Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

How Much Car Insurance Do You Need?

How Much Car Insurance Do You Need?

You must buy at least your state’s required amount of liability insurance. But depending on your situation, you may need more than basic liability coverage.
By Jacqueline DeMarco|October 1, 2024
DUI vs. DWI: What’s the Difference?

DUI vs. DWI: What’s the Difference?

The definition and consequences of DWI and DUI vary by state.
By Aly J. Yale|October 1, 2024
AmigoMex Auto Insurance: User Reviews and Quotes (2026)

AmigoMex Auto Insurance: User Reviews and Quotes

AmigoMex can help you get the auto insurance coverage you need to meet minimum requirements in Mexico.
By Jess Ullrich|September 25, 2024
New Survey: Gen Z Shuns Driving, But Isn’t Ready for Technology to Take the Wheel

New Survey: Gen Z Shuns Driving, But Isn’t Ready for Technology to Take the Wheel

Gen Zers aren’t fond of driving, but more than 70% expressed reservations about self-driving cars. As one Gen Zer stated, “I have a phobia of driving, but I’ll be damned if I let a machine do that.”
By Cassie Sheets|September 11, 2024
Average Car Insurance Rates as of September 2024

Average Car Insurance Rates as of September 2024

The overall average monthly cost of car insurance edged down in August, ending the month at $150.
By Evelyn Pimplaskar|September 5, 2024
Insurify Quality Score Methodology

Insurify Quality Score Methodology

A closer look at Insurify’s proprietary methodology for rating and reviewing car insurance companies.
By Courtney Mikulski|August 22, 2024
Car Insurance 101: Glossary of Terms

Car Insurance 101: Glossary of Terms

Understanding relevant car insurance terms is essential to choosing a good car insurance policy.
By Danny Smith|August 14, 2024
10 States with the Most Hail Damage in 2026

10 States with the Most Hail Damage in 2026

Texas has the highest number of hailstorms so far in 2026, with more than 500 recorded events.
By Kim Porter|August 7, 2024
Average Car Insurance Rates as of August 2024 | Insurify

Average Car Insurance Rates as of August 2024

Rates increased slightly in July, lingering above $100 per month for liability-only coverage.
By Evelyn Pimplaskar|August 7, 2024
The Best States for a Road Trip in 2024

The Best States for a Road Trip in 2024

Insurify data ranks Florida as the best overall state for a road trip in 2024, but California and New Jersey place as the most scenic and safest, respectively.
By Danny Smith|August 1, 2024
Texas Last-Resort Auto Insurer Set to Raise Rates 15%

Texas Last-Resort Auto Insurer Set to Raise Rates 15%

Higher rates take effect Oct. 1 and affect drivers who may have nowhere else to go for car insurance.
By Chris Schafer|July 30, 2024
How to Read Your Car Insurance Policy

How to Read Your Car Insurance Policy

If you know the ins and outs of your car insurance policy, you can avoid unwanted surprises and high out-of-pocket costs after you file a claim.
By Anna Baluch|July 26, 2024
Extended Car Warranties: What You Need to Know

Extended Car Warranties: What You Need to Know

Extended car warranties help pay for repairs not covered under your original manufacturer’s warranty. But they’re often expensive and may not always be worth the cost.
By Lindsay Frankel|July 19, 2024
New Service Moves Vehicles to Safety Before Hurricanes Make Landfall

New Service Moves Vehicles to Safety Before Hurricanes Make Landfall

Car app Way.com partners with insurers to protect vehicles left behind in evacuation zones.
By Evelyn Pimplaskar|July 11, 2024
Could New York Ban Insurers from Covering Fossil Fuel Projects?

Could New York Ban Insurers from Covering Fossil Fuel Projects?

New legislation would also require insurers to stop covering existing fossil fuel projects.
By Julia Taliesin|July 10, 2024
Auto Insurance Rate Hike? Your Phone Might Be to Blame

Auto Insurance Rate Hike? Your Phone Might Be to Blame

Popular consumer apps aren’t just providing assistance or entertainment. They may be collecting and selling your driving information.
By Sara Getman|July 10, 2024
Freedom National Auto Insurance: User Reviews and Quotes (2026)

Freedom National Auto Insurance: User Reviews and Quotes

Freedom National caters to high-risk drivers but only sells coverage in Arizona, Georgia, and Utah.
By Amy Beardsley|July 9, 2024
The Safest Car of the Future, According to AI

The Safest Car of the Future, According to AI

AI has imagined the safest car of the future. Its refined autonomous driving technology may mean lower car insurance premiums and lower accident rates in the future. However, adoption, viability, and insurance considerations may present a hurdle.
By Danny Smith|July 2, 2024