Is Farmers A Good Insurance Company? Reviews From Over 3,848 Customers

Updated

Ronald
Verified Review
Prefer a Fixed Charge Over Fluctuating Monthly Prices
The service is fine, but their progressive insurance monthly price fluctuates greatly for reasons unknown.
Dorothy
Verified Review
Car Insurance
I would recommend Farmers. They're good.
Don
Verified Review
Offered various options for all my insurable items. The best personal service I have ever had!
5-star service, but the prices are steep.
Kerry
Verified Review
Read it
The rates are too high.
Curtis
Verified Review
Everything is pretty much good with Farmers, but we Americans cannot afford our auto and home insurance going up $176 in a six-month period. Everything from insurance to groceries just keeps going up in prices. A good driver shouldn't have to experience that.
Everything is pretty much good with Farmers, but we Americans cannot afford our auto and home insurance going up $176 in a six-month period. Everything from insurance to groceries just keeps going up in prices. A good driver shouldn't have to experience that.
Mary
Verified Review
Great!
She is very knowledgeable, works very quickly, and is very friendly. I would recommend her to others.
Wendy
Verified Review
Excellent
I have had no problems.
Peter
Verified Review
Trust Farmers
Very good.
Dorothy
Verified Review
Excellent
They are good, but they need to lower their rates for seniors.
Jonathan
Verified Review
Listen carefully when your policy is explained to make sure you know what you have and what you're paying for.
Listen carefully when your policy is explained to make sure you know what you have and what you're paying for.
Donald
Verified Review
Very Good
The service is excellent, but the cost has doubled since 2022.
Elizabeth
Verified Review
It's too expensive. The rates increased by roughly $700.00 this year. I would not recommend it based on these rates.
It's too expensive. The rates increased by roughly $700.00 this year. I would not recommend it based on these rates.
Maria
Verified Review
No
I have had good experiences with other insurance companies I've been with before. I came to Farmers because they bought the insurance company I was with at that time.
Catherine
Verified Review
Increasing Prices
They're good. I've been with them since I was 16, but they keep increasing their prices. This upsets me because I'm on a fixed income.
Sofia
Verified Review
Excellent
Excellent; I appreciated the payroll deduction option through my employer.
Rosa
Verified Review
Excellent
I'm very satisfied with their service.
Tammy
Verified Review
I'll Miss You
Farmers is great when you have a claim.
Luisa
Verified Review
From one to ten, I believe a 10
Thank you. I received very good service that was efficient and respectful.
Manuel
Verified Review
I've been with Farmers for about 30 years. A minor accident caused my rate to increase significantly and they couldn't do anything to help me.
I've been with Farmers for about 30 years. A minor accident caused my rate to increase significantly and they couldn't do anything to help me.
Catherine
Verified Review
Great
It's good, but lately, the rates keep going up and they want you to pay for two months when you renew, which sucks. It's hard enough to pay for one month. I wish they would do away with that.
Daniel
Verified Review
It was good until they moved out of California
It was good.
Robert
Verified Review
Excellent
No hassle.
Virginia
Verified Review
Great Service but Horribly High Prices
The service is excellent, but the prices are way too high.
Loyd
Verified Review
Looking for Better Rates in California
Over the years, the agents and the company have always been there when we needed them.
Larry
Verified Review
Eye-opening experience
I looked into other options, but I've decided that Farmers is where I'm staying. They were very pushy.
Janice
Verified Review
Good
Policy increases are too frequent and too high.
Carole
Verified Review
Excellent
It's not providing home insurance in Florida.
Paul
Verified Review
Becoming Too Costly
Okay, but your services are starting to become too expensive. I'm retired and need to be mindful of my spending. If you keep raising costs, you will lose customers. You need to be more innovative in providing services. If you love it, protect it.
Miguel
Verified Review
Excellent
Excellent service. Best prices. I wish someone else could do the same.
Kelly
Verified Review
Fantastic
I like Farmers Insurance, but I'm just looking for different options.
Yuge
Verified Review
Good Company
Everyone was friendly.
Mary
Verified Review
Excellent
Good price.
Cynthia
Verified Review
I have had a great experience with Farmers' customer service and so on. However, my insurance has slowly increased to over $400 a year, despite having no tickets and only one no-fault accident (a hit & run). I'm just trying to save money.
I have had a great experience with Farmers' customer service and so on. However, my insurance has slowly increased to over $400 a year, despite having no tickets and only one no-fault accident (a hit & run). I'm just trying to save money.
Danny
Verified Review
Great Company
I loved this great company.
Sandra
Verified Review
Not the Best, Not the Worst
I tried to reach a representative but have not heard back. I believe I qualify for low mileage auto insurance. They came through when I had water damage from a leak under my sink. They also handle my house insurance, but I don't know much about it. I've been widowed for three years and my husband used to handle all of that.
Barry
Verified Review
So Very Sad to See Them Go
Everything was wonderful. I would be willing to pay double the premium if they would continue to insure me.
Tom
Verified Review
Disappointing
Beware of surprise rate increases.
Christine
Verified Review
Excellent
Hercules and his staff are wonderful and understanding.
Susan
Verified Review
I have been insured with Farmers for 30 years. I like their services, but the cost of the insurance is really outrageous at this time. For someone who has had no tickets or accidents in 30 years, I guess they just don't want my business.
I have been insured with Farmers for 30 years. I like their services, but the cost of the insurance is really outrageous at this time. For someone who has had no tickets or accidents in 30 years, I guess they just don't want my business.
Michelle
Verified Review
Excellent
Good coverage
Doramus
Verified Review
Excellent
I like most of the services. The price needs to be a little more negotiable.
Armand
Verified Review
Excellent
Good communication.
Domenic
Verified Review
Excellent
Easy to work with. Great customer service.
Linda
Verified Review
Good
I'm cancelling my CA insurance. They're raising my rates by 400%.
Adrian
Verified Review
Excellent
I'm happy with them, but they are way too expensive.
Jamie
Verified Review
Knowing that your insurance company will go above and beyond to help you out in any way possible is the best. That's what they do, and I wouldn't consider changing that whatsoever.
Knowing that your insurance company will go above and beyond to help you out in any way possible is the best. That's what they do, and I wouldn't consider changing that whatsoever.
Louie
Verified Review
Good
It's too expensive. I need to pay a lot less so I can use that money for food and gasoline.
Margarito
Verified Review
Good
I think they could offer better prices for a large organization.
John
Verified Review
Good
The service from the secretary was very good.
Emmanuel
Verified Review
Excellent
Good rate
Heidi
Verified Review
Good
Customer service is top notch.
Glenda
Verified Review
I've been with Farmers for over 30 years, as has my family. I was curious, but changing wasn't an option. There were no savings.
I've been with Farmers for over 30 years, as has my family. I was curious, but changing wasn't an option. There were no savings.
Deeann
Verified Review
I love my agent. Cal Smith and his staff provide exceptional customer service. Farmers handles claims promptly and fairly.
I love my agent. Cal Smith and his staff provide exceptional customer service. Farmers handles claims promptly and fairly.
Michel
Verified Review
Good
The rate hike wasn't gradual. It jumped too quickly.
Robert
Verified Review
Excellent
I like the one-year policy.
Eddie
Verified Review
Excellent
I have always enjoyed the service that has been provided to me.
Kathy
Verified Review
Excellent
They were excellent until they increased the rate without informing me or providing a reason.
Ulises
Verified Review
Excellent
Service and coverage
Dan
Verified Review
Excellent
I love our agent. He bends over backward to help but is hamstrung by the company.
Rex
Verified Review
Excellent
Good agent service and lowest insurance pricing.
Antoinette
Verified Review
Farmers Dropped Their Customers Due to California Fires
I've been with them for many years and now they're dropping me. I've never been late with payments and have a clean driving record. However, they're blaming it on the California fires. They offered a new contract but asked for a hefty deposit. This makes no sense to me. It's a huge disappointment and shows a lack of care.
Diana
Verified Review
Horrible Experience!
They are overpriced and don't look out for their customers. They don't do anything except collect money.
Carl
Verified Review
I have been with Farmers for over 30 years and they do not take care of me. I do not get a discount on any of my policies and I do not receive my bills in the mail. All I get are late notices telling me that I am late when I never received the first bill. I have informed them that I have not been receiving bills with partial payments as I requested, but nothing changes. So, I am looking at other places to get insurance.
I have been with Farmers for over 30 years and they do not take care of me. I do not get a discount on any of my policies and I do not receive my bills in the mail. All I get are late notices telling me that I am late when I never received the first bill. I have informed them that I have not been receiving bills with partial payments as I requested, but nothing changes. So, I am looking at other places to get insurance.
Stephanie
Verified Review
I've had my car insurance paid through my employer for over 18 years. To sum it up quickly, my company recently switched to Farmers, which is by far the worst insurance policy I've ever had. Despite having no accidents or claims in eighteen years, this company constantly raises the rates for no apparent reason and won't even cover a tow for more than two blocks. I could go on about how dissatisfied I am, but instead, I'll just look for insurance elsewhere.
I've had my car insurance paid through my employer for over 18 years. To sum it up quickly, my company recently switched to Farmers, which is by far the worst insurance policy I've ever had. Despite having no accidents or claims in eighteen years, this company constantly raises the rates for no apparent reason and won't even cover a tow for more than two blocks. I could go on about how dissatisfied I am, but instead, I'll just look for insurance elsewhere.
Lagretta
Verified Review
Tired of Expensive Car Insurance Rates
It was okay until I had a small, I really mean a small, accident. Then they more than tripled my rate. I'm switching to Progressive very soon. I've already filled out the form and sent it in, just waiting for cancellation.
Lamonte
Verified Review
Ok
They have difficulty returning my calls.
Chris
Verified Review
Non-existent Agent
My premium continues to increase with every renewal. I'm paying as much now as I was when I had two vehicles and a young driver on the policy. Now, I only have one car and it's just me and my wife. I've called my agent to lower my coverage, but all I got was silence.
Priscilla
Verified Review
Outrageous Auto Insurance for Florida
The experience was fine, but the insurance pricing is ridiculous.
Alan
Verified Review
Way too expensive for the amount of miles I drive
The service is poor.
Paul
Verified Review
Poor
Prices are too high.
Edgar
Verified Review
Unhappy with Farmers Insurance
Farmers is demanding double payment of policies in order to recoup lost monies. This affects all their existing customers, even those who have been loyal for decades, like myself.
Fred
Verified Review
Disappointed After 20 Years
After 20 years with no claims, they won't renew the insurance for one of my four vehicles. It's really disappointing!
Arlene
Verified Review
Unfair!
I had a minor accident, which my policy stated was forgivable, but my rate increased by $50 per month. I don't think that's fair. It was my first accident in 6 years. I'm still not happy!
Nancy
Verified Review
I had a Farmers agent for 20 years who went above and beyond with customer service. She retired and the new agent is awful.
I had a Farmers agent for 20 years who went above and beyond with customer service. She retired and the new agent is awful.
Judith
Verified Review
Retirees with Good Driving Records Deserve Help
I am upset about the increase in monthly payments. I am 78 years old and drive very little each day. However, it seems that each month, especially this month, the rate goes up. I plan to make an appointment with my insurance agent to seek some assistance!
Scott
Verified Review
Forget Farmers
They are inefficient and encourage a 'do it yourself online' approach.
Fang
Verified Review
Farmers Insurance: A Big No-No
I didn't appreciate how they increased the payment without notifying me.
Michael
Verified Review
Poor Communication
The rates are expensive and they never notified the state that the vehicles were insured.
Lisa
Verified Review
The staff was unprofessional with poor follow-up. I was with Farmers for over 20 years. My agent in Washington was very attentive to my policies and recommended changes as needed. However, the agent in Henderson, NV seemed more interested in their paycheck than providing good service, and the staff seemed to lack proper training and professionalism. I have since switched to Progressive. The agent there was friendly, recommended policy options, and was professional. Plus, it reduced my premium by half.
The staff was unprofessional with poor follow-up. I was with Farmers for over 20 years. My agent in Washington was very attentive to my policies and recommended changes as needed. However, the agent in Henderson, NV seemed more interested in their paycheck than providing good service, and the staff seemed to lack proper training and professionalism. I have since switched to Progressive. The agent there was friendly, recommended policy options, and was professional. Plus, it reduced my premium by half.
Sandra
Verified Review
Lousy Customer Service
They have no customer service. I couldn't get them to discuss reducing my insurance.
Stewart
Verified Review
Disappointed with Farmers
I strongly advise against getting Farmers insurance. It's worth considering other options. Their customer service is extremely disappointing.
Robert
Verified Review
Overpriced
Why did my rate increase by 77%?
Bob
Verified Review
Too Expensive
My premiums skyrocketed this past year. I had no accidents or violations, and my car is a year older.
Sarah
Verified Review
Average
After the accident, they tripled my rates.
Matthew
Verified Review
Constant Increases and Arrogant Agent
There are constant increases, and the agent is arrogant.
Markita
Verified Review
Unhappy
My agent closed his agency and didn't let me or anyone else know. I finally spoke to another agent. I asked her why my insurance rate increased and she informed me that it was because I called for roadside assistance twice. Also, my daughter had an accident over three years ago. The old agent knew about it. I would not recommend Farmers to anyone.
Benjamin
Verified Review
My Experience at Farmers
The double down payment is way too high. I have a car that was totaled due to the other driver's fault, and you guys are making me renew my policy on that vehicle while the paperwork is getting completed. We are not even able to drive the car. This seems like I am paying a down payment for nothing. The car was covered at the time of the accident and does not need coverage for the next 6 months.
Walter
Verified Review
Must Find a Better Way to Lower Car Insurance Rates
Too expensive, cheap rewards.
Wilbur
Verified Review
Overcharges by Insurance Companies
Stop overcharging customers like me who have no auto or home claims. I am tired of paying for other people's mistakes so that insurance companies can make a profit. Others have choices about how they drive or where they live, just as I do.
Candie
Verified Review
Higher rates every 6 months
I am frustrated with my rates being raised every 6 months. As a senior who drives less than 30 miles a month, I find this to be excessive. I am currently looking for a replacement company.
Robert
Verified Review
Moving Away from Farmers
I've been with the same agent for 30 years, but then Farmers pushed the older, good agents away. The replacement agency is okay, but it doesn't have the personal touch we used to enjoy. At the same time, the prices at Farmers have increased by 30-40%. It's time to move on.
Duyane
Verified Review
Home and Auto Insurance - Just Fairness
The service is good, but the pricing keeps increasing, especially for home insurance.
Patricia
Verified Review
We have been customers of Farmers for literally over 40 years and have had several agent changes. We also insure our home with Farmers. I am unable to understand why the insurance for my 2009 Mini Cooper is so high.
We have been customers of Farmers for literally over 40 years and have had several agent changes. We also insure our home with Farmers. I am unable to understand why the insurance for my 2009 Mini Cooper is so high.
Cindy
Verified Review
My agent called me the day after I had a terrible experience with my car breaking down on a busy intersection in Las Vegas in 114-degree weather. I did nothing to cause this breakdown and walked to a safe place to prevent heat exhaustion. I was unable to find the correct number for roadside assistance and called my agent numerous times just for the phone number. My agent reported that he heard my frantic phone messages and ignored all of them because it was 4:30 pm. The next day, my agent phoned me and was angry at me for bothering him with such petty concerns at 4:30pm. He threatened to dismiss me as a client and drop my towing insurance. The conversation was difficult to listen to and very concerning. The towing experience was not great either. The driver's ETA kept changing, he did not answer any of my phone calls, and the sheriff ordered a tow as the vehicle was blocking traffic. The car was towed to Quality Towing. The Farmer's driver never called me back and never showed up. I had to pay $540 to release my vehicle. I feel like I am not the customer with Farmers, in fact it feels just the opposite.
My agent called me the day after I had a terrible experience with my car breaking down on a busy intersection in Las Vegas in 114-degree weather. I did nothing to cause this breakdown and walked to a safe place to prevent heat exhaustion. I was unable to find the correct number for roadside assistance and called my agent numerous times just for the phone number. My agent reported that he heard my frantic phone messages and ignored all of them because it was 4:30 pm. The next day, my agent phoned me and was angry at me for bothering him with such petty concerns at 4:30pm. He threatened to dismiss me as a client and drop my towing insurance. The conversation was difficult to listen to and very concerning. The towing experience was not great either. The driver's ETA kept changing, he did not answer any of my phone calls, and the sheriff ordered a tow as the vehicle was blocking traffic. The car was towed to Quality Towing. The Farmer's driver never called me back and never showed up. I had to pay $540 to release my vehicle. I feel like I am not the customer with Farmers, in fact it feels just the opposite.
Sharon
Verified Review
Don't Trust Farmers Insurance
I wouldn't recommend them. After 20 years of home property insurance, they dropped us.
Jeff
Verified Review
Poor Service
I've left numerous messages but have received no callbacks. It's difficult to get in touch with anyone.
Dave
Verified Review
Fair Management
They don't offer paperless billing. They send me notices about payment due two weeks early, even though they automatically deduct it.
Desiree
Verified Review
Poor Service
I was hung up on 10 times in a row. My rate doubled in one month. When I finally reached someone, they didn't understand what I was trying to accomplish. I switched companies.
Randy
Verified Review
Experiencing High Penalties for Minor Accidents
I had an extremely minor accident where I bumped the car in front of me. The bolts on my front license plate dented the plastic on the other vehicle. Now, I'm being penalized over $100 for this minor accident. I could understand my insurance going up this much if I had a major accident, but I didn't.
Mukhtar
Verified Review
They Should Compare Their Rates with Other Insurance Companies
They charge more money than other insurance companies for the same coverage. Other insurance companies are a lot better than Farmer.
Jennifer
Verified Review
Awful
Experienced discriminatory behavior, dishonesty, and denial of accommodations for disability needs.
Christine
Verified Review
For a 6-month installment plan, the payment is 2 months upfront, then monthly. My rate was increased. I couldn't pay all because of the fees but managed over time. Now, they're asking for a one-time payment of $1,040 upfront for coverage. I've had no claims and have been with them for over 10 years. If I can't make the monthly payments, how am I supposed to come up with that? I don't recommend them.
For a 6-month installment plan, the payment is 2 months upfront, then monthly. My rate was increased. I couldn't pay all because of the fees but managed over time. Now, they're asking for a one-time payment of $1,040 upfront for coverage. I've had no claims and have been with them for over 10 years. If I can't make the monthly payments, how am I supposed to come up with that? I don't recommend them.
Robert
Verified Review
No Response
I was shopping for homeowners insurance but received no response.
Ketorah
Verified Review
Poor
Too expensive
Jason
Verified Review
Farmers Isn't Good
Don't use them! They lack flexibility in coverage. I wanted basic liability (PIP only), but they wouldn't drop comprehensive and collision.
Martin
Verified Review
I'm not satisfied with this company. My payments have significantly increased since I've been with them for less than two years. I'm almost 61 years old, have no accidents and no tickets that were my fault. There's a pothole claim, and almost five years ago, there was a hit and run by a semi and a vandalism report. That's all they've ever paid out, and I'm not happy with how they're treating me.
I'm not satisfied with this company. My payments have significantly increased since I've been with them for less than two years. I'm almost 61 years old, have no accidents and no tickets that were my fault. There's a pothole claim, and almost five years ago, there was a hit and run by a semi and a vandalism report. That's all they've ever paid out, and I'm not happy with how they're treating me.
Arinda
Verified Review
Used to Be Better and More Affordable
It used to be better. Now, they demand two months' payment in advance to renew your policy, and it doesn't even add up to two months' worth. It's become too expensive.
Carolyn
Verified Review
Very Upset
I'm upset that you lured me away from Geico, only to cancel me within the first 30 days.
Lynn
Verified Review
Don't Use Farmers
Truly awful. After my policy was switched from MetLife to Farmers, I experienced nothing but problems. The worst of which was when I notified them of my 2023 car, purchased new, they never added collision to my policy which previously covered a 16-year-old car. I kept asking why the premium was remaining so low and it took them 6 months to figure out that collision hadn't been added. It was actually me who finally pointed it out to them. They have the worst trained employees I have ever encountered across all industries, including McDonald's.
M Voce
Verified Review
Avoid if Possible
It's vastly overpriced for what you get.
Barbara
Verified Review
Need Local Agent
It's hard to work with them since there's no local agent. I have to use a computer or phone to reach their staff.
Howard
Verified Review
No Loyalty to Customers
They're not good. They're not renewing our auto insurance for no apparent reason. I feel like we're being redlined.
Flora
Verified Review
Too Pricey
I would not recommend Farmers, they are too expensive and I drive a minimal amount.
Sterling
Verified Review
Not Happy
The requirement for full payment of the new policy, in addition to two payments in advance, is too difficult to meet when you're on a fixed income.
Eugene
Verified Review
Excellent to Mediocre
From the late 60's to the early 90's, they were excellent in all categories. Since then, they have been steadily moving towards mediocrity.
Missael
Verified Review
Poor
They cancelled my insurance without notice.
Eugenio
Verified Review
Go with Someone Else
Farmers took six months to pay a claim. They continued charging for gap coverage long after being notified that the lien was paid. They also overcharged for mileage. I updated my information and my policies were updated to a lesser premium, but they did not reduce my billing.
James
Verified Review
Not Happy
It's overpriced and always changes without warning.
James
Verified Review
Expensive Insurance
Look for better rates.
Reed
Verified Review
Fair
They were very expensive.