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About Mary's expertise
Mary Beth Eastman is a freelance writer and researcher specializing in insurance and other personal finance topics for consumers. She holds a BS in Journalism from Bowling Green State University, and worked for more than a decade as an editor in daily news before pivoting to freelance. Her work has appeared in outlets including U.S. News and World Report, Newsweek, the Wall Street Journal, and many others.
Mary Beth lives in the greater Pittsburgh area; when she‘s not writing, you'll find her walking her rescue dog, Charley, or kicking back with an episode of prestige television.
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Learn more about our editorial team and editorial guidelines here.
Mary's latest posts
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DUI Car Insurance in Georgia: Costs, Laws, and Cheapest Companies
After a DUI in Georgia, drivers pay an average of $191 per month for liability-only car insurance.
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Car Insurance Discounts in California
California drivers can save with good driving, multi-vehicle, multi-policy, and low-mileage discounts.
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Cheapest Car Insurance Quotes in Philadelphia (August 2026)
State Farm is the cheapest insurer in Philly, with minimum coverage rates averaging $86 per month. High auto theft rates and congested roadways contribute to Philadelphia’s rates, which are much higher than the rest of the state.
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Cheap Car Insurance Quotes in Greenville, South Carolina (August 2026)
The cheapest insurer in Greenville is USAA, with an average monthly liability rate of $68. Insurers often charge higher rates in Greenville due to the number of accidents in the area — the highest in the state.
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Anonymous Car Insurance Quotes Without Personal Information
You can get a rough car insurance estimate using only your ZIP code. But to get accurate quotes, you’ll need to share driver and vehicle details.
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Cheapest Car Insurance Quotes in Southfield, Michigan (August 2026)
Auto-Owners is the cheapest insurer in Southfield, Michigan, with an average rate of $60 per month for liability-only coverage. The city’s high crash rates push insurance costs upward.
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Cheap Car Insurance Quotes in Palm Beach Gardens, Florida (August 2026)
The cheapest insurer in Palm Beach Gardens is State Farm, at $82 per month, on average, for liability-only coverage. Rates in Palm Beach Gardens reflect the city’s elevated hurricane risk and traffic congestion along PGA Boulevard and near I-95 highway ramps.
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Why Is Car Insurance So Expensive in North Carolina?
The average cost of car insurance in North Carolina is $92 per month, about 35% lower than the national average of $142.
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Florida Car Insurance Laws
Drivers must carry at least $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL) to drive in Florida legally.