Is Mercury A Good Insurance Company? Reviews From Over 634 Customers

I'm satisfied, but I want a new insurance policy that only covers one vehicle. I barely drive it, as it will be a parked vehicle driving less than 4,000 miles per year.

It's just fine.

The price is the lowest, but it's still very high. The service is poor.

The insurance is expensive.

I have had no issues or claims. I have not yet seen my October renewal. However, I thought the price was a little high last year.

I loved Mercury Insurance, but they raised my rates too high even though I have been with them for over 10 years without any accidents. As a senior citizen, I can't afford the increase!

The agent was wonderful, but they were not flexible on discounting. The price was way too high for minimum standard auto coverage.

I've been with them for 20 years. They cancelled my home policy and keep raising my auto premium, even though I've had no tickets or accidents in over 20 years.

Indifference

Too expensive

It's been good, but I think they could have done better.

They offer the best price on the market.

It's very easy to work with their experienced customer service.

I had a good experience for 11 years, but suddenly it became unaffordable. The cost became three times more than my car payment, forcing me to look elsewhere.

The online tools are easy to navigate, but if you need to speak with someone, that is easy too.

I would recommend it to a friend.

The claim procedures are fast and carefree. They take almost immediate action in terms of repairs and securing a rental car. The repair service is quick and they provide step-by-step claim information.

I had a good experience.

Average.

The customer service was good at making changes to a policy, but not at explaining why rates increased or decreased.

Good

The increases are not regulated.

It's a great company. I've been with them for years.

Great value.

The service is very good, but I'm sad because they don't want to give me more service.

Mercury GO is not ideal because it requires you to use an app on your phone instead of your personal vehicle. This is particularly inconvenient when the vehicle you've insured with Mercury stays parked at home while you're driving a company vehicle 90% of the time.

Great, helpful agent.

Mercury has been my auto insurer for over 20 years. They recently changed their underwriting rules, and not for the better. Their claims process is less supportive now, mainly being online.

They have always been good until my policy's price skyrocketed for no apparent reason. I have been with them for over 6 years and every 6 months, the price has increased without any justification. Now, it's so high that I can't afford it anymore.

Good rates

I have not been able to find a better price for the same coverage, and they are the best at handling claims.

This is the cheapest insurance.

Good customer service

They are good at handling claims.

They have great customer service.

They were okay, but I didn't care for their price hikes.

I had no problems getting new insurance when I needed it.

I've been with them since 2014, but my income has changed and I can't afford it like before.

Price and great service

Great service. Good rates. Nice staff.

They have been a great company, albeit a little pricey.

Good rates and service

Lowest rates

No issues. The price is competitive until policy renewal.

Easy and quick support

They have given me credit for my master's degree and safe driving.

Mercury provided me with expert care when my vehicle was involved in a hit and run, and also a minor accident.

They've taken care of me for over 10 years and offer the lowest rate.

Best rates and attentive to my needs.

They were the best in price, really friendly, and prompt.

Good rates, great customer service.

Great price, good service.

Reasonable rates.

I had an accident which was my fault, and they paid for everything. There were no problems with anything. I only had two phone calls with them, and everything was settled.

Good insurance for my income.

When I had an accident, they were just easy to work with.

The ease of obtaining coverage and their low premiums are impressive.

They are reliable and the price is just right for my insurance needs.

I gave it a 4 instead of 5 because my rate is raised by 10% every year. I feel punished, not rewarded, for good driving.

Good pricing and helpful customer service.

I don't feel like they have good rates, even though I've been with them for a long time. When I had a claim, three or four people called me, and none of them had spoken to each other about my claim. Everyone asked me different questions about the same vehicle. It was so frustrating to deal with so many people, and none of them knew what was going on. Also, when I asked them why the prices are so high, they couldn't explain it to me, and it takes them forever to call me back.

Sad company charging a 5% deductible for wind and hail damage, especially if the home is older than 5 years.

Mercury will raise your rates to a price higher than the one you switched from when you first became a Mercury customer. The lower rate is only for the first 6 months. This happens regardless of how clean your driving record is.

Too expensive.

I did not receive my discounts of 20% plus 22%. Additionally, they keep increasing my insurance rates.

Too expensive.

It's way overpriced. I'm shopping now.

It's very, very expensive.

I used to pay annually, but now I pay every six months. As a result, I'm paying twice as much per year.

It's horrible, overpriced, and not open to options.

Their rates are too high, so I would recommend shopping around. Every year, for no apparent reason, the rates keep getting higher and higher. Despite having a good driving record with no accidents, my rate still increases by a couple hundred bucks every year. It's quite frustrating.

I have two autos and a house insured with Mercury. One car is a collector's car and hasn't been licensed in five years. The other car is driven less than 2,000 miles per year. Despite having full coverage, I can't get lower rates. The house, which has had no claims, also seems to have a high insurance rate.

I had a no-fault accident three years ago, and the treatment towards me has been as if it was my fault. It felt like they wanted me to drop them, which I eventually did.

They raise rates frequently.

They didn't assist me when they cancelled my homeowner's insurance.

Just understand that your bill will consistently rise each time the renewal period comes up.

I was with Mercury for six months, and my policy unexpectedly jumped from $225.85 to $284.90 upon renewal for unknown reasons. Poor service.

It was very disappointing and difficult to reach them. The staff was extremely rude.

I didn't like that my insurance kept increasing by $20.00.

They are expensive without any apparent reason and raised rates without cause.

I had them for years and they dropped my homeowners insurance, even though I never had a claim in 20 years. The prices for my auto insurance keep going up.

I scraped a sign at church and had to file an insurance claim for the first time in my 43 years. I called Mercury and asked about the implications of filing a claim, and they assured me everything would be fine. However, my six-month premium increased to $2000 afterwards. This has made it impossible for me to shop around for insurance because now I'm considered to have a poor driving record. I received a small check for this claim and was reassured that everything was going to be fine, but now I'm stuck with this for five years. If they had been honest with me, I never would have filed a claim and would have handled it on my own.

I wouldn't recommend them. Because of my age, I had to reduce my car insurance to the bare minimum. I am 77 years old, have been driving for 56 years, have had no accidents, no DUIs, and drive less than 30 miles a day, etc.

Too expensive. They wanted to discontinue my insurance without a clear explanation.

Very expensive.

After 20 years of complete coverage, they discontinued my homeowner's insurance due to a re-evaluated fire risk.

Never file a homeowner's claim.

They don't shop for the best cost.

We have been with Mercury for at least 20 years and never had a claim. However, they are challenging to work with when it comes to policy coverage. They continually raise the vehicle mileages every year, even though we do not drive anywhere close to those mileages on most of the vehicles. They never ask for mileage verification before raising the rates each year. Then, they make it very difficult to adjust the mileages once the policy is renewed. They are too policy-driven and not customer-driven. We are actively looking for another company that is more customer-friendly and cost-effective. However, I am finding that such a company may not exist. Very frustrating.

They were good until I had one accident in 55 years of driving, then they just canceled my policy. No explanation was given. I had a perfect driving record until the accident. I'm not happy about the lack of response from the claims department.

Alex is always good, but he needs to provide more explanations of the policy for older adults. Additionally, better discounts for them would be appreciated.

I haven't had any tickets or accidents for at least 9 years, yet my rate keeps increasing.

They raised my rates by $500 even though my truck is 7 years old. Very poor service.

I was disappointed. They promised a rate of $104 per month - except the first month was to be slightly higher due to admin costs for policy set-up. The actual rate was $114 per month. But after 3 months, it was raised to $117 per month, then $127 and kept going up. At the annual renewal, it was up to $179 per month. I contacted the agent about the constant rate increases only to be told she had no control over rates. I can't comment on the claim service because I never filed a claim.

The customer service at Mercury is poor.

After one accident, they doubled my rate.

You can do better, especially with the rates going up!

The only problem is the price.

They pushed a business policy and said it's all they offer. They raised the cost in one month. There was no email communication. I'm done.

Despite having no claims, accidents, tickets, or DUIs, my rates went up at renewal. It seems all insurers have collectively raised their premiums. It feels like a monopoly.

They doubled my home insurance without any notice.

I would advise not to use Mercury. Even with no claims and no accidents, your rate goes up every year.

Their rates keep increasing, while their customer service remains subpar.

We filed a roof claim and had two different roofing contractors check and take pictures showing hail damage. We waited for over a month for the original adjuster to approve or reject the claim, and he felt it should be rejected. They sent a third-party inspector and then we discovered our adjuster had left the company. We got another adjuster and after another three weeks, she flatly rejected our claim.

Every time I have contacted customer service for any reason, from resetting my online password to adding a vehicle to the policy, they have been very rude. I'm paying them $400 a month, which is 100% profit for the company since I've never filed a claim in the 3 years I've been a customer. Yet, I get treated like I'm bothering them any time I've needed their assistance with something.

I had full coverage, but then there was a $400 hike per year. I switched to State Law which was $200 lower. I sent a check for $146.00 for renewal, but they claimed it arrived 2 days late. Was it due to snail mail? I think they're lying. The new policy is $600 more per year. Now, I have no insurance. I've had this poor service since I was 16. I might just go without insurance because I no longer care.

They keep increasing the policy.

I am waiting for a return call on quotes. Tom Brown is never available.

The app is not helpful. Anytime you want to find something or need help, you have to call. The website and app offer the bare minimum with limited features. They do not offer GAP insurance. I found way better coverage for the same price at Progressive.

I'm very upset with Mercury. I was a consistent customer, making payments on time every six months for years. However, when I was one day late on a payment, I received no grace period. Mercury cancelled my policy and I will never return to them.

I feel they are overpriced.

I'm very upset with their charges and changes.

I do not recommend this insurance as it is not good.

It was okay until they raised my rate by over 30% after the first six months.

The customer service is fast and the coverage is great! However, the rates start off well but increase with every renewal. It has reached a point where it will soon be more than my car payment, which is ridiculous!

They raised their rates.

This is one of the few auto insurance companies that offers annual policies and has maintained the same rates for 2 1/2 years. However, I haven't received a satisfactory explanation for why the collision premium doubled on my 2024 renewal. I prefer dealing directly with the company rather than through Jerry, my agent. All the other companies I've used in the last 12 years seem to increase their rates by 20 - 30% every 6 months. Since I retired and moved back to Carroll County, VA, I've noticed an almost 40% increase since last January, which I find unacceptable.

It appears that most people working there are confused and don't know what they're doing.

Okay, let's talk about price increases.

Increase in prices