Mark Steinbach es un escritor en Brooklyn, NY. Además de su experiencia como redactor publicitario, también es en escritor de televisión con un título de inglés de la Universidad de Harvard. Cuando no está escribiendo, se encuentra jugando tenis o haciendo crucigramas.
John Leach is an editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
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Cheapest Insurance Companies for High Risk Drivers in Massachusetts (2022)
For drivers that are high-risk in Massachusetts, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Massachusetts. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Massachusetts.
Carrier
Avg. Monthly Cost
Las cotizaciones de seguros de automóviles, las estadísticas y las visualizaciones de datos en esta página se derivan de la base de datos patentada de Insurify de más de 4 millones de solicitudes de seguros de automóviles de códigos postales en los Estados Unidos. El equipo de ciencia de datos de Insurify realiza un análisis exhaustivo de los diversos factores que los proveedores de seguros de automóviles tienen en cuenta al establecer las tarifas para proporcionar a los lectores información sobre cómo se cotizan las cotizaciones de seguros de automóviles.
Whenever a car insurance company takes on a new customer, the company will first evaluate the customer's driving record. If a driver has certain mistakes in their past, such as speeding or a DUI, they'll be considered high-risk and may have to deal with higher car insurance rates.
In the Bay State, a few serious mistakes can lead you to being dubbed a "high-risk driver." These mistakes include at-fault accidents, DUIs, speeding tickets, and reckless driving. If you're a high-risk driver, you should probably expect higher prices for insurance. But that shouldn't stop you from browsing Massachusetts's wide range of insurance options.
Massachusetts Car Insurance Rates for High-Risk Drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
How Much Does High-Risk Driving Affect Car Insurance Rates in Massachusetts?
A high-risk driving charge can stay on your driving record for years and lead to higher car insurance rates. In Massachusetts, something as simple as a lane-changing violation can earn you a reckless driving charge.
Unfortunately, car insurance providers aren't the most forgiving when it comes to high-risk driving charges on your record. Massachusetts drivers with a reckless driving charge could see their rates go up by nearly 30 percent. Here is how some high-risk driving charges can affect your car insurance rates in Massachusetts:
Driving History
Avg. Monthly Cost
Las cotizaciones de seguros de automóviles, las estadísticas y las visualizaciones de datos en esta página se derivan de la base de datos patentada de Insurify de más de 4 millones de solicitudes de seguros de automóviles de códigos postales en los Estados Unidos. El equipo de ciencia de datos de Insurify realiza un análisis exhaustivo de los diversos factores que los proveedores de seguros de automóviles tienen en cuenta al establecer las tarifas para proporcionar a los lectores información sobre cómo se cotizan las cotizaciones de seguros de automóviles.
No Violation
$140
Speeding Ticket
$147
At-Fault Accident
$162
Reckless Driving
$181
Failure to Stop
$163
How Much Does a Speeding Ticket Impact Car Insurance Rates in Massachusetts?
When you go too fast on the road, you can endanger yourself and the drivers around you. And more immediately, a speeding ticket in Massachusetts raises your insurance rates by an average of $7. Here are some typical rates you can expect to see if you have a speeding ticket on your record in this state:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How Does an at-Fault Accident Impact Insurance Rates in Massachusetts?
An accident can happen to even the best of drivers. And when you find yourself at fault in an accident in Massachusetts, you could see your car insurance rates increase by $22 a month. Here are the rates you can expect in Massachusetts after an at-fault accident:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Massachusetts?
When you roll through a red light or stop sign in Massachusetts, your car insurance rates could go up by about $23 a month—nearly $300 a year. Though this mistake may prevent you from getting the cheapest rates out there, it's still worth doing your research to find a reasonable rate. Here are typical rates for Massachusetts drivers with this kind of offense on their record:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Does Driving With a Suspended License Impact Car Insurance Rates in Massachusetts?
Whenever a car insurance company takes on a new customer, the company will first evaluate the customer's driving record. If a driver has certain mistakes in their past, such as speeding or a DUI, they'll be considered high-risk and may have to deal with higher car insurance rates.
In the Bay State, a few serious mistakes can lead you to being dubbed a "high-risk driver." These mistakes include at-fault accidents, DUIs, speeding tickets, and reckless driving. If you're a high-risk driver, you should probably expect higher prices for insurance. But that shouldn't stop you from browsing Massachusetts's wide range of insurance options.
Tips for Researching High-Risk Massachusetts Car Insurance Rates
Insurance prices and policies can vary significantly between companies, and a large and growing state like Massachusetts draws a wide variety of choices when factoring high-risk driving insurance rates. Insurify''s rate comparison tool will help you make sure you''re getting the best possible quote based on your needs and location. You can have peace of mind you''re not paying any more than you need to, and customers save $585 per year on average.
Compara cotizaciones de seguros de auto instantáneamente
Seguro. Gratis. Fácil de usar.
Basado en más de 3806 reseñas
4.8/5
Compare Top Auto Insurance Companies
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies
Why is car insurance so expensive in Massachusetts?
There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.
Do car insurance rates vary by county in Massachusetts?
Auto insurance costs will vary between locations and insurance carriers, depending on the county Massachusetts. Insurify analyzed the latest data for the five most populous cities in Massachusetts to find you the cheapest quotes in each of these metropolitan areas.
Which providers have the best auto insurance ratings in Massachusetts?
The way to find the carrier with the best auto insurance ratings in Massachusetts and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.
How much do annual auto insurance rates increase in Massachusetts?
During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.
Compara cotizaciones de seguros de auto instantáneamente
Seguro. Gratis. Fácil de usar.
Basado en más de 3806 reseñas
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Metodología
Las cotizaciones de seguros de auto que se muestran se basan en un análisis de la base de datos de Insurify de más de 40 millones de cotizaciones de 500 códigos ZIP a nivel nacional. Para obtener las tarifas representativas, el equipo de datos de Insurify realiza análisis exhaustivos frecuentes de los factores utilizados por las aseguradoras de autos para calcular tarifas, incluyendo datos demográficos del conductor, historia del conductor, puntuación de crédito, nivel de cobertura deseado y más.
El análisis de Insurify también incorpora la puntuación compuesta Insurify (ICS) asignada a cada compañía de seguros. La ICS es una puntuación propietaria que pesa factores que reflejan la calidad, fiabilidad y salud de una compañía de seguros. Las puntuaciones utilizadas para calcular la ICS incluyen las puntuaciones financieras de A.M. Best, Standard & Poor’s, Moody’s, y Fitch; puntuaciones de J.D. Power; encuestas de satisfacción de consumidores de Consumer Reports y denuncias de consumidores; opiniones de los usuarios en las aplicaciones móviles y opiniones de los usuarios en las compañías; y las opiniones de los usuarios en las compañías.
Con los análisis y métodos de clasificación anteriores, Insurify es capaz de ofrecer a los consumidores de seguros de autos una perspectiva de cómo varían las cotizaciones de las compañías de seguros en relación a uno a uno en términos de costo y calidad. Tenga en cuenta que las cotizaciones reales varían según los atributos únicos incluidos en la poliza del conductor y su dirección de garaje.
A.M. SteinbachEscritor de seguros
Mark Steinbach es un escritor en Brooklyn, NY. Además de su experiencia como redactor publicitario, también es en escritor de televisión con un título de inglés de la Universidad de Harvard. Cuando no está escribiendo, se encuentra jugando tenis o haciendo crucigramas.
Editado porJohn LeachEditor de contenido de seguros
John LeachEditor de contenido de seguros
John Leach is an editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
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