Is American Family A Good Insurance Company? Reviews From Over 597 Customers

Updated

Ray
Verified Review
I like your insurance, but the cost keeps going up every time I make payments or every six months. I'm looking for something a little bit cheaper, so I'm currently searching for alternatives. However, I'm still with you for now.
I like your insurance, but the cost keeps going up every time I make payments or every six months. I'm looking for something a little bit cheaper, so I'm currently searching for alternatives. However, I'm still with you for now.
Ray
Verified Review
It's been good since I've been with them, but the prices keep going up. I'm looking for cheaper insurance.
It's been good since I've been with them, but the prices keep going up. I'm looking for cheaper insurance.
Chris
Verified Review
Good
For their prices and coverage
Gary
Verified Review
I've been with this insurance company for 5 years now and I must say their service is top-notch. Their rates are reasonable and they have a variety of coverage options to choose from. They've always been prompt in handling my claims and their customer service is always friendly and helpful.
I've been with this insurance company for 5 years now and I must say their service is top-notch. Their rates are reasonable and they have a variety of coverage options to choose from. They've always been prompt in handling my claims and their customer service is always friendly and helpful.
Marshall
Verified Review
Good
I hit a deer and they handled the claim very efficiently and quickly.
Lorraine
Verified Review
Your insurance is very good, but the price increases each year. I'm on a fixed income now and I can't continue to pay more each year.
Your insurance is very good, but the price increases each year. I'm on a fixed income now and I can't continue to pay more each year.
James
Verified Review
Excellent
I've never had a bad experience with American Family. My local agent has always been top notch!
David
Verified Review
Excellent
They treated me fairly and were always there when I needed them.
Rick
Verified Review
Excellent
About 18 years of excellent service.
Joyce
Verified Review
They are always on time when I call them for help, but they have increased my premium and I am on a fixed income.
They are always on time when I call them for help, but they have increased my premium and I am on a fixed income.
Juanita
Verified Review
Excellent
They provide great insurance and process claims very quickly.
Theresa
Verified Review
They have been honest, personable, and easy to communicate with. Their rates are reasonable and automatic payments are a nice way to pay. I am only planning to switch because the location I'm moving to isn't covered by American Family.
They have been honest, personable, and easy to communicate with. Their rates are reasonable and automatic payments are a nice way to pay. I am only planning to switch because the location I'm moving to isn't covered by American Family.
Terri
Verified Review
Excellent
The price is always good, my agent is wonderful.
Stephanie
Verified Review
Excellent
They helped me with my car when I had hail damage twice in a short period of time.
Jacob
Verified Review
Average
The price is higher.
Stephanie
Verified Review
This is the worst insurance company I've ever dealt with. They failed to follow up on a claim I made, even though I had dash cam evidence. As a result, there's now a false claim on my Motor Vehicle Record (MVR). No payment was ever made for the claim. I've since switched to a better insurance company and hired an attorney to address the issue of insurance fraud.
This is the worst insurance company I've ever dealt with. They failed to follow up on a claim I made, even though I had dash cam evidence. As a result, there's now a false claim on my Motor Vehicle Record (MVR). No payment was ever made for the claim. I've since switched to a better insurance company and hired an attorney to address the issue of insurance fraud.
Robert
Verified Review
They were affordable at the start, but showed no compassion when I received my first and only traffic infraction (a DUI). They more than doubled my rates. I really should give them 2 stars. They expect us, the clients, to be loyal to them but they don't care about us.
They were affordable at the start, but showed no compassion when I received my first and only traffic infraction (a DUI). They more than doubled my rates. I really should give them 2 stars. They expect us, the clients, to be loyal to them but they don't care about us.
Zachary
Verified Review
Fair
They raised my rates! They are way too expensive compared to their competitors.
Felicia
Verified Review
When I filed a claim, I had no follow-up from the claim adjuster. I am still waiting for my deductible to be paid back.
When I filed a claim, I had no follow-up from the claim adjuster. I am still waiting for my deductible to be paid back.
Stephanie
Verified Review
Poor
Their customer service is horrible and my insurance agent lacks integrity.
Rachel
Verified Review
In the beginning, it was great. They generally have great customer service and are very kind people. However, I gave them two stars because they dropped my fiance and me after he hit a deer.
In the beginning, it was great. They generally have great customer service and are very kind people. However, I gave them two stars because they dropped my fiance and me after he hit a deer.
Liza
Verified Review
They kept gradually increasing my rate. Currently, I pay $1700 for six months. Other companies offer $750 for six months. However, I do like that they have a local office.
They kept gradually increasing my rate. Currently, I pay $1700 for six months. Other companies offer $750 for six months. However, I do like that they have a local office.
Cheryl
Verified Review
Average
My rates continue to rise for both auto and homeowners insurance. I am being priced out.
Michael
Verified Review
Average
Great coverage for my car.
William
Verified Review
Despite not having any claims, tickets, or accidents, my premiums keep increasing. I even had to get rid of a vehicle and reduce the coverage on my other vehicles to afford it. However, I do appreciate our agent, who is very nice and helpful.
Despite not having any claims, tickets, or accidents, my premiums keep increasing. I even had to get rid of a vehicle and reduce the coverage on my other vehicles to afford it. However, I do appreciate our agent, who is very nice and helpful.
Gary
Verified Review
I have been overcharged for auto insurance by American Family because of my credit history, which I find unfair. I drive a 2004 vehicle and only put on 5,000 miles per year. Moreover, I'm a professional truck driver with no incidents or citations when operating a 36-ton machine. I have one speeding ticket in my car from 3-4 years ago. I found a comparable plan with Progressive for $20 less.
I have been overcharged for auto insurance by American Family because of my credit history, which I find unfair. I drive a 2004 vehicle and only put on 5,000 miles per year. Moreover, I'm a professional truck driver with no incidents or citations when operating a 36-ton machine. I have one speeding ticket in my car from 3-4 years ago. I found a comparable plan with Progressive for $20 less.
Pamela
Verified Review
Fair
I have not gotten a ticket and have had no accidents, yet they still keep raising my rates.
Tiffany
Verified Review
I had a very good experience for over three years. However, they made some changes with their agents and, unfortunately, the communication worsened rather than improved after that change.
I had a very good experience for over three years. However, they made some changes with their agents and, unfortunately, the communication worsened rather than improved after that change.
Brian
Verified Review
American Family was very impersonal and they incorrectly reported a front-end collision claim against me. I had a minor rear-end collision with no damage to either vehicle, but they reported it as a front-end collision with damages. Their web-based account details are not user-friendly, especially for paperless customers, and they do not list any details about claims. Moreover, my combined homeowner's policy is not accessible for viewing. If they offer you the best rates, that's great because rates and the legal details of your policy are the most important. However, be aware that their web-based and personal relations may be discouraging.
American Family was very impersonal and they incorrectly reported a front-end collision claim against me. I had a minor rear-end collision with no damage to either vehicle, but they reported it as a front-end collision with damages. Their web-based account details are not user-friendly, especially for paperless customers, and they do not list any details about claims. Moreover, my combined homeowner's policy is not accessible for viewing. If they offer you the best rates, that's great because rates and the legal details of your policy are the most important. However, be aware that their web-based and personal relations may be discouraging.
Gloria
Verified Review
Fair
They raise the price every time I receive an email.
Sheri
Verified Review
I was involved in an accident where I had $100,000 in med pay coverage and American Family denied the surgeon and hospital bills. It was a disaster.
I was involved in an accident where I had $100,000 in med pay coverage and American Family denied the surgeon and hospital bills. It was a disaster.
Matthew
Verified Review
Average
The service is good and our agent is great, but the rates are too high now.
Cameral
Verified Review
Poor
My insurance keeps going up for no apparent reason.
Jasonn
Verified Review
Poor
The rate increases every 6 months.
Tim
Verified Review
Average
Renee Horton was friendly, but they kept increasing the price every 6 months.
Americo
Verified Review
Poor
The price has been going up, and I've been with them for 10 years.
Terri
Verified Review
Poor
The customer service keeps changing.
Kirby
Verified Review
It was tough to get money for my car and roof. I've paid a lot over the years and received very little in return. However, they did have my back when dealing with Liberty Mutual.
It was tough to get money for my car and roof. I've paid a lot over the years and received very little in return. However, they did have my back when dealing with Liberty Mutual.
Felicity
Verified Review
Poor
They raised my bill and wouldn't tell me why. They also prevented me from paying for a month.
Valeriy
Verified Review
Average
Why does my insurance always go up?
Bryan
Verified Review
Average
The service from the agent was poor.
Tony
Verified Review
Average
Too high priced.
Cynthia
Verified Review
There's a lack of availability to speak to my assigned representative and get answers. Furthermore, when I call the 800 number, I'm told I need to speak to my representative. It's frustrating.
There's a lack of availability to speak to my assigned representative and get answers. Furthermore, when I call the 800 number, I'm told I need to speak to my representative. It's frustrating.
William
Verified Review
Average
They keep increasing my payment.
Madelyn
Verified Review
The rates are too high. I've been with American Family for almost 30+ years. I'm paying almost $600 for six months of liability insurance, but I can get the same coverage elsewhere for $206 for six months. I think their rate is a little too high. Also, my homeowners insurance was going to be over $1800 for a year, but I can get the same coverage for less than $900 a year elsewhere.
The rates are too high. I've been with American Family for almost 30+ years. I'm paying almost $600 for six months of liability insurance, but I can get the same coverage elsewhere for $206 for six months. I think their rate is a little too high. Also, my homeowners insurance was going to be over $1800 for a year, but I can get the same coverage for less than $900 a year elsewhere.
Larry
Verified Review
Average
They raise my rates every year.
Alvin
Verified Review
Average
The only experience I have had is continual rate increases.
William
Verified Review
I've been with American Family for a long time. When I lived in Las Vegas, I was with them the entire time and never had a problem. I had a really good agent who took great care of me. However, since I moved back to Osage Beach, Missouri and got my insurance with American Family here, I've been very unhappy with my agent. He never contacts me directly, it's always someone from his office. Recently, because I was two days late on my payment, they wanted to charge me a $10 late fee. This has happened to me twice. As a businessman for over 40 years, I would never charge a customer, especially a long-term one, a $10 fee for being a couple of days late. When I called him about it, he was not very helpful and as far as I know, nothing has changed. For that reason, I'm planning to switch to a company that cares about me and is helpful.
I've been with American Family for a long time. When I lived in Las Vegas, I was with them the entire time and never had a problem. I had a really good agent who took great care of me. However, since I moved back to Osage Beach, Missouri and got my insurance with American Family here, I've been very unhappy with my agent. He never contacts me directly, it's always someone from his office. Recently, because I was two days late on my payment, they wanted to charge me a $10 late fee. This has happened to me twice. As a businessman for over 40 years, I would never charge a customer, especially a long-term one, a $10 fee for being a couple of days late. When I called him about it, he was not very helpful and as far as I know, nothing has changed. For that reason, I'm planning to switch to a company that cares about me and is helpful.