Is The Hartford A Good Insurance Company? Reviews From Over 1,970 Customers

Updated

Harvey
Verified Review
Why I Won't Renew My Policy
The price is too high now.
David
Verified Review
Expensive Quality
The service is excellent, but the pricing is high.
Mary Jane
Verified Review
Excellent
Great. This is one of the few companies where you can pay annually, not every six months.
Richard
Verified Review
The Hartford is Great: Excellent Value and Service
Switch to The Hartford now.
Walter
Verified Review
A Pattern in the Insurance Business
The rates for some of their services are good, but the rates for others are fairly high. This seems to be a situation with most companies. They offer a low price to start and then significantly increase it every year.
Claudia
Verified Review
Excellent
The rates are too high.
Jean
Verified Review
Excellent
Good prices.
George
Verified Review
Could the cost be lower?
Excellent.
Robert
Verified Review
Car Insurance: Have Phone, Will Call
Get on the phone and call around for the same coverage pricing.
Timothy
Verified Review
Good
Great, just too expensive.
Steven
Verified Review
Excellent
Good service.
Steven
Verified Review
Best Service to Be Expected
Hartford has gone the extra mile for us, considering our age and value. We appreciate the attention they have given us.
Norman
Verified Review
My Experience with AARP Hartford Auto Underwriters Insurance
I have been with them for 11 years and have maintained a good standing. However, this year, I received my statement and I was shocked. I only have one car, a 1998 Saturn SL2, which I bought brand new in August of 1998. Back then, I had two cars, but now I'm down to one. I can't understand why the insurance is so high for just one car. Last year, I was paying $84.13 per month, but now they want $120.06 per month. I'm 77 years old and I don't have extra money. I drive less than 60 miles a day and I'm a very good driver. I used to drive a ten-wheeler dump truck and I had a good record. So, why is the insurance so much?
Roxanne
Verified Review
Disappointed
I am unsure why you're referencing my current insurance company when this is supposed to be a survey on my inquiry for new insurance. My experience looking for new insurance was not at all like the advertisements. Not one of the offers that came through was any less than what I currently pay, so I thought it was false advertising.
Tsiyon
Verified Review
My Insurance
It's great insurance, but it is expensive.
Melody
Verified Review
Can't Live With It, Can't Live Without It: What Choice Do We Have?
I've had no issues with The Hartford, but the price keeps going up even though I'm retired and barely drive.
Joyce
Verified Review
I can't lower my insurance unless I pay off my car
The cost of auto insurance in Connecticut is too high.
Deborah
Verified Review
Expensive with no warning
I loved this agency until they raised my rate by an extra $50.00 a month, even though I have a clean record.
Wayne
Verified Review
Rising Hartford Costs
Good company, just raising rates too much.
William
Verified Review
Great. Will continue being a customer
Great price. Good people.
James A
Verified Review
Disappointed with AARP
This year, my premium increased by $1200 despite having no violations or accidents for the last 45 years. Moreover, I've taken your safe driving course for the third time. It seems like you are profiting from safe drivers to provide discounts to risky drivers.
Sarah
Verified Review
Disappointed Customer of Hartford Car Insurance
I didn't appreciate the monthly payment increase for the car insurance. It was ridiculous. They didn't give me any warning.
Melanie
Verified Review
I Want to Keep or Reinstate My Policy
Very good.
Melanie
Verified Review
I want to keep my policy. Can you reinstate it?
Good.
Lillian
Verified Review
Excellent
Everything is good except the pricing is too high.
D
Verified Review
Excellent Service
Excellent. We have been very pleased with their quick responses. My reason for getting auto quotes is for comparison.
Barry
Verified Review
Great price and services but limited choice of vehicle
The customer service is excellent, but the range of vehicle types covered is limited.
Connie
Verified Review
Good
I would love to have a lower price per month. I don't drive that much.
Don
Verified Review
Good and Bad Insurance Company
The Hartford is good, but they won't insure my 2013 Dodge Challenger. They will insure my '93 Corvette and my Dodge 3500. It would be a 5-star company if they would insure my Challenger.
Stanley
Verified Review
They were both very patient with us when we made claims.
Hartford and Progressive are two top-notch insurance companies. They provide excellent service and customer service.
Rodney J
Verified Review
Excellent
Excellent
Peter
Verified Review
My Hartford
The rates could be better.
Michael
Verified Review
Good But Pricey!
The service is fine and the policy is clear, but the cost is too high.
Gordon
Verified Review
Very Good
It's expensive, but good.
Nancy
Verified Review
I haven't had any problems with The Hartford. I'm just looking for a better rate. I keep seeing ads for people who drive less than 50 miles a day. I don't even drive 50 miles in a week! Where can I find an insurance company that actually offers that type of policy?
I haven't had any problems with The Hartford. I'm just looking for a better rate. I keep seeing ads for people who drive less than 50 miles a day. I don't even drive 50 miles in a week! Where can I find an insurance company that actually offers that type of policy?
Lamaras
Verified Review
They give you a price and then increase it
Don't buy.
Deidre
Verified Review
I'm Staying with The Hartford!
The Hartford has been a very good company for us. However, the app that monitors your driving had to be deleted and reinstalled twice due to updates. The prices were very comparable to those of Progressive, USAA, State Farm, etc., and were somewhat lower.
Mike
Verified Review
Not What I Signed Up For
I haven't made any claims in the last 20 years, yet my insurance continues to increase.
Richard
Verified Review
Been with Hartford for Many Years and No Problems
It's a great company for me.
Wendy
Verified Review
The Hartford is not bad
This company has good customer service, but they raised our rate.
Faustina
Verified Review
So far, all is well
Very good.
Margot
Verified Review
Good
I like them. However, I don't appreciate the 25 percent increase.
Gale
Verified Review
I never had any issues with Harford. Harford was a really good insurance company, just that they raised the insurance value without warning or giving you notice to prepare for the upcoming increase. In that area, it just wasn't good at all. When you take someone's insurance from 219 to 511 without a warning, I mean, who can really afford that?
I never had any issues with Harford. Harford was a really good insurance company, just that they raised the insurance value without warning or giving you notice to prepare for the upcoming increase. In that area, it just wasn't good at all. When you take someone's insurance from 219 to 511 without a warning, I mean, who can really afford that?
James
Verified Review
Customer Friendly
They handled the claim professionally and expediently.
Debbie
Verified Review
Excellent
Excellent
Charlie
Verified Review
Hartford: A Decent Choice
I have no complaints. I've been checking rates and coverages to ensure that I have the best deal.
Sal
Verified Review
I felt it was unjustified that they doubled my premium for a minor fender bender. Additionally, my home policy increased for no apparent reason. I tried to find cheaper options, only to discover that no other company offers a better price!
I felt it was unjustified that they doubled my premium for a minor fender bender. Additionally, my home policy increased for no apparent reason. I tried to find cheaper options, only to discover that no other company offers a better price!
Larry
Verified Review
Rate increase due to a claim
I had a claim on my home last year and they raised my rates by 30% this year. I am considering changing my insurance carrier.
Beatrice
Verified Review
Agent was very knowledgeable and good customer service
Great customer service
Nancy
Verified Review
The Hartford Works for Me
I would say it's very good. I just need to save money wherever I can, so I'm just comparing rates.
Katrina
Verified Review
Hartford Experience!
You need to take some defensive driving classes for a small discount or bundle home and auto, more than one auto. Be aware that rates may increase yearly if you're not paying attention. Their customer service for a claim is great, based on our experience.
Mark
Verified Review
The Good, the Bad, the Truth
They offer a great lower rate to get you signed up and onboard. However, after a year, you may see your rates increase for a variety of reasons they provide.
Carylle
Verified Review
Cost comparison
I feel their cost is too high for just myself as the driver.
Gerald
Verified Review
Unreasonable Rates for Retirees
For those of us who are retired, on fixed incomes, and use our cars very little, your rates are totally unreasonable.
Scott
Verified Review
Interaction with Customer Service
Customer service is always courteous.
Ruby
Verified Review
My Insurance Thoughts
It has been fine, just too expensive.
Sharon
Verified Review
Helpful When Called and Needed Battery Jump
This car insurance is very good, especially when I needed a battery jump.
Gary
Verified Review
Gotten too expensive
It's costly, despite having zero traffic infractions or accidents!
Mark
Verified Review
Hartford - Excellent
This is an excellent company with great rates. I tend to compare prices yearly. They have wonderful customer service.
Claude
Verified Review
Insurance Savvy
Hartford provides good comprehensive insurance coverage for home and automobiles at competitive rates. However, a savvy consumer needs to compare rates to make sure they are spending their money wisely.
William
Verified Review
Terrible
I didn't enjoy my experience with them at all. They were increasing our rates every six months for no apparent reason. Despite our perfect driving record, they kept raising our policy.
Geraldine
Verified Review
Experience with Hartford
Check with three or more other companies for quotes. Hartford offers far less coverage for the same price that other companies offer.
Jerry
Verified Review
Unwilling to Lower Premium
They would not discuss lowering my premium.
Harry
Verified Review
Company Not What It Used to Be
Every time you try to talk to the representative handling your call, it feels like absolute gaslighting. When we were hit by another car, the 'claims adjuster' seemed to care less about getting the report.
Joanna
Verified Review
It can be a good option
They offer good discounts for older drivers.
George
Verified Review
Car Insurance Not a Bargain
The rates are high, even with a multi-car discount.
Glenn
Verified Review
Overpriced
The company as a whole might be OK. We've been with them for 4 1/2 years and they raised our price for one car by more than 60%. I'm 59 years old, have no accidents, no tickets, and they want to charge me $3400 for one year. That's a slap in the face and I'm definitely going to look elsewhere. The representative that I spoke with a week ago said that since I'm 60 years old, if I get into an accident, I will get hurt faster than a younger person. That's why my premiums went up.
Virginia
Verified Review
They advertise that they don't raise your insurance because of an accident. That's incorrect! They raised mine!
They advertise that they don't raise your insurance because of an accident. That's incorrect! They raised mine!
Robert
Verified Review
Just OK
Beware of dishonesty when it comes to pricing and how discounts are calculated. The endorsement by AARP is false advertising at best and somewhat counterintuitive for what one would expect from an organization that claims to look out for senior citizens.
Cheri
Verified Review
Unhappy with Hartford
There's a significant increase every six months.
Letitia
Verified Review
Stay Away!
Be cautious, they increase the rates every six months without any clear explanation. They also penalize you severely for any minor mistake.
Jeffrey
Verified Review
Fair
The prices are too high.
Albert
Verified Review
Inefficient Employees Handling My Case
Your auto claims department really needs attention. I would be happy to provide feedback on the individuals who were supposed to assist me.
Andrea
Verified Review
AARP
It's too expensive for seniors.
Edmond
Verified Review
Unfortunate Experience
I had a pretty unfortunate experience. My insurance was cancelled because my bank issued a fraud alert and deactivated my card. As a result, the automatic payment didn't go through. Now, I'm being asked to pay $300 to reinstate my insurance. As someone on disability, I don't make that kind of money. I'll have to find another provider. It's disheartening to feel like people on disability are being taken advantage of. This situation is disappointing.
Bart
Verified Review
Time to Switch
There was a 30% increase over one year of policy with no claims.
Dale
Verified Review
Disappointed
Way too expensive for liability only.
Patricia
Verified Review
The price of the premium was two and a half times more than what I am currently paying with another carrier.
The price of the premium was two and a half times more than what I am currently paying with another carrier.
Henri
Verified Review
Need to Lower the Premium
In my area, they offer very low payments for safe drivers who drive less than 50 miles a day. I drive a maximum of 25 miles a day with no tickets or claims. I believe I should be paying a lot less.
Veronica
Verified Review
Senior Disappointment with Auto Insurance Increases
I started with an $800 full coverage for a year, but it increases every year. Once, I went to the post office with my grandkids. When we came out, cars were parked on each side of my vehicle. As we approached the driver’s side, a dog started barking and jumped at the opening in the window. My grandson ran to the passenger side of my vehicle, opened the door, and it hit the car parked next to us. The scratch cost $800. My insurance increased to over $1000 the next year. Despite no further incidents and never having an accident, my insurance increased to $2000 for six months when I called for a tow due to a traction light issue. While shopping for a better policy, I found out they charged the door incident as an accident twice. That's why I want a new auto insurance company.
Luis
Verified Review
Very poor service. At no point did they help me with my accident. The person who was supposed to assist me just blamed me and immediately increased my monthly payment. It's not fair for me to pay for assistance when I need it. Very bad experience.
Very poor service. At no point did they help me with my accident. The person who was supposed to assist me just blamed me and immediately increased my monthly payment. It's not fair for me to pay for assistance when I need it. Very bad experience.
Sharon
Verified Review
Impersonal
I can't really say, as I haven't made a claim yet. Most of the communication is done through the mail. It just seems like I'm paying too much. I don't drive many miles. I'm a retired senior.
Charles
Verified Review
I wouldn't recommend them, especially their home warranty. My hot water tank went bad and they had a $2000.00 deductible, which is outrageous. I managed to replace the same equipment for $1000.00. It quickly becomes apparent that Hartford is not honest and they misrepresent their service.
I wouldn't recommend them, especially their home warranty. My hot water tank went bad and they had a $2000.00 deductible, which is outrageous. I managed to replace the same equipment for $1000.00. It quickly becomes apparent that Hartford is not honest and they misrepresent their service.
Kim
Verified Review
Expensive Insurance
They're expensive.
Jill
Verified Review
Great service, extremely high rates
The service is great, but the auto insurance rates are extremely high despite combining my auto and home insurances and having no accidents or tickets for over 7 years.
Francis
Verified Review
Not Renewing
Way too expensive.
Derril
Verified Review
Not Very Helpful
They have to offer a better rate for me.
Attila G
Verified Review
Poor
They increased my policy by $600 at the time of renewal.
Katherine
Verified Review
Hoodwinked
They told me that they were much cheaper than State Farm. They were, but only by $10.00. Then, they increased my rate by $150.00 after the first six months, despite me having no claims, driving significantly less, and making auto payments. In my opinion, it's not really a good value.
Trinna
Verified Review
Lose Your Money to The Hartford
The Hartford has been dishonest about claims, has price gouged long-time customers, does not respond to customer inquiries, offers no flexibility on payment options, and appears to be 'removing' their older customers.
Linda
Verified Review
Bad Experience
I would not recommend going with Hartford. They don't stand by their advertisements. Despite the years I was with them, I received no discounts!
Joseph
Verified Review
Pricing
I don't understand why I am paying so much. I only drive about 30 miles per week, have no accidents or DUIs, and have been driving since I was 16 with no accidents or tickets. Yet, my premiums increase significantly each year.
Constance
Verified Review
Driving App is a Big Disappointment
The driving app was modified and now scores your driving negatively for fast stops. Of course, a driver may have to stop fast if another car cuts them off. There are many reasons for a negative score that a driver can't control, and there's no place to add comments. I used to score in the high 90s, but now I'm in the low 60s.
Savitri
Verified Review
High charges due to expensive car, premium doubled even after changing the car
I have been a customer for over 20 years. After one accident, the premium was doubled.
Martha
Verified Review
Not Many Choices for Seniors
It's too expensive for seniors! There aren't many choices for less expensive insurance for seniors on a fixed income.
Barbara
Verified Review
Disappointing as Stated in Previous Answer
I was very disappointed when my car insurance rate was increased by 50% without any prior notice or reason, such as accidents or traffic violations.
James
Verified Review
Disappointed Customer
It's good for the first year, then the price jumps up significantly, so you have to shop around for another company.
Harry
Verified Review
It Used to Be a Good Policy
I would tell my friends that Hartford tends to take the easy way out and attribute any claims as your fault, even when they weren't.
Harold
Verified Review
Unexpected increase in insurance rate
My insurance was raised by 400 last year for no apparent reason. Poor service.
Stuart
Verified Review
Disappointed. No Benefit of Having AARP. Will Be Leaving in January 2025.
I've only been with Hartford for approximately 18 months. My auto premium almost doubled in cost. The original monthly payment was $332 per month, now it's $594. The home insurance increased from $1700 to $2500. These drastic increases have me searching elsewhere.
Sheron
Verified Review
Not Good
Inform people that they still need some type of auto insurance even if they don't have an automobile anymore when they cancel their auto policy. When I went to reapply for auto insurance, I was told I couldn't get another policy because I had been without auto insurance for over a month. What a shock! I didn't know I was supposed to keep auto insurance even though I had no vehicle!
Sandra
Verified Review
Horrible Prices
They started with a low price and then increased it every 6 months.
Heather
Verified Review
Seniors
It's not worth it. There's not a significant discount.
Doree
Verified Review
Overrated
The price went up by over $200.00 in one year. I've had no accidents or tickets in over 50 years. Really?
Steven
Verified Review
Pricey
The rates have gone up 50% over the last 12 months (with no incidents or changes in vehicles/drivers), which is unacceptable. Thus, we have switched to another company.
Timothy
Verified Review
Price Increase
The service was satisfactory, but with each policy period, the price increased. I started at $680 and ended at $868.
Stanley
Verified Review
Issues with Hartford Truelane App
Their driving monitor app needs a complete overhaul. It doesn't account for defensive driving or real-time conditions.
Kyndra
Verified Review
I'm not satisfied with the coverage. Over the past year, it has become extremely expensive. The monthly premium for my used car has doubled.
I'm not satisfied with the coverage. Over the past year, it has become extremely expensive. The monthly premium for my used car has doubled.
Lori
Verified Review
Disappointed with their service
I advised my friend who was considering them, that this is not a trustworthy company. In my experience, they have not been reliable in paying claims. I had to pay hundreds and they removed comprehensive and collision coverage from my policy. As a result, my car was damaged and they did not cover the repairs. I found them to be unkind and dishonest.
Richard
Verified Review
Disappointing Experience
They promised one rate, but it ended up being $70.00 more.
Walter
Verified Review
Shop Around Before Committing
Verify and compare all quotes.
Andrew
Verified Review
A Three
Hartford was okay, but very high in price per month.
Antoinette
Verified Review
Review
It's much too expensive and hard to get in touch with anyone.
Carla
Verified Review
Price increases drove me away
The first year was good. However, the subsequent price increases prompted me to look elsewhere. I found another policy for less than half of what The Hartford was charging!
Jane
Verified Review
Below Average Insurance
Don't get insurance from them. I've been paying $125 a month and have never had a claim.
Jane
Verified Review
Just Ok Insurance
The service is below average and the price is not great.
Jane
Verified Review
Shop Around Before Choosing Hartford
It was expensive. Luckily, I didn't stay with them for long.
Lynda
Verified Review
I discontinued my membership because they wanted to raise my rate
They were recommended by a friend. I already had Arthur, who made it sound like a good deal, but the rates kept going up. I called and asked why. They said there were too many uninsured drivers in my zip code. I don’t get tickets, I haven’t had an accident, but the rate kept going up. So, I discontinued my AARP membership and now they want to raise my rate because I’m no longer a member.
Catherine
Verified Review
Minor Collision Nov 2022
We didn't realize that our policy would more than double after minor damage to our vehicle. It seems we have paid for the other party's repairs. Our own repair was very minor.
Patrick
Verified Review
I've Said What I Have to Say
Your rates are too high. I wouldn't recommend you to anyone. I thought being an AARP member would get me a good rate. You're just like everyone else.