Is Direct Auto A Good Insurance Company? Reviews From Over 1,890 Customers

Updated

Chelse
Verified Review
Excellent
Had a great quote.
Charles
Verified Review
Good
The customer service is good and they offer competitive rates.
Angela
Verified Review
Excellent
I have not had any problems.
Shauna
Verified Review
Excellent
The customer service is awesome, I'm just looking for better rates.
Lori
Verified Review
Excellent
They're always helpful and pleasant.
Candice
Verified Review
Direct Auto has been easy to access and use. For some reason, when it came time to renew my policy, my monthly rate went up almost 30 dollars for no apparent reason. That's the only reason I'm looking for something else right now. They were the cheapest until it was time to renew. However, I'm still satisfied with the coverage I have/had.
Direct Auto has been easy to access and use. For some reason, when it came time to renew my policy, my monthly rate went up almost 30 dollars for no apparent reason. That's the only reason I'm looking for something else right now. They were the cheapest until it was time to renew. However, I'm still satisfied with the coverage I have/had.
Heather
Verified Review
Excellent
I haven't had any trouble with anything using Direct Auto.
Crystal
Verified Review
Direct Auto is too expensive
I feel like they're okay, but I am paying way too much out of pocket! I think they need to update my policy.
Rachel
Verified Review
High Costs and Lack of Transparency in Louisiana
They were not transparent about their pricing when I signed up. They convinced me to add many ancillary products based on discounts, but failed to mention that the policy expense was due to these additional products, not the actual policy itself. Therefore, my first and second months were significantly more expensive than they needed to be, which was very frustrating. Additionally, the insurance itself is extremely expensive for no apparent reason other than I haven't had insurance for a while due to not owning a car. I have no accidents or tickets, and neither does my husband. Yet, we are still paying $300 a month for an older vehicle, and we are in our 40s. I find it absolutely outrageous to pay that much for insurance coverage. Other insurance companies won't even insure us, so it's not entirely their fault. However, the cost of car insurance is just ridiculous.
Jacob
Verified Review
Terrible Experience, I Don't Want to Work with Them Again
They overcharged me for insurance, almost 600 dollars a month for a truck. That's absolutely outrageous. My roadside assistance never worked. Just a disappointing company.
Gina
Verified Review
Run in the Other Direction
Terrible. They raised my rates by 115 dollars a month without even a conversation.
Debra
Verified Review
Too Expensive
Their rates are extremely high for a person of 60 years with no tickets or accidents.
Sandy
Verified Review
Not Very Nice in Person
Their rates are not bad.
Dana
Verified Review
Dissatisfied
The customer service is horrible and the people I have come into contact with are unable to provide me with the explanations I request.
Ramon
Verified Purchase
Bad Service
It's way too expensive. I put in a claim and haven't heard from the representative ever since. I do not understand why no one has called me about my claim.
David
Verified Review
Too Expensive
Overpriced.
George
Verified Review
Basic Coverage
The coverage is fair, but I was very disappointed when I needed to use roadside assistance and couldn't.
Douglas
Verified Review
Wildlife Ride
If you choose Direct, you might end up in a potentially bad financial situation. They will hold you responsible if wildlife damages your vehicle.
Jennifer
Verified Review
Average
Way too expensive.
Tammy
Verified Review
Okay
My experience was okay until I decided to get a tag. My quote was higher because one letter was entered incorrectly. I feel like it wasn't my fault and I should've received a credit or something, which I did not receive.
Beverlee
Verified Review
Direct Auto Insurance
I have tried to change my due date to the last day of the month, but they refused to push it, so I am always late.
Victor
Verified Review
Misleading Information
I was initially told that I would pay $170 per month, but I'm currently paying $209 per month.
Judith
Verified Review
I wouldn't recommend this company if you don't want to shop for insurance regularly
They started with a decent rate, then doubled it. They wanted $200 per month for a 60-year-old driver with no accidents or tickets for the minimum insurance! It's ridiculous.
Vickie
Verified Review
Don't Do It!
They will report your no-fault accident, and your insurance will go up.
Patricia
Verified Review
Direct Auto is Too Expensive
It's too expensive.
Charles
Verified Review
Desire for Better Discounts for Good Drivers
If you reside in the State of Michigan or any no-fault state, be prepared to pay a significant amount for insurance.
Marjorie
Verified Review
Used to be great, but now not so good.
They keep messing up our premiums. They went from $187 to $525. We called four days in a row trying to find out why, and someone was supposed to call us back but never did. We still don't have an explanation.
Janell
Verified Review
Insurance Rates
They are too expensive.
William
Verified Review
Poor Experience
I had a very poor experience. I wouldn't recommend them. Their prices are high for the coverage they offer.
Arthur
Verified Review
Horrible Experience, One Star Doesn't Even Define the Disrespect
They are horrible! I was hit by a drunk driver back in June and my damages still haven't been fixed, despite paying $400 a month just to insure my car. I wouldn't recommend them or the general, even if my life depended on it.
Rachel
Verified Review
Horrible
Don't go with them. They can't keep their adjusters on the same page and then they cancel policies without notification through email or call.
Brian
Verified Review
Not as cheap as expected
Consider shopping for cheaper options!
Sherry
Verified Review
Fair Rating for Auto Direct and Others
There needs to be cheaper insurance options for people with tickets and accidents.
Teresa
Verified Review
I consistently faced issues with them altering the price of my monthly payment. Once, they even sent a payment to Marysville, TN, which resulted in me being without insurance for a month. This could have led to serious consequences such as jail time or causing harm to someone. It seemed like there was an issue every month.
I consistently faced issues with them altering the price of my monthly payment. Once, they even sent a payment to Marysville, TN, which resulted in me being without insurance for a month. This could have led to serious consequences such as jail time or causing harm to someone. It seemed like there was an issue every month.
Anthony
Verified Review
Expensive
It's too much money.
Victoria
Verified Review
A deer hit my car and they aren't covering it
It's terrible. They pretty much make you feel like a liar even when you have all the necessary paperwork to prove your honesty. I would never file a claim with them.
Jessica
Verified Review
Not the best experience
I believed I had a reasonable deal, having paid for full coverage for several months. However, I now feel that I would have been better off without any insurance at all. The company offers paperless billing, but never actually allows you to go paperless to receive the discount. The customer service is extremely disappointing.
Jeremy
Verified Review
Fair
Direct Auto is charging me more than many others. I share this information with everyone I can.
Tienna
Verified Review
My password didn't work half the time, and the app would often restart, causing me to make late payments.
My password didn't work half the time, and the app would often restart, causing me to make late payments.
Tanya
Verified Review
Disappointing
They do not cooperate if you need an extension. Their customer service is poor and the app is not user-friendly.
Kimberly
Verified Review
Costly
The cost kept increasing in the short time we were with them.
Dusty
Verified Purchase
Not a Long-Term Insurance Company
Don't switch banks while auto-pay is active.
Eleina
Verified Review
Poor Customer Service
I can't get a hold of them for updates.
Michael
Verified Review
Insurance Company Too Expensive
Too darn expensive.
Dena
Verified Review
Pass on by
Definitely not a bang for your buck.
Nancy
Verified Review
Beyond My Monthly Social Security Budget
It's very expensive. My previous rate in Delaware was $110.
Suzanne
Verified Review
Duped
I can get my rate with them cheaper, so they're currently overcharging me by almost $100.
Natusha
Verified Review
Too Expensive
It's too expensive for me to stay with them for two cars, especially when one doesn't even run.
Roderick
Verified Review
I wouldn't recommend this company
This company has terrible pricing and coverage.
Trinity
Verified Review
Advice to a Friend
Stick with Progressive or State Farm. Lemonade barely approves anyone, so don't waste your time. Stay away from Direct Auto.
Jeremiah
Verified Review
Direct Will Pay Their Price, Not Yours
They are great until you need them. Then, good luck.
Bonnie
Verified Review
Not Good
They will raise your policy before 30 days are up.
Kyle Marie
Verified Review
Consider Directing Your Auto Policy Elsewhere
My experience was less than satisfactory. I was automatically switched from SafeAuto to DirectAuto. Unfortunately, their customer service was not helpful at all. Despite having two 6-month policies and zero driving or traffic incidents, my policy's cost kept increasing. This was for a vehicle that's only used for appointments and occasional store visits. I called to find out the reason for the increase but never received a clear answer. As a result, I discontinued my policy and took my business elsewhere. When I was first shifted from SafeAuto to DirectAuto, there was an approximate $80 increase. The renewal this time was even more expensive, and again, customer service couldn't provide a satisfactory explanation.
Stephanie
Verified Review
There are other options
I'm not a fan, and the price is high.
Jaxon
Verified Review
Average
High rates.
Olanda
Verified Review
Delayed Repair After Theft
My car was stolen on May 6th. It's now September 18th and my car still hasn't been repaired.
Jannie
Verified Review
Rejoined with Direct
I've only been back with this company for a short time and I feel like I'm overpaying for the options given. However, most things are overpriced these days.
Schwann
Verified Review
Auto Insurance Too High
Check with other companies to compare prices.
Jamal
Verified Review
Cost too high
The insurance is too high.
Nicholas
Verified Review
Cost Increase
I'm upset because the cost increased by $115 in one month.
David
Verified Review
Unsatisfied
I believe they tried to sneak in an increase without informing me, which I consider fraudulent.
Larry
Verified Review
Too Expensive
It's too expensive. We barely get by today and they want to charge a lot.
John
Verified Review
Poor
The payments were changing, so I had to find someone else.
Jesse
Verified Review
Increasing Prices
The prices keep going up every year, becoming unaffordable.
Ronald
Verified Review
Rates too high
The rates are too high.
Kamilia
Verified Review
Poor
There is no customer service.
Gerald
Verified Review
Disappointed with Direct Auto
When my previous insurance provider left California, they transferred me to Direct Auto. Unfortunately, my monthly premium was increased from $186/month to $308/month.