Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

What Is a Captive Agent in Car Insurance?

What Is a Captive Agent in Car Insurance?

Captive agents work for just one insurance company, while independent agents may work with many different companies.
By Aly J. Yale|March 3, 2026
Can You Get Six-Month Car Insurance Coverage?

Can You Get Six-Month Car Insurance Coverage?

Six months is the standard length for a car insurance policy term. Here’s what you need to know.
By Alani Asis|March 3, 2026
Does Car Insurance Cover Fire Damage?

Does Car Insurance Cover Fire Damage?

Many optional car insurance policies cover certain forms of fire damage.
By Nick Dauk|March 3, 2026
How Much Does a Car Weigh? Average Weights of Common Cars

How Much Does a Car Weigh? Average Weights of Common Cars

The most recent data from the Environmental Protection Agency (EPA) shows that the average 2022 model-year car in the U.S. weighs 4,303 pounds. Depending on factors like size and body style, this number can vary from between 2,600 and 5,700 pounds.
By Tanveen Vohra|March 3, 2026
How To Safely Drive On Black Ice and Avoid Accidents

How To Safely Drive On Black Ice and Avoid Accidents

Driving cautiously, looking for glossy patches, and steering into the spin are the best ways to handle black ice.
By Lindsay VanSomeren|March 3, 2026
How Much Car Maintenance Costs in 2026

How Much Car Maintenance Costs in 2026

From oil changes to tire rotations, car maintenance costs about $792 per year. But maintenance costs vary depending on your vehicle, where you live, and other factors.
By Anna Baluch|March 3, 2026
How Much Does an Alternator Replacement Cost?

How Much Does an Alternator Replacement Cost?

It can cost anywhere from $100 to $1,000 to replace your car’s alternator.
By Lindsay VanSomeren|March 3, 2026
Can You Legally Drive with an Expired License? (2026)

Can You Legally Drive with an Expired License?

While it’s sometimes possible to unknowingly miss your driver’s license expiration dates, you can’t legally drive with an expired license.
By Katie Powers|March 3, 2026
Can You Reinstate a Canceled Car Insurance Policy?

Can You Reinstate a Canceled Car Insurance Policy?

If your insurer cancels your car insurance policy for non-payment, you may be able to reinstate coverage — but you need to act quickly.
By Miranda Marquit |March 3, 2026
Tesla Model 3 Car Insurance Quotes (2026)

Tesla Model 3 Car Insurance Quotes

It costs $441 per month to insure a Tesla Model 3 with full coverage.
March 3, 2026
Gap Insurance on Used Cars: Do You Need It?

Gap Insurance on Used Cars: Do You Need It?

If you have a late-model used car, gap insurance could offer important financial protection.
By Daria Kelly Uhlig|March 3, 2026
How to Cancel Your Car Insurance (2026)

How to Cancel Your Car Insurance

You should contact your insurance company to cancel an auto insurance policy, but be sure to secure new coverage before you cancel the old policy.
By Nick Dauk|March 3, 2026
Tickets vs. Citations: What’s the Difference?

Tickets vs. Citations: What’s the Difference?

Ticket is the informal name for a citation, or the written statement an officer issues detailing a traffic or parking violation.
By Jerry Brown|March 3, 2026
Can You Get Car Insurance Without a License?

Can You Get Car Insurance Without a License?

You have several ways to get car insurance without a license, including parked-car insurance and excluding yourself as a driver on the policy.
By Janet Berry-Johnson|March 3, 2026
Can Your Car Insurance Company Drop You?  What to Know About Cancellation

Can Your Car Insurance Company Drop You? What to Know About Cancellation

An insurer can cancel your auto policy for something serious like a DUI conviction, or if you don't pay your bill. But they must notify you first.
By Daria Kelly Uhlig|March 3, 2026
Is Accident Forgiveness Insurance Worth It?

Is Accident Forgiveness Insurance Worth It?

Accident forgiveness is an optional car insurance coverage that waives your first at-fault collision so your premiums don’t increase.
By Elizabeth Rivelli|March 3, 2026
Dodge Challenger Car Insurance Quotes (2026)

Dodge Challenger Car Insurance Quotes

Challenger drivers pay an average of $199 per month for car insurance.
By Anna Baluch|March 3, 2026
States With No-Fault Insurance Laws

States With No-Fault Insurance Laws

In 12 states, drivers file accident claims for their injuries with their own insurers — regardless of who caused an accident.
By Jess Ullrich|March 3, 2026