Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Average Car Insurance Rates by Vehicle Model

Average Car Insurance Rates by Vehicle Model

Monthly full-coverage premiums range from $157 for the Toyota Camry to $288 for the Tesla Model Y.
By Cassie Sheets|September 18, 2025
Commercial Auto Insurance for Small Businesses (2026)

Commercial Auto Insurance for Small Businesses

A personal car insurance policy likely won’t cover you when you drive for work. Small businesses and even independent contractors often need commercial auto insurance.
By Lindsay Frankel|September 18, 2025
Refunds and Rate Decreases May Be on the Way for Some Florida Drivers

Refunds and Rate Decreases May Be on the Way for Some Florida Drivers

State limit on insurer profits may require Progressive to issue refunds to auto policyholders.
By Sara Getman|September 15, 2025
Record Number of Drivers Comparison Shopped for Car Insurance in 2024

Record Number of Drivers Comparison Shopped for Car Insurance in 2024

Rising rates pushed nearly half of policyholders to shop for a better deal, new report found.
By Evelyn Pimplaskar|September 9, 2025
Illinois ‘Driving Change’ Auto Insurance Reform Campaign Claims Unfair Rating Factors, Aims to Decrease Costs

Illinois ‘Driving Change’ Auto Insurance Reform Campaign Claims Unfair Rating Factors, Aims to Decrease Costs

As insurance rates increase, Illinois Secretary of State Alexi Giannoulias is pushing for insurance reform legislation.
By Katie Powers|August 28, 2025
Distracted Driving Soared 50% in 2024, Report Says

Distracted Driving Soared 50% in 2024, Report Says

And driving violations overall rose by 17%, according to a recent LexisNexis report.
By Sara Getman|August 28, 2025
Texting and Driving Statistics: Key Trends and Insights in 2025

Texting and Driving Statistics: Key Trends and Insights in 2025

Insurify survey reports that 68% of Gen Z drivers text or interact with texts while driving. Learn more how in-car tech causes distracted driving and allows drivers to engage in risky behavior.
By Jennifer Connolly|August 27, 2025
Drivers Ditching Gas Vehicles for EVs Face Higher Crash Risks, Study Shows

Drivers Ditching Gas Vehicles for EVs Face Higher Crash Risks, Study Shows

First-time EV drivers are 14% more likely to file an insurance claim, report says.
By Evelyn Pimplaskar|August 20, 2025
Chevrolet Blazer EV Car Insurance Quotes (2026)

Chevrolet Blazer EV Car Insurance Quotes

Insuring a Chevrolet Blazer EV costs an average of $139 per month, which is slightly less than the national average cost of car insurance.
By Emily Guy Birken|August 13, 2025
What Is Unleaded Gas?

What Is Unleaded Gas?

Gas stations sell three different levels of unleaded fuel: regular, mid-grade, and premium.
By Nick Dauk|August 12, 2025
12 States Facing Double-Digit Car Insurance Hikes by End of 2025 – Tariffs Escalating Costs

12 States Facing Double-Digit Car Insurance Hikes by End of 2025 – Tariffs Escalating Costs

Rhode Island will see the biggest increase, at 20%, according to new report. Michigan follows closely, at 19%.
By Evelyn Pimplaskar|August 12, 2025
Average Car Insurance Rates as of August 2025 | Insurify

Average Car Insurance Rates as of August 2025

The overall national average cost of car insurance fell slightly again in July to $149 per month.
By Chris Schafer|August 11, 2025
Pennsylvania Regulator Blocked $210.1 Million in Insurance Premium Increases in 2025

Pennsylvania Regulator Blocked $210.1 Million in Insurance Premium Increases in 2025

The Pennsylvania Insurance Department denied more than $85 million in auto insurance premium hikes in the first half of the year.
By Cassie Sheets|August 11, 2025
EVs Cost 49% More to Insure Than Gas-Powered Cars, Data Reveals

EVs Cost 49% More to Insure Than Gas-Powered Cars, Data Reveals

Florida and Nevada drivers pay the most for EV coverage, at $5K per year, on average.
By Julia Taliesin|August 7, 2025
BMW X5 Car Insurance Quotes (2026)

BMW X5 Car Insurance Quotes

The average cost of car insurance for the BMW X5 is $170 per month, which is more expensive than the national average.
By Jessica Martel|August 5, 2025
BMW X3 Car Insurance Quotes (2026)

BMW X3 Car Insurance Quotes

The average full-coverage insurance rate for a BMW X3 is $212 per month, while minimum coverage averages $113.
By Jamie Johnson|August 1, 2025
Chevrolet Bolt Car Insurance Quotes (2026)

Chevrolet Bolt Car Insurance Quotes

Chevy Bolt drivers pay an average of $151 per month for car insurance.
By Lindsay VanSomeren|August 1, 2025
Tesla Model X Car Insurance Quotes (2026)

Tesla Model X Car Insurance Quotes

Drivers pay an average of $501 per month to insure a Tesla Model X with full coverage.
By Sarah Sharkey|July 29, 2025