Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund

Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund

State could borrow between $1.5 and $3.8 billion in the effort.
By Chris Schafer|February 6, 2024
North Carolina Home Insurers Seek 42%+ Rate Hike

North Carolina Home Insurers Seek 42%+ Rate Hike

Some homeowners warn increases would be financially catastrophic.
By Chris Schafer|February 5, 2024
Does Homeowners Insurance Cover Dog Bites?

Does Homeowners Insurance Cover Dog Bites?

Home insurance covers dog bites in most situations, but breed restrictions may mean your policy doesn’t include dog-related liability.
By Amy Beardsley|February 2, 2024
10 Best Cities for Homebuyers With a Household Income of $75,000

10 Best Cities for Homebuyers With a Household Income of $75,000

Revitalization projects and inexpensive housing make these cities attractive to homebuyers on a budget.
By Cassie Sheets|February 1, 2024
The Hartford Halts New Home Policies in CA

The Hartford Halts New Home Policies in CA

Insurer will continue to renew existing homeowners policies
By Evelyn Pimplaskar|January 31, 2024
Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances

Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances

But bills may not cut costs and would increase homeowners’ financial risk, experts say
By Evelyn Pimplaskar|January 23, 2024
Soaring Home Insurance Costs Could Push Homeowners Out of These 10 States

Soaring Home Insurance Costs Could Push Homeowners Out of These 10 States

Climate catastrophes are driving insurers and homebuyers out of high-risk areas like Florida, but the American dream of homeownership lives on in less disaster-prone states.
By Cassie Sheets|January 18, 2024
What Is an Escrow Shortage?

What Is an Escrow Shortage?

When the total of your mortgage escrow account falls below the amount you need to pay property taxes and insurance premiums, you have an escrow shortage.
By Daria Kelly Uhlig|January 4, 2024
5 Best Home Warranty Companies of 2026

5 Best Home Warranty Companies of 2026

The best home warranty companies include Liberty Home Guard, American Residential Warranty, and the Home Service Club.
By Sarah Sharkey|December 20, 2023
Why Renters Insurance Is Always Worth It

Why Renters Insurance Is Always Worth It

Renters insurance is a low-cost way to protect your belongings and your financial well-being.
By Daria Kelly Uhlig|December 19, 2023
Questions to Ask When Buying a House

Questions to Ask When Buying a House

Information on finances, the home’s condition, and the neighborhood are critical for first-time homebuyers.
By Alani Asis|December 15, 2023
Last-Resort Insurers Becoming First Choice for Homeowners

Last-Resort Insurers Becoming First Choice for Homeowners

High cost and high enrollment a sign of the industry’s desperate times in some states.
By Chris Schafer|December 12, 2023
FL Budget Takes Aim at Insurance Crisis

FL Budget Takes Aim at Insurance Crisis

More than $500 million tabbed for home insurance relief measures.
By Evelyn Pimplaskar|December 7, 2023
PA Launches Flood Insurance Task Force

PA Launches Flood Insurance Task Force

Move follows a year of 147 costly and deadly floods in the state.
By Evelyn Pimplaskar|December 5, 2023
Would Homeowners Insurance Cover Kevin McCallister’s Destruction in ‘Home Alone’?

Would Homeowners Insurance Cover Kevin McCallister’s Destruction in ‘Home Alone’?

A licensed insurance agent weighs in on the McCallisters’ hefty repair bill, and a personal injury attorney analyzes the Wet Bandits’ case.
By Cassie Sheets|December 1, 2023
Judge Greenlights Coverage Expansion for CA FAIR Plan

Judge Greenlights Coverage Expansion for CA FAIR Plan

Expansion would bring last-resort home policies more on par with standard home insurance coverage.
By Evelyn Pimplaskar|November 30, 2023
NY, NJ Home Sellers and Landlords Must Now Disclose Flood Risks

NY, NJ Home Sellers and Landlords Must Now Disclose Flood Risks

Disclosures could help buyers avoid costly claims on previously flooded properties.
By Evelyn Pimplaskar|November 27, 2023
Government Shutdown Could Stall Home Purchases

Government Shutdown Could Stall Home Purchases

Stopgap spending bill funds National Flood Insurance Program (NFIP) through Feb. 2, 2024.
By Chris Schafer|November 22, 2023