Is Progressive A Good Insurance Company? Reviews From Over 24,268 Customers

Better price either way for older vehicles.

I did have a reason to communicate with my insurance, Progressive, and it was helpful, low-key, and efficient.

As anyone should do, keep looking for prices. Some places claim discounts for no accidents in over 3 years. Some offer discounts for low mileage annually. They claim all sorts of discounts but do not deliver. I have yet to find any insurance company that stands behind their statements. Progressive is no different.

Love it. Multiple discounts for longevity.

I've been with Progressive for a long time and thought my truck was fully covered for the $72 I pay each month. It's not; it's only basic coverage!

Best pricing so far, thanks!

Satisfactory but always looking for something cheaper.

Everyone was very friendly and helpful.

I have three policies and have to talk to three different representatives, which means more phone calls.

Very good

I had to cancel my policy after a move because I lost the multi-car discount. Progressive did offer me a discount for taking a renter's policy. However, with the new auto policy came the Snapshot app. In the end, my auto insurance doubled. I had been a policyholder prior to the move for over 5 years. I am on a fixed income and can no longer afford this. I guess I'll be playing the insurance game.

Liberty Mutual was not a good experience for me, so I returned to Progressive.

They increased my premium. My Corvette insurance is $37 lower than the Ford Escape with a 4-cylinder engine.

Progressive gave me a great rate at a reasonable price. It is not the fullest coverage but meets the state requirements.

Too high in cost.

They seem to be very professional and very helpful. We have had no claims, thank God! But I would recommend them to anyone.

$250 for minimum coverage is unjustifiable and unacceptable. The company is taking advantage rather than providing reasonable service. No tickets, no accidents, no changes, so there's no reason to be overcharged.

I love everything about Progressive; unfortunately, it is expensive.

Experience has been good, but the renewal premium is high! Shopping for a better price.

It's comforting to know I'm covered if I am ever involved in an accident.

My experience with Progressive is number one. They are the best; they're there when you need them. The coverage is reasonable, and they work with you on everything. I would never trade Progressive for anybody. I love Progressive.

Everything is going well.

The company is fine when it comes to claims, but like any other, they try to raise your prices every year unless you review your coverages with them.

The cost of my basic full coverage insurance went up to $160 a month, which I think is too high.

No one likes paying for vehicle insurance, but I have a great agent and she has a great team. They are very helpful and treat me like I’m a very valuable customer.

Great job in every way. Always so quick and easy.

Great customer service.

The cost is too high.

Great rates and easy to obtain an auto policy.

No problems so far.

Always available and very helpful.

Their rates for car insurance are the best I can find.

We had an accident and they were excellent and fast.

I had to ask for other discounts, and then I inquired about renters insurance without them asking if I needed it. I also asked about changing the deductible on my car to see if it would help reduce the policy amount.

Very good company for insurance. They offer fair prices on all insurance plans.

Cheapest rates in the state.

Great, cost-efficient.

They are just too expensive.

They pretty much have the lowest price for your initial payment that I could find.

Quick and easy.

So far, I must admit, they have the best rates compared to any of the other major insurance carriers.

I mentioned that I only drive locally. I’m retired and just go out when I need to.

Shop around before you buy. Compare coverages and deductibles. I saved by going with Progressive Direct and paying 6-month coverage in full.

Easy to get a hold of and fast service.

Your prices are really good and you can get it done online. The people are really helpful.

It's Progressive. They are fine, I just need a better price.

Reasonable price.

Great company. Rates are ridiculously high. But you can count on Progressive.

Affordable.

Good service and coverage. Pricing is okay but could be better.

Excellent customer service and support.

Just switched to Progressive and am saving almost $1,000 thanks to their fair pricing, unlike Travelers who seemed to penalize us for being loyal, accident-free, ticket-free, claim-free, and on-time payers of both home and auto. Glad we switched. Only time will tell.

Progressive is consistently the cheapest for my cars and home.

Best price.

Good deal

Lower the rates.

It's better to compare rates that best suit your needs at the "right" price.

Great customer service! I saved hundreds of dollars with my policy reevaluation!

Excellent in time and form.

Always check your rate prior to when it’s time to renew.

They sent me a defective snapshot device and then raised my rates when it didn't work.

Homeowners insurance is too expensive, especially for Progressive coverage. The other coverage was somewhat reasonable.

I had Progressive for several years, and after making all my payments on time, I ran into a few problems and was a week or two late with one payment. They canceled my policy immediately, and when I renewed the policy, they raised the price by almost $30 a month. At the next renewal, even though I had a very good score on their tracking device, it was going to go up another $20 a month. I never had any accidents or tickets, so I don’t know why it kept going up.

Progressive insists on installing a monitoring device in your car and may raise your rate if they determine you've done something wrong, according to their criteria. For example, if you're rushing to an emergency room, you might be penalized for speeding with a higher rate, no questions asked.

Progressive removes discounts and increases rates to essentially negate the savings gained from the use of Snapshot.

It's been eight months, and I still haven't received my deductible back. I have uninsured and underinsured motorist coverage and still not made whole.

The cost is too high for full coverage on my car, including windshield replacement and liability on a Nissan pickup.

My agent is why I am considering a change. Very high price, and doesn't care to help lower our rates.

I spent an hour talking on the phone with a certified insurance agent who didn’t understand the concept of liability. After an hour on the phone, I was quoted a rate $9 per month lower than I had been paying. They had my car listed as a commute car, and I have been disabled and unable to work for the last 20 years. To make it even more special, they emailed me a quote for more than I had been paying. If they’re this bad at basic policy servicing, imagine their ineptitude handling an actual claim.

Continually increasing premiums with a continually aging vehicle.

It took weeks to resolve our claim back in October. I don’t appreciate my policy doubling in price. My wife and I drive no more than 3,000 miles a year each and are paying $3,465 annually. I don’t live in a flood zone, and our cars are in the garage.

For the most part, they're good. But when you have an accident, they want pictures and they give you an estimate from pictures. How can you honestly give an estimate from pictures? If you had a dented bumper or door, yes, a picture would work, but when your car gets rear-ended and then they tell you that body work and painting is done for 70 dollars an hour, what the hell? This isn’t the '90s or even the early 2000s. The estimate process is a complete joke.

Expensive, no significant loyalty discount year-to-year.

I am not happy with Progressive and the team they provided me with. I did not have the support I needed for my case. On top of that, my car is still not made whole. They haven't reimbursed me for my car rental fee, which is $1800, and the tire fee, which is $200, that one of their shops caused. I will be leaving Progressive after this case is closed because of the team I was assigned to, who didn't do their job to make it right for my car.

Too expensive. A 75-year-old widower with no accidents, no tickets, no DUI, and no claims is paying over $300 per month, which is totally ridiculous. Where are all these companies on Facebook and TikTok offering $39 per month for full coverage?

I could have a better monthly premium if you lowered it, as I have never had an accident or any tickets.

Progressive is the most expensive and offers the lowest coverage. Plus, their roadside service is unreliable when you need help.

I've never had to use it. I'm just paying a lot of money for low insurance coverage.

They would not insure me because I don't have a permanent address as a digital nomad. Then, because I bought a new car, they would not let me go back to the previous non-car policy I had with them to prevent a gap in coverage. Therefore, I either have to keep paying on a car I no longer have or go totally without coverage and can't return to the non-car policy. Totally inflexible, even though I have been a customer for many years. Also, they did not tell me about the non-car coverage after hitting an elk last year, which resulted in a gap in coverage several months later when I bought a car. I want to pay and get insured for a new 'used' car, and they take nothing into account as far as my faithfulness and reliability as a past and current customer. Progressive? NO. Not progressive at all.

Don't waste your money. They'll find any way possible to make extra money. I hit a ladder on the highway because it was either the ladder or another car, and I was made at fault by their underwriter, raising my premium. Then they added my husband, who I am legally separated from, onto my policy without my knowledge. I only found out after my premium went up $130 a month because he was arrested for a DUI, which has nothing to do with me. Then, in order to remove him, I had to make him an excluded driver by signing some paperwork and mailing it in, which makes no sense since we are legally separated and haven't lived together in years. Stay away, that's my advice.

In general, Progressive is okay for car insurance. My one complaint is that the premium is high. I don’t see much evidence that the discount is very helpful in reducing the cost (I have the Snapshot device on my car).

I just got a new policy that costs me $225.00 less than my previous one. I am absolutely disappointed and upset that I was charged $404.00 per month. Outrageous!

Shop around because they’re super expensive.

Half the cost of Progressive.

I love my new insurance, saving over $100 a month compared to Progressive.

They go back over 6 years for moving violations to increase rates and hold glass claims against you to raise the cost of premiums.

I got a low rate since I don't drive except to the grocery store and the chiropractor about two miles down the road. Then it kept going up. They said it was just an introductory offer... No one told me that!

Be prepared for a 20% price increase when it's renewal time.

Okay, I have had insurance since I was 16 years old, and I am about to be 42. I've been with a few different companies throughout the years, and never have I once had to send photos of my vehicle from the front, back, and sides, making sure it displays my license plate number along with my registration on every vehicle that I have on my policy, which is three. This is something I have never heard of an insurance company doing when first starting an insurance policy for your vehicle.

$90 more than USAA.

I've got Progressive and it has been the cheapest, otherwise I'd have something else.

Premium too high for how little I drive.

They offered a low estimate on repairs because they have their own shop.

I have Progressive, and they tripled my new quote in a different state.

Prices are terrible! I am 72, my wife is 68. No tickets, no claims, but insurance goes up anyway. Can't insure my vehicles differently. Have to have the same coverage on both, even though there is a 10-year difference in the age of the vehicles. Can't get the agent I wanted close to my home. Have to drive 1.5 hours to see the agent, instead of 30 minutes for the one I wanted. No loyalty to me at all for staying with you for three years.

They start out with a lower rate, then hit you with increases every pay period.

I have been driving for 55 years. No chargeable accidents, but my premiums continue to increase.

Too expensive. I hardly drive anywhere, and it’s $183 a month for full coverage.

Progressive increased my rates significantly due to a DUI two years ago. When it was removed from my record, I switched to State Farm because Progressive's pricing was too high for me.

Excellent in every category. I have full coverage for less than just comprehensive with Progressive, and they didn't increase my premium by $38 just because I moved to Eugene. They also didn't lie and say on paper that I requested the rate hike. What the heck?

They keep raising my rates. I'm a senior and only drive about 30 miles a month. I have a great driving record, so I don't understand the continued rate hikes month after month.

Too expensive for liability for my vehicle.

I find this insurance carrier too expensive. I'm paying monthly way more than I did with State Farm, where I had full coverage.

You are the worst insurance company that I have had in a long time. The reason for this statement is that when I got the insurance, I was told that I would only be paying $114 a month. Now, you are making me pay more than that, and I am having to pay over $300.00 a month. It is not fair to do what you did to me. I need my insurance so I can take care of my grandson, who is 5, and also my wife, who is on oxygen and needs to go to doctor's appointments 4 times a week. Now you sent me a cancellation notice, and I will lose my insurance on the 22nd of this month because you made my payment so high that I have to go without insurance. You are not letting me pay $114.00 a month. I am begging you to put my insurance back to $114.00 a month. Please help me out so my wife can get to her doctors and my grandson can get to school.

The premium is very high, and it's almost impossible to use the roadside service. Additionally, there is a fee involved. The service feels deceptive and overpriced.

The Snapshot program that is intended to get drivers discounts is fundamentally flawed. While I believe the intent of the Snapshot program is to encourage positive behavioral change, I find its execution—particularly the plug-in device with audible alerts—to be fundamentally flawed. My concerns focus on the audible alerts triggered during what the system classifies as “unsafe” driving events, most notably “hard braking.” During my participation in the program, I received multiple audible alerts attributed to hard braking. Upon reviewing the corresponding reports in the Snapshot mobile application, I observed that these alerts were recorded as hard-brake incidents. Because the application does not provide a data export function, I manually copied the event data to conduct my own review. In reviewing the overall data, approximately 90% of my recorded driving time resulted in a “Great job!” assessment within the application. Despite this, I was informed that my driving behavior placed me at risk for a premium increase. And yes, my premium has been increased despite having a clean and accident-free driving record.

Progressive started fine; it was the cheapest option but still seemed to have enough perks. However, there was no warning that the policy was about to expire and re-enroll, or more importantly, that the policy was going up in price. That's concerning.

My tip would be not to get Progressive - they raise your rates even when you have had zero accidents. Looking to switch ASAP.

I cannot see why my rates go up every 6 months, with no claims or tickets during that time period.

At the beginning, they gave me a great quote, but after I accepted and paid my insurance upfront, they began to renege on the original offer. They first tried to upcharge me $1,500 more and asked me for 5 years of declaration pages from my former insurance. I had been with my former insurance for 15 years, and they gladly complied with my request to upload and send Progressive the information they asked for. They shared with me that their request was a bit unusual. I ended up paying $600 more.

What to say about Progressive? You'll progressively pay more every year, despite having no claims, accidents, or tickets. Add more services and get bundle discounts, they say. What a joke. After bundling multiple policies and having been with Progressive for over 9 years with no reasons for our costs to keep rising, we attempted to get a loyalty discount of any kind—$3 off a month by adding a boat policy (we live in a city) is what we were offered, which cost $31 more for that particular policy, so no actual discount at all.

After being a loyal customer for several years, I find the company to be very disappointing in its loyalty to its customers. It is easy to add coverage and pay for that coverage, but I find the company is unwilling to reduce costs according to my coverage needs.

I'm disappointed that my rates were raised because a power line broke and set my tool shed on fire.

I had Progressive for about 12 years, and we were Emerald level clients. After 2 accidents last year, they sent me a non-renewal notice. I was upset, but it turned out to be a blessing because they were charging about $8,800 for full coverage for 3 cars per year. After shopping around online, I found 2 different major companies that offered the same policy for about half the price. I will definitely shop prices every few years from now on.

I have been with them for many years, never made a claim, and my premium is still going up.

I have insurance with Progressive, and because of my age of 75, I feel I've been discriminated against. While some cars pay less than $900 a year, I have to pay $2,800 because of my age. According to their agents, an elderly person represents a danger.

Increased my insurance by $400 in a 6-month renewal.

Regarding the claim I had, I thought Progressive would have backed me since I feel that the incident was not my fault. There was nothing I could have done to avoid the e-bike from hitting the rear quarter panel of the passenger side of my car. Instead, they decided to settle the claim. If I were in a better financial position, I would have hired a lawyer and fought this. Well, it is closed now. I sincerely hope my rate does not increase due to this incident. Lastly, I am waiting for a release from the other party's attorney assuring me that he cannot come back to me in the future. Alyssa Watson is supposed to send it to me as soon as she receives it.

They said it would be cheaper, but it wasn’t. I’m looking for more affordable car insurance. I’m 72 years old and have a paid-off 2008 Dodge Nitro. I don’t drive much now—I just need it to be legal on the road. I’m a safe driver with no tickets or accidents.

Progressive takes advantage of having your card on file. Without speaking with you about the renewal, they charged you twice what you were paying, so avoid them at all costs.