Insights and Analysis
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Drivers Grapple With 9% Increase in Car Ownership Costs in 2023
Average car ownership costs reached $4,695 per year in 2023. Insurify broke down the biggest expenses and surveyed drivers to learn how they’re dealing with the 9% increase.
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Investigation: Did TikTok’s Kia Challenge Cause a 55% Spike in Insurance Rates?
A viral TikTok challenge encouraged viewers to steal certain Kia and Hyundai models. Despite some insurers dropping coverage, rates are comparable to less frequently stolen vehicles.
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Electric Vehicles: Costs, Trends, and Statistics
More than half of car buyers are considering an EV, but high prices and poor charging infrastructure pose significant barriers to adoption. Tesla continues to dominate EV sales, but competitors are encroaching.
Auto Insurance News
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Digital Disconnect: More Insurance Customers Buy Online, but Like It Less
Insurance shoppers buy nearly half of all auto and home policies online, new study finds. But insurers still fall short of customer expectations for a positive digital experience.
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Closing the Gig Gap: The Push for Specialized Insurance in the App-Based Economy
With millions of freelancers and contractors facing hidden coverage voids, new insurance models and app-integrated policies are finally offering the protection gig workers need.
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Clean Look, Costly Flaws: Why AI-Generated Legal Arguments Are Failing in Insurance Court
AI is appearing in insurance court cases, but the results have been rocky so far.
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Average Car Insurance Rates as of March 2026
The overall national average cost of car insurance fell slightly to $138 per month in March.
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Why ‘Social Inflation’ Is Boosting Bodily Injury Claims and What Insurers Must Do Next
Behavioral and legal shifts appear to be contributing to rising car insurance costs.
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The True Cost of Speeding: It’s More Than the $100 Fine
Fines, insurance increases, and hidden fees could push a $100 fine beyond $2,000.
Home Insurance News
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Insurance AI Under Fire for Alleged Racial Bias
Bellwether lawsuit moves forward as insurance industry leaders rethink how it uses artificial intelligence.
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El Niño May Dampen 2026 Hurricane Season, But Coastal Risk Still Looms
Although experts expect a below-average hurricane season, they caution that this is really a redistribution of risk, and storms may shift.
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Proposed California Home Insurance Reform Bills Advance in State Senate
Bills would require more detailed insurer explanations for non-renewals and claims, and penalty for delayed claims payments.
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Indiana Home Insurance Costs Jumped Over 17% Since 2023
After a 6% increase in 2025, the state will see an additional 3% hike in 2026, new report projects.
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Minnesota Home Insurance Costs Soared 34% in 2025
And Minnesota homeowners could face another increase of nearly 4% in 2026, new report projects.
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Wildfire, Hail, Building Costs Pushed Montana Home Insurance Costs Up by 18% in 2025
Average annual premium rose over $300 last year, new report says. And 2026 could bring further increases.
Pet Insurance News
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Would New Jersey’s Proposed $900 Pet Tax Credit Replace the Need for Pet Insurance?
Annual care costs and the legislation’s uncertain future mean pet parents should hold on to their policies, data indicates.
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Pet Insurance Costs Heating Up for Nearly 300K California Pet Parents This Summer
Two insurers set to implement rate increases ranging from just under 8% to 19% in July.
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Average Pet Insurance Rates as of April 2026
The national average cost of pet insurance held steady through March.
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Average Pet Insurance Rates as of March 2026
The national average cost of pet insurance held steady through February.
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Thousands of Georgia Pet Parents Face Steep Insurance Rate Hikes in 2026
Some will see annual premium increases of more than $1,000 as insurers raise rates amid rising claims costs.
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Average Pet Insurance Rates as of February 2026
The national average cost of pet insurance held steady through January.
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