want to purchase a home warranty in California, where the cost of living is high and repair or replacement costs can add up quickly. Unlike home insurance, a home warranty typically covers the major systems and appliances in your home. Warranties can also cover costs related to typical wear and tear.

A home warranty might be a good option if you live in an older home with appliances that you may need to replace soon.

Below, you can compare the best home warranty companies in California.

American Home Shield: Best for air conditioning coverage

Liberty Home Guard: Best for add-ons

First American Home Warranty: Best for appliance coverage

2-10: Best for homeowners on a budget

Super Home Warranty: Best for comprehensive coverage

How home warranties work

A home warranty acts as a service contract for your home. Though coverages vary by company and plan, a home warranty typically covers the following home systems and appliances:

• HVAC (heating, ventilation, and air conditioning)

• Electrical

• Plumbing

• Kitchen appliances, including ovens, dishwashers, and refrigerators

• Water heater

Warranty companies also often offer add-ons, such as for a pool, a water softener, and more, that you can purchase to extend protection. You’ll have to decide what additional features you need.

Home warranties don’t typically cover the following:

• Foundation problems

• Doors, walls, or windows

• Flooring

• Non-major appliances, like a countertop toaster or microwave

• Hazard remediation reimbursements, like for radon or mold

You might want to invest in a home warranty if you live in an older home or hope to avoid high out-of-pocket repair costs every time a major system or appliance breaks. A home warranty may also make your home more appealing if you decide to sell it.^[2]

How much does a home warranty cost in California?

Several factors determine what you pay for a home warranty in California, including the company, plan, and add-ons you choose. The cost of home warranty coverage generally ranges from $20 per month for a fairly basic plan to $90 per month for a comprehensive plan.

It’s a good idea to shop around and compare quotes so you can find the best option for your budget and needs.

Below, you can compare rates and coverage options from the top home warranty companies in California.

Warranty Company	Plan Options	What Base Plan Covers	Monthly Premiums	Service Fees	Add-Ons
American Home Shield	ShieldSilver (base plan), ShieldGold, Shield Platinum	HVAC, electrical systems, and plumbing systems	$20–$90	$100 or $125	Roof leak repair, septic pump, well pump, and more
Liberty Home Guard	Systems Guard (base plan), Total Home Guard, Appliance Guard	HVAC, electrical systems, and plumbing systems	$60–$70	$75–$125	Pool and spa, sump pump, well pump, roof leak, lighting fixtures, and more
First American Home Warranty	Starter (base plan), Essential, Premium	HVAC, electrical systems, plumbing systems, garbage disposal, oven and cooktop, and built-in microwave oven	$52–$87	$75–$125	Extra refrigeration appliances, pool and spa, roof leak, well pump, water softener, and more
Select Home Warranty	Bronze (base plan), Gold, Platinum	Clothes washer and dryer, garbage disposal, refrigerator, stove, oven, built-in microwave, cooktop, and dishwasher	$46–$50	$75–$100	Central vacuum, lawn sprinkler system, pool, roof leak, septic system, spa, sump pump, well pump, and more
2-10	Simply Kitchen (base plan), Complete Home, Pinnacle Home	Kitchen appliances	$32–$42	Up to $100	Plumbing and electrical, extended pipe leak, clothes washer and dryer, garage door opener, pool and spa, roof leak, septic system, well pump, and more
Choice Home Warranty	Basic (base plan), Total	Heating and electrical system, plumbing system, water heater, Whirlpool bathtub, cooktop, dishwasher, built-in microwave, garbage disposal, ductwork, garage door opener, and ceiling fans	$47–$55	$100	Pool and spa, stand-alone freezer, additional spa, second refrigerator, central vacuum, sump pump, and more

How to buy a home warranty in California

You can invest in a home warranty at any time. Follow these steps to secure home warranty coverage in California:

• 

  1. Determine your needs

  Figure out what you’re looking for in a home warranty. You may want to protect only your appliances. If you live in an older property, appliance coverage might make more sense than if you recently built your home and have brand-new appliances. You might also prefer a robust plan that covers your major systems and extras like your pool. Decide on the right coverage amount for your home.

• 

  2. Come up with a budget

  Consider how much you want (and can afford) to spend on a home warranty on a monthly and annual basis. You should aim to find a plan that matches your needs and doesn’t exceed your budget.

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  3. Shop around

  Do your research and get quotes from at least three home warranty companies in California. Compare coverage, rates, add-ons, customer service, and special perks to find the best fit.

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  4. Finalize your coverage

  Most home warranty companies in California let you buy a plan online. You’ll typically have to provide details about your home, including your address. You may also be able to call the company directly and go through the process over the phone.

Home warranties in California FAQs