close up of a tire on a bright orange car with test message bubbles between a driver and tow truck company that say a towing a broken down car will be expensive
Car Insurance

Is a AAA Membership Worth the Cost for You?

AAA is the most popular roadside assistance company, but are their services worth it? Learn more about saving money with your insurance company.

Drivers usually can’t add roadside assistance to their policies unless they have collision and comprehensive coverage. You can compare how much the additional coverage will cost you by using car insurance comparison sites, such as Insurify. Additionally, be sure to check out Insurify’s Best Auto Insurance Companies list if you’re looking to switch your insurance.

Having a roadside assistance plan is a must for individuals who travel by car frequently. Car failure or an accident can occur whether you’re making a trip across country or town. So how can you know if paying for a AAA membership is right for you?

Signing up for a AAA membership includes a new-member fee that can cost anywhere from $10 to $20 depending on your state.
Insurance Company Starting cost of roadside assistance coverage per year
Progressive $36-$180
Geico $14 per car
State Farm $4.56
Allstate $52/year or $125/occurrence
Nationwide $4
Esurance Free with collision and comprehensive or pay-per-use
The General $120
Farmers $23.2
Liberty Mutual N/A
USAA $12

Roadside assistance prices depend on your current insurance policy and state.

Whether you purchase a roadside assistance plan through your auto insurance provider or a separate company, you’re usually guaranteed multiple services depending on the plan– and you should always be guaranteed peace of mind.

Before we get into the pros and cons of a AAA membership and a similar coverage through your insurance company, let’s go over roadside assistance basics.

What services do roadside assistance plans provide?

Roadside assistance service involves a professional mechanic driving out to you and your stalled vehicle and either fixing it on site or providing towing services to your auto body shop of choice. The following services are usually included in a roadside assistance visit:

  • Towing
  • Battery jump start
  • Flat tire replacement
  • Lockout and locksmith
  • Fuel delivery
  • Extrication or winching

Do I really need roadside assistance?

If you’ve never experienced mechanical troubles with your vehicle before, it can be tempting to go without roadside assistance coverage in order to save a few dollars a month. However, if you find yourself in a situation where you do need professional help and don’t have a reliable service on hand, like AAA or your insurance company, you could become vulnerable to towing company or auto body fraud and end up paying massive amounts out of
pocket. Towing without any type of membership or insurance can cost anywhere from $75 to $200 per incident.

In comparison, many auto club memberships only cost between $75 to $250 per year or $6 to $21 per month. Adding roadside assistance coverage to your insurance policy can cost anywhere between $20 to $180 per year depending on your policy.

So before you decide whether or not you can go without the extra coverage, ask yourself these five questions about yourself and your car:

1. How old is my vehicle?

The older the car, the greater the need for additional service. Your new car will most likely be running well and generally is covered under the manufacturer’s emergency roadside service for the first few years or up to a certain amount of mileage. Even if your car is not under warranty, any problem you run into will be cheaper to handle individually as opposed to paying
for an optional coverage you may never need.

2. What is my average daily mileage?

The less you drive, the less need you’ll have for roadside assistance. If you’re daily commute tends to be in areas you’re familiar with, you’ll most likely be aware of where local body shops are and which ones you can call when in need. When driving in new locations, it would be comforting to have a professional to take care of these matters for you.

3. How much time do I want to invest in repairing my car?

If you’re an impatient person then you could really benefit from roadside assistance. Mechanical skills are great to have, but nothing beats having a professional coming to you in a time of need with a quick fix.

4. How much money do I want to spend in the long run?

Surprisingly, paying the increased premium or membership fee for roadside assistance will end up saving you money in the long run. Without this coverage, having a mechanic come out to your location can easily be more expensive than you had anticipated — as much as $200 per incident.

5. Who is offering you roadside assistance coverage?

You might want to think twice about roadside assistance if you already have it through your car’s manufacturer or credit card. A lot of car makers and credit card companies will offer free roadside service with certain perks and limitations. It is best to check with your manufacturer and credit card company to confirm before you purchase additional roadside coverage from
your insurance provider or a third party club.

How much does a AAA membership cost?

Because AAA is a federation of different motor clubs, the cost of membership varies by state and membership level.

AAA offers three membership levels including Classic, Plus, and Premier. Generally, signing up for a AAA membership includes a new member fee that can cost anywhere from $10 to $20. Adding another member to a pre-existing account usually starts around $30 and increases for plus and premier levels. AAA also offers renewal fees that are significantly less than the original
cost of becoming a member.

What are the benefits of being a AAA member?

The exact benefits of AAA differ based on your membership level. For example, Plus and Premier members receive more free towing miles and higher reimbursement minimums for locksmith services. Higher membership levels also offer coverage for stolen luggage and hotel expenses if your vehicle is being repaired on a road trip.

You can use your AAA protection anywhere on the road, even if you’re traveling in a vehicle that you don’t own; the membership benefits follow the driver, not the car. However, some Premier benefits have mileage limitations for services like emergency travel and concierge assistance.

AAA is also well known for its wide range of deals outside of the auto industry. You’d truly benefit from membership discounts on things like entertainment, attractions, airfare, car rentals, cruises, dining, hotels, shopping etc. A few of the affiliated companies include 1-800-Flowers, Banana Republic, Busch Gardens, K-Mart, Macy’s, and many more!

If separating your roadside assistance from your insurance company doesn’t sit right with you, AAA also offers their own home, auto, renters, and life insurance.

AAA Motor Club of Arkansas, Mississippi, Missouri, and select counties in Kansas

new-member fee and additional member fee is not available for this club
Benefits Classic Plus Premier
Towing Towing up to 3 driving miles or back to the service provider. 100 miles Up to 200 miles on one tow, Up to 100 miles on remaining tows
Rental Car discounted rates Discounted rates, plus free one-car class upgrade
Hertz Gold Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for two free weekend rental days.
Emergency fuel delivery You pay for fuel Free Free
Identity Theft Monitoring ProtectMyID® Essential Free to members, daily credit monitoring, email alerts, fraud suport, lost wallet card protection Free to members, daily credit monitoring, email alerts, fraud suport, lost wallet card protection Free to members, daily credit monitoring, email alerts, fraud suport, lost wallet card protection, $10,000 identity theft insurance
Vehicle Locksmith Service Up to $60 Up to $100 Up to $150
Referral to AAA Approved Auto Repair Facilities included included included
Vehicle History Reporting 20% Discount 20% Discount One free per member, additional reports at a 40% discount
AAA Discounts & Rewards Yes Yes Yes
Personal Notary Service Free Free Free
Magazine subscription Included Included Included
Domestic Maps, TripTik® Travel Planner, and AAA TourBook® Travel Guides free free free
Trip Interruption Benefits N/A N/A Up to $1,500
Global Travel Emergency Assistance available
Processing Fees for Airline and Rail Tickets reduced
Travel Accident Insurance from AAA Travel up to $300,000
Home Lockout Service up to $100
Optional RV and Motorcycle Towing and RV Tire Change Service $30/year $30/year

AAA Motor Club of Alabama

new-member fee is $20 and additional member fee is not available for this club.
Benefits Classic Plus Premier
Towing 3 driving miles, or unlimited towing back to service provider, per service call 100 driving miles per service call 200 driving miles on one service call per household, 100 driving miles on remaining service calls
Rental Car discounted rates Discounted rates, plus free one-car class upgrade
Hertz Gold Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for two free weekend rental days.
Emergency fuel delivery You pay for fuel Free Free
Identity Theft Monitoring ProtectMyID® Essential Free to members, daily credit monitoring, email alerts, fraud suport, lost wallet card protection Free to members, daily credit monitoring, email alerts, fraud suport, lost wallet card protection Free to members, daily credit monitoring, email alerts, fraud suport, lost wallet card protection, $10,000 identity theft insurance
Vehicle Locksmith Service Up to $60 Up to $100 Up to $150
Referral to AAA Approved Auto Repair Facilities Included Included Included
Vehicle History Reporting 20% Discount 20% Discount One free per member, additional reports at a 40% discount
AAA Discounts & Rewards Yes Yes Yes
Personal Notary Service Free Free Free
Magazine subscription Included Included Included
Domestic Maps, TripTik® Travel Planner, and AAA TourBook® Travel Guides free free free
Trip Interruption Benefits N/A N/A Up to $1,500
Vehicle Return Benefits N/A N/A Up to $500
Global Travel Emergency Assistance available
Processing Fees for Airline and Rail Tickets reduced
24-Hour Concierge Services available
Travel Accident Insurance from AAA Travel up to $300,000
Home Lockout Service up to $100
Vehicle Inspection Program $45 rebate

AAA Motor Club of Arizona

new-member fee is $15 and additional member fees are $31/51/69 for respective membership level.
Benefits Classic Plus Premier
Towing 5 miles 100 miles 200 miles x 1 (per household), 100 miles x 3, 5 miles x 1
Emergency fuel delivery You pay for fuel Free Free
Locksmith reimbursement for car and home $50 (car only) $100 (car only) $150 (car) and $100 (home)
AAA Mobile Battery Service included included extra $10 off
AAA Auto Repair Shops 10% labor discount and 24-month/24,000-mile warranty 10% labor discount and 24-month/24,000-mile warranty 10% labor discount and 24-month/24,000-mile warranty
AAA Discounts and Rewards® included included included
Free identity theft monitoring included included included
Accident away from home protection 1500 2500 2500
Coverage options for RVs and motorcycles N/A included n/a
Free passport photos n/a 1 set/year 5 sets/year
Trip interruption coverage n/a n/a 1500
Vehicle return coverage 500
One-day free car rental with a tow included
Emergency travel and medical assistance included
Concierge services included

AAA Motor Club of the Carolinas

new-member fee is $10 and additional member fees are $30/35/45 for respective membership level.
Benefits Classic Plus Premier
Towing 3 miles 100 miles 200 miles
Flat Tire Change included included included
Battery service included included included
Fuel delivery pay for fuel free free
Vehicle Lockout Services Up to $50 Up to $100 Up to $100
Vehicle Extrication One truck, one driver Two trucks, two drivers Two trucks, two drivers
Free Travel Materials included included included
Travel Accident Insurance 100000 300000 300000
Legal Defense up to $50 up to $100 up to $300
Auto Theft Reward up to $500 up to $1,000 up to $1,500
car rental reimbursement na/ n/a included
Travel Concierge Service na/ n/a included
Home Lockout Service na/ n/a up to $100

AAA Motor Club of Colorado

new-member fee is unavailable and additional member fees are $39/76/76 for respective membership level.
Benefits Classic Plus Premier
Towing Up to 7 miles per member, per tow. Up to 100 miles per member, per tow. Up to 100 miles per member, per tow. One tow may be extended to a total of 200 miles.
Mechanical Adjustment Included Included Included
Jump Start and Battery Service Included Included Included
Flat Tire Change Included Included Included
Fuel Delivery You pay for fuel Free Free
Roadside Electric Vehicle Charging Included Included Included
Auto Lockout Service Included Included Included
Auto Locksmith Service Up to $50 Up to $100 Up to $100
Home Locksmith Service n/a n/a Up to $100
Extricating Included Includes services by a second truck and operator for one hour Includes services by a second truck and operator for two hours
Free Car Rental n/a n/a Call and AAA will arrange this free one-day car rental with Hertz for you
Travel Services and Benefits Full service Travel Agency, exclusive member discounts and benefits, free maps and TourBooks, Hertz Gold Plus rewards and more. Full service Travel Agency, exclusive member discounts and benefits, free maps and TourBooks, Hertz Gold Plus rewards and more. Enhanced Services: Concierge Services, Vehicle Return, 24-Hour Travel Assistance, AAA Air Ticketing Fees Waived, Free Passport Photos, Hertz Gold Plus Rewards.

AAA Motor Club of Hawaii

new-member fee $20 and additional member fees are unavailable for this club.
Benefits Classic Plus Premier
Towing 5 miles 100 miles Up to 200 miles on one tow, Up to 100 miles on remaining tows
Rental Car discounted rates Discounted rates, plus free one-car class upgrade
Hertz Gold Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for two free weekend rental days.
Emergency fuel delivery You pay for fuel Free Free
AA Battery Service Included Included Included
Battery Jump starts Included Included Included
Flat Tire Service Included Included Included
Minor Mechanical First Aid Included Included Included
Extrication/Winching Service Included Included Included
Identity Theft Monitoring ProtectMyID® Essential Free to members, daily credit monitoring, email alerts, fraud suport, Free to members, daily credit monitoring, email alerts, fraud suport, Free to members, daily credit monitoring, email alerts, fraud suport, $10,000 identity theft insurance
Vehicle Lockout and Locksmith Service Up to $60 in locksmith parts and labor Up to $100 in locksmith parts and labor Up to $150 in locksmith parts and labor
Referral to AAA Approved Auto Repair Facilities Included Included Included
Vehicle History Reporting 20% Discount 20% Discount One free per member, additional reports at a 40% discount
AAA Discounts & Rewards Yes Yes Yes
Personal Notary Service 4 3 Free
Magazine subscription free free free
Domestic Maps, TripTik® Travel Planner, and AAA TourBook® Travel Guides free free free
Trip Interruption Benefits N/A N/A Up to $1,500
Processing Fees for Airline and Rail Tickets N/A N/A waived
Home Lockout Service N/A N/A Up to $100

AAA Motor Club of Iowa and select counties of Minnesota

new-member fee is unavailable and additional member fees are $15 for this club.
Benefits Classic Plus Premier
Towing Up to four (4) 5-mi. Tows Up to four (4) 100-mi. Tows One (1) 200-mi. Tow; Up to three (3) 100-mi. Tows
Emergency Starting included included included
battery service included included included
Flat tire service included included included
Fuel delivery You pay for fuel free free
Vehicle Locksmith Service Up to $50 for Lockout Only Up to $100 Up to $100
Extrication/Winching 1 Service Vehicle and 1 Driver 2 Service Vehicles and 2 Drivers 2 Service Vehicles and 2 Drivers
Car Travel Interruption Up to $600 Up to $1,000 Up to $1,500
Emergency Check Cashing included included included
Hertz Gold Plus Rewards Membership FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 1,100 Points, after the first Gold rental = 2 Free Weekend Days
TripTiks, Maps and TourBooks included included included
Legal service fee reimbursement Manslaughter – $500, Reckless Driving – $250, Minor Traffic Violations – $100 Manslaughter – $1,500Reckless Driving – $500, Minor Traffic Violations – $200 Manslaughter – $1,500Reckless Driving – $500, Minor Traffic Violations – $200
Travel Accident Insurance for AAA Travel 100000 300000 500000
Vehicle Return n/a n/a up to $500
Home Lockout Service n/a n/a up to $100
24-Hour Concierge Service n/a n/a included
24-Hour Emergency and Medical Services n/a n/a included
One-Day Free Car Rental (with qualifying tow) n/a n/a included
Coverage for Other Types of Vehicles (like RVs and Motorcycles) n/a rider included rider included

AAA Motor Club of Indiana and Illinois

new-member fee is unavailable and additional member fees are $15/35/55 respectively for each membership level.
Benefits Classic Plus Premier
Towing Up to four (4) 5-mi. Tows Up to four (4) 100-mi. Tows One (1) 200-mi. Tow; Up to three (3) 100-mi. Tows
Emergency Starting included included included
battery service included included included
Flat tire service included included included
Fuel delivery You pay for fuel free free
Vehicle Locksmith Service Up to $50 for Lockout Only Up to $100 Up to $100
Extrication/Winching 1 Service Vehicle and 1 Driver 2 Service Vehicles and 2 Drivers 2 Service Vehicles and 2 Drivers
Car Travel Interruption Up to $600 Up to $1,000 Up to $1,500
Emergency Check Cashing included included included
Hertz Gold Plus Rewards Membership FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 1,100 Points, after the first Gold rental = 2 Free Weekend Days
TripTiks, Maps and TourBooks included included included
Passport Photos Nominal fee 2 Sets Free Per Member Per Year Unlimited Sets Free Per Member Per Year
Legal service fee reimbursement Manslaughter – $500, Reckless Driving – $250, Minor Traffic Violations – $100 Manslaughter – $1,500Reckless Driving – $500, Minor Traffic Violations – $200 Manslaughter – $1,500Reckless Driving – $500, Minor Traffic Violations – $200
Travel Accident Insurance for AAA Travel 100000 300000 500000
Vehicle Return n/a n/a up to $500
Home Lockout Service n/a n/a up to $100
24-Hour Concierge Service n/a n/a included
24-Hour Emergency and Medical Services n/a n/a included
One-Day Free Car Rental (with qualifying tow) n/a n/a included
Coverage for Other Types of Vehicles (like RVs and Motorcycles) n/a rider included rider included

AAA Motor Club of Kentucky, Pennsylvania, and West Virginia

new-member fee is $10-$15 and additional member fees are $36/56/76 respectively for each membership level.
Benefits Classic Plus Premier
Towing 3 miles 100 miles Up to 200 miles on one tow per household each membership year and up to 100 miles on remaining tows
Rental Car discounted rates Discounted rates, plus free one-car class upgrade
Hertz Gold Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for two free weekend rental days.
Emergency fuel delivery You pay for fuel Free Free
Identity Theft Monitoring ProtectMyID® Essential Free to members, daily credit monitoring, email alerts, fraud suport, lost wallet card protection Free to members, daily credit monitoring, email alerts, fraud suport, lost wallet card protection Free to members, daily credit monitoring, email alerts, fraud suport, lost wallet card protection, $10,000 identity theft insurance
Vehicle Locksmith Service Up to $60 Up to $100 Up to $150
AAA Discounts included included included
Personal Notary Service n/a n/a free
Magazine subscription included included included
Domestic Maps, TripTik® Travel Planner, and AAA TourBook® Travel Guides included included included
Trip Interruption Benefits n/a n/a Up to $1,500
Vehicle Return Insurance n/a n/a Up to $500
Global Travel Emergency Assistance n/a n/a included
Processing Fees for Airline and Rail Tickets discounted rates discounted rates free
24-Hour Concierge Services n/a n/a available
Travel Accident Insurance from AAA Travel n/a n/a 300000
Home Lockout Service n/a n/a Up to $100
Optional RV and Motorcycle Towing and RV Tire Change Service n/a $35 per year (AAA Plus Required) $35 per year (AAA Plus Required)

AAA Motor Club of Michigan

new-member fee is unavailable and additional member fees are $15/35/55 respectively for each membership level.
Benefits Classic Plus Premier
Towing Up to four (4) 5-mi. Tows Up to four (4) 100-mi. Tows One (1) 200-mi. Tow; Up to three (3) 100-mi. Tows
Emergency Starting included included included
battery service included included included
Flat tire service included included included
Fuel delivery You pay for fuel free free
Vehicle Locksmith Service Up to $50 for Lockout Only Up to $100 Up to $100
Extrication/Winching 1 Service Vehicle and 1 Driver 2 Service Vehicles and 2 Drivers 2 Service Vehicles and 2 Drivers
Car Travel Interruption Up to $600 Up to $1,000 Up to $1,500
Emergency Check Cashing included included included
Hertz Gold Plus Rewards Membership FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 1,100 Points, after the first Gold rental = 2 Free Weekend Days
TripTiks, Maps and TourBooks included included included
Passport Photos nominal fee 2 Sets Free Per Member Per Year Unlimited Sets Free Per Member Per Year
Legal service fee reimbursement Manslaughter – $500, Reckless Driving – $250, Minor Traffic Violations – $100 Manslaughter – $1,500Reckless Driving – $500, Minor Traffic Violations – $200 Manslaughter – $1,500Reckless Driving – $500, Minor Traffic Violations – $200
Travel Accident Insurance for AAA Travel 100000 300000 500000
Vehicle Return n/a n/a up to $500
Home Lockout Service n/a n/a up to $100
24-Hour Concierge Service n/a n/a included
24-Hour Emergency and Medical Services n/a n/a included
One-Day Free Car Rental (with qualifying tow) n/a n/a included
Coverage for Other Types of Vehicles (like RVs and Motorcycles) n/a rider included rider included

AAA Motor Club of the Mid-Atlantic

Includes Southern West Virginia, Kansas, Delaware, Maryland, Washington DC, and select counties of Pennsylvania, Virginia, New Jersey, and Ohio. New-member fee is unavailable and additional member fees are $15/35/55 respectively for each membership level.
Benefits Classic Plus Premier
service calls 4 4 5
Towing 5 miles 100 miles Up to 100 miles (4 tows), up to 200 miles (1 tow).
Battery Service included included included
Tire Change included included included
Out of Fuel Service pay for price of fuel free fuel free fuel
Stuck Vehicle Service One truck, one driver (unlimited) Two trucks, two drivers (second driver up to 1 hour) Two trucks, two drivers (second driver up to 2 hour)
Lock Out Service Up to $50 Up to $100 Up to $150 for vehicle entry + $150 for home lockout
Bicycle Coverage included included included
Identity Theft Monitoring Daily Experian credit bureau monitoring, email and text message alerts, and fraud resolution support. Daily Experian credit bureau monitoring, email and text message alerts, and fraud resolution support. Daily Experian credit bureau monitoring, email and text message alerts, and fraud resolution support, $10,000 identity theft insurance
Trip Interruption Expense Reimbursement Up to $400 Up to $1,000 Up to $1,500
Legal Defense Reimbursement Up to $1,000 Up to $2,000 Up to $2,000
Passport Photos $7.99 plus tax $2.99 plus tax free
Free Battery Replacement N/A N/A Limited to one (1) battery per household per membership year

AAA Motor Club of the Mountain West (Alaska, Montana, and Wyoming)

new-member fee is $10 and additional member fees are $27- $33 for this club.
Benefits Classic Plus Premier
Towing 7 miles 100 miles 200 miles per 1 household, 100 miles x 3
Emergency fuel delivery You pay for fuel Free Free
Locksmith service $50 (car only) $100 (car only) $100 (car and home)
Trip interruption coverage Up to $250 (due to a collision only 100 miles from home) Up to $700 (due to a collision only 100 miles from home) Up to $1,500 (due to many reasons for delay)
Bicycle Assistance 7 miles 100 miles 200 miles per 1 household, 100 miles x 3
Mechanical First Aid Included Included Included
Tire Change, Battery Start, Battery Service and Lockout Included Included Included
Extrication Included Included Included
AAA Mobile Battery Service Included Included Included
AAA Auto Repair Shops – 10% labor discount and 24-month/24,000-mile warranty Included Included Included
AAA Discounts and Rewards® Included Included Included
Hotel & Car Rental Discounts Included Included Included
Free identity theft monitoring Included Included Included
Hertz Gold Plus Rewards Membership Included Included Included
AAA TourBook Guides and Maps Included Included Included
Coverage options for RVs and motorcycles Included
Trailer Coverage: Boat, Tent, Horse and Recreational Included
Concierge services Included
Emergency Car Rental Reimbursement 1 free day on a two-day Hertz rental

AAA Motor Club of Northern California, Utah, and Nevada

new-member fee is $17 and additional member fees are $34/45/74 respectively for each membership level.
Benefits Classic Plus Premier
Towing 5 miles 100 miles 200 Miles (1 x 200 miles, 3 x 100 miles)
fuel delivery pay for fuel free free
Locksmith reimbursement for car and home $60 locksmith (car only) $100 locksmith (car only) $100 locksmith (car & home)
AAA Battery Service included included included
More than 7,000 AAA Approved Auto Repair shops – Save 10% on labor at many locations included included included
Member-only discounts at thousands of locations nationwide included included included
FREE Hertz Gold Plus Rewards Membership included included included
Expert travel consultants to help plan your next vacation, cruise or getaway included included included
Identity Theft Monitoring included included $10,000 identity theft insurance
Road Trip Interruption and Delay coverage N/A 500 1500
Lost Baggage coverage (road trip only) N/A 200 500
Motorcycle roadside services N/A N/A included
RV Towing N/A N/A 200 miles
Automotive Repair hotline N/A N/A included
Windshield repair/replacement reimbursement N/A N/A 50
Travel Accident Insurance (worldwide) N/A N/A 300000
Emergency Medical Transportation coverage (worldwide) N/A N/A 25000
One-day FREE car rental with a tow N/A N/A included

AAA Motor Club of Northern New England

Includes Maine, New Hampshire, and Vermont. New-member fee is $14 and additional member fees vary by state.
Benefits Classic Plus Premier
Towing 5 miles 100 miles One tow per household up to 200 miles, remaining tows up to 100 miles
Fuel delivery Free delivery; member pays for fuel Free delivery and fuel Free delivery and fuel
Vehicle lockout service $60 toward locksmith parts and labor $100 toward locksmith parts and labor $150 toward locksmith parts and labor
AAA Mobile Battery Service & jump start included included included
Flat tire service included included included
Minor mechanical first aid included included included
Extrication/winching service One service vehicle and one driver Up to two service vehicles and two drivers Up to two service vehicles and two drivers
Rental car benefits Discounted rates Discounted rates One-day rental car reimbursement (up to midsize)
RV/Motorcycle Roadside Assistance N/A extra $30, 100 miles extra $30, 200 miles
BMV license & ID renewal Only in Maine Only in Maine Only in Maine
AAA Discounts & Rewards included included included
Domestic maps, TripTik®Travel Planner & AAA TourBook® Travel Guides included included included
Hertz Gold Free Hertz Gold® membership with enrollment. After first Gold rental, receive enough Hertz Gold Plus Rewards Bonus Points for one free rental day Free Hertz Gold® membership with enrollment. After first Gold rental, receive enough Hertz Gold Plus Rewards Bonus Points for one free rental day Free Hertz Gold® membership with enrollment. After first Gold rental, receive enough Hertz Gold Plus Rewards Bonus Points for two free weekend rental days
Identity theft protection Free benefits include:–Daily credit monitoring, –Email alerts –Fraud Resolution Support –Lost Wallet Card Protection Free benefits include:–Daily credit monitoring, –Email alerts –Fraud Resolution Support –Lost Wallet Card Protection Free benefits include:–Daily credit monitoring, –Email alerts –Fraud Resolution Support –Lost Wallet Card Protection, $10,000 identity theft insurance
Referral to AAA Approved Auto Repair facilities included included included
Vehicle History Reporting 20% Discount 20% Discount One free per member, additional reports at a 40% discount
Car buying service included included included
Vehicle inspection program Free 40-point inspection with a paid service at a AAA Approved Auto Repair facility Free 40-point inspection with a paid service at a AAA Approved Auto Repair facility Free 40-point inspection with a paid service at a AAA Approved Auto Repair facility
Vehicle pricing reports Free online reports Free online reports Free online reports
Personal notary service Free (up to 10 signatures per day) Free (up to 10 signatures per day) Free (up to 10 signatures per day)
Magazine subscription included included included
Passport photos $7.50 per set $7.50 per set $7.50 per set
Processing fees for airline & rail tickets Discounted rates Discounted rates Discounted rates
Trip interruption insurance n/a n/a up to $1500
Vehicle return insurance n/a n/a up to $500
24-hour concierge services n/a n/a During covered leisure trips 100 miles or more from home
Travel emergency assistance n/a n/a During covered leisure trips 100 miles or more from home
Travel accident insurance with AAA Travel n/a n/a up to $300,000
Home lockout service n/a n/a 100

AAA Motor Club of North Dakota

new-member fee is unavailable and additional member fees are $15/23/52 respectively for each membership level.
Benefits Classic Plus Premier
Towing Up to four (4) 5-mi. Tows Up to four (4) 100-mi. Tows One (1) 200-mi. Tow; Up to three (3) 100-mi. Tows
Emergency Starting included included included
battery service included included included
Flat tire service included included included
Fuel delivery You pay for fuel free free
Vehicle Locksmith Service Up to $50 for Lockout Only Up to $100 Up to $100
Extrication/Winching 1 Service Vehicle and 1 Driver 2 Service Vehicles and 2 Drivers 2 Service Vehicles and 2 Drivers
Car Travel Interruption Up to $600 Up to $1,000 Up to $1,500
Emergency Check Cashing included included included
Hertz Gold Plus Rewards Membership FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 1,100 Points, after the first Gold rental = 2 Free Weekend Days
TripTiks, Maps and TourBooks included included included
Passport Photos nominal fee 2 Sets Free Per Member Per Year Unlimited Sets Free Per Member Per Year
Legal service fee reimbursement Manslaughter – $500, Reckless Driving – $250, Minor Traffic Violations – $100 Manslaughter – $1,500Reckless Driving – $500, Minor Traffic Violations – $200 Manslaughter – $1,500Reckless Driving – $500, Minor Traffic Violations – $200
Travel Accident Insurance for AAA Travel 100000 300000 500000
Vehicle Return n/a n/a up to $500
Home Lockout Service n/a n/a up to $100
24-Hour Concierge Service n/a n/a included
24-Hour Emergency and Medical Services n/a n/a included
One-Day Free Car Rental (with qualifying tow) n/a n/a included
Coverage for Other Types of Vehicles (like RVs and Motorcycles) n/a rider included rider included

AAA Motor Club of the Northeast

Includes Massachusetts, Rhode Island, Connecticut, New Jersey, New Hampshire, and New York. New-member fee and additional member fees vary by state.
Benefits Classic Plus Premier
Towing Up to 4 (3 mile) tows Up to 4 (100 mile) tows Up to 100 miles per tow. One tow up to 200 miles is provided per household per year.
Accident-Assist with Breakdown Yes Yes Yes
Approved Auto Repair (AAR) Yes Yes Yes
AAA Auto Glass – Yes Yes Yes
AutoManager Yes Yes Yes
Battery Service Yes Yes Yes
Bicycle Breakdown Service Yes Yes Yes
Car Buying Service Free Free Free
Emergency Lock & Key Service Covered for vehicle locksmith services up to $50 Covered for vehicle locksmith services up to $100 Covered for vehicle locksmith services up to $150 Covered for home locksmith services for up to $100
Extricating/Winching Service One service truck and driver dispatched Basic coverage plus a second truck and operator, if required, for up to 1 hour Basic coverage plus a second truck and operator, if required, for up to 1 hour
Flat Tire Service Yes Yes Yes
Hertz One Day Complimentary Rental Car with Tow N/A N/A 1 free rental day
Hertz Gold Plus Rewards Gold Plus membership plus 675 Gold Plus Rewards Bonus points – enough for one free rental day Gold Plus membership plus 675 Gold Plus Rewards Bonus points – enough for one free rental day Gold Plus membership plus 1,100 Gold Plus Rewards Bonus points – enough for two free rental days
Fuel delivery Free delivery, pay for fuel free delivery and fuel free delivery and fuel
Trip-Continuation Reimbursement Up to $500 reimbursement (breakdown only) Up to $1,000 reimbursement (breakdown only) Up to $1,500 reimbursement (collision or breakdown)
Passport Photos Small Fee 1 set 4 sets
TripTiks, Maps and TourBooks Yes Yes Yes

AAA Motor Club of Nebraska

new-member fee is unavailable and additional member fees are $15 for this club.
Benefits Classic Plus Premier
Towing Up to four (4) 5-mi. Tows Up to four (4) 100-mi. Tows One (1) 200-mi. Tow; Up to three (3) 100-mi. Tows
Emergency Starting included included included
battery service included included included
Flat tire service included included included
Fuel delivery You pay for fuel free free
Vehicle Locksmith Service Up to $50 for Lockout Only Up to $100 Up to $100
Extrication/Winching 1 Service Vehicle and 1 Driver 2 Service Vehicles and 2 Drivers 2 Service Vehicles and 2 Drivers
Car Travel Interruption Up to $600 Up to $1,000 Up to $1,500
Emergency Check Cashing included included included
Hertz Gold Plus Rewards Membership FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 1,100 Points, after the first Gold rental = 2 Free Weekend Days
TripTiks, Maps and TourBooks included included included
Passport Photos nominal fee 2 Sets Free Per Member Per Year Unlimited Sets Free Per Member Per Year
Legal service fee reimbursement Manslaughter – $500, Reckless Driving – $250, Minor Traffic Violations – $100 Manslaughter – $1,500Reckless Driving – $500, Minor Traffic Violations – $200 Manslaughter – $1,500Reckless Driving – $500, Minor Traffic Violations – $200
Travel Accident Insurance for AAA Travel 100000 300000 500000
Vehicle Return n/a n/a up to $500
Home Lockout Service n/a n/a up to $100
24-Hour Concierge Service n/a n/a included
24-Hour Emergency and Medical Services n/a n/a included
One-Day Free Car Rental (with qualifying tow) n/a n/a included
Coverage for Other Types of Vehicles (like RVs and Motorcycles) n/a rider included rider included

AAA Motor Club of New Mexico

new-member fee is $20 and additional member fees are $28/46/46 respectively for each membership level.
Benefits Classic Plus Premier
towing 3 miles 100 miles Up to 200 miles on one tow per household, per membership year. Up to 100 miles on remaining tows.
RV/Motorcycle Roadside Assistance n/a 100 miles 100 miles
Rental Car Benefits Discounted rental car rates Discounted rates, plus free one-car class upgrade One-day complimentary rental car (standard car class)
Hertz Gold Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for two free weekend rental days.
battery service included included included
Flat tire service included included included
Fuel delivery You pay for fuel free free
Minor Mechanical First Aid included included included
Extrication/Winching Service included included included
MVD Transactions included included included
Identity Theft Monitoring ProtectMyID® Essential Free to members, daily credit monitoring, email alerts, fraud suport, Free to members, daily credit monitoring, email alerts, fraud suport, l Free to members, daily credit monitoring, email alerts, fraud suport, $10,000 identity theft insurance
Vehicle Locksmith Service Up to $60 Up to $100 Up to $150
Referral to AAA Approved Auto Repair Facilities included included included
Vehicle History Reporting 20% Discount 20% Discount One free per member, additional reports at a 40% discount
AAA Discounts & Rewards included included included
Personal Notary Service 4 3 free
magazine subscription included included included
Domestic Maps, TripTik® Travel Planner, and AAA TourBook® Travel Guides included included included
Trip Interruption Benefits n/a n/a Up to $1,500
Vehicle Return Insurance n/a n/a Up to $500
Global Travel Emergency Assistance n/a n/a available
Processing Fees for Airline and Rail Tickets n/a n/a waived
24-Hour Concierge Services n/a n/a available
Travel Accident Insurance from AAA Travel n/a n/a 300000
Home Lockout Service n/a n/a Up to $100
Automotive Expert Consultation n/a n/a available
Car Buying Consultation n/a n/a available
Free Vehicle Pricing Reports n/a n/a available
Vehicle Inspection Program n/a n/a available
Route Support n/a n/a available
Accident Assist n/a n/a available
Ride Assist n/a n/a available

AAA Motor Club of Ohio

New-member fee is $10 and additional member fees are $36/56/76 respectively for each membership level.
Benefits Classic Plus Premier
Towing 4 free service calls, 3 miles free per tow 4 free service calls, 100 miles free per tow 5 service calls, 100 miles free per tow per member, 1 remaining service call up to 200 miles per household
Fuel delivery Emergency fuel delivery (fuel charged at current pump rates) Emergency fuel delivery (no charge for fuel) Emergency fuel delivery (no charge for fuel)
Lock and key service Lock and key service (up to $50) Lock and key service (up to $100) Lock and key service (up to $150)
Bicycle breakdown service Bicycle breakdown service Bicycle breakdown service Bicycle breakdown service
Toll free number Toll-free number Toll-free number Toll-free number
Emergency transportation assistance Emergency transportation assistance Emergency transportation assistance Emergency transportation assistance (including $50 reimbursement per year)
Travel Benefits TripTik Routing (free), Tourbook guides, AAA maps, TripTik Routing (free), Tourbook guides, AAA maps, travel agency discounts, travel store merchandise discounts, Hertz Gold Plus Rewards Membership- 50% discount TripTik Routing (free), Tourbook guides, AAA maps, travel agency discounts, travel store merchandise discounts, Hertz Gold Plus Rewards Membership- free the first year; free subsequent years and subject to usage requirements
Driving Rewards Theft reward ($500) Theft reward ($2,000) Theft reward ($3,000), Trip Interruption- up to $1,500 for emergency expenses incurred 200 or more miles from home, En-Route Travel Directions- free assistance with en-route travel directions when you call dedicated Premier number, Home Lockout Service- reimbursement of up to $100 one-time per year per household
Insurance Membership discounts on auto, life, home Membership discounts on auto, life, home Membership discounts on auto, life, home
Home and Away Magazine Free subscription Free subscription Free subscription

AAA Motor Club of Oklahoma

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New-member fee is $15 and additional member fees are $30/49/67 respectively for each membership level.
Benefits Classic Plus Premier
service calls 4 service calls/per member/per year 4 service calls/per member/per year 5 service calls/per member/per year
Eligible vehicles Covers cars, pickup trucks, SUVs, vans of the personal or recreational type. Additional coverage for Motorcycles. Covers cars, pickup trucks, SUVs, vans of the personal or recreational type. Additional coverage for RVs and Motorcycles Covers cars, pickup trucks, SUVs, vans of the personal or recreational type. Additional coverage for RVs and Motorcycles
towing 5 miles 100 miles 200 miles (1 tow), 100 miles (4 tows)
battery service included included included
Vehicle Locksmith Up to $50 Up to $100 Up to $150
Home Lockout (1 per year, per household) n/a n/a up to $100
Tire Service included included included
Emergency Fuel Supply pay for fuel free free
Extrication 1 driver, 1 tow truck 2 drivers, 2 tow trucks 2 drivers, 2 tow trucks
Emergency Repair Check
Acceptance
up to $250 up to $250 up to $250
Emergency Breakdown Car Rental n/a n/a FREE one-day car rental with a two-day or more rental contract
Theft Reward 1000 2000 2000
Identity Theft Monitoring Powered by ProtectMyID Free member benefit and 60% off ProtectMyID Deluxe Free member benefit and 60% off ProtectMyID Deluxe Free member benefit and 60% off ProtectMyID Deluxe
Legal Reimbursement Up to $500 Up to $500 Up to $500
Service Fees on AAA Travel reservations $20-$30 $20-$30 no fees
Emergency Travel and Medical Assistance n/a n/a Available 24/7 during leisure trips more than 100 miles from home
Concierge Services n/a n/a During leisure trips more than 100 miles from home
Vehicle Return Coverage n/a n/a Up to $500
Trip Continuance Service/Trip Interruption up to $500 for collisions only up to $1000 for collisions only up to $1500 per trip
Ride Assist and Accident Assist n/a n/a Assistance in contacting family members following an accident
Free membership in Hertz Gold Plus Rewards Plus, one free rental day after first qualifying rental Plus, one free rental day after first qualifying rental Plus, two free weekend rental days after first qualifying rental
American Express® Travelers Cheques no fees no fees no fees
Notary Service free free free
Passport Photos $7 per set $7 per set free

AAA Motor Club of Oregon and Southern Idaho

New-member fee is unavailable and additional member fees are $30 for each membership level.
Benefits Classic Plus Premier
Towing 3 miles 100 miles 200 miles
EXTRICATION Included Included Included
BATTERY SERVICE Included Included Included
Fuel delivery Included Included Included
AUTO LOCKSMITH SERVICE (coverage based on membership level) Included Included Included
TIRE SERVICE Included Included Included
Bicycle Service Included Included Included
SERVICE TRACKER Included Included Included
MOTORCYCLE & SCOOTER SERVICE Included Included
TRIP INTERRUPTION COVERAGE up to $1,500.
COMPLIMENTARY PASSPORT PHOTOS Included

AAA Motor Club of South (Florida, Georgia, and Western Tennessee)

New-member fee is unavailable and additional member fees are $15/39/50 respectively for each membership level.
Benefits Classic Plus Premier
Towing* Up to four (4) 5-mi. Tows Up to four (4) 100-mi. Tows One (1) 200-mi. Tow; Up to three (3) 100-mi. Tows
Emergency Starting Yes Yes Yes
Battery Service Yes Yes Yes
Flat Tire Service Yes Yes Yes
Fuel Delivery You Pay for Fuel Yes, Free Yes, Free
Vehicle Locksmith Service Up to $50 for Lockout Only Up to $100** Up to $150**
Extrication/Winching 1 Service Vehicle and 1 driver 2 service vehicles and 2 drivers 2 service vehicles and 2 drivers
Car Travel Interruption Up to $600 Up to $1,000 Up to $1,500
Vehicle Theft Reward 1000 2000 2000
Emergency Check Cashing Yes Yes Yes
Hertz Gold Plus Rewards Membership FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 1,100 Points, after the first Gold rental = 2 Free Weekend Days
TripTiks, Maps and TourBooks Yes Yes Yes
Passport Photos Nominal Fee 2 Sets Free Per Member Per Year Unlimited Sets Free Per Member Per Year
Legal Service Fee Reimbursement Manslaughter $500, Reckless Driving $250, Minor Traffic Violations $100 Manslaughter $1,500, Reckless Driving $500, Minor traffic violations $200 Manslaughter $1,500, Reckless driving $500, minor traffic violations $200
Travel Accident Insurance for AAA Travel Yes, $100,000 Yes, $300,000 Yes, $500,000
Vehicle Return N/A N/A Yes, up to $500
Home Lockout Service N/A N/A Yes, up to $100
24-Hour Concierge Service N/A N/A Yes
24-Hour Emergency and Medical Services N/A N/A Yes
One-Day Free Car Rental (with qualifying tow) N/A N/A Yes
Toll-Free Number for Dedicated Service N/A N/A Yes

AAA Motor Club of Southern California

New-member fee is $17 and additional member fees are $34/52/74 respectively for each membership level.
Benefits Classic Plus Premier
Towing Benefits 7 miles 100 miles Up to 200 miles on 1 tow, Up to 100 miles on remaining tows
Car rental discounted rates Discounted rates, plus free one-car class upgrade
Hertz Gold Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for two free weekend rental days.
Emergency fuel delivery You pay for fuel Free Free
Identity Theft Monitoring ProtectMyID® Essential Free to members, daily credit monitoring, email alerts, fraud suport, lost wallet card protection Free to members, daily credit monitoring, email alerts, fraud suport, lost wallet card protection Free to members, daily credit monitoring, email alerts, fraud suport, lost wallet card protection, $10,000 identity theft insurance
Vehicle Locksmith Service Up to $60 Up to $100 Up to $150
Referral to AAA Approved Auto Repair Facilities Included Included Included
Vehicle History Reporting 20% Discount 20% Discount One free per member, additional reports at a 40% discount
AAA Discounts & Rewards Yes Yes Yes
Personal Notary Service 10 6 Free
Magazine subscription free free free
Domestic Maps, TripTik® Travel Planner, and AAA TourBook® Travel Guides free free free
Trip Interruption Benefits N/A N/A Up to $1,500
Vehicle Return Benefits N/A N/A Up to $500
Processing Fees for Airline and Rail Tickets N/A N/A reduced
24-Hour Concierge Services N/A N/A available
Travel Accident Insurance from AAA Travel N/A N/A Up to $300,000
Home Lockout Service N/A N/A Up to $100

AAA Motor Club of South Dakota

New-member fee is $15 and additional member fees are $30/49/67 respectively for each membership level.
Benefits Classic Plus Premier
service calls 4 service calls/per member/per year 4 service calls/per member/per year 5 service calls/per member/per year
Eligible vehicles Covers cars, pickup trucks, SUVs, vans of the personal or recreational type. Additional coverage for Motorcycles. Covers cars, pickup trucks, SUVs, vans of the personal or recreational type. Additional coverage for RVs and Motorcycles Covers cars, pickup trucks, SUVs, vans of the personal or recreational type. Additional coverage for RVs and Motorcycles
towing 5 miles 100 miles 200 miles (1 tow), 100 miles (4 tows)
battery service included included included
Vehicle Locksmith Up to $50 Up to $100 Up to $150
Home Lockout (1 per year, per household) n/a n/a up to $100
Tire Service included included included
Emergency Fuel Supply pay for fuel free free
Extrication 1 driver, 1 tow truck 2 drivers, 2 tow trucks 2 drivers, 2 tow trucks
Emergency Repair Check
Acceptance
up to $250 up to $250 up to $250
Emergency Breakdown Car Rental n/a n/a FREE one-day car rental with a two-day or more rental contract
Theft Reward 1000 2000 2000
Identity Theft Monitoring Powered by ProtectMyID Free member benefit and 60% off ProtectMyID Deluxe Free member benefit and 60% off ProtectMyID Deluxe Free member benefit and 60% off ProtectMyID Deluxe
Legal Reimbursement Up to $500 Up to $500 Up to $500
Service Fees on AAA Travel reservations $20-$30 $20-$30 no fees
Emergency Travel and Medical Assistance n/a n/a Available 24/7 during leisure trips more than 100 miles from home
Concierge Services n/a n/a During leisure trips more than 100 miles from home
Vehicle Return Coverage n/a n/a Up to $500
Trip Continuance Service/Trip Interruption up to $500 for collisions only up to $1000 for collisions only up to $1500 per trip
Ride Assist and Accident Assist n/a n/a Assistance in contacting family members following an accident
Free membership in Hertz Gold Plus Rewards Plus, one free rental day after first qualifying rental Plus, one free rental day after first qualifying rental Plus, two free weekend rental days after first qualifying rental
American Express® Travelers Cheques no fees no fees no fees
Notary Service free free free
Passport Photos $7 per set $7 per set free

AAA Motor Club of Texas

New-member fee is $20 and additional member fees are unavailable.
Benefits Classic Plus Premier
Towing 7 miles 100 miles Up to 200 miles on one tow per household, Up to 100 miles on remaining tows.
RV/Motorcycle Roadside Assistance N/A 100 MILES 100 miles
Rental Car Benefits (with in-state tow) Discounted rental car rates Discounted rates, plus free one-car class upgrade One-day complimentary rental car (standard car class)
Hertz Gold Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for one free rental day. Free Hertz membership with enrollment; Get Hertz Gold Plus Rewards Bonus Points, after the first Gold rental, enough for two free weekend rental days.
Emergency Fuel Supply pay for fuel free free
AAA battery service included included included
flat tire service included included included
Minor Mechanical First Aid included included included
Extrication included included included
Vehicle Registration Renewal included included included
Identity Theft Monitoring ProtectMyID® Essential Free to members, daily credit monitoring, email alerts, fraud suport, Free to members, daily credit monitoring, email alerts, fraud suport, Free to members, daily credit monitoring, email alerts, fraud suport, $10,000 identity theft insurance
Vehice Locksmith Up to $60 in locksmith parts and labor Up to $100 in locksmith parts and labor Up to $150 in locksmith parts and labor
Referral to AAA Approved Auto Repair Facilities included included included
Vehicle History Reporting 20% Discount 20% Discount One free per member, additional reports at a 40% discount
AAA discounts and rewards included included included
Personal Notary Service free free free
Magazine subscription included included included
Domestic Maps, TripTik® Travel Planner, and AAA TourBook®Travel Guides included included included
Trip Interruption Insurance N/A N/A UP TO $1500
Vehicle Return Insurance N/A N/A UP TO $500
Global Travel Emergency Assistance N/A N/A available
Processing Fees for Airline and Rail Tickets N/A N/A waived
24-Hour Concierge Services N/A N/A available
Automotive Expert Consultation N/A N/A available
Travel Accident Insurance from AAA Travel N/A N/A up to $300,000
Car Buying Consultation N/A N/A available
Home Lockout Service N/A N/A 100
Free Vehicle Pricing Reports n/a n/a available
Vehicle Inspection Program n/a n/a available
Route Support n/a n/a available
Accident Assist n/a n/a available
Ride Assist n/a n/a available

AAA Motor Club of Washington

New-member fee is $10 and additional member fees are $36 for each membership level.
Benefits Classic Plus Premier
towing 5 miles 100 miles 200 miles
service calls 4 4 4
fuel delivery pay for fuel free free
Auto locksmith service 50 100 250
Extrication 1 truck 2nd truck up to 1 hour 2nd truck up to 1 hour
bicycle service included included included
battery service included included included
flat tire change included included included
Auto lockout service included included included
ID Theft restoration N/A N/A available
Home lockout service N/A N/A 250
Breakdown rental car program N/A N/A 1 day rental
Trip Interruption insurance N/A N/A up to $1500

AAA Motor Club of Wisconsin

New-member fee is unavailable and additional member fees are $14/35/55 respectively for each membership level.
Benefits Classic Plus Premier
Towing Up to four (4) 5-mi. Tows Up to four (4) 100-mi. Tows One (1) 200-mi. Tow; Up to three (3) 100-mi. Tows
Emergency Starting included included included
battery service included included included
Flat tire service included included included
Fuel delivery You pay for fuel free free
Vehicle Locksmith Service Up to $50 for Lockout Only Up to $100 Up to $100
Extrication/Winching 1 Service Vehicle and 1 Driver 2 Service Vehicles and 2 Drivers 2 Service Vehicles and 2 Drivers
Car Travel Interruption Up to $600 Up to $1,000 Up to $1,500
Emergency Check Cashing included included included
Hertz Gold Plus Rewards Membership FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 675 Points, after the first Gold rental = 1 Free Day FREE + 1,100 Points, after the first Gold rental = 2 Free Weekend Days
TripTiks, Maps and TourBooks included included included
Passport Photos nominal fee 2 Sets Free Per Member Per Year Unlimited Sets Free Per Member Per Year
Legal service fee reimbursement Manslaughter – $500, Reckless Driving – $250, Minor Traffic Violations – $100 Manslaughter – $1,500Reckless Driving – $500, Minor Traffic Violations – $200 Manslaughter – $1,500Reckless Driving – $500, Minor Traffic Violations – $200
Travel Accident Insurance for AAA Travel 100000 300000 500000
Vehicle Return n/a n/a up to $500
Home Lockout Service n/a n/a up to $100
24-Hour Concierge Service n/a n/a included
24-Hour Emergency and Medical Services n/a n/a included
One-Day Free Car Rental (with qualifying tow) n/a n/a included
Coverage for Other Types of Vehicles (like RVs and Motorcycles) n/a rider included rider included

What are the benefits of buying roadside assistance through my insurance company?

Like any other kind of coverage, the details of roadside assistance vary based on your specific insurance company.

 AAAProgressiveGEICOState Farm

Telephone Number varies by state 1-800-776-2778 (800) 424-3426 877-627-5757
Average Cost $49-$77 $3-$15/month $14/year per vehicle $4.56/year
Customer Satisfaction 3.0/5 3.9/5 4.7/5 4.0/5
Available 24/7
Towing , 15 miles , 100 miles
Battery service
Flat tire service
Locksmith service , $100
Fuel delivery , pay for fuel , pay for fuel
Winching , 100 ft from road
Mobile App
Positives 10% discount at AAA approved mechanic shops; Discounts on car rentals, hotels, theme parks, and more; Access to travel agents to arrange vacation plans On scene labor, up to 1 hour; Can also cover motorcycles insured with Progressive GPS locator Do not need to have collision or comprehensive coverage, but do need an auto insurance policy with State Farm
Conditions Coverage limits vary based on memership level; renewal costs; additional member fees Must have collision and comprehensive coverage; Some services only available if you purchased collision, comprehensive, before your loss;Only for non-accident related events (mechanical and electrical breakdowns); Only protected when you’re driving the vehicle insured on your policy. Towing is only for non-accident related events; Must have collision and comprehensive coverage Service labor only covered up to 1 hour; Towing only available to cars stuck on/next to a public road

 AllstateEsuranceNationwideThe General

Telephone Number 1-800-ALLSTATE 1-888-374-6472 1-800-421-3535 1-888-333-2331
Average Cost Motorclub: $52-$99/year OR $125/occurance Free with collision & comprehensive OR Pay-per-use $4/year $120/year
Customer Satisfaction 3.9/5 3.8/5 3.9/5 3.4/5
Available 24/7
Towing , $100 , 15 miles
Battery service
Flat tire service
Locksmith service , $100
Fuel delivery
Winching
Mobile App
Positives Open to anyone, no car insurance policy required; Trip interruption; Travel and retail discounts;On time arrival with GPS location Applies to all cars on your policy; On time arrival with GPS locator; Can pay-per-use if not an Esurance member Applies to everyone on your car insurance policy, in any car
Conditions Limit of 3 service calls per term; Fee for customers under 23 years old Pays up to $75 per incident; Vehicle specific, so it doesn’t follow the driver; Need to have collision and comprehensive Must have a car insurance policy with Nationwide;Restrictions apply to ditch extractions;Only offered in 10 states Arizona, California, Florida, Illinois, Michigan, New Jersey, New York, Ohio, Pennsylvania, Texas Must have collision and comprehensive coverage

 FarmersLiberty MutualUSAA

Telephone Number 1-800-435-7764 1-800-426-9898 1-800-531-8555
Average Cost $23.2/year N/A $12-$15/year
Customer Satisfaction 3.9/5 3.9/5 4.5/5
Available 24/7
Towing , $150
Battery service
Flat tire service
Locksmith service
Fuel delivery
Winching , 10 ft
Mobile App
Positives Access police, fire and medical assistance Coverage follows the driver; Do not need to have collision and comprehensive coverage; Towing to nearest repair facility regardless of distance Available to anyone who has a car insurance policy through USAA
Conditions Need to have collision and comprehensive coverage Price of fuel, new keys, repair parts not included; Winching only available to cars stuck on or by public road

Generally towing and labor services are cheaper with your insurer because the cost is simply rolled into your policy’s monthly premium. It can also make sense to add this option to your car insurance plan so that any follow-up services you may need to file a claim for can be smoothly coordinated.

Therefore, if your only concern for roadside coverage is having access to a trustworthy towing and maintenance service than purchasing through your insurance carrier is probably the way to go.

It’s important to note that using your roadside assistance frequently could lead to higher insurance premiums, especially if you make repeated claims on top of that. Routinely getting your car stuck in a ditch or blowing a tire is a red flag that you probably aren’t the safest driver. Before you make the decision to buy through your insurance company, discuss the cost of
roadside coverage, other types of coverage you may have to buy in order to be eligible for roadside assistance, potential limits of free towing miles, and potential limits of free service calls.

Avatar
Micaela Allen is a Boston-based writer and editor. Over the years, she has written over 100 original pieces for Insurify, focusing on trends in the insurance industry and financial advice for young and uninsured drivers. Micaela is an alumna of Northeastern University, where she majored in English.