Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Virginia Flood Insurance: Complete Guide for Homeowners in @CurrentYear

Virginia Flood Insurance: Complete Guide for Homeowners in 2025

Learn everything you need to know about Virginia flood insurance, including coverage options, average costs, and protecting your property after a loss.

July 26, 2024
The Hidden Cost of Insurance: Reinsurance Is Elevating Coverage Rates for Americans Everywhere

The Hidden Cost of Insurance: Reinsurance Is Elevating Coverage Rates for Americans Everywhere

Reinsurance helps insurance companies recoup claims losses, but climate catastrophes and inflation have led to higher reinsurance costs. Many consumers haven’t heard of reinsurance — even if they’re indirectly paying for it.

4 min. readJuly 25, 2024
Best Condo Insurance in Florida (@CurrentYear)

Best Condo Insurance in Florida (2025)

Florida homeowners insurance and condo insurance rates are soaring, but you can find vital coverage info here.

July 25, 2024
Florida Property Tax Exemptions and Discounts

Florida Property Tax Exemptions and Discounts

Make sure you’re not paying more in property taxes than you need to. Check out Insurify’s guide to available tax exemptions and discounts in Florida.

July 25, 2024
Project 2025 Aims to End 56-Year-Old National Flood Insurance Program

Project 2025 Aims to End 56-Year-Old National Flood Insurance Program

Project 2025, the presidential transition plan of the Heritage Foundation, calls for the federal government to end the National Flood Insurance Program (NFIP). The program currently provides affordable flood insurance for more than 4.6 million properties in areas with high flood risk.

4 min. readJuly 24, 2024
Tiny Home Insurance: What to Know

Tiny Home Insurance: What to Know

Learn more about tiny homes, how to get insurance for these unique properties, and which insurers offer decent coverage.

July 24, 2024
How to Change Homeowners Insurance Companies

How to Change Homeowners Insurance Companies

It’s possible to switch homeowners insurance companies when you have an escrow account. Here’s how to switch for a better deal.

July 23, 2024
Texas Hurricane Insurance: Complete Guide for Homeowners in @CurrentYear

Texas Hurricane Insurance: Complete Guide for Homeowners in 2025

Many Texas homeowners are at risk of hurricane damage. Choosing the right hurricane insurance coverage is essential.

July 23, 2024
HOA Insurance: How It Works and What It Covers

HOA Insurance: How It Works and What It Covers

Homeowners associations purchase HOA insurance on behalf of association members. Learn what this coverage means for your own home insurance needs.

July 23, 2024
How Much Does a Heat Pump Cost in @CurrentYear?

How Much Does a Heat Pump Cost in 2025?

Heat pumps help save on heating and cooling costs. But up-front installation costs can be expensive. Learn how much a heat pump costs and what affects the price.

July 22, 2024
How to Save on Home Insurance With a Security System

How to Save on Home Insurance With a Security System

A home security system can help you save up to 20% on home insurance premiums, but discounts vary between insurers. Learn how to pick the best system.

4 min. readJuly 22, 2024
What Is an Escrow Balance, and How Is It Calculated?

What Is an Escrow Balance, and How Is It Calculated?

Your escrow balance is the amount in your escrow account that the mortgage lender uses to pay expenses like property taxes.

July 19, 2024
Washington To Elect First New State Insurance Commissioner in Over 20 Years

Washington To Elect First New State Insurance Commissioner in Over 20 Years

Washington voters will elect a new insurance commissioner in November for the first time in nearly 30 years. The insurance commissioner regulates the state's insurance industry and approves or rejects insurance company rate proposals.

3 min. readJuly 18, 2024
As Hurricane Season Hits, More Homeowners Pushed to Florida’s Last-Resort Insurer

As Hurricane Season Hits, More Homeowners Pushed to Florida’s Last-Resort Insurer

Since the beginning of the 2024 hurricane season, Citizens Property Insurance, Florida’s insurer of last resort, picked up more than 20,000 home insurance policies in June and another 6,776 by mid-July, according to the insurer’s data.

3 min. readJuly 17, 2024
Preparation Pays Off: Investing in Climate Resilience Helps the Economy, Report Shows

Preparation Pays Off: Investing in Climate Resilience Helps the Economy, Report Shows

Climate disasters cost the economy hundreds of billions annually, but a new U.S. Chamber of Commerce report shows that every $1 invested in climate resilience saves $13 in economic costs.

3 min. readJuly 17, 2024