Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Tesla’s New Insurance Guru Aims to Lower EV Costs, Boost Adoption

Tesla’s New Insurance Guru Aims to Lower EV Costs, Boost Adoption

Former GEICO executive says high insurance costs stand in the way of broader EV adoption.
By Katie Powers|June 26, 2024
Texas Says Insurers Must Drop Drivers Who Obstruct Liability Claims

Texas Says Insurers Must Drop Drivers Who Obstruct Liability Claims

New rule allows insurance companies to decide when a policyholder’s behavior is uncooperative.
By Evelyn Pimplaskar|June 26, 2024
The Most Popular Cars by Generation, From Zoomers to Boomers (2024)

The Most Popular Cars by Generation, From Zoomers to Boomers

Are pickup trucks on their way out? Younger drivers favor small vehicles with high-tech features, which could influence how manufacturers design future cars.
By Cassie Sheets|June 25, 2024
Maryland Increases Fines for Uninsured Drivers

Maryland Increases Fines for Uninsured Drivers

Fines will support driver’s education, field trips, safe schools, and vehicle-theft prevention.
By Julia Taliesin|June 21, 2024
Why Car Insurance Companies Deny Claims, and What You Can Do About It

Why Car Insurance Companies Deny Claims, and What You Can Do About It

If you disagree with a denied claim, you can appeal your insurer’s decision.
By Michelle Lambright Black|June 20, 2024
USAA Favors Officers, Potential Class Action Suit Alleges

USAA Favors Officers, Potential Class Action Suit Alleges

The lawsuit claims officers received financial benefits other enlisted military members didn’t.
By Katie Powers|June 18, 2024
Pronto Auto Insurance: User Reviews and Quotes (2026)

Pronto Auto Insurance: User Reviews and Quotes

Pronto is a small insurer that only sells auto coverage in a few states, but it has customizable policy options.
By Miranda Marquit |June 11, 2024
General Motors Faces Lawsuits for Allegedly Sharing Driver Data With Insurers

General Motors Faces Lawsuits for Allegedly Sharing Driver Data With Insurers

Cases claim the automaker shared consumer data with insurers without drivers’ permission.
By Julia Taliesin|June 10, 2024
Hanover Auto Insurance: User Reviews and Quotes (2026)

Hanover Auto Insurance: User Reviews and Quotes

Hanover Insurance is more expensive than its competitors but rates highly for customer service.
By Angela Brown|June 3, 2024
Most Vehicle Automation Isn’t Making Drivers Safer, Report Says

Most Vehicle Automation Isn’t Making Drivers Safer, Report Says

Only 1 of 14 tested partial automation systems earned an acceptable rating under new scoring methodology.
By Evelyn Pimplaskar|May 29, 2024
Maryland: Auto Insurers Must Pay Diminished-Value Claims in Hit-and-Run Accidents

Maryland: Auto Insurers Must Pay Diminished-Value Claims in Hit-and-Run Accidents

Mandatory uninsured motorist coverage should pay diminished-value claims, state’s insurance authority determines.
By Sara Getman|May 28, 2024
Car Models With the Most Speeding Tickets (2026)

Car Models With the Most Speeding Tickets

Whether they’re behind the wheel of a zippy compact car or a practical sedan, drivers with speeding violations pay an average of $2,976 annually for full coverage.
By Cassie Sheets|May 24, 2024
Safety Auto Insurance: User Reviews and Quotes (2026)

Safety Auto Insurance: User Reviews and Quotes

Safety Insurance has great coverage options and discounts, plus cheap average rates. But it only operates in a few states.
By Elizabeth Rivelli|May 17, 2024
‘Our Pay Has Not Kept Pace’: Rideshare Driver Discontent Grows With Rising Insurance and Maintenance Costs

‘Our Pay Has Not Kept Pace’: Rideshare Driver Discontent Grows With Rising Insurance and Maintenance Costs

Rising car ownership costs are fueling rideshare driver discontent as gig workers protest for better wages and working conditions across the country.
By Cassie Sheets|May 16, 2024
Liberty Mutual Looking to Cut Car Insurance Rates by 10% in New Mexico

Liberty Mutual Looking to Cut Car Insurance Rates by 10% in New Mexico

Insurer confirms plan but hasn’t yet asked the state for permission to change its rates.
By Evelyn Pimplaskar|May 15, 2024
What Is a Diminished Value Claim?

What Is a Diminished Value Claim?

After an accident, diminished value claims can help you recoup your car’s loss in value from the at-fault driver’s insurance company.
By Elizabeth Rivelli|May 13, 2024
What a Car Insurance Declaration Page Is and Where to Find It

What a Car Insurance Declaration Page Is and Where to Find It

A car insurance declaration page summarizes your auto insurance policy, including your specific coverage details.
By Margaret Wack|May 9, 2024
 How Many Cars Can You Have in Your Name?

How Many Cars Can You Have in Your Name?

Federal law doesn’t cap how many cars you can have in your name. But depending on your insurer, you may need multiple policies to cover all your vehicles.
By Kevin Payne|May 9, 2024