Latest Articles

Insurify's insurance experts guide you through the basics of health.

What Is Co-Insurance and How Does It Work?

What Is Co-Insurance and How Does It Work?

Co-insurance is the percentage of your medical costs you pay after you’ve met your deductible and before you’ve hit your out-of-pocket max.

6 min. readDecember 19, 2022
What Is a Health Insurance Copay?

What Is a Health Insurance Copay?

A copay is an amount you pay out of pocket for certain health services. Learn more about health insurance co-payment.

4 min. readDecember 12, 2022
Do I Need Health Insurance Coverage?

Do I Need Health Insurance Coverage?

Going without health insurance coverage can have serious financial repercussions. Here’s what you need to know.

6 min. readDecember 12, 2022
The Difference Between Medicare and Medicaid Explained

The Difference Between Medicare and Medicaid Explained

If you’ve only ever had employer-sponsored health insurance, you may be unsure of the difference between Medicare and Medicaid. Here’s what to know.

6 min. readDecember 2, 2022
Are Health Insurance Premiums Tax-Deductible?

Are Health Insurance Premiums Tax-Deductible?

Usually, if you pay for medical insurance yourself, you can deduct the health insurance premiums from your taxes. Learn more.

7 min. readDecember 2, 2022
What’s a High-Deductible Health Plan and How Does It Work?

What’s a High-Deductible Health Plan and How Does It Work?

A high-deductible health plan can give you lower monthly premiums. But you’ll pay more out of pocket before coverage begins to pay your medical bills.

7 min. readDecember 2, 2022
What Is the Affordable Care Act?

What Is the Affordable Care Act?

The Affordable Care Act provides you with affordable health insurance options. But, what does that really entail? Continue on to learn more about the ins and outs of the AAC.

8 min. readDecember 2, 2022
What Is an HRA and How Does It Work?

What Is an HRA and How Does It Work?

A health reimbursement arrangement can help you pay your medical expenses tax-free up to a fixed dollar amount. But, not every medical expense qualifies. Read on to see what your plan covers.

5 min. readDecember 2, 2022
What Is a Health Insurance Deductible?

What Is a Health Insurance Deductible?

What is a health insurance deductible, how does it affect your health insurance cost, and how do you choose the right one? Learn more.

5 min. readDecember 2, 2022
What’s the Difference Between Deductible and Out-of-Pocket in Health Insurance?

What’s the Difference Between Deductible and Out-of-Pocket in Health Insurance?

Learn about the difference between deductible and out-of-pocket maximums, and when each applies to your health insurance.

7 min. readDecember 2, 2022
What Is a Health Savings Account and How Does It Work?

What Is a Health Savings Account and How Does It Work?

A health savings account is a tax-advantaged spending account that you can use, along with certain types of health plans, to pay qualifying health costs.

6 min. readNovember 28, 2022
What is a PPO and How Does It Work?

What is a PPO and How Does It Work?

What is a PPO? A preferred provider organization is a health plan option that allows you to visit any hospital, doctor, or specialist without a referral.

5 min. readNovember 18, 2022
When is Health Insurance Open Enrollment?

When is Health Insurance Open Enrollment?

Open enrollment is the period when you can make changes and choices about your health insurance coverage.

4 min. readNovember 17, 2022
How To Get Medicare To Cover Hip Replacements (It’s Easy!)

How To Get Medicare To Cover Hip Replacements (It’s Easy!)

Medicare helps make hip replacement surgery costs more manageable.  Hip pain can be hard to live with. Aside from soreness and stiffness, many who suffer from hip pain struggle with or cannot perform daily activities like walking, reaching, or bending over. If you’ve been experiencing hip pain for a while, you may have started looking […]

8 min. readJanuary 21, 2021
Medicare Premiums & Tax Deductions: Here’s How To Save Big

Medicare Premiums & Tax Deductions: Here’s How To Save Big

Medicare is a national health insurance program for qualified persons age 65 and up (or younger, if you have an eligible disability or meet certain other qualifications). Medicare is cheaper than a comparable standard health insurance policy, but it’s not free. Most people covered under Medicare pay monthly premiums. The good news is you may […]

6 min. readJanuary 5, 2021
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