Updated
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Reviewed in Connecticut on June 21, 2026
Good, but rates go up by huge amounts every year.
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Reviewed in Texas on June 2, 2026
I had to take the pictures, type, and upload them. I don't care for the claim process. The service is at or below standard.
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Reviewed in Connecticut on May 8, 2026
Good
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Reviewed in Louisiana on May 5, 2026
Their rates go up every year without any claims.
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Reviewed in Connecticut on May 3, 2026
Okay, it could be less expensive.
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Reviewed in California on March 31, 2026
No problems so far.
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Reviewed in Georgia on March 17, 2026
Caters to seniors.
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Reviewed in New York on March 17, 2026
Was good, but rates have gone up a lot in the past two years.
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Reviewed in Kentucky on March 7, 2026
If you are getting a quote, be sure to have all the information from your current insurance so you can compare. Have all information on each driver and any accidents.
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Reviewed in Washington on February 12, 2026
Very good over 25 years.
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Reviewed in Connecticut on February 6, 2026
I haven't had to use it so far. I like paying for the complete year.
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Reviewed in Nevada on February 5, 2026
They're okay, but the prices just keep going up and up.
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Reviewed in Michigan on January 25, 2026
No tickets, no claims, yet the rates keep going up.
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Reviewed in California on January 20, 2026
I never had a claim with The Hartford, but prices kept increasing anyway. I felt no loyalty.
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Reviewed in Virginia on January 18, 2026
Good insurance but very expensive.
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Reviewed in Nevada on January 16, 2026
Too expensive.
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Reviewed in Texas on January 14, 2026
I need a cheaper cost for my car insurance.
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Reviewed in Delaware on January 9, 2026
Not bad, just expensive.
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Reviewed in California on January 7, 2026
Very good insurance company.
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Reviewed in Oregon on January 6, 2026
So far, I have the best quote.
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Reviewed in Ohio on January 5, 2026
Premiums increase every year.
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Reviewed in Washington on January 3, 2026
Prices could be better for a driver with my excellent record, limited driving, and older car.
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Reviewed in Texas on January 2, 2026
They have been good, but their rates are high.
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Reviewed in California on January 1, 2026
Expensive. 100/300 on 2 old cars with no collision coverage costs almost $200 per month. No DUIs or accidents.
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Reviewed in Texas on December 30, 2025
Great and less than all other quotes.
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Reviewed in New York on December 27, 2025
It is good, just think it is too high.
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Reviewed in Florida on December 22, 2025
Es muy importante que tengan más operadores en español.
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Reviewed in Utah on December 7, 2025
They are a great company. They are there when you really need them. They won't insure my home and the new premium is over $1000 more than last year. Being a senior living on $2200 a month, I can't afford taxes and insurance. They are a great company.
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Reviewed in Pennsylvania on November 26, 2025
The Hartford just works.
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Reviewed in Maine on November 2, 2025
I have had no problems, and customer service has been good.
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Reviewed in South Dakota on October 30, 2025
Easy to deal with.
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Reviewed in North Carolina on October 15, 2025
It was easy enough to sign up and use my AARP discount. But these days the rates keep going up annually. Time to look for a different company.
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Reviewed in Texas on October 13, 2025
Good customer service and pricing. However, premiums increased exponentially over time.
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Reviewed in Oklahoma on October 11, 2025
Expect to pay more for mediocre coverage.
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Reviewed in Michigan on October 5, 2025
Quick responses, great customer service, every department is very friendly and knowledgeable.
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Reviewed in California on September 30, 2025
The price is always going up, and my truck is getting older.
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Reviewed in California on September 13, 2025
They have your back 100% and will fight for you.
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Reviewed in South Carolina on September 3, 2025
The best service.
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Reviewed in Florida on September 1, 2025
No complaints about them except the price is high.
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Reviewed in Arizona on August 8, 2025
I like everything about them, but I wish it were less expensive.
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Reviewed in Michigan on August 6, 2025
Most staff are helpful and kind, but overall communication with customers is not clear or complete.
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Reviewed in Iowa on August 2, 2025
Low priced.
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Reviewed in Virginia on July 8, 2025
The Hartford has been there when I needed them. I appreciate the lifetime membership. It’s good to know that they don’t just drop you because of an accident. They are more expensive than other companies because they offer lifetime membership. If you know of any other companies that offer lifetime membership, please let me know. I would like to make a comparison.
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Reviewed in Florida on June 12, 2025
Customer service is good; however, even with the discount, it's higher than other companies.
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Reviewed in Florida on June 9, 2025
I have stayed with HERTFORD for a number of years. However, I feel their rates are higher than many. They are always available if you have questions. I feel they could offer discounts or rewards to clients who have stayed with them consistently after a designated number of years.
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Reviewed in Florida on May 15, 2025
If you want premium insurance, it's expensive.
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Reviewed in Connecticut on May 10, 2025
Good but pricey.
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Reviewed in Indiana on May 8, 2025
It's a good insurance company. My only complaint is the price. I have been a customer for 14 years. My policy almost doubled in price.
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Reviewed in Idaho on May 8, 2025
Price increases every year are extreme. No claims, but still more money. I begin to think they hook you the first year then charge you more as years go by.
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Reviewed in Minnesota on May 7, 2025
Good start. They never miss a chance to raise the premium.
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Reviewed in Florida on May 7, 2025
Everyone is so polite and a pleasure to deal with.
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Reviewed in Texas on May 4, 2025
Always willing to help things go smoothly!
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Reviewed in Alabama on May 3, 2025
I've been a customer for many years and expect to be there many more. Thank you for your support.
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Reviewed in Missouri on April 30, 2025
Rates better than most.
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Reviewed in Florida on April 30, 2025
The Hartford is a good company, but like most insurance companies, they cost too much and offer too little. I'm on Social Security, and my car insurance is too much, but I have to have it. When it's time to renew my policy, I always check to see if I can find a better policy.
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Reviewed in Michigan on April 22, 2025
Not a problem, just looking to save money.
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Reviewed in Montana on April 14, 2025
My Hartford insurance policy is a recommendation from AARP. The coverage is exactly what I need and the customer service is great.
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Reviewed in New York on April 14, 2025
There are large annual premium increases.
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Reviewed in Florida on April 13, 2025
They offer good prices.
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Reviewed in Alabama on April 10, 2025
Call them now.
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Reviewed in Arkansas on July 4, 2026
They started out good and reasonable, but then they have been raising rates on me, and I have had no claims.
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Reviewed in California on May 2, 2026
With 8 years through AARP, with no claims and 10 & 11-year-old vehicles, coverage went from $1800 a year to $3300.
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Reviewed in New Jersey on April 10, 2026
They are fair with everything, but I think it's too expensive for me to handle.
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Reviewed in Florida on March 20, 2026
I never had a claim with them, but the premium keeps skyrocketing. Shop around, but "ALWAYS CHECK YOUR COVERAGE." Lower premiums seem to mean less coverage.
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Reviewed in California on February 19, 2026
The cost is way too high.
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Reviewed in California on February 16, 2026
Very expensive insurance even with a bundle discount.
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Reviewed in Texas on February 11, 2026
Don't get Heartford Auto insurance because their prices are way too high for not driving more than 750 miles per year and being 66 years old!
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Reviewed in Georgia on February 3, 2026
When I started with them, they gave me a good price, but every year after that, they started raising my premium by $100 to $200 a year.
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Reviewed in New York on January 31, 2026
I'm not happy with the rate hikes. There have been two hikes in two years, and it's way overpriced.
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Reviewed in Virginia on January 31, 2026
I've made no claims, but the price keeps going up.
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Reviewed in Florida on January 25, 2026
Extremely high rates for claims-free drivers.
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Reviewed in Florida on January 25, 2026
It is okay, but Hartford was much too high to continue with them.
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Reviewed in Florida on January 20, 2026
We had two vehicles, and the price was fair. We sold one, made no claims, and the price actually increased higher for one car than when we had two. The following year, the price increased again. Still one car, still above the two-car price. No accidents, no tickets, no citations. Year three... increased again. And this is the company AARP is affiliated with.
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Reviewed in Pennsylvania on January 18, 2026
High price for cars that are driven few miles per year.
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Reviewed in Washington on January 15, 2026
Huge increase with no tickets, no wrecks, and no reason for the increase.
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Reviewed in Utah on January 10, 2026
I have Hartford but think I am paying too much.
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Reviewed in South Carolina on November 28, 2025
The price went up $50 with no claims ever.
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Reviewed in California on November 5, 2025
They increase rates even when there are no incidents.
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Reviewed in California on November 3, 2025
Renewal rates went up almost double. Very unhappy.
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Reviewed in South Carolina on October 31, 2025
My car insurance premium doubled in price this year. Every other company I quoted was $800 less.
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Reviewed in Florida on October 25, 2025
Move on after the introductory low-ball pricing. They get you on renewal.
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Reviewed in Texas on October 21, 2025
They did a bait and switch. They got me to sign up with them, then raised the rates on my car insurance nearly $50.00 a month. I am a senior citizen, and this is just wrong!
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Reviewed in California on October 20, 2025
I have been with The Hartford for over 6 years, have had no claims, and drive less than 5,000 miles per year. Despite this, my insurance went up $100.00 per month.
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Reviewed in California on October 10, 2025
I dropped them because they increased my policy by $350 despite being a good driver (no tickets, no DUI, no accidents, annual payee).
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Reviewed in Indiana on October 2, 2025
Customer service for changing coverage isn’t very good. I called twice and talked to two different people. Neither one could answer all of my questions. I called a third time and got a nice lady who addressed all my questions. She took the time to check both my car and home premiums and adjusted my discounts. My car rates are still higher than they should be.
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Reviewed in Texas on September 26, 2025
I really would not encourage anyone to use The Hartford Insurance. They quoted me a good price, and I have never seen it that low. I joined in 2023, and they told me the price was high because I needed to use the app that would track my driving ability. They said in 90 days it would come down. Well, it keeps saying 26% discount and so on, but it only went down to $141.00 a month and then went back up to $160.00, the original price. They did not tell me that to receive discounts, I needed to maintain membership with AARP. I had no knowledge it had gone back up until one month I checked my bills and saw it was up to $161.00. I called, and that is when they informed me about the membership for AARP. I renewed in July, and they had not made any corrections or changes until this month when I had to call again to question why the amount was still the same. They said they did not show that I renewed membership. I have a 2007 Honda Civic, and I asked for full coverage, but my price is, to me, an amount I could pay for a newer car. So that is what's going on with me in my world. I am also a senior, 80 years old, and there are no discounts for that either. I am just saying. You asked, so here it is.
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Reviewed in California on September 8, 2025
They keep raising prices.
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Reviewed in New York on August 21, 2025
They don't give a straight answer about their pricing for the elderly, even though there are no tickets, accidents, or DWIs! Also, I don't drive more than 50 miles a month! Still, they want $888.00 per year for full coverage, including glass replacement.
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Reviewed in California on August 7, 2025
Premiums are outrageous and keep increasing each year!
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Reviewed in Utah on July 29, 2025
They charge way too much and force you to join their AARP group with dues.
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Reviewed in Oklahoma on July 27, 2025
They increase their prices every year.
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Reviewed in Pennsylvania on June 26, 2025
Not happy at all, rates are constantly rising.
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Reviewed in Georgia on June 9, 2025
The rates continue to go up by double-digit percentages yearly.
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Reviewed in Missouri on June 8, 2025
You have to join AARP to get small discounts, but they go away in a few years.
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Reviewed in South Carolina on May 13, 2025
It is more expensive than others.
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Reviewed in Maryland on May 6, 2025
Rates go up every year.
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Reviewed in Texas on May 5, 2025
I don't know. I've never filed a claim in all these years. I have a good driving record, but my rate seems so high for liability when it's supposed to be good through AARP.
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Reviewed in Missouri on May 5, 2025
It's okay, but too expensive. The rates go up every 3 to 6 months.
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Reviewed in Minnesota on April 28, 2025
Every six months, the price changes. It would be nice if they offered a yearly rate.
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Reviewed in Florida on April 28, 2025
Every year my policy goes up. No accidents, no tickets, no DUI, but monthly payments still increase.
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Reviewed in Arizona on April 20, 2025
It's a good company but it's way too expensive, even with the AARP discount. That's why I am considering a change.
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Reviewed in Michigan on April 15, 2025
The communication is very poor. We've been charged additional amounts without any explanation. They prefer to communicate by letter rather than email, and the letter often arrives too late for us to take any action. Their website is quite poor; the only way to contact them is by phone, as they don't offer any other options for inquiries or assistance. We faced difficulties when we tried to change the credit card we were using to pay for our policy. They allow you to update an expired card, but not to make a change. Lastly, after having the coverage for six months, they increased our rates by $400 a year without any explanation.
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Reviewed in Washington on April 7, 2025
All advertising regarding big discounts for seniors is a lie.
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Reviewed in Florida on April 3, 2025
This is just an opinion, but I've noticed that their computer servers are very slow. Many times, you have to wait up to 30 seconds for a response from their programs. Additionally, their website doesn't display a 'make a payment' option on the home page, so you have to search for it. Finding my payment history is also a challenge. I've worked with mainframe computers before, so I can tell when servers need updating or replacement, or when more servers need to be added to the system. Thank you for your time.
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Reviewed in Nevada on March 31, 2025
They keep raising the price on me every year, and I don't have any tickets or accidents. I'm retired, so I don't drive that much. I don't think they or any company should be raising rates just to make more money. Stop price gouging people!
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Reviewed in Georgia on March 30, 2025
The rates kept increasing until they exceeded $600 a year. Their customer service couldn't provide guidance on how to reduce my costs. I figured it out myself, but it was too late. I found a better rate elsewhere. I feel they took advantage of an AARP-aged client.
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Reviewed in Washington on March 23, 2025
Price creep is a problem, where the same coverage increases every year. Now, it's too expensive for the coverage.
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Reviewed in New York on March 22, 2025
Everything was great until I had an accident that was not my fault. Then, the rates increased significantly. This was my first accident in approximately 55 years.
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Reviewed in Massachusetts on March 20, 2025
My premiums have increased by over $1000 in three years, with $550 of that increase coming this year alone. I've had no accidents or tickets. It feels like they're just trying to take advantage of me.
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Reviewed in Texas on March 19, 2025
After being a client for 15 years, they couldn't help me modify my policy. I never had a claim. All they did was raise my premiums. I'm 75 and the premiums just kept going up. It's sad the representative couldn't do something to help lower my premium by just $50.00 a month. I came to find out there were several insurance companies that had their prices lower, so I had to change. I live on a fixed income.
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Reviewed in Arizona on March 18, 2025
I've never referred anyone to them. While the coverage is excellent, the price for both auto and home insurance is ridiculous. I drive less than 2,000 miles per year, and my claims have only been for towing.
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Reviewed in Tennessee on March 18, 2025
I've been with them for many years, I'm guessing around 22 years. I've never filed a claim and my policy price has never been reduced, especially after my wife passed away and I was the only one on the policy.
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Reviewed in Maryland on March 17, 2025
This is a very poor value. There have been excessive rate increases with no claims filed. My last homeowner's rate increased by 82.5%. The representative was unable to provide an explanation, only an apology. I have quotes from other companies for comparable or better coverage for $750 less than Hartford. Needless to say, I'm leaving Hartford for both home and auto insurance.
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Reviewed in Texas on March 16, 2025
Car insurance hasn't been too bad. However, home insurance was quite high and the service was poor. The customer service, especially from the claims handling team, was not up to the mark. They came across as arrogant. There was one individual who was pleasant, but apart from that, I would say they need training on how to interact with people. After all, customers are their clients and should be treated as such. The Hartford was nice to work with when we first became clients. However, over the last six years or so, there has been a noticeable decline.
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Reviewed in Texas on March 13, 2025
My policy is through AARP, costing over $1700. It doesn't even provide full coverage for my 15-year-old car, which has less than 60,000 miles on it. I only use the car for grocery shopping. Is this because I'm 80? This is AARP's service? No, thank you! Shame on AARP and the Hartford.
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Reviewed in Florida on March 11, 2025
It's a good company, but at a high cost.
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Reviewed in Minnesota on March 9, 2025
All they seem to do is raise rates, despite the fact that I haven't had any claims in years.
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Reviewed in Arizona on March 5, 2025
They are too expensive and did not offer discounts despite my good driving record.
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Reviewed in Florida on February 27, 2025
Price-wise, they have been mediocre until we experienced two hurricanes. That's when I felt robbed. My car had mid-30k miles and was in brand new condition, both inside and out. I compared it with 149 cars 'like mine', but all had massive miles and were damaged as well as scruffy. I ended up having to add $5K and settle for a car nearly 3 years older and with a lot more miles. I was extremely unhappy and felt let down. I can't see myself staying with a company that treated me this way. I might have to if I can't find a better price, but I will never recommend them.
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Reviewed in Utah on February 19, 2025
They significantly increased my rates, which was not great.