Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

How to Get Cheap Homeowners Insurance With Bad Credit

How to Get Cheap Homeowners Insurance With Bad Credit

You can lock in affordable home insurance coverage with bad credit, but you’ll need to shop around and explore your options.
By Anna Baluch|June 26, 2024
Florida’s Largest Home Insurer Seeks 14% Rate Increase

Florida’s Largest Home Insurer Seeks 14% Rate Increase

The proposal, approved by the board of Citizens Property Insurance, could take effect Jan. 1, 2025.
By Chris Schafer|June 26, 2024
Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say

Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say

Insurers should verify roof damage with physical inspections, insurance department says.
By Julia Taliesin|June 24, 2024
How and When to Self-Insure Your Home

How and When to Self-Insure Your Home

Self-insuring your home isn’t for everyone, and it might not be the cash savings you think.
By Athena Valentine Lent|June 24, 2024
Step-by-Step Guide to Making a Home Inventory Checklist

Step-by-Step Guide to Making a Home Inventory Checklist

A home inventory checklist records your property, including descriptions, estimated values, and more.
By Alani Asis|June 21, 2024
What Is a Home Insurance Broker?

What Is a Home Insurance Broker?

Insurance brokers can find and build homeowners policies on your behalf, saving you time and money when shopping for coverage.
By Stephanie Colestock|June 21, 2024
Does Early Storm Data Herald a Harrowing Hail Season Ahead?

Does Early Storm Data Herald a Harrowing Hail Season Ahead?

The frequency of hailstorms soared in early 2024, well before the official start of hail season, federal data shows.
By Evelyn Pimplaskar|June 20, 2024
California OKs Predictive Modeling for Home Insurance — With a Catch

California OKs Predictive Modeling for Home Insurance — With a Catch

Insurers must do more business in high-risk areas under new regulations from state insurance department.
By Evelyn Pimplaskar|June 20, 2024
Texas Home Insurers Send Non-Renewals as Hurricane Season Approaches

Texas Home Insurers Send Non-Renewals as Hurricane Season Approaches

Homeowners in some high-risk areas will need to find new coverage with the season in full swing.
By Chris Schafer|June 18, 2024
How to Get Homeowners Insurance With a Bad Roof

How to Get Homeowners Insurance With a Bad Roof

Your roof protects your home from the elements, so you may find it more costly or difficult to buy homeowners insurance coverage with an old or damaged roof.
By Stephanie Colestock|June 14, 2024
Best Condo Insurance Companies (2026)

Best Condo Insurance Companies

Allstate, American Family, and Amica Mutual offer the best condo insurance.
By Jamie Johnson|June 14, 2024
Is Earthquake Insurance Worth It?

Is Earthquake Insurance Worth It?

If you live in a high-risk area and can’t afford to cover rebuilding costs after a major quake, earthquake insurance may be a wise investment to protect your finances.
By Amy Beardsley|June 13, 2024
Does Homeowners Insurance Cover Trampolines?

Does Homeowners Insurance Cover Trampolines?

Whether home insurance covers trampolines depends on the insurance company and your unique situation.
By Anna Baluch|June 13, 2024
Nearly 33M Coastal Homes at Risk From ‘Very Active’ Hurricane Season, Report Says

Nearly 33M Coastal Homes at Risk From ‘Very Active’ Hurricane Season, Report Says

Potential losses — both insured and uninsured — could reach trillions of dollars, information services company reports.
By Evelyn Pimplaskar|June 12, 2024
Best High-Risk Home Insurance (2026)

Best High-Risk Home Insurance

American Family, Liberty Mutual, and AIG offer some of the best high-risk homeowners insurance options.
By Sarah Sharkey|June 11, 2024
Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?

Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?

Independence Day celebrations can lead to insurance premium increases or policy cancellations. Here’s how homeowners can stay safe.
By Cassie Sheets|June 10, 2024
Does Home Insurance Cover Water Damage?

Does Home Insurance Cover Water Damage?

Homeowners insurance covers some types of water damage that results from a covered peril. But the damage must be accidental and sudden.
By Daria Kelly Uhlig|June 7, 2024
What Is Loss Assessment Coverage, and Who Needs It?

What Is Loss Assessment Coverage, and Who Needs It?

Loss assessment coverage reimburses you when condo or homeowners associations levy special assessments under certain circumstances.
By Daria Kelly Uhlig|June 6, 2024