Is USAA A Good Insurance Company? Reviews From Over 3,322 Customers

Updated

William
Verified Review
Excellent
Top-notch for all the reasons I checked. I've been with them for almost 60 years.
Karen
Verified Review
Great Service
Great service.
Richard
Verified Review
Excellent but Costly
My insurance rate is much too high. I'm searching around for a more affordable price from a premium company.
Emmanuel
Verified Review
Very Good
Ask questions and review other offers from institutions and USAA offers.
Richard
Verified Review
Simply the Best
Outstanding in every way.
Herb
Verified Review
Frustration
It's hard to get them to access my accounts - it's also difficult to set up passwords.
Guadalupe
Verified Review
No
Awesome!
Fate
Verified Review
Still #1
Fifty-two years of good experiences.
David
Verified Review
Completely Caught Off Guard
The yearly household insurance went up by 44% in one year.
Bennett
Verified Review
Hands down, the best Insurance provider!
USAA is always incredible, and I've never considered leaving.
Duncan
Verified Review
No
Excellent. I have no plans to switch.
Stewart
Verified Review
Excellent
Excellent in all ways!
Anne
Verified Review
Top Notch for Military Customers
My experience with USAA has been good. I have been a member for over 30 years. Customer service is top notch. They value their customers.
Isabelle
Verified Review
The Best on the Market for Veterans
They are the best. The staff is very kind and patient. Thank you again.
Stephan
Verified Review
Excellent
USAA is an awesome company.
Elizabeth
Verified Review
Looking for Affordable Insurance
I'm looking elsewhere because USAA has become expensive.
Bill
Verified Review
Reluctant Switcher
Excellent, very positive! I only switched to consolidate our farm property insurance together with auto policies.
Marvin
Verified Review
Excellent
So far, so good.
Robert
Verified Review
USAA is the finest. Period.
I've been a member for over 50 years, and have always been pleased with the service. It's a first-class organization.
Tom
Verified Review
USAA Excellence for Auto and Personal Property Insurance
Excellent.
Joseph
Verified Review
Excellent
It has been very good for a long time.
Robert
Verified Review
Good, Except for Glass Claims!
It's expensive.
Clara
Verified Review
Terrible
I've been with them for 28 years. Four cars ran into me and my insurance went through the roof.
Misty
Verified Review
It's sometimes difficult to reach them. However, the staff is friendly. Their online platform seems to always have issues. The cost of our policy significantly increased!
It's sometimes difficult to reach them. However, the staff is friendly. Their online platform seems to always have issues. The cost of our policy significantly increased!
David
Verified Review
Satisfied Customer
USAA is a good company, but a bit expensive. Most insurance companies are, especially if you're over 60. Insurance companies don't advertise this, but they do.
Roy
Verified Review
My Review
USAA is the best.
Peter
Verified Review
Totally Satisfied
This is the best place to save.
John
Verified Review
USAA is great
My experience has been excellent.
Steven
Verified Review
When in doubt, give USAA a shout
They really take care of their clients.
Raymond
Verified Review
USAA: A Great Product for All Insurance Needs
Great, for over 50 years.
Eleanor
Verified Review
No Problems
I have no problems with my insurance, just checking.
Jesse
Verified Review
Excellent
I have been with USAA for many, many years and they have always been there for me.
Erik
Verified Review
Excellent
The customer service has been great.
Louie
Verified Review
Excellent
The employees are easy to talk to. However, the price increase is hard on retirees.
Glenn
Verified Review
Excellent
They worked with me to get a great price.
Barbara
Verified Review
I've been with them for over 40 years. I've only had 2 claims, which were handled quickly. The rates are fair for full coverage.
I've been with them for over 40 years. I've only had 2 claims, which were handled quickly. The rates are fair for full coverage.
Robert
Verified Review
Excellent
Wonderful service, pricing, and care.
Joseph
Verified Review
Excellent
The speed and completeness of claim handling is impressive.
Jewell
Verified Review
Good
They increased my rates because I didn't own a car for a while.
Ronald
Verified Review
Excellent
Good service for years of service
Rickey
Verified Review
Excellent
They have a good reputation and I've heard positive stories about their service from the past.
Brenda
Verified Review
Excellent
They provide the best customer service.
Daniel
Verified Review
Excellent
Easy sign up; works with my USAA accounts.
Terry
Verified Review
Good
They were the cheapest at the time.
Terry
Verified Review
Good
They tried to raise my rate when it should be going down.
Gary
Verified Review
Excellent
They have always been there for me.
John
Verified Review
Excellent
Overall, exceptional service.
Christina
Verified Review
Excellent
They're awesome, but their insurance is high.
Jesse
Verified Review
Excellent
Excellent company and service over the many years I have been covered.
Leah
Verified Review
Excellent
The price, service, and loyalty to customers
Kenneth
Verified Review
Excellent
Speed of service
Dennis
Verified Review
Good
Good customer service.
Jeanette
Verified Review
Excellent
Their claim response time is fantastic.
Charles
Verified Review
They should have taken me back because I had congestive heart failure and didn't have the ability to make the payment to them. My auto pay failed and I had no idea.
They should have taken me back because I had congestive heart failure and didn't have the ability to make the payment to them. My auto pay failed and I had no idea.
Renea
Verified Review
Excellent
The agent explained and broke down the coverages effectively.
Francis
Verified Review
They have been great to me for many years, but the price increases for auto insurance in the past two years have been off the charts.
They have been great to me for many years, but the price increases for auto insurance in the past two years have been off the charts.
Robert
Verified Review
Good
Good service and prices.
Tawana
Verified Review
Excellent
The representative was very helpful and caring. I felt valued.
Christina
Verified Review
I have been a member for 14 years and they have always delivered excellent customer care anytime I needed to reach out to them for any reason, whether it was to resolve an issue or assist me with an application for one of the many services and products they offer.
I have been a member for 14 years and they have always delivered excellent customer care anytime I needed to reach out to them for any reason, whether it was to resolve an issue or assist me with an application for one of the many services and products they offer.
Anthony
Verified Review
Excellent
Exceptional customer service.
Samantha
Verified Review
Fair
The customer service is horrible and their prices are extremely high!
William
Verified Review
I'm very happy with the service, but my rates are $50 to $60 higher than the quotes I'm getting from other insurance companies.
I'm very happy with the service, but my rates are $50 to $60 higher than the quotes I'm getting from other insurance companies.
Charles
Verified Review
Poor
They keep raising my rate despite having no accidents or tickets.
Jamie
Verified Review
Fair
Poor customer service.
Reginald
Verified Review
Fair
The insurance is cheaper for me.
Irving
Verified Review
Poor
Outrageous rate increase!
Vanessa
Verified Review
Average
My rate went up.
Marlene
Verified Review
When I called to make a claim, the representatives seemed to be trained to deter people from filing a claim. They sign you up for their service like they appreciate your service to the country, but once you sign up, my auto rates were raised $150 to $200 every 6 months without any claims. When I did have a claim, even though the accident was not my fault (a bad driver ran a red light and hit me from behind), they listed the claim on my driving record because I had to use my insurance. When I called and asked about why they updated it as a charge against my driving record, the agent stated that if you file a claim and use your uninsured motorist coverage, USAA has the right to update the claim on my driving record as my fault. I asked for a supervisor and was constantly transferred to every other department except for a supervisor. Once they updated it and would not remove it, I could not leave USAA because the prices were so high due to the way they listed the accident on my driving record. I could not afford anyone else, and then they increased the premium by $300 every six months. This is the worst experience ever!
When I called to make a claim, the representatives seemed to be trained to deter people from filing a claim. They sign you up for their service like they appreciate your service to the country, but once you sign up, my auto rates were raised $150 to $200 every 6 months without any claims. When I did have a claim, even though the accident was not my fault (a bad driver ran a red light and hit me from behind), they listed the claim on my driving record because I had to use my insurance. When I called and asked about why they updated it as a charge against my driving record, the agent stated that if you file a claim and use your uninsured motorist coverage, USAA has the right to update the claim on my driving record as my fault. I asked for a supervisor and was constantly transferred to every other department except for a supervisor. Once they updated it and would not remove it, I could not leave USAA because the prices were so high due to the way they listed the accident on my driving record. I could not afford anyone else, and then they increased the premium by $300 every six months. This is the worst experience ever!
Terry
Verified Review
Average
The rates keep increasing and I am not pleased with that.
Robert
Verified Review
Average
The price increases every year!
Latesha
Verified Review
I wasn't properly notified before being dropped due to my status as a dependent. I only found out I was dropped the next day.
I wasn't properly notified before being dropped due to my status as a dependent. I only found out I was dropped the next day.
Joseph
Verified Review
Average
They claimed the accident was my fault, which I disagree with, and I had to cover the cost.
Rosalind
Verified Review
Average
They are raising my rate.
Kevin
Verified Review
Average
Unfairly raised premium due to no-fault claims.
Robert
Verified Review
There was a very large rate increase because my daughter transitioned from a Learner's Permit to a Driver's License.
There was a very large rate increase because my daughter transitioned from a Learner's Permit to a Driver's License.
Robert
Verified Review
Poor
We had over $15,000 in items stolen and USAA rejected our claim due to circumstantial issues.