Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

10 Ways to Prepare Your Vehicle for Winter

10 Ways to Prepare Your Vehicle for Winter

Some ways to prepare your car for winter include performing a standard maintenance inspection, checking essential fluid levels, switching to winter wipers, and stowing an emergency kit.
Car Insurance Costs Spiked the Most in These Five States in 2024

Car Insurance Costs Spiked the Most in These Five States in 2024

Minnesota had the biggest increase in average full-coverage rates last year, at 58%.
Can You Drive in California With a Foreign License?

Can You Drive in California With a Foreign License?

You can drive in California with a foreign license, but the rules differ depending on whether you’re visiting or moving there.
Coverage.com Car Insurance Review: Consumer Reviews and Quotes (2026)

Coverage.com Car Insurance Review: Consumer Reviews and Quotes

Coverage.com provides a combination of real car insurance quotes and offers, but you’ll need to resubmit your information on an insurer’s site to finalize coverage.
Experian Car Insurance Review: Consumer Reviews, Quotes (2026)

Experian Car Insurance Review: Consumer Reviews, Quotes

Experian offers real-time car insurance quotes from more than 40 top insurers.
How Many Car Crashes and Fatalities Happen Each Year? Car Accident Statistics for 2025

How Many Car Crashes and Fatalities Happen Each Year? Car Accident Statistics for 2025

Car accident rates declined in every state except Vermont and New York from 2023 to 2024. Those states had a 2% and 10% increase, respectively.
Car Insurance Rate Increases Will Slow to 5% in 2025, Report Predicts

Car Insurance Rate Increases Will Slow to 5% in 2025, Report Predicts

After facing significant rate hikes in 2024, most drivers will see much smaller increases going forward.
North Carolina’s Car Insurance Minimums Set to Jump in July

North Carolina’s Car Insurance Minimums Set to Jump in July

North Carolina will soon have some of the highest liability car insurance requirements nationwide, and it’s likely to affect premiums.
Electric Shock: EVs Cost 23% More to Insure Than Gas-Powered Vehicles

Electric Shock: EVs Cost 23% More to Insure Than Gas-Powered Vehicles

The average cost of full-coverage car insurance for electric vehicles is $3,430 annually, according to Insurify’s new report.
Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals

Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals

Both states will see the average annual cost of full coverage top $4,000 in 2025, Insurify predicts.
Trusted Choice Car Insurance Review: Consumer Reviews, Quotes (2026)

Trusted Choice Car Insurance Review: Consumer Reviews, Quotes

Trusted Choice is a free service that connects you with independent insurance agents but won’t give you instant quotes, and the “local” agent matches might not be anywhere near you.
Allstate Faces Data Collection Lawsuit from Texas Attorney General

Allstate Faces Data Collection Lawsuit from Texas Attorney General

Suit alleges the company illegally collected driver data and used it to increase rates.
Cost of Ford Fiesta Car Insurance (2026)

Cost of Ford Fiesta Car Insurance

Ford Fiestas cost an average of $146 per month, or $1,752 per year, to insure.
Accident With a Borrowed Car in California: What Happens?

Accident With a Borrowed Car in California: What Happens?

The party responsible for damages after an accident with a borrowed car varies in California.
Is California a No-Fault State for Auto Insurance?

Is California a No-Fault State for Auto Insurance?

California is an “at-fault” state, where the driver who caused the accident is financially responsible for damages.
Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers

Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers

Thousands face premium increases of $1,000 or more annually.
Average Car Insurance Rates as of January 2025

Average Car Insurance Rates as of January 2025

National average car insurance rates held steady at the end of 2024, but some states saw big fluctuations.
Road Rage Facts and Statistics: 2026

Road Rage Facts and Statistics: 2026

A majority of American drivers admit to road rage behaviors despite the safety risks and higher car insurance rates.