Is Liberty Mutual A Good Insurance Company? Reviews From Over 4,192 Customers

Updated

Steven
Verified Review
Pretty satisfied with their service and the way they handled the accident. Not happy with the rates going up every year.
Pretty satisfied with their service and the way they handled the accident. Not happy with the rates going up every year.
Dan
Verified Review
They have been great to work with! I just want to see if I'm getting the best coverage at the best rate.
They have been great to work with! I just want to see if I'm getting the best coverage at the best rate.
Antony
Verified Review
Good
They are great in every aspect. I just feel like I'm spending a bit too much money.
Elissa
Verified Review
Excellent
They handled my claim well.
Robert
Verified Review
Excellent
Great customer service, agent, and costs.
Debra
Verified Review
Excellent
We've had good service as well as a respectable rate with them so far.
Debra
Verified Review
We've been very pleased with them. We haven't ever had any issues whatsoever. We may stay with them if their quote is the best one!
We've been very pleased with them. We haven't ever had any issues whatsoever. We may stay with them if their quote is the best one!
Karen
Verified Review
Good
The overall service was good.
Rebecca
Verified Review
Excellent
All of our claims have been handled quickly and 100% efficiently.
Teresa
Verified Review
Excellent
They are helpful when I have questions.
Della
Verified Review
Excellent
I really like the customer service.
Gordon
Verified Review
Good
They have been good but expensive.
Ricky
Verified Review
They take good care of their customers. I was just shopping around to see if it was cheaper elsewhere. I'm not sure why insurance rates are as high as a house payment in Kentucky. The same coverage in a different state is $300.00 a month cheaper.
They take good care of their customers. I was just shopping around to see if it was cheaper elsewhere. I'm not sure why insurance rates are as high as a house payment in Kentucky. The same coverage in a different state is $300.00 a month cheaper.
Susan
Verified Review
I have been with Liberty Mutual for over 40 years and they have been the best insurance I have ever had. However, they are getting too expensive. In the 40 years, I had only 3 claims: 2 on the house weather-related, one in Oregon and one in Texas, and the other was car-related.
I have been with Liberty Mutual for over 40 years and they have been the best insurance I have ever had. However, they are getting too expensive. In the 40 years, I had only 3 claims: 2 on the house weather-related, one in Oregon and one in Texas, and the other was car-related.
Susan
Verified Review
I have been with Liberty Mutual for over 40 years and they have been the best insurance I have ever had. However, they are getting too expensive. In the 40 years, I had only 3 claims: 2 on the house due to weather-related incidents, one in Oregon and one in Texas, and the other was car-related.
I have been with Liberty Mutual for over 40 years and they have been the best insurance I have ever had. However, they are getting too expensive. In the 40 years, I had only 3 claims: 2 on the house due to weather-related incidents, one in Oregon and one in Texas, and the other was car-related.
Christopher
Verified Review
The agent who assisted me with my policy inquiry (I don't recall her name) was very helpful and pleasant to speak with.
The agent who assisted me with my policy inquiry (I don't recall her name) was very helpful and pleasant to speak with.
Melvin
Verified Review
I believe they are a good insurance company. However, they have raised my auto insurance rates for the last two years in a row, and I am a little out of budget because of these rates.
I believe they are a good insurance company. However, they have raised my auto insurance rates for the last two years in a row, and I am a little out of budget because of these rates.
Erica
Verified Review
Good
Solid, easy, and cheap enough for basic insurance, but expensive for my new car.
Maureen
Verified Review
Good
Good service, quick response.
James
Verified Review
Excellent
Excellent company willing to go the extra mile for customer service
Stephen
Verified Review
Good
They did a good job when we had a homeowner claim.
Lytha
Verified Review
Excellent
The customer service received and coverage
Thomas
Verified Review
Excellent
Easy setup and access
Cathy
Verified Review
Good
Always responsive and helpful; the cost was reasonable.
Wayne
Verified Review
Excellent
Low rates!
Kenneth
Verified Review
Good
Overall, it was good... until they raised my premium!
Lori
Verified Review
Good
My agent's help and customer experience
Jacqueline
Verified Review
Good
Great service but way too expensive!
Bob
Verified Review
Excellent
Great service.
John
Verified Review
Excellent
I've never had a problem with them.
Stephen
Verified Review
Excellent
Quick claim service
Barbara
Verified Review
I have not had any experience with Liberty except to make payments. The payments on the renewal notice are way too high.
I have not had any experience with Liberty except to make payments. The payments on the renewal notice are way too high.
Raymond
Verified Review
Excellent
They've always been there when I've needed them.
John
Verified Review
Good
They gave us a lower quote for the same coverage than all the others that we checked out.
John
Verified Review
Excellent
The insurance has been good, just a bit high-priced.
Joyce
Verified Review
They have been very helpful. I am not looking to switch insurance. I was looking at lowering the interest rate on my mortgage and was asked who has my homeowners' insurance, and they just ran with it. So much so, I was given a deadline to finish paperwork. I am no longer interested and told them I was just seeking information, not the pressure tactic I received. I was not looking to change insurance, just information about my VA loan.
They have been very helpful. I am not looking to switch insurance. I was looking at lowering the interest rate on my mortgage and was asked who has my homeowners' insurance, and they just ran with it. So much so, I was given a deadline to finish paperwork. I am no longer interested and told them I was just seeking information, not the pressure tactic I received. I was not looking to change insurance, just information about my VA loan.
Camille
Verified Review
Well-known company. I am now retired and my money is tight, so I have to shop around. I don't like to, but every penny counts. I am lucky to have Liberty, just trying to save money.
Well-known company. I am now retired and my money is tight, so I have to shop around. I don't like to, but every penny counts. I am lucky to have Liberty, just trying to save money.
Camille
Verified Review
Excellent
Their rates are lower than your rates.
Barbra
Verified Review
It's good insurance as far as we know. We're just trying to save some money. I don't know how long our accident from three years ago is going to cost us money.
It's good insurance as far as we know. We're just trying to save some money. I don't know how long our accident from three years ago is going to cost us money.
John
Verified Review
Excellent
They've been kind and friendly, but they charge too much for that.
Rahsin
Verified Review
Excellent
We have had no issues. Exceptional service when needed.
Larry
Verified Review
Excellent
Very responsive.
Thomas
Verified Review
Excellent
Low cost.
Linda
Verified Review
Good
Great customer service
Paul
Verified Review
Good
Good customer service.
Melissa
Verified Review
They had an excellent insurance rate for full coverage on my vehicle. I will be 49 in August and figured the rate would have come down, not gone up.
They had an excellent insurance rate for full coverage on my vehicle. I will be 49 in August and figured the rate would have come down, not gone up.
John
Verified Review
We appreciate the bundling with our house insurance. Could you please send us a paper verification for the total monthly cost of car plus house insurance for the Norbys at 98 Floresta Dr, McDonough, Ga 30252?
We appreciate the bundling with our house insurance. Could you please send us a paper verification for the total monthly cost of car plus house insurance for the Norbys at 98 Floresta Dr, McDonough, Ga 30252?
Carolyn
Verified Review
Excellent
They were there when I needed them, and the process was successful.
Michael
Verified Review
Good
I like their customer service.
Earl
Verified Review
Excellent
The service is good, but they raised the price too quickly.
Susan
Verified Review
Since switching to Liberty Mutual, I haven't had any accidents. This is based solely on my experience with their service during the transition.
Since switching to Liberty Mutual, I haven't had any accidents. This is based solely on my experience with their service during the transition.
Carl
Verified Review
Excellent
The service was great.
John
Verified Review
Your service is outstanding. I don't like the cost, but I understand. I hope the cost goes down as time goes by.
Your service is outstanding. I don't like the cost, but I understand. I hope the cost goes down as time goes by.
John
Verified Review
You have met my needs and I can always talk to someone when I call. I don't like the rate, but I understand. I'm not looking to change and I hope we can work the rate out in the future.
You have met my needs and I can always talk to someone when I call. I don't like the rate, but I understand. I'm not looking to change and I hope we can work the rate out in the future.
Lula
Verified Review
Good
Because my premiums went up too high, I'm on a fixed income with no accidents.
Doris
Verified Review
Good
Good policy, available 24/7, with initial budget-friendly premiums.
Jesse
Verified Review
Good
Their rates are cheaper, but they increased by $200 this year.
Ricardo
Verified Review
Good
Six months after I subscribed, the policy increased my cost by 20%.
John
Verified Review
Excellent
It's a great company. They have been wonderful to work with.
Vickie
Verified Review
Excellent
They are good, friendly, fast, and work well for you.
Stephen
Verified Review
Terrible
They misled me at every turn. The representative said that my rates would go down the following October, but when the time came, they told me they don't change rates in the middle of the year. Then when we reached the end of the year, they told me that my rate went up by 40%. They promised me a bundle discount of 700 dollars between the two policies. Then they said since my house was a prefabricated home, they insured me through one of their affiliates and told me my policies did not qualify for the discount.
Robert
Verified Review
Poor
It's too expensive. I found identical coverage for half the price elsewhere.
Ollis
Verified Review
Good Experience
Their rates are high, but they offer good service.
Kave
Verified Review
Avoid them
Avoid them. They continue to increase your rates annually for no reason.
Colonel
Verified Review
Prices Keep Increasing Every Renewal
It's just mandatory insurance.
Amirali
Verified Review
Good but Expensive
The service was good, but it was expensive.
Malinda
Verified Review
Bad Service All Around
Rates increase despite no claims. Very unpleasant experience with the billing representative. If you have any other options, I would not recommend Liberty Mutual.
Sharon
Verified Review
Unhappy with Liberty Mutual!
Liberty Mutual based my large increase on demographics, not on my personal driving record or history with them. This is not fair to me or anyone else.
Julia
Verified Review
Loyalty Doesn't Matter Anymore & Respect is Out The Door!
They are very rude. They don't value customers who have been with them for a long period of time, and their rates are extremely high. They speak to customers disrespectfully and make you feel unvalued and unappreciated. This is why after 10 plus years I'm leaving. I'm truly disgusted and disappointed. I will never recommend them to anyone.
Angela
Verified Review
They classified me as a loyal customer for a couple of years, but then, out of the blue, they raised my insurance by 25 dollars a month. I have had no accidents or anything. Also, I downloaded the app for the discount, but it says I do not qualify for that discount. However, I must say the employees are nice and polite when they deliver the bad news, but it doesn't make it right.
They classified me as a loyal customer for a couple of years, but then, out of the blue, they raised my insurance by 25 dollars a month. I have had no accidents or anything. Also, I downloaded the app for the discount, but it says I do not qualify for that discount. However, I must say the employees are nice and polite when they deliver the bad news, but it doesn't make it right.
Mary
Verified Review
Not Satisfied
Okay, but their rates are high. We even had a triple discount policy that didn't save us much.
Virginia
Verified Review
I paid in advance every month for auto insurance by auto pay. LM charged me to cancel even though I owed nothing and cancelled before the next billing cycle. They continued to raise rates and I decided to go elsewhere. They never attempted to try to save me as a customer either. I would not recommend them.
I paid in advance every month for auto insurance by auto pay. LM charged me to cancel even though I owed nothing and cancelled before the next billing cycle. They continued to raise rates and I decided to go elsewhere. They never attempted to try to save me as a customer either. I would not recommend them.
Miriam
Verified Review
Poor
They provide you with one piece of information, then constantly change it.
Najma
Verified Review
Poor
The customer service is rude.
Lorraine
Verified Review
They are raising prices and didn't let anyone know why. They should reach out to the customers. I get it, everything is going up, but an explanation would help.
They are raising prices and didn't let anyone know why. They should reach out to the customers. I get it, everything is going up, but an explanation would help.
Francine
Verified Review
Average
Very expensive.
Mary
Verified Review
Fair
They increased my insurance by $100.
Toni
Verified Review
Fair
The monthly cost for a 2007 model is outrageous.
Kimberly
Verified Review
Poor
Their rates doubled.
Samantha
Verified Review
My initial experience was phenomenal. They offered a great price, excellent customer service, and comprehensive services. However, after a no-fault claim, my coverage and price increased without any warning. I also discovered that I was paying for services that they were not actually providing.
My initial experience was phenomenal. They offered a great price, excellent customer service, and comprehensive services. However, after a no-fault claim, my coverage and price increased without any warning. I also discovered that I was paying for services that they were not actually providing.
William
Verified Review
Average
Satisfactory but too expensive.
Mona
Verified Review
Average
The customer service was good, but the price was not.
Andrea
Verified Review
Poor
It's overpriced for full coverage on one car.
Mary
Verified Review
Fair
They tripled my costs.
Arthur
Verified Review
Poor
Terrible price gouging
Garry
Verified Review
Average
I was paying $185 a month, but now it's $242 a month!
Lester
Verified Review
Average
The price wasn't consistent from year one to year two.
Thomas
Verified Review
Fair
They increased the premium by over 25% after only 6 months.
Floyd
Verified Review
Poor
From one term to the next, the premium doubles.
Steven
Verified Review
Fair
Pricing
Lisa
Verified Review
Their commercials always claimed their prices would never increase. This turned out to be false advertising, and they subsequently removed those commercials. They justified the price increase by citing inflation, but I don't believe we should have to pay for what other people do. I'm not convinced by their inflation argument.
Their commercials always claimed their prices would never increase. This turned out to be false advertising, and they subsequently removed those commercials. They justified the price increase by citing inflation, but I don't believe we should have to pay for what other people do. I'm not convinced by their inflation argument.
Dolores
Verified Review
Poor
They gave me a low price initially, but increased it right away and kept increasing it.
Rickie
Verified Review
Average
A rental car is provided when needed.
Rickie
Verified Review
Average
They responded well when I needed a rental car.
Chris
Verified Review
Poor
The price almost doubled with no reasons to justify the increase.
Timothy
Verified Review
Fair
It's way too expensive for what is offered. The prices for insurance are outrageous.
Doreen
Verified Review
Poor
They never respond and you can never speak with a live person.
Don
Verified Review
I have the bare minimum coverage for Kentucky and I'm paying $60 a month for it. I keep seeing online that you can get full coverage for $39, $29, and some even say $19, but I really don't expect that. When I started with Liberty Mutual about 5 years ago, it was $30 a month for my coverage. Now it's up to $60 and I don't even get towing with that. It's been frustrating trying to get quotes because they just keep running you around in circles.
I have the bare minimum coverage for Kentucky and I'm paying $60 a month for it. I keep seeing online that you can get full coverage for $39, $29, and some even say $19, but I really don't expect that. When I started with Liberty Mutual about 5 years ago, it was $30 a month for my coverage. Now it's up to $60 and I don't even get towing with that. It's been frustrating trying to get quotes because they just keep running you around in circles.
Myron
Verified Review
Average
Liberty Mutual dropped me for no reason.
Claudette
Verified Review
I'm not happy with them adding another person to my policy. When I notified them, the person was removed. This person lives in my building. I don't trust them now.
I'm not happy with them adding another person to my policy. When I notified them, the person was removed. This person lives in my building. I don't trust them now.
Claudette
Verified Review
Average
A second person was added to my policy without my knowledge.
Yvonne
Verified Review
Average
Continuous increases without any claims.
Didin
Verified Review
I feel disadvantaged as a customer of Liberty Mutual Insurance. Every year, the price increases and becomes more expensive. Despite being a loyal customer and never having an accident, I am not given a discount. Instead, I am charged a high price. This is very disappointing.
I feel disadvantaged as a customer of Liberty Mutual Insurance. Every year, the price increases and becomes more expensive. Despite being a loyal customer and never having an accident, I am not given a discount. Instead, I am charged a high price. This is very disappointing.
Willie
Verified Review
Poor
The insurance prices have increased. I've had my car for almost three years now. What's going on?
Angelena
Verified Review
I have been asking them for two years to send me a paper insurance card, but I have not received one yet.
I have been asking them for two years to send me a paper insurance card, but I have not received one yet.
Shane
Verified Review
Fair
Ridiculous price hikes
Joseph
Verified Review
Poor
Cannot get a hold of them via phone, email, or text.
Francine
Verified Review
Average
Unable to get a live person on the phone.
Kimberly
Verified Review
Poor
They doubled my price.
Jerry
Verified Review
Average
The last claim was handled poorly until one of the appraisers stepped up to the plate.
Deborah
Verified Review
There is no local representative available to speak with. I never had access to an agent. If I had a question or problem, it took a very long time to get a person on the phone. While I was waiting on the phone, the automated voice kept suggesting that I could just visit their website, even if I hadn't found an answer there. Once you get through to a person, they are very helpful. The only time I ever got through to a person quickly was when I called to cancel the policy.
There is no local representative available to speak with. I never had access to an agent. If I had a question or problem, it took a very long time to get a person on the phone. While I was waiting on the phone, the automated voice kept suggesting that I could just visit their website, even if I hadn't found an answer there. Once you get through to a person, they are very helpful. The only time I ever got through to a person quickly was when I called to cancel the policy.
Vada
Verified Review
I have been making my monthly payment of $96, but suddenly they want the entire amount upfront until November.
I have been making my monthly payment of $96, but suddenly they want the entire amount upfront until November.
Ronnie
Verified Review
Fair
It's too hard to log in to my account.
Amber
Verified Review
Poor
They didn't pay off my car when I wrecked it, nor did they provide me with a replacement.
Chase
Verified Review
They raised my prices by 350 dollars because I was involved in an auto accident that wasn't my fault. I received no tickets.
They raised my prices by 350 dollars because I was involved in an auto accident that wasn't my fault. I received no tickets.
Patricia
Verified Review
Average
They raised my monthly payments to almost $200 a month. It started out at $86.
Gary
Verified Review
Average
They're raising my insurance after 6 months.
Elias
Verified Review
Poor
Their prices are very high.
Roscoe
Verified Review
I don't have any problem with them. I just don't understand why they're dropping me. I didn't back into that person on purpose, believe me, it was an accident. It really gets to me that it happened and I'm sorry.
I don't have any problem with them. I just don't understand why they're dropping me. I didn't back into that person on purpose, believe me, it was an accident. It really gets to me that it happened and I'm sorry.
Tamika
Verified Review
Fair
They raised my monthly payment by 30 dollars even though I didn't have any accidents.