Is GEICO A Good Insurance Company? Reviews From Over 19,388 Customers

After being with State Farm for almost 25 years, it was a pleasure switching to Geico. I haven't had any claims yet, but their pricing has been good. State Farm raised my insurance from around $1,000 per year to $3,600 within one year, and I have never had any accidents.

Geico has been great, but the cost per month has not gone down regardless of the kids no longer being on our account. We know the cost of living has gone up, but not enough for us to feel it's being fair.

Geico pays claims quickly, but their insurance rates are high for the coverage you get. Progressive seems a lot better in terms of pricing.

Too expensive.

Expensive.

Best value for coverage.

Reasonable rates with no claims.

No events, great tips, and cost-effective.

I haven’t been with them long enough to comment. So far, everything has been fine. I just wish I could pay less.

I've been with this insurance company for over 20 years, and everything has been good.

I have been with them since 2011, and they have raised my rates every six months. This is without any accidents.

They are way too expensive. I love their app and how easy it is to use. All car insurance is way too high in this economy.

Very good experience, helpful, and knowledgeable about the product.

Every year, despite my excellent driving record, the policy goes up and up. I’m a good driver but don’t get the credit for it. I feel like I’m supporting bad drivers.

To me, Geico has been more than helpful, reasonable, and fair. They have stood by me during three accidents, one serious, caused by another driver who ran a stop sign, totaled my vehicle, and sent me to the hospital. Another when a very large van slammed into the right side of my new 2025 Toyota and then fled the scene.

Good price!

It’s been good for the most part except for the cost. Insurance keeps increasing with each renewal, even with no tickets and the fact that I drive less than average annually in miles.

I’m a senior citizen and I’m not getting any help from you, but anyway I’m telling people that GEICO insurance is the best option for them.

Geico is efficient and effective. I would recommend Geico without reservation.

Other than the continual price increases, it’s been fine.

Very reliable and there when you need them. They support you when claims are made, and if not correctly fixed, they go out of their way to ensure they are fixed properly.

The repair shop was on time and their work was worth it.

The price was good for the coverage agreed to.

Great price.

I have not had any issues with my coverage or policy.

Make sure you have Liability & Collision Insurance before paying.

They even followed me back to when I was 17 years old. My policy went up 50%. I flipped out, of course, and checked out other options the same day. I called Geico right back.

Good customer service 👍.

I hate having to handle so much online. I prefer having the assistance of an agent. With Geico, you go from one person to the next step in line. It's difficult during stressful times; however, they did handle my claims very well in the long run.

Got coverage but haven't made any claims so far. The premium seems suspect.

Try them!

Easy signup.

I'm frustrated that I can't find anything cheaper. I would like something more affordable to manage my expenses, but this is where I have to stay, so I'm satisfied, I guess.

Too expensive. Never had a claim and rates are high.

I haven’t needed to file a claim in a long time, but my past experience has been excellent. No hassles.

I am happy and it was easy to set up.

Great coverage

Understand the terms and conditions.

They are getting too expensive.

I've been with them for years and I'm happy with them.

All good... never had to use the insurance. The only issue is the price of coverage is crazy out of control.

By far the lowest quote received.

I feel protected by my policy with Geico.

GEICO is a good, solid company. I’ve been with them for a long time. Recently, I’ve been thinking about switching because I could get a slightly better rate, but I'm not sure I’ll get the same quality.

I like everything about Geico, especially when comparing their rates with other companies.

Good - I would like to see lower rates for older responsible drivers with no accidents due to their fault or speeding tickets.

It's insurance, no big special deals.

Everything is fine, but they are not even giving a discount after being a loyal customer for more than 5 years with the same car.

Very user-friendly app, 5-star customer service.

Until last year, they were affordable. Without warning, my premium more than doubled, and that’s without any claims in the last few years.

A five-star rating for their affordable pricing.

Need to lower premiums more for senior citizens who are retired.

They are very reasonable.

Geico is great. We've been with them for years. Their claims handling is excellent and the price is reasonable considering where we live.

I saved hundreds on my car insurance by switching to GEICO.

Lowest rates of all companies.

I’m satisfied with GEICO. My one problem is we both had an extremely minor dent in a parking lot that was caused by another driver. Nobody paid anything as it was so small and not our fault, but GEICO has added 1 collision to our record. GEICO didn’t have to pay, but I’m still listed as having a collision.

I had a wonderful experience. The agent was very patient and willing to help me.

Customer service got me taken care of in a few minutes.

Excellent customer service and cheaper than others.

My experience with GEICO was fair, but after going through the whole year with a positive driving record, the new policy they offered me was more than $100 more than the previous 6 months. The fact that I live in the city and only drove maybe 5 miles a week made the renewal quote even more disappointing, which soured me on doing any more business with them.

You need to do something about your app. I cannot log in to get my discounts, and I am very dissatisfied with that part of your service. Other than that, everything is good. I'm still unable to access the app.

Exceptionally mediocre. My rates just went up again. At this point, paying for GEICO is more than a car payment would be. It’s a crappy car that shouldn’t be expensive to insure. I pay for everything out of pocket anyway because I’m paranoid that if I don’t, I’ll be penalized by the insurance company. How much sense does that make? I’m paying for repairs on my own because the thing I’m paying for already at $500 per month would go up even more. The thing that makes me dislike GEICO is that even if I repair my car out of pocket and continue paying the high premium, my rates still go up by $150. I can’t afford other stuff because I’m paying for insurance that I literally never use.

I'm not a happy camper. I have been with Geico for over 20 years and my policy rates keep going higher. I have a good driving record and am a senior citizen. So why do I pay so much?

Insurance bill continues to get more expensive even though I'm a safe driver.

Not transparent and very disappointed. My car insurance had been going up every 6 months, even with my defensive driving certificate and good driving record!

Shop around; there’s cheaper insurance than Geico. I’m done on 11/5.

They have the worst automated help line! It's extremely difficult, and the system refuses to connect you to a human! I called on Friday to get a copy of my policy and didn't receive the email or the link until Saturday and early Sunday morning! I dislike dealing with the automated system!

They started out good, with monthly insurance payments. But they just sent me a renewal for 6 more months, and they raised my monthly payment by around $16. I haven't had any tickets or accidents that were my fault, so I will be going somewhere else.

During the last two years, I have paid nearly $1,600. No accidents in 10 years. No DUIs ever. Retired. Garage parking. Drive less than 100 miles a week. I feel like I’ve been overcharged and punished for nothing.

I have an absolutely clear and clean driving record for the last 25 years. However, GEICO increases the price of my insurance policy by $100 every year without any explanation. It's unfair, and I don't like this.

Increased my premium by fabricating mileage per year. Claimed I didn't provide mileage info when they never requested it.

It was alright. I just needed a lower deductible, and my homeowner's insurance was too high.

In the beginning, the price was reasonable, but now our rates have tripled. We just can't keep paying that much.

Geico has good service, but they have poor rates for loyal customers with great driving records.

I am 71 years old. I drive my car about 20 miles a month. My policy is $75.00 per month. I think auto insurance is way too expensive. I would sell my car and use some other mode of transportation, but I live where public transportation is terrible.

They keep increasing the rates. I paid my insurance, and 5 days later, I received a bill for $56.00. I didn't see it in time, and they canceled my insurance. I spent 3 phone calls and about 4½ hours on the phone and got nowhere. One call was 2 hours and 20 minutes long. So I ventured out and found insurance for half the price I've been paying for 3 years. Thank you, Geico.

My payments increase over time because I have to pay for general inflation in the economy.

They have consistently increased our rates every period for no reason. My wife and I are both seniors with pristine driving records.

It was fine until they tried to bump my 6-month premium up by $1200 just because I moved from California to Nevada. I asked how that could be if I’ve never filed a claim and haven’t had a ticket since I was a teenager. All the sales rep said was, “Nevada is the most expensive state for car insurance,” and when I said that was insane, he said, “you’re more than welcome to shop around for other offers.”

They keep raising prices. Not okay. They don’t have decent home insurance options.

The rates are too expensive and keep increasing, so I'm looking to change providers.

They are overcharging people. We were not guilty of an accident 5 years ago, yet they continue to bill us monthly as if we were at fault.

Policy rates are constantly going up at least $30 yearly.

After over 10 years with them, my insurance keeps going up with no claims or accidents.

I was hoping to obtain a lower six-month rate.

They're a greedy company. I would recommend you shop around instead of settling on one quote. I was with them for over six years and had to switch because they more than doubled my insurance price from one state to another. When I switched from Geico, I saved $400 and received renters insurance.

I am being overcharged for car insurance, paying $243 a month for full coverage despite having been driving for over 20 years. In the last 4 or 5 years with Geico, I have had no accidents or tickets, yet instead of my car insurance decreasing for being a safe driver, it has increased from $150 to $190 and now $243. It just doesn't make any sense, and I would advise people not to get car insurance through Geico.

They somehow removed my cell phone from the drive tracking app, then wanted to increase my rates considerably because of it. I tried several times with customer service to get the problem remedied, but they were useless.

When I inquired about coverage in NY, the rate more than doubled compared to other companies.

Very bad, definite lack of communication and transparency. Rate increases with no explanations, so you have to call and get transferred around a lot just to get answers. Then they act like you should be grateful for their service.

I was paying $81 a month and now it's $184. Too expensive.

I have a 1989 Chevy pickup truck, and they're charging me $80 a month for liability insurance. It's way overpriced; it's a joke. I don't drive over 50 miles a week, and they still charge me $80 a month. I'm sure it's going to go up.

The insurance is too expensive. My vehicle is garage-kept, I am retired, and I rarely drive. There is no consideration for this. My car is almost 5 years old. I am seeking cheaper insurance.

Amazing company, but the prices are way too high.

GEICO is too expensive. I have been with them for 24 years. I have had the same cars for 10 and 6 years, and my rates have gone up every year. No claims and I am over 50.

There is absolutely no reason to raise my insurance every 6 months, especially since I have had no accidents, tickets, or DWIs.

Auto coverage price is too expensive at $388.00 a month for two cars!

I have been with Geico for 29 years. A lady backed into my little Elantra while I was sitting still at a Walgreens drive-thru. She was driving a Pilot SUV. She crumpled my hood, but she had no damage. No one was hurt. While she and a child were playing in the parking lot waiting for the officer to arrive, I took pictures and tried talking with her. She put her hand in my face without saying a word. I thought this woman was going to be trouble. It became clear very fast that this accident was a setup. A black truck came out of nowhere, and he was her witness. He was not on the scene at all. There were no tickets issued. Geico turned down the claim, and I was found not at fault. She sued Geico and got a settlement for $32,000. Four years and six months later, I'm still upset. This was a terrible injustice, and I am still paying an unfair amount for car insurance. The morning I was to give a deposition, I got a call from the court saying a settlement had been made!

The price is much too high for me. I have had no accidents or tickets since I’ve been driving, and I’m a senior on a fixed budget.

Terrible. They cut my insurance off because they emailed me asking for documents to prove that someone did not drive my car. I am 65 and since retired, I don't check my emails regularly. There was no contact by mail or phone. I was driving around with no insurance and didn't know it. The person they needed information on lives three and a half hours away and owns the house I live in.

Love the insurance company. A great rate for someone who has never had a ticket or accident. Downloaded the Geico mobile app but have not been able to use it once. It constantly says the password is invalid. I reset it three times and called twice to speak with a representative. They said they would send me a link to reset it, but it still says it is an invalid password. Very frustrating, and I don't know how much longer I will be with you guys. My payment comes out automatically every single month, and I've never missed one.

Too expensive, great service!

Their insurance rates are very high. I would not recommend them to my friends.

I drive less than 5-6 minutes a week. Very expensive for the amount I use my vehicle.

The app is easy to use, but they're not transparent with their policies.

My rates keep going up despite my wife and my driving record being impeccable—no claims, no tickets, and no accidents. There has to be a better way. I keep going to these sites and they send me to Progressive; their rates are higher than my Geico rate. Stuck between a rock and a hard place, I actually got rid of one of my cars to save some money.

Looking for another insurance company. GEICO keeps increasing prices.

When I agreed to accept the policy, my price went up $20 a month instantly. I wasn’t happy.

Overpriced. I drive less than 20 miles per week. Still expensive.

After you sign up with them, they will continually raise your premium for no reason.

Always compare rates before committing to a company.

Progressive offers more coverage for the same or lower cost.

If you have an accident claim, you better hope you have video footage of every second. We got hit from behind and the person fled the scene. I hit the person in front of me, and they didn't have damage, so they left. There was nothing I could do. I hadn't even thought about taking photos yet. It took 4 months for them to come to an arrangement for us and ended up telling me that they don't believe someone hit us from behind, so they weren't covering that damage. And since I hit the person in front of me from the impact, I now have an "At fault" accident on my record. The claims people were hard to get a hold of. If I mentioned getting a lawyer, they'd respond quickly. Yes, they have cheap monthly payments, but that's because they won't pay out if you have an accident.

The price doubled for the exact same coverage.

As with any corporation, Geico has its downsides. I experienced an issue with a broken windshield caused by a stone from a dump truck. Geico marked it as a claim, which affected my rate and made it more expensive. This forced me to cancel my full coverage. Why should my rate increase for an incident like a windshield?

Geico is too expensive. However, consider checking it out for 6 months.

They raised my insurance every year, no matter what. No discounts, no nothing. It just went up for any reason they could find.

The policy starts out reasonably, but costs quickly increase year over year.

Geico was wonderful until they kept raising prices and would not work with me to get a lower price.