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Farmers Seeking 22% Home Insurance Rate Hike in Ohio
If approved, the hike would push rates higher for more than 115,000 Ohio homeowners.
|September 18, 2024
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Rising Reconstruction Costs May Keep Property Insurance Rates Climbing
Some states saw costs increase by 9.6%, report says.
|September 18, 2024
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Eco-Friendly Homes: A Guide for Homeowners
Eco-friendly homes have lower environmental impacts, which benefits homeowners in a few different ways.
|September 16, 2024
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Do You Need to Buy Nanny Insurance?
If you’re a nanny, you’ll need coverage like liability insurance. If you hire a nanny, you may be responsible for providing insurance, such as workers’ compensation and auto coverage.
|September 16, 2024
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How to Get Homeowners Insurance in Fire-Prone Areas
Shop around with standard insurers, take steps to lower your property’s fire risk, and consider last-resort options like state FAIR Plans.
|September 13, 2024
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What Temperature to Set a Thermostat in Winter
The optimal temperature for your house during the winter is 68 degrees Fahrenheit, according to the U.S. Department of Energy.
|September 12, 2024
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Allstate Gets OK for 34% Home Insurance Hike in California
More than 350K homeowners could see steep premium increases in next 12 months.
|September 12, 2024
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California OKs 15% Rate Hike for Liberty Mutual Condo Policies
Some policyholders may see increases as high as $1,200 per year.
|September 12, 2024
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California Insurers Approved to Pass Hefty FAIR Plan Loss Assessment Costs on to Policyholders
Insurance commissioner says move would ensure solvency of state’s insurer of last resort for homeowners.
|September 12, 2024
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How to Prepare for a Winter Storm
Prepare your home by weatherproofing, stocking your pantry, and making emergency kits.
|September 10, 2024
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How to Estimate Replacement Cost for Homeowners Insurance
Multiplying your home’s square footage by local per-square-foot construction costs is a good starting point for estimating the cost to rebuild your home.
|September 10, 2024
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New Disaster-Mapping Shows Where Communities Should Invest to Prevent Severe Weather Damage
The report recommends mandating that insurance companies incentivize weather risk mitigation.
|September 10, 2024
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Do You Need Windstorm Insurance in Florida?
Most homeowners in Florida, especially those in coastal regions, need windstorm insurance.
|September 10, 2024
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What Does a Sump Pump Do?
A sump pump protects your home from heavy rainfall and flooding.
|September 9, 2024
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Condo Earthquake Insurance: What to Know in 2026
States don’t require earthquake insurance, but it’s a good idea to buy it anyway — especially if you live in an area prone to seismic activity.
|September 9, 2024
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Does Homeowners Insurance Cover Home Improvements?
Homeowners insurance may cover home improvements if you’ve increased your coverage limits.
|September 4, 2024
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Cost of Earthquake Insurance in 2026
The cost of earthquake insurance varies depending on your location, coverage, and home construction.
|September 4, 2024
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What Is DIC Insurance, and Who Needs It?
Difference in conditions coverage can give you extra protection against catastrophic events that standard homeowners insurance doesn’t cover.
|September 4, 2024